Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.39
MIG's Cash to Debt is ranked higher than
58% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.25 vs. MIG: 0.39 )
MIG' s 10-Year Cash to Debt Range
Min: 0.35   Max: No Debt
Current: 0.39

Equity to Asset 0.15
MIG's Equity to Asset is ranked higher than
57% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.24 vs. MIG: 0.15 )
MIG' s 10-Year Equity to Asset Range
Min: 0.12   Max: 0.38
Current: 0.15

0.12
0.38
F-Score: 2
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -18.42
MIG's Operating margin (%) is ranked lower than
52% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. MIG: -18.42 )
MIG' s 10-Year Operating margin (%) Range
Min: -18.42   Max: 11.78
Current: -18.42

-18.42
11.78
Net-margin (%) -14.20
MIG's Net-margin (%) is ranked lower than
52% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.52 vs. MIG: -14.20 )
MIG' s 10-Year Net-margin (%) Range
Min: -14.2   Max: 12.86
Current: -14.2

-14.2
12.86
ROE (%) -27.17
MIG's ROE (%) is ranked lower than
53% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.24 vs. MIG: -27.17 )
MIG' s 10-Year ROE (%) Range
Min: -27.17   Max: 11.27
Current: -27.17

-27.17
11.27
ROA (%) -4.07
MIG's ROA (%) is ranked lower than
52% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.60 vs. MIG: -4.07 )
MIG' s 10-Year ROA (%) Range
Min: -4.07   Max: 3.96
Current: -4.07

-4.07
3.96
Revenue Growth (%) 4.70
MIG's Revenue Growth (%) is ranked higher than
63% of the 166 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. MIG: 4.70 )
MIG' s 10-Year Revenue Growth (%) Range
Min: -32.7   Max: 29
Current: 4.7

-32.7
29
» MIG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

MIG Guru Trades in Q1 2013

Steven Cohen 12,356 sh (New)
John Keeley 161,260 sh (+28.02%)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 33,511 sh (-85.15%)
» More
Q2 2013

MIG Guru Trades in Q2 2013

Jim Simons 72,262 sh (New)
John Keeley 232,240 sh (+44.02%)
Steven Cohen Sold Out
Chuck Royce 19,911 sh (-40.58%)
» More
Q3 2013

MIG Guru Trades in Q3 2013

Steven Cohen 15,474 sh (New)
Caxton Associates 50,000 sh (New)
John Keeley Sold Out
Jim Simons Sold Out
Chuck Royce 9,811 sh (-50.73%)
» More
Q4 2013

MIG Guru Trades in Q4 2013

Caxton Associates 50,000 sh (unchged)
Chuck Royce 9,811 sh (unchged)
Steven Cohen Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with MIG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2013-09-30 Sold Out 0.04%$5.93 - $8.79 $ 5.83-18%0
John Keeley 2013-06-30 Add 44.02%0.01%$6.86 - $8.24 $ 5.83-24%232240
John Keeley 2013-03-31 Add 28.02%$5.78 - $7.42 $ 5.83-12%161260
John Keeley 2012-12-31 Add 49.61%0.01%$5.27 - $8.2 $ 5.83-5%125960
John Keeley 2011-03-31 Reduce -28.18%$9.45 - $10.51 $ 5.83-42%49690
Mario Gabelli 2011-03-31 Sold Out $9.45 - $10.51 $ 5.83-42%0
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 0.70
MIG's P/B is ranked higher than
96% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. MIG: 0.70 )
MIG' s 10-Year P/B Range
Min: 0.39   Max: 1.85
Current: 0.7

0.39
1.85
P/S 0.37
MIG's P/S is ranked higher than
96% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. MIG: 0.37 )
MIG' s 10-Year P/S Range
Min: 0.27   Max: 1.14
Current: 0.37

0.27
1.14
PFCF 145.90
MIG's PFCF is ranked lower than
80% of the 154 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.50 vs. MIG: 145.90 )
MIG' s 10-Year PFCF Range
Min: 1.63   Max: 184.75
Current: 145.9

1.63
184.75
EV-to-EBIT 1000.00
MIG's EV-to-EBIT is ranked lower than
83% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.50 vs. MIG: 1000.00 )
MIG' s 10-Year EV-to-EBIT Range
Min: 4   Max: 1146.5
Current: 1000

4
1146.5
Shiller P/E 20.30
MIG's Shiller P/E is ranked lower than
56% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.90 vs. MIG: 20.30 )
MIG' s 10-Year Shiller P/E Range
Min: 6.53   Max: 42.12
Current: 20.3

6.53
42.12

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.37
MIG's Dividend Yield is ranked lower than
82% of the 150 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.51 vs. MIG: 1.37 )
MIG' s 10-Year Dividend Yield Range
Min: 0.23   Max: 3.63
Current: 1.37

0.23
3.63
Dividend growth (3y) -14.90
MIG's Dividend growth (3y) is ranked higher than
58% of the 110 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. MIG: -14.90 )
MIG' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 28.6
Current: -14.9

0
28.6
Yield on cost (5-Year) 1.42
MIG's Yield on cost (5-Year) is ranked lower than
80% of the 152 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.14 vs. MIG: 1.42 )
MIG' s 10-Year Yield on cost (5-Year) Range
Min: 0.23   Max: 3.68
Current: 1.42

0.23
3.68
Share Buyback Rate 2.80
MIG's Share Buyback Rate is ranked higher than
84% of the 148 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.10 vs. MIG: 2.80 )
MIG' s 10-Year Share Buyback Rate Range
Min: 4.4   Max: -51.2
Current: 2.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
MIG's Price/Tangible Book is ranked higher than
94% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.40 vs. MIG: 0.80 )
MIG' s 10-Year Price/Tangible Book Range
Min: 0.33   Max: 3.15
Current: 0.8

0.33
3.15
Price/DCF (Projected) 0.20
MIG's Price/DCF (Projected) is ranked higher than
97% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.50 vs. MIG: 0.20 )
MIG' s 10-Year Price/DCF (Projected) Range
Min: 0.14   Max: 0.59
Current: 0.2

0.14
0.59
Price/Median PS Value 0.60
MIG's Price/Median PS Value is ranked higher than
94% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. MIG: 0.60 )
MIG' s 10-Year Price/Median PS Value Range
Min: 0.12   Max: 3.7
Current: 0.6

0.12
3.7
Earnings Yield (Greenblatt) 0.10
MIG's Earnings Yield (Greenblatt) is ranked lower than
72% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.40 vs. MIG: 0.10 )
MIG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 24.8
Current: 0.1

0.1
24.8
Forward Rate of Return (Yacktman) 36.25
MIG's Forward Rate of Return (Yacktman) is ranked higher than
92% of the 143 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.76 vs. MIG: 36.25 )
MIG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1   Max: 50.5
Current: 36.25

1
50.5

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Meadowbrook Insurance Group, Inc., is a Michigan corporation organized in 1985. The Company is a specialty commercial insurance underwriter and insurance administration services company. It markets and underwrites specialty property and casualty insurance programs and products on both an admitted and non-admitted basis through a diverse network of independent retail agents, wholesalers, program administrators and general agents, who value service, specialized knowledge, and focused expertise. Through its retail property and casualty agencies, it also generates commission revenue. Its agencies are located in Michigan, California, Massachusetts, and Florida and produce commercial, personal lines, life and accident and health insurance that are placed mainly with unaffiliated insurance carriers. The Company recognizes revenue related to the services and coverages within the following categories: net earned premiums, management administrative fees, claims fees, commission revenue, net investment income, and net realized gains. The Company's products are categorized in four categories namely; Admitted Programs and Standard Market Products ;Main Street Excess and Surplus Lines; Non-Admitted Programs; and Specialty Market Products. As a provider of specialty programs, products and risk management services, the company faces a highly competitive industry that is cyclical and historically characterized by periods of high premium rates and shortages of underwriting capacity followed by periods of intense competition and excess underwriting capacity. It competes with other providers of specialty insurance programs, products, and risk management services, as well as, with traditional providers of commercial insurance. The Company's Insurance Company Subsidiaries are subject to regulation in the states where they conduct business.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide