Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt No Debt
MRLN's Cash to Debt is ranked higher than
99% of the 1677 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.41 vs. MRLN: No Debt )
MRLN' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: No Debt

Equity to Asset 0.23
MRLN's Equity to Asset is ranked higher than
95% of the 2349 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.09 vs. MRLN: 0.23 )
MRLN' s 10-Year Equity to Asset Range
Min: 0   Max: 0.34
Current: 0.23

0
0.34
Interest Coverage 6.30
MRLN's Interest Coverage is ranked higher than
92% of the 2175 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.16 vs. MRLN: 6.30 )
MRLN' s 10-Year Interest Coverage Range
Min: 0.05   Max: 6.3
Current: 6.3

0.05
6.3
F-Score: 6
Z-Score: 0.69
WACC vs ROIC
11.80%
29.88%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 37.32
MRLN's Operating margin (%) is ranked higher than
83% of the 2377 Companies
in the Global Specialty Finance industry.

( Industry Median: 30.48 vs. MRLN: 37.32 )
MRLN' s 10-Year Operating margin (%) Range
Min: -13.39   Max: 55.02
Current: 37.32

-13.39
55.02
Net-margin (%) 23.09
MRLN's Net-margin (%) is ranked higher than
76% of the 2377 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.33 vs. MRLN: 23.09 )
MRLN' s 10-Year Net-margin (%) Range
Min: -267.68   Max: 195.31
Current: 23.09

-267.68
195.31
ROE (%) 11.50
MRLN's ROE (%) is ranked higher than
85% of the 2380 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.85 vs. MRLN: 11.50 )
MRLN' s 10-Year ROE (%) Range
Min: -3.52   Max: 1235.68
Current: 11.5

-3.52
1235.68
ROA (%) 2.63
MRLN's ROA (%) is ranked higher than
96% of the 2384 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.79 vs. MRLN: 2.63 )
MRLN' s 10-Year ROA (%) Range
Min: -0.6   Max: 2.65
Current: 2.63

-0.6
2.65
ROC (Joel Greenblatt) (%) 1272.05
MRLN's ROC (Joel Greenblatt) (%) is ranked higher than
98% of the 2346 Companies
in the Global Specialty Finance industry.

( Industry Median: 86.24 vs. MRLN: 1272.05 )
MRLN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -24.72   Max: 1227.86
Current: 1272.05

-24.72
1227.86
Revenue Growth (3Y)(%) 16.30
MRLN's Revenue Growth (3Y)(%) is ranked higher than
94% of the 2043 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.20 vs. MRLN: 16.30 )
MRLN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 299.4
Current: 16.3

0
299.4
EBITDA Growth (3Y)(%) 34.60
MRLN's EBITDA Growth (3Y)(%) is ranked higher than
95% of the 1846 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.40 vs. MRLN: 34.60 )
MRLN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 75.2
Current: 34.6

0
75.2
EPS Growth (3Y)(%) 43.00
MRLN's EPS Growth (3Y)(%) is ranked higher than
94% of the 1864 Companies
in the Global Specialty Finance industry.

( Industry Median: 9.20 vs. MRLN: 43.00 )
MRLN' s 10-Year EPS Growth (3Y)(%) Range
Min: -62.6   Max: 142
Current: 43

-62.6
142
» MRLN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

MRLN Guru Trades in Q2 2014

Jim Simons 214,543 sh (+11.78%)
Columbia Wanger 1,207,000 sh (unchged)
» More
Q3 2014

MRLN Guru Trades in Q3 2014

Columbia Wanger 1,018,210 sh (-15.64%)
Jim Simons 162,300 sh (-24.35%)
» More
Q4 2014

MRLN Guru Trades in Q4 2014

Jim Simons 172,591 sh (+6.34%)
Columbia Wanger 1,014,368 sh (unchged)
Columbia Wanger 1,014,368 sh (-0.38%)
» More
Q1 2015

MRLN Guru Trades in Q1 2015

Columbia Wanger 1,014,368 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with MRLN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.10
MRLN's P/E(ttm) is ranked higher than
83% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 18.60 vs. MRLN: 13.10 )
MRLN' s 10-Year P/E(ttm) Range
Min: 3.25   Max: 132.93
Current: 13.1

3.25
132.93
Forward P/E 10.95
MRLN's Forward P/E is ranked higher than
86% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. MRLN: 10.95 )
N/A
PE(NRI) 12.90
MRLN's PE(NRI) is ranked higher than
83% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 18.70 vs. MRLN: 12.90 )
MRLN' s 10-Year PE(NRI) Range
Min: 3.24   Max: 126.29
Current: 12.9

3.24
126.29
P/B 1.40
MRLN's P/B is ranked higher than
64% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.40 vs. MRLN: 1.40 )
MRLN' s 10-Year P/B Range
Min: 0.11   Max: 2.68
Current: 1.4

0.11
2.68
P/S 2.90
MRLN's P/S is ranked higher than
70% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.68 vs. MRLN: 2.90 )
MRLN' s 10-Year P/S Range
Min: 0.21   Max: 400.5
Current: 2.9

0.21
400.5
POCF 7.38
MRLN's POCF is ranked higher than
87% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 81.00 vs. MRLN: 7.38 )
MRLN' s 10-Year POCF Range
Min: 0.44   Max: 14.97
Current: 7.38

0.44
14.97
EV-to-EBIT 4.73
MRLN's EV-to-EBIT is ranked higher than
97% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 20.40 vs. MRLN: 4.73 )
MRLN' s 10-Year EV-to-EBIT Range
Min: -65.4   Max: 288.5
Current: 4.73

-65.4
288.5
PEG 0.27
MRLN's PEG is ranked higher than
99% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. MRLN: 0.27 )
MRLN' s 10-Year PEG Range
Min: 0.28   Max: 0.36
Current: 0.27

0.28
0.36
Shiller P/E 24.20
MRLN's Shiller P/E is ranked higher than
83% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. MRLN: 24.20 )
MRLN' s 10-Year Shiller P/E Range
Min: 1.14   Max: 64.14
Current: 24.2

1.14
64.14
Days Sales Outstanding 3.01
MRLN's Days Sales Outstanding is ranked higher than
98% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. MRLN: 3.01 )
MRLN' s 10-Year Days Sales Outstanding Range
Min: 1.41   Max: 17.03
Current: 3.01

1.41
17.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.50
MRLN's Dividend Yield is ranked higher than
53% of the 2226 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.49 vs. MRLN: 2.50 )
MRLN' s 10-Year Dividend Yield Range
Min: 0.38   Max: 2.93
Current: 2.5

0.38
2.93
Dividend Payout 0.31
MRLN's Dividend Payout is ranked higher than
81% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.68 vs. MRLN: 0.31 )
MRLN' s 10-Year Dividend Payout Range
Min: 0.13   Max: 0.34
Current: 0.31

0.13
0.34
Dividend growth (3y) 98.60
MRLN's Dividend growth (3y) is ranked higher than
99% of the 1338 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.40 vs. MRLN: 98.60 )
MRLN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 98.6
Current: 98.6

0
98.6
Yield on cost (5-Year) 2.50
MRLN's Yield on cost (5-Year) is ranked lower than
53% of the 2235 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.84 vs. MRLN: 2.50 )
MRLN' s 10-Year Yield on cost (5-Year) Range
Min: 0.38   Max: 2.93
Current: 2.5

0.38
2.93
Share Buyback Rate -1.60
MRLN's Share Buyback Rate is ranked higher than
72% of the 1686 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.40 vs. MRLN: -1.60 )
MRLN' s 10-Year Share Buyback Rate Range
Min: 13.6   Max: -53.8
Current: -1.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
MRLN's Price/Tangible Book is ranked higher than
73% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.60 vs. MRLN: 1.40 )
MRLN' s 10-Year Price/Tangible Book Range
Min: 0.22   Max: 2.64
Current: 1.4

0.22
2.64
Price/Median PS Value 0.90
MRLN's Price/Median PS Value is ranked higher than
93% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.30 vs. MRLN: 0.90 )
MRLN' s 10-Year Price/Median PS Value Range
Min: 0.15   Max: 120.15
Current: 0.9

0.15
120.15
Price/Peter Lynch Fair Value 0.50
MRLN's Price/Peter Lynch Fair Value is ranked higher than
98% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. MRLN: 0.50 )
MRLN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.55   Max: 1.2
Current: 0.5

0.55
1.2
Price/Graham Number 0.90
MRLN's Price/Graham Number is ranked higher than
81% of the 3169 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.20 vs. MRLN: 0.90 )
MRLN' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 2.83
Current: 0.9

0.6
2.83
Earnings Yield (Greenblatt) 21.30
MRLN's Earnings Yield (Greenblatt) is ranked higher than
96% of the 2352 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.40 vs. MRLN: 21.30 )
MRLN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 34.7
Current: 21.3

0.3
34.7
Forward Rate of Return (Yacktman) -68.86
MRLN's Forward Rate of Return (Yacktman) is ranked lower than
54% of the 1260 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.15 vs. MRLN: -68.86 )
MRLN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1857.2   Max: -35.6
Current: -68.86

-1857.2
-35.6

Business Description

Industry: Banks » Specialty Finance
Compare:HKXCY, WU, ASXFY, CIT, KFN » details
Marlin Business Services Corp is incorporated in the Commonwealth of Pennsylvania on August 5, 2003. The Company is a provider of equipment financing solutions, mainly to small and mid-sized businesses. It finance over 100 categories of commercial equipment important to the typical small and mid-sized business customer, including copiers, security systems, computers and software, telecommunications equipment and certain commercial and industrial equipment. It access its end user customers primarily through origination sources comprised of its existing network of over 10,800 independent commercial equipment dealers and, to a much lesser extent, through direct solicitation of its end user customers and through relationships with select lease brokers. It use both a highly efficient telephonic direct sales model and, for strategic larger accounts, outside sales executives to market to its origination sources. Its typical financing transaction involves a non-cancelable, full-payout lease with payments sufficient to recover the purchase price of the underlying equipment plus an expected profit. It focuses mainly on the segment of the market comprised of the small and mid-size independent equipment dealers. It focus on establishing its relationships with independent equipment dealers to meet their need for high-quality, convenient point-of-sale lease financing programs. It have the capabilities and expertise to service large national accounts through its National Accounts Finance Group which provides dedicated resources focused on exemplary service levels for select national accounts. It provide equipment dealers with the ability to offer its lease financing and related services to their customers as an integrated part of their selling process, providing them with the opportunity to increase their sales and provide better customer service. It competes with a variety of equipment financing sources that are available to small and mid-sized businesses, including: national, regional and local finance companies that provide leases and loan products. The Company's insurance operations are subject to various types of governmental regulation.
» More Articles for MRLN

Headlines

Articles On GuruFocus.com
comment on MRLN May 27 2013 
comment on MRLN May 27 2013 
Marlin Business Services Corp. Reports Operating Results (10-K) Mar 16 2011 
Marlin Business Services Corp. (MRLN) CFO Lynne C Wilson sells 1,000 Shares Dec 16 2010 
Marlin Business Services Corp. (MRLN) CEO Daniel P Dyer sells 10,640 Shares Oct 08 2010 
Marlin Business Services Corp. (MRLN) CEO Daniel P Dyer sells 10,119 Shares Oct 05 2010 
Marlin Business Services Corp. (MRLN) COO George D Pelose sells 1,307 Shares Sep 30 2010 
Marlin Business Services Corp. (MRLN) CEO Daniel P Dyer sells 1,840 Shares Sep 30 2010 
Marlin Business Services Corp. (MRLN) COO George D Pelose sells 4,686 Shares Sep 27 2010 
Marlin Business Services Corp. (MRLN) CEO Daniel P Dyer sells 3,701 Shares Sep 27 2010 

More From Other Websites
10-Q for Marlin Business Services Corp. May 03 2015
MARLIN BUSINESS SERVICES CORP Files SEC form 10-Q, Quarterly Report May 01 2015
Marlin posts 1Q profit Apr 30 2015
Marlin posts 1Q profit Apr 30 2015
Marlin Business Services Corp. Reports First Quarter 2015 Earnings and a Cash Dividend of $0.125 Per... Apr 30 2015
Marlin Business Services Corp. Announces Resignation of Lynne C. Wilson Apr 30 2015
MARLIN BUSINESS SERVICES CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 30 2015
5:16 pm Marlin Business Services announces the resignation of CFO Lynne Wilson; firm has engaged... Apr 30 2015
Marlin Business Services Corp. Announces Resignation of Lynne C. Wilson Apr 30 2015
Marlin Business Services Corp. Reports First Quarter 2015 Earnings and a Cash Dividend of $0.125 Per... Apr 30 2015
Q1 2015 Marlin Business Services Corp Earnings Release - After Market Close Apr 30 2015
Marlin Names Russell Walraven as VP of Direct Loan Marketing Apr 27 2015
Marlin Business Services Corp. Announces Its First Quarter Earnings Call and Webcast Apr 23 2015
Marlin Business Services Corp. Announces Its First Quarter Earnings Call and Webcast Apr 23 2015
MARLIN BUSINESS SERVICES CORP Financials Apr 17 2015
Scott Heimes Named to Marlin Business Services Corp.'s Board of Directors Apr 14 2015
Scott Heimes Named to Marlin Business Services Corp.'s Board of Directors Apr 14 2015
MARLIN BUSINESS SERVICES CORP Files SEC form 8-K, Change in Directors or Principal Officers Apr 14 2015
MARLIN BUSINESS SERVICES CORP Files SEC form 8-K, Entry into a Material Definitive Agreement,... Apr 08 2015
Marlin Business Bank Launches Funding Stream, an Innovative Loan Program Exclusively for Small... Mar 16 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK