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105.94 (1y: +30%)
Market Cap 13.51 B P/E(ttm) 12.30
Enterprise Value 19.78 B P/B 1.34
MTB- NYSE (USA)
M&T Bank Corp
  • Currently 4/5
Business Predictability Rank: 4-Star
Back Testing Results:
Average gain of all 4-Star stocks: 9.8% per year.
% of Stocks that are in still loss if held for 10yrs: 8%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$105.94
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 0.459
MTB's Cash to Debt is ranked lower than
57% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. MTB: 0.459 )
MTB' s 10-Year Cash to Debt Range
Min: 0.11   Max: 0.46
Current: 0.46
0.11
0.46
Equity to Asset 0.079
MTB's Equity to Asset is ranked lower than
58% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. MTB: 0.079 )
MTB' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.08
Current: 0.08
0.05
0.08
Interest Coverage No Debt
MTB's Interest Coverage is ranked lower than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. MTB: No Debt )
MTB' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 4
Z-Score: 0.45
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 36.40
MTB's Operating margin (%) is ranked higher than
83% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. MTB: 36.40 )
MTB' s 10-Year Operating margin (%) Range
Min: 25.7   Max: 43
Current: 36.4
25.7
43
Net-margin (%) 24.1
MTB's Net-margin (%) is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. MTB: 24.1 )
MTB' s 10-Year Net-margin (%) Range
Min: 12.2   Max: 29.3
Current: 24.1
12.2
29.3
ROE (%) 10.1
MTB's ROE (%) is ranked higher than
81% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. MTB: 10.1 )
MTB' s 10-Year ROE (%) Range
Min: 4.9   Max: 15.2
Current: 10.1
4.9
15.2
ROA (%) 1.2
MTB's ROA (%) is ranked higher than
89% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. MTB: 1.2 )
MTB' s 10-Year ROA (%) Range
Min: 0.6   Max: 1.5
Current: 1.2
0.6
1.5
Revenue Growth (%) 5.8
MTB's Revenue Growth (%) is ranked higher than
78% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. MTB: 5.8 )
MTB' s 10-Year Revenue Growth (%) Range
Min: 1.8   Max: 10.3
Current: 5.8
1.8
10.3
EBITDA Growth (%) 5.8
MTB's EBITDA Growth (%) is ranked higher than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. MTB: 5.8 )
MTB' s 10-Year EBITDA Growth (%) Range
Min: -7.8   Max: 8.5
Current: 5.8
-7.8
8.5
EPS Growth (%) 27.1
MTB's EPS Growth (%) is ranked higher than
74% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. MTB: 27.1 )
MTB' s 10-Year EPS Growth (%) Range
Min: -20.9   Max: 27.1
Current: 27.1
-20.9
27.1
» MTB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

MTB Guru Trades in Q2 2012

Jeremy Grantham 25,400 sh (New)
Ken Fisher 266,350 sh (New)
Jim Simons 173,850 sh (+64.86%)
Mario Gabelli 259,277 sh (+3.18%)
Jean-Marie Eveillard 103,846 sh (unchged)
Warren Buffett 5,382,040 sh (unchged)
Ray Dalio Sold Out
Chuck Royce Sold Out
Murray Stahl 57,680 sh (-2.76%)
Steven Cohen 4,741 sh (-40.84%)
» More
Q3 2012

MTB Guru Trades in Q3 2012

Paul Tudor Jones 8,000 sh (New)
Jeremy Grantham 25,500 sh (+0.39%)
Warren Buffett 5,382,040 sh (unchged)
Jim Simons Sold Out
Mario Gabelli 253,377 sh (-2.28%)
Murray Stahl 55,907 sh (-3.07%)
Jean-Marie Eveillard 97,846 sh (-5.78%)
Steven Cohen 4,103 sh (-13.46%)
Ken Fisher 122,840 sh (-53.88%)
» More
Q4 2012

MTB Guru Trades in Q4 2012

Jim Simons 17,450 sh (New)
Steven Cohen 7,640 sh (+86.21%)
Ken Fisher 134,752 sh (+9.7%)
Jean-Marie Eveillard 97,846 sh (unchged)
Jeremy Grantham 29,200 sh (unchged)
Warren Buffett 5,382,040 sh (unchged)
Mario Gabelli 247,026 sh (-2.51%)
Murray Stahl 53,990 sh (-3.43%)
Paul Tudor Jones 5,400 sh (-32.5%)
» More
Q1 2013

MTB Guru Trades in Q1 2013

Pioneer Investments 131,300 sh (New)
Jim Simons 623,050 sh (+3470.49%)
Steven Cohen 21,126 sh (+176.52%)
Jeremy Grantham 72,700 sh (+148.97%)
Paul Tudor Jones 7,100 sh (+31.48%)
Ken Fisher 143,029 sh (+6.14%)
Jean-Marie Eveillard 97,846 sh (unchged)
Warren Buffett 5,382,040 sh (unchged)
Murray Stahl 52,403 sh (-2.94%)
Mario Gabelli 234,726 sh (-4.98%)
» More
» Details

Insider Trades

Latest Guru Trades with MTB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2012-09-30 Reduce -53.88%0.04%$82.4 - $95.16 $ 105.9421%122840
Ken Fisher 2012-06-30 New Buy0.06%$77.52 - $87.38 $ 105.9427%266350
Ray Dalio 2012-06-30 Sold Out 0.01%$77.52 - $87.38 $ 105.9427%0
Ray Dalio 2012-03-31 New Buy0.01%$78.03 - $86.63 $ 105.9438%9900
Bill Gates 2011-12-31 Sold Out 0.24%$67.43 - $79.24 $ 105.9445%0
Bill Gates 2011-09-30 New Buy0.24%$67.9 - $89.24 $ 105.9435%500000
HOTCHKIS & WILEY 2011-09-30 Sold Out 0.0047%$67.9 - $89.24 $ 105.9435%0
Bill Gates 2011-06-30 Sold Out 0.28%$84.41 - $89.79 $ 105.9422%0
HOTCHKIS & WILEY 2011-06-30 New Buy$84.41 - $89.79 $ 105.9422%9183
Ruane Cunniff 2011-06-30 Sold Out $84.41 - $89.79 $ 105.9422%0
Mario Gabelli 2011-03-31 Reduce -39.79%0.09%$84.99 - $91.01 $ 105.9421%215600
Ruane Cunniff 2011-03-31 Reduce -40.77%$84.99 - $91.01 $ 105.9421%2905
Bill Gates 2010-12-31 Reduce -33.33%0.14%$72.96 - $87.38 $ 105.9433%499998
Mario Gabelli 2010-12-31 Add 28.58%0.03%$72.96 - $87.38 $ 105.9433%358100
Ruane Cunniff 2010-12-31 New Buy$72.96 - $87.38 $ 105.9433%4905
Bill Gates 2010-06-30 Reduce -25%0.14%$74.24 - $94.45 $ 105.9426%749998
Warren Buffett 2010-06-30 Reduce -3.59%0.04%$74.24 - $94.45 $ 105.9426%5363821
Jean-Marie Eveillard 2010-06-30 Add 168%0.04%$74.24 - $94.45 $ 105.9426%117082
Mario Gabelli 2010-06-30 Reduce -21.26%0.04%$74.24 - $94.45 $ 105.9426%321800
Warren Buffett 2010-03-31 Reduce -17.15%0.15%$66.89 - $84 $ 105.9439%5563281
Jean-Marie Eveillard 2010-03-31 Reduce -57.12%0.02%$66.89 - $84 $ 105.9439%43688
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 12.30
MTB's P/E(ttm) is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. MTB: 12.30 )
MTB' s 10-Year P/E(ttm) Range
Min: 7.02   Max: 26.98
Current: 12.3
7.02
26.98
P/B 1.34
MTB's P/B is ranked lower than
73% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. MTB: 1.34 )
MTB' s 10-Year P/B Range
Min: 0.51   Max: 2.94
Current: 1.34
0.51
2.94
P/S 3.09
MTB's P/S is ranked lower than
71% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. MTB: 3.09 )
MTB' s 10-Year P/S Range
Min: 1.28   Max: 5.34
Current: 3.09
1.28
5.34
PFCF 22.26
MTB's PFCF is ranked lower than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. MTB: 22.26 )
MTB' s 10-Year PFCF Range
Min: 2.54   Max: 138.84
Current: 22.26
2.54
138.84
EV-to-EBIT 11.92
MTB's EV-to-EBIT is ranked lower than
68% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. MTB: 11.92 )
MTB' s 10-Year EV-to-EBIT Range
Min: 9.5   Max: 58.8
Current: 11.92
9.5
58.8
PEG 1.1
MTB's PEG is ranked higher than
85% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. MTB: 1.1 )
MTB' s 10-Year PEG Range
Min: 0.78   Max: 15.16
Current: 1.1
0.78
15.16
Shiller P/E 17.48
MTB's Shiller P/E is ranked higher than
60% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. MTB: 17.48 )
MTB' s 10-Year Shiller P/E Range
Min: 5.08   Max: 23.36
Current: 17.48
5.08
23.36

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.64
MTB's Dividend Yield is ranked higher than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. MTB: 2.64 )
MTB' s 10-Year Dividend Yield Range
Min: 0.9   Max: 8.79
Current: 2.64
0.9
8.79
Dividend Payout 0.4
MTB's Dividend Payout is ranked higher than
78% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. MTB: 0.4 )
MTB' s 10-Year Dividend Payout Range
Min: 0.14   Max: 0.85
Current: 0.4
0.14
0.85
Yield on cost (5-Year) 2.60
MTB's Yield on cost (5-Year) is ranked higher than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. MTB: 2.60 )
MTB' s 10-Year Yield on cost (5-Year) Range
Min: 0.9   Max: 8.79
Current: 2.6
0.9
8.79
Share Buyback Rate -2.3
MTB's Share Buyback Rate is ranked higher than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.75 vs. MTB: -2.3 )
MTB' s 10-Year Share Buyback Rate Range
Min: 2.2   Max: -8.7
Current: -2.3

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 5
MTB's Price/Net Current Asset Value is ranked higher than
95% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.70 vs. MTB: 5 )
MTB' s 10-Year Price/Net Current Asset Value Range
Min: 2.9   Max: 14.3
Current: 5
2.9
14.3
Price/Tangible Book 2.1
MTB's Price/Tangible Book is ranked higher than
94% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MTB: 2.1 )
MTB' s 10-Year Price/Tangible Book Range
Min: 1.7   Max: 4.9
Current: 2.1
1.7
4.9
Price/DCF (Projected) 0.6
MTB's Price/DCF (Projected) is ranked higher than
75% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. MTB: 0.6 )
MTB' s 10-Year Price/DCF (Projected) Range
Min: 0.4   Max: 1.1
Current: 0.6
0.4
1.1
Price/Median PS Value 0.8
MTB's Price/Median PS Value is ranked higher than
65% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. MTB: 0.8 )
MTB' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 1.2
Current: 0.8
0.5
1.2
Price/Peter Lynch Fair Value 1.1
MTB's Price/Peter Lynch Fair Value is ranked lower than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MTB: 1.1 )
MTB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1   Max: 1.9
Current: 1.1
1
1.9
Price/Graham Number 1.1
MTB's Price/Graham Number is ranked higher than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. MTB: 1.1 )
MTB' s 10-Year Price/Graham Number Range
Min: 0.9   Max: 2
Current: 1.1
0.9
2
Earnings Yield (Greenblatt) 8.40
MTB's Earnings Yield (Greenblatt) is ranked lower than
86% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. MTB: 8.40 )
MTB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.7   Max: 10.5
Current: 8.4
1.7
10.5
Forward Rate of Return (Yacktman) 24.72
MTB's Forward Rate of Return (Yacktman) is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. MTB: 24.72 )
MTB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.4   Max: 27.4
Current: 24.72
-2.4
27.4

Business Description

M&T Bank Corporation, formerly known as First Empire State Corporation, is a New York business corporation. It was incorporated in November 1969. The Corporation is a bank holding company located in Buffalo, New York. Through subsidiaries, it provides individuals, corporations and other businesses, and institutions with commercial and retail banking services, including loans and deposits, trust, mortgage banking, asset management, insurance and other financial services. Banking activities are largely focused on consumers residing in New York State, Pennsylvania, Maryland, Virginia and the District of Columbia and on small and medium-size businesses based in those areas. Banking services are also provided in Delaware, West Virginia and New Jersey, while certain subsidiaries also conduct activities in other states. It has two wholly owned bank subsidiaries: M&T Bank and M&T Bank, National Association. The banks collectively offer a range of commercial banking, trust and investment services to their customers. M&T Bank is a banking corporation that is incorporated under the laws of the State of New York. It offers a range of financial services to a diverse base of consumers, businesses, professional clients, governmental entities and financial institutions located in its markets. Lending is largely focused on consumers residing in New York State, Pennsylvania, Maryland, northern Virginia and Washington, D.C., and on small and medium-size businesses based in those areas, although residential and commercial real estate loans are originated through lending offices in 6 other states. M&T Bank and certain of its subsidiaries also offer commercial mortgage loans secured by income producing properties or properties used by borrowers in a trade or business. M&T Bank operates branch offices in New York, Maryland, Pennsylvania, Delaware, New Jersey, Virginia, West Virginia and the District of Columbia. M&T Bank, N.A., a national banking association and a member of the Federal Reserve System and the FDIC, commenced operations on October 2, 1995. It offers selected deposit and loan products on a nationwide basis, through direct mail, telephone marketing techniques and the Internet. The Corporation from time to time considers acquiring banks, thrift institutions, branch offices of banks or thrift institutions, or other businesses within markets currently served by it or in other locations that would complement its business or its geographic reach. It competes in offering commercial and personal financial services with other banking institutions and with firms in a number of other industries, such as thrift institutions, credit unions, personal loan companies, sales finance companies, leasing companies, securities firms and insurance companies. The Corporation is subject to state and federal laws and regulations governing the banking industry, in particular, and public companies, in general, including laws related to corporate taxation.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:USB, PNC, PB, CFR, MWG
Traded in other countries:MTZ.Germany
» More Articles for MTB

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