Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.71
MTBPR's Cash to Debt is ranked lower than
62% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.46 vs. MTBPR: 0.71 )
Ranked among companies with meaningful Cash to Debt only.
MTBPR' s 10-Year Cash to Debt Range
Min: 0.09   Max: 1.94
Current: 0.71

0.09
1.94
Equity to Asset 0.13
MTBPR's Equity to Asset is ranked higher than
77% of the 1283 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. MTBPR: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
MTBPR' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.13

0.06
0.13
Interest Coverage 5.67
MTBPR's Interest Coverage is ranked higher than
83% of the 1196 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.68 vs. MTBPR: 5.67 )
Ranked among companies with meaningful Interest Coverage only.
MTBPR' s 10-Year Interest Coverage Range
Min: 0.47   Max: 6.05
Current: 5.67

0.47
6.05
F-Score: 2
Z-Score: 0.34
WACC vs ROIC
5.94%
7.69%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 36.21
MTBPR's Operating margin (%) is ranked higher than
68% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. MTBPR: 36.21 )
Ranked among companies with meaningful Operating margin (%) only.
MTBPR' s 10-Year Operating margin (%) Range
Min: 16.73   Max: 43.01
Current: 36.21

16.73
43.01
Net-margin (%) 24.09
MTBPR's Net-margin (%) is ranked higher than
60% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.21 vs. MTBPR: 24.09 )
Ranked among companies with meaningful Net-margin (%) only.
MTBPR' s 10-Year Net-margin (%) Range
Min: 12.24   Max: 29.31
Current: 24.09

12.24
29.31
ROE (%) 8.81
MTBPR's ROE (%) is ranked higher than
54% of the 1344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. MTBPR: 8.81 )
Ranked among companies with meaningful ROE (%) only.
MTBPR' s 10-Year ROE (%) Range
Min: 5.23   Max: 18.2
Current: 8.81

5.23
18.2
ROA (%) 1.14
MTBPR's ROA (%) is ranked higher than
72% of the 1351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. MTBPR: 1.14 )
Ranked among companies with meaningful ROA (%) only.
MTBPR' s 10-Year ROA (%) Range
Min: 0.56   Max: 1.5
Current: 1.14

0.56
1.5
ROC (Joel Greenblatt) (%) 263.30
MTBPR's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 1333 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 75.43 vs. MTBPR: 263.30 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
MTBPR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 125.93   Max: 462.46
Current: 263.3

125.93
462.46
Revenue Growth (3Y)(%) 1.40
MTBPR's Revenue Growth (3Y)(%) is ranked lower than
52% of the 1133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. MTBPR: 1.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
MTBPR' s 10-Year Revenue Growth (3Y)(%) Range
Min: 1.4   Max: 13.9
Current: 1.4

1.4
13.9
EBITDA Growth (3Y)(%) 5.30
MTBPR's EBITDA Growth (3Y)(%) is ranked lower than
56% of the 986 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. MTBPR: 5.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
MTBPR' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -20.6   Max: 31.1
Current: 5.3

-20.6
31.1
EPS Growth (3Y)(%) 1.90
MTBPR's EPS Growth (3Y)(%) is ranked lower than
66% of the 1002 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. MTBPR: 1.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
MTBPR' s 10-Year EPS Growth (3Y)(%) Range
Min: -26.8   Max: 41.5
Current: 1.9

-26.8
41.5
» MTBPR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with MTBPR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of M&T Bank Corp

SymbolPriceYieldDescription
MTBPC1017.126.275 % Cum Perp Pfd Shs Series -C-
MTBPR1028.006.195 % Cum Perp Pfd Shs Series -A-
MTBPP1062.190.00Non-Cum Perp Pfd Shs Series -E-

Ratios

vs
industry
vs
history
P/E(ttm) 16.50
MTBPR's P/E(ttm) is ranked lower than
64% of the 1418 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. MTBPR: 16.50 )
Ranked among companies with meaningful P/E(ttm) only.
MTBPR' s 10-Year P/E(ttm) Range
Min: 7.02   Max: 27.23
Current: 16.5

7.02
27.23
Forward P/E 13.46
MTBPR's Forward P/E is ranked lower than
66% of the 1312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.14 vs. MTBPR: 13.46 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.10
MTBPR's PE(NRI) is ranked lower than
62% of the 1209 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. MTBPR: 16.10 )
Ranked among companies with meaningful PE(NRI) only.
MTBPR' s 10-Year PE(NRI) Range
Min: 7.02   Max: 27.07
Current: 16.1

7.02
27.07
P/B 1.45
MTBPR's P/B is ranked lower than
69% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. MTBPR: 1.45 )
Ranked among companies with meaningful P/B only.
MTBPR' s 10-Year P/B Range
Min: 0.56   Max: 2.3
Current: 1.45

0.56
2.3
P/S 3.64
MTBPR's P/S is ranked lower than
66% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. MTBPR: 3.64 )
Ranked among companies with meaningful P/S only.
MTBPR' s 10-Year P/S Range
Min: 1.28   Max: 5.12
Current: 3.64

1.28
5.12
POCF 16.38
MTBPR's POCF is ranked lower than
77% of the 960 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.38 vs. MTBPR: 16.38 )
Ranked among companies with meaningful POCF only.
MTBPR' s 10-Year POCF Range
Min: 2.39   Max: 138.84
Current: 16.38

2.39
138.84
EV-to-EBIT 12.79
MTBPR's EV-to-EBIT is ranked higher than
57% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.35 vs. MTBPR: 12.79 )
Ranked among companies with meaningful EV-to-EBIT only.
MTBPR' s 10-Year EV-to-EBIT Range
Min: 8.5   Max: 36.5
Current: 12.79

8.5
36.5
PEG 1.03
MTBPR's PEG is ranked higher than
54% of the 513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. MTBPR: 1.03 )
Ranked among companies with meaningful PEG only.
MTBPR' s 10-Year PEG Range
Min: 0.9   Max: 15.36
Current: 1.03

0.9
15.36
Shiller P/E 17.81
MTBPR's Shiller P/E is ranked lower than
53% of the 1028 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.00 vs. MTBPR: 17.81 )
Ranked among companies with meaningful Shiller P/E only.
MTBPR' s 10-Year Shiller P/E Range
Min: 5.1   Max: 23.67
Current: 17.81

5.1
23.67
Days Sales Outstanding 458.84
MTBPR's Days Sales Outstanding is ranked lower than
96% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.67 vs. MTBPR: 458.84 )
Ranked among companies with meaningful Days Sales Outstanding only.
MTBPR' s 10-Year Days Sales Outstanding Range
Min: 51.62   Max: 485.86
Current: 458.84

51.62
485.86

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 6.19
MTBPR's Dividend Yield is ranked lower than
57% of the 2096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. MTBPR: 6.19 )
Ranked among companies with meaningful Dividend Yield only.
MTBPR' s 10-Year Dividend Yield Range
Min: 1.41   Max: 8.79
Current: 6.19

1.41
8.79
Yield on cost (5-Year) 6.22
MTBPR's Yield on cost (5-Year) is ranked lower than
63% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. MTBPR: 6.22 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
MTBPR' s 10-Year Yield on cost (5-Year) Range
Min: 1.41   Max: 8.79
Current: 6.22

1.41
8.79
Share Buyback Rate -2.40
MTBPR's Share Buyback Rate is ranked lower than
57% of the 917 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. MTBPR: -2.40 )
Ranked among companies with meaningful Share Buyback Rate only.
MTBPR' s 10-Year Share Buyback Rate Range
Min: 3   Max: -11.7
Current: -2.4

Valuation & Return

vs
industry
vs
history
Earnings Yield (Greenblatt) 7.80
MTBPR's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. MTBPR: 7.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
MTBPR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.7   Max: 11.8
Current: 7.8

2.7
11.8
Forward Rate of Return (Yacktman) 10.57
MTBPR's Forward Rate of Return (Yacktman) is ranked lower than
60% of the 761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.69 vs. MTBPR: 10.57 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
MTBPR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.3   Max: 22.3
Current: 10.57

1.3
22.3

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:MTZ.Germany, MTBPP.USA,
M&T Bank Corp was incorporated in November 1969. The Company is a New York business corporation and a bank holding company. The Company through subsidiaries provides individuals, corporations and other businesses, and institutions with commercial and retail banking services, including loans and deposits, trust, mortgage banking, asset management, insurance and other financial services. Banking activities are largely focused on consumers residing in New York State, Pennsylvania, Maryland, Virginia and the District of Columbia and on small and medium-size businesses based in those areas. Banking services are also provided in Delaware, West Virginia and New Jersey, while certain subsidiaries also conduct activities in other states. The reportable segments are Business Banking, Commercial Banking, Commercial Real Estate, Discretionary Portfolio, Residential Mortgage Banking and Retail Banking. The Business Banking segment provides services to small businesses and professionals within markets served by the Company through the Company's branch network, business banking centers and other delivery channels such as telephone banking, Internet banking and automated teller machines. The Commercial Banking segment provides credit products and banking services for middle-market and large commercial customers, mainly within the markets served by the Company. Services provided by this segment include commercial lending and leasing, letters of credit, deposit products, and cash management services. The Commercial Real Estate segment provides credit and deposit services to its customers. The Discretionary Portfolio segment includes investment and trading securities, residential mortgage loans and other assets; short-term and long-term borrowed funds. The Residential Mortgage Banking segment originates and services residential mortgage loans and sells substantially all of those loans in the secondary market to investors or to the Discretionary Portfolio segment. The Retail Banking segment offers a variety of services to consumers through several delivery channels which include branch offices, automated teller machines, telephone banking and Internet banking. The Company competes in offering commercial and personal financial services with other banking institutions and with firms in a number of other industries, such as thrift institutions, credit unions, personal loan companies. The Company is subject to extensive federal and state regulation and supervision.

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK