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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.13
MTG's Cash-to-Debt is ranked lower than
93% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.92 vs. MTG: 0.13 )
Ranked among companies with meaningful Cash-to-Debt only.
MTG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.32 Max: No Debt
Current: 0.13
Equity-to-Asset 0.44
MTG's Equity-to-Asset is ranked higher than
83% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.30 vs. MTG: 0.44 )
Ranked among companies with meaningful Equity-to-Asset only.
MTG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.49 Max: 0.66
Current: 0.44
0.04
0.66
Interest Coverage 9.08
MTG's Interest Coverage is ranked lower than
76% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 30.36 vs. MTG: 9.08 )
Ranked among companies with meaningful Interest Coverage only.
MTG' s Interest Coverage Range Over the Past 10 Years
Min: 3.66  Med: 7.07 Max: 9.08
Current: 9.08
3.66
9.08
Piotroski F-Score: 4
WACC vs ROIC
14.68%
10.21%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating Margin % 48.44
MTG's Operating Margin % is ranked higher than
92% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.82 vs. MTG: 48.44 )
Ranked among companies with meaningful Operating Margin % only.
MTG' s Operating Margin % Range Over the Past 10 Years
Min: -131.98  Med: -27.92 Max: 48.44
Current: 48.44
-131.98
48.44
Net Margin % 32.24
MTG's Net Margin % is ranked higher than
87% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.37 vs. MTG: 32.24 )
Ranked among companies with meaningful Net Margin % only.
MTG' s Net Margin % Range Over the Past 10 Years
Min: -98.63  Med: -27.22 Max: 112.55
Current: 32.24
-98.63
112.55
ROE % 14.01
MTG's ROE % is ranked higher than
75% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.54 vs. MTG: 14.01 )
Ranked among companies with meaningful ROE % only.
MTG' s ROE % Range Over the Past 10 Years
Min: -133.03  Med: -22.69 Max: 71.62
Current: 14.01
-133.03
71.62
ROA % 5.91
MTG's ROA % is ranked higher than
82% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.45 vs. MTG: 5.91 )
Ranked among companies with meaningful ROA % only.
MTG' s ROA % Range Over the Past 10 Years
Min: -23.29  Med: -4.88 Max: 21.05
Current: 5.91
-23.29
21.05
3-Year Revenue Growth Rate -9.60
MTG's 3-Year Revenue Growth Rate is ranked lower than
92% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.10 vs. MTG: -9.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
MTG' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -32.7  Med: -2.9 Max: 18.8
Current: -9.6
-32.7
18.8
3-Year EBITDA Growth Rate 64.50
MTG's 3-Year EBITDA Growth Rate is ranked higher than
91% of the 45 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.00 vs. MTG: 64.50 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
MTG' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -65.1  Med: -2.3 Max: 64.5
Current: 64.5
-65.1
64.5
GuruFocus has detected 3 Warning Signs with MGIC Investment Corp $MTG.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» MTG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

MTG Guru Trades in Q1 2016

Howard Marks 9,030,000 sh (unchged)
John Griffin Sold Out
John Paulson 2,724,800 sh (-0.24%)
Joel Greenblatt 16,701 sh (-9.36%)
Paul Tudor Jones 25,811 sh (-26.81%)
Chuck Royce 231,185 sh (-50.83%)
Jim Simons 1,280,800 sh (-59.63%)
» More
Q2 2016

MTG Guru Trades in Q2 2016

Steven Cohen 450,000 sh (New)
Paul Tudor Jones 134,925 sh (+422.74%)
Joel Greenblatt 57,069 sh (+241.71%)
Chuck Royce 504,185 sh (+118.09%)
Jim Simons 2,105,200 sh (+64.37%)
Howard Marks 9,030,000 sh (unchged)
John Paulson Sold Out
» More
Q3 2016

MTG Guru Trades in Q3 2016

Jim Simons 5,498,700 sh (+161.20%)
Chuck Royce 636,685 sh (+26.28%)
Howard Marks 9,030,000 sh (unchged)
Joel Greenblatt 48,455 sh (-15.09%)
Steven Cohen 246,400 sh (-45.24%)
Paul Tudor Jones 36,595 sh (-72.88%)
» More
Q4 2016

MTG Guru Trades in Q4 2016

Ken Heebner 50,000 sh (New)
Steven Cohen 2,451,900 sh (+895.09%)
Jim Simons 7,996,200 sh (+45.42%)
Chuck Royce 649,185 sh (+1.96%)
Paul Tudor Jones Sold Out
Joel Greenblatt 38,245 sh (-21.07%)
Howard Marks 5,795,000 sh (-35.83%)
» More
» Details

Insider Trades

Latest Guru Trades with MTG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Specialty » Insurance - Specialty    NAICS: 524126    SIC: 6351
Compare:NYSE:RDN, NYSE:FAF, OTCPK:GMICF, NYSE:AGO, OTCPK:LCSHF, NYSE:OB, NYSE:EIG, NAS:AMBC, NAS:GLRE, NAS:ITIC, OTCPK:SYCRF, NYSE:FAC, NYSE:FNF » details
Traded in other countries:MGC.Germany, MTG.Mexico,
MGIC Investment Corp through its wholly-owned subsidiaries is engaged in providing private mortgage insurance and ancillary services.

MGIC Investment Corp is a Wisconsin corporation organized in 1984. The Company is a holding company and through wholly-owned subsidiaries it provides private mortgage insurance and ancillary services. The Company sells its insurance products through its own employees. It provides mortgage insurance to lenders throughout the United States and to government sponsored entities to protect against loss from defaults on low down payment residential mortgage loans. Its principal product is primary mortgage insurance. Through certain other non-insurance subsidiaries, it also provides various services for the mortgage finance industry, such as contract underwriting and portfolio analysis and retention. It competes with other mortgage insurers, governmental agencies and products designed to eliminate the need to purchase private mortgage insurance. It competes directly with federal and state governmental and quasi-governmental agencies, principally the FHA and, to a lesser degree, the VA. The Company is subject to comprehensive, detailed regulation by state insurance departments.

Ratios

vs
industry
vs
history
PE Ratio 12.56
MTG's PE Ratio is ranked higher than
61% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.26 vs. MTG: 12.56 )
Ranked among companies with meaningful PE Ratio only.
MTG' s PE Ratio Range Over the Past 10 Years
Min: 2.39  Med: 10.1 Max: 40.13
Current: 12.56
2.39
40.13
Forward PE Ratio 10.57
MTG's Forward PE Ratio is ranked higher than
67% of the 21 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.05 vs. MTG: 10.57 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.56
MTG's PE Ratio without NRI is ranked higher than
56% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.79 vs. MTG: 12.56 )
Ranked among companies with meaningful PE Ratio without NRI only.
MTG' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.39  Med: 10.1 Max: 40.13
Current: 12.56
2.39
40.13
Price-to-Owner-Earnings 34.92
MTG's Price-to-Owner-Earnings is ranked lower than
84% of the 32 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.87 vs. MTG: 34.92 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
MTG' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 10.63  Med: 27.53 Max: 49.57
Current: 34.92
10.63
49.57
PB Ratio 1.42
MTG's PB Ratio is ranked lower than
63% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.17 vs. MTG: 1.42 )
Ranked among companies with meaningful PB Ratio only.
MTG' s PB Ratio Range Over the Past 10 Years
Min: 0.05  Med: 1.07 Max: 4.07
Current: 1.42
0.05
4.07
PS Ratio 4.31
MTG's PS Ratio is ranked lower than
88% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.30 vs. MTG: 4.31 )
Ranked among companies with meaningful PS Ratio only.
MTG' s PS Ratio Range Over the Past 10 Years
Min: 0.07  Med: 1.12 Max: 5.03
Current: 4.31
0.07
5.03
Price-to-Free-Cash-Flow 22.02
MTG's Price-to-Free-Cash-Flow is ranked lower than
100% of the 36 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.56 vs. MTG: 22.02 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
MTG' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.08  Med: 9.93 Max: 97.05
Current: 22.02
0.08
97.05
Price-to-Operating-Cash-Flow 20.94
MTG's Price-to-Operating-Cash-Flow is ranked lower than
98% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.83 vs. MTG: 20.94 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
MTG' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.08  Med: 9.93 Max: 85.17
Current: 20.94
0.08
85.17
EV-to-EBIT 8.16
MTG's EV-to-EBIT is ranked higher than
57% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.81 vs. MTG: 8.16 )
Ranked among companies with meaningful EV-to-EBIT only.
MTG' s EV-to-EBIT Range Over the Past 10 Years
Min: -13.2  Med: -0.1 Max: 112.7
Current: 8.16
-13.2
112.7
EV-to-EBITDA 7.37
MTG's EV-to-EBITDA is ranked higher than
53% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.86 vs. MTG: 7.37 )
Ranked among companies with meaningful EV-to-EBITDA only.
MTG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -26.3  Med: -0.1 Max: 36.8
Current: 7.37
-26.3
36.8

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.30
MTG's 3-Year Average Share Buyback Ratio is ranked lower than
68% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. MTG: -0.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
MTG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -34.8  Med: -0.3 Max: 5.6
Current: -0.3
-34.8
5.6

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.43
MTG's Price-to-Tangible-Book is ranked higher than
50% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.43 vs. MTG: 1.43 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MTG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.18  Med: 1.44 Max: 5.11
Current: 1.43
0.18
5.11
Price-to-Median-PS-Value 3.86
MTG's Price-to-Median-PS-Value is ranked lower than
100% of the 46 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.17 vs. MTG: 3.86 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
MTG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.2  Med: 3.39 Max: 8.13
Current: 3.86
0.2
8.13
Price-to-Graham-Number 0.89
MTG's Price-to-Graham-Number is ranked higher than
56% of the 48 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.91 vs. MTG: 0.89 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MTG' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.45  Med: 0.93 Max: 2.34
Current: 0.89
0.45
2.34
Earnings Yield (Greenblatt) % 12.22
MTG's Earnings Yield (Greenblatt) % is ranked higher than
63% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.20 vs. MTG: 12.22 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
MTG' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.9  Med: 9.8 Max: 29635.3
Current: 12.22
0.9
29635.3
Forward Rate of Return (Yacktman) % 44.27
MTG's Forward Rate of Return (Yacktman) % is ranked higher than
94% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.80 vs. MTG: 44.27 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
MTG' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -52.8  Med: 5.6 Max: 44.27
Current: 44.27
-52.8
44.27

More Statistics

Revenue (TTM) (Mil) $1,062
EPS (TTM) $ 0.85
Beta1.96
Short Percentage of Float4.32%
52-Week Range $5.36 - 11.35
Shares Outstanding (Mil)340.99

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 1,052 1,074
EPS ($) 1.01 1.13
EPS without NRI ($) 1.01 1.13
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
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More From Other Websites
MGIC INVESTMENT CORP Financials Feb 25 2017
MGIC Investment (MTG) Up 2.7% Since Earnings Report: Can It Continue? Feb 22 2017
MGIC INVESTMENT CORP Files SEC form 8-K, Other Events Feb 21 2017
Stocks Most Likely to Beat Earnings for the week of February 21th Feb 21 2017
MGIC Investment (MTG): Time to Add the Stock to Portfolio? Feb 16 2017
Is MGIC Investment a Suitable Stock for Value Investors? Feb 13 2017
MGIC Investment Corporation Releases Monthly Operating Statistics Feb 08 2017
The HartFord (HIG) Beats on Q4 Earnings; Revenues Up Y/Y Feb 03 2017
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Reinsurance Group (RGA) Q4 Earnings Beat, Decrease Y/Y Jan 31 2017
MGIC INVESTMENT CORP Files SEC form 8-K, Change in Directors or Principal Officers Jan 25 2017
MGIC Promotes Hughes and Miosi to Executive Vice President Jan 24 2017
ETFs with exposure to MGIC Investment Corp. : January 24, 2017 Jan 24 2017
Brown & Brown (BRO) Beats on Q4 Earnings and Revenues Jan 24 2017
MGIC Reported Q4 Earnings Jump of 40.3% (MTG) Jan 23 2017
Allergan, Apple, Facebook: Doug Kass' Views Jan 23 2017
As Trump takes over, U.S. ends plan to cut mortgage premiums Jan 20 2017
MGIC Investment Corp. :MTG-US: Earnings Analysis: Q4, 2016 By the Numbers : January 20, 2017 Jan 20 2017
MGIC Investment (MTG) Beats on Q4 Earnings; Shares Gain Jan 20 2017

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