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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.25
MTG's Cash to Debt is ranked higher than
54% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.25 vs. MTG: 0.25 )
MTG' s 10-Year Cash to Debt Range
Min: 0   Max: No Debt
Current: 0.25

Equity to Asset 0.13
MTG's Equity to Asset is ranked higher than
53% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.24 vs. MTG: 0.13 )
MTG' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.66
Current: 0.13

0.04
0.66
F-Score: 1
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) -4.44
MTG's Operating margin (%) is ranked lower than
51% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. MTG: -4.44 )
MTG' s 10-Year Operating margin (%) Range
Min: -131.98   Max: 73.1
Current: -4.44

-131.98
73.1
Net-margin (%) -4.80
MTG's Net-margin (%) is ranked lower than
51% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.52 vs. MTG: -4.80 )
MTG' s 10-Year Net-margin (%) Range
Min: -98.63   Max: 49.79
Current: -4.8

-98.63
49.79
ROE (%) -6.70
MTG's ROE (%) is ranked higher than
50% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.24 vs. MTG: -6.70 )
MTG' s 10-Year ROE (%) Range
Min: -470.74   Max: 26.48
Current: -6.7

-470.74
26.48
ROA (%) -0.89
MTG's ROA (%) is ranked lower than
51% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.60 vs. MTG: -0.89 )
MTG' s 10-Year ROA (%) Range
Min: -21.64   Max: 15.15
Current: -0.89

-21.64
15.15
ROC (Joel Greenblatt) (%) -176.25
MTG's ROC (Joel Greenblatt) (%) is ranked higher than
50% of the 149 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 179.00 vs. MTG: -176.25 )
MTG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -6457.98   Max: 2644.13
Current: -176.25

-6457.98
2644.13
Revenue Growth (%) -27.20
MTG's Revenue Growth (%) is ranked lower than
52% of the 166 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. MTG: -27.20 )
MTG' s 10-Year Revenue Growth (%) Range
Min: -27.2   Max: 20.1
Current: -27.2

-27.2
20.1
EPS Growth (%) -57.30
MTG's EPS Growth (%) is ranked lower than
51% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. MTG: -57.30 )
MTG' s 10-Year EPS Growth (%) Range
Min: -57.3   Max: 26.8
Current: -57.3

-57.3
26.8
» MTG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

MTG Guru Trades in Q1 2013

Lee Ainslie 23,585,688 sh (New)
Richard Perry 8,965,964 sh (New)
John Paulson 17,000,000 sh (New)
Howard Marks 4,500,000 sh (New)
Jim Simons 5,360,400 sh (+751.53%)
John Griffin 14,900,600 sh (+50.5%)
Chuck Royce 1,864,985 sh (+1.66%)
Jeremy Grantham Sold Out
Louis Moore Bacon Sold Out
» More
Q2 2013

MTG Guru Trades in Q2 2013

John Keeley 130,000 sh (New)
Howard Marks 12,000,000 sh (+166.67%)
John Griffin 14,900,600 sh (unchged)
John Paulson 16,562,000 sh (-2.58%)
Chuck Royce 1,754,285 sh (-5.94%)
Jim Simons 3,606,400 sh (-32.72%)
Lee Ainslie 14,785,000 sh (-37.31%)
Richard Perry 4,169,464 sh (-53.5%)
» More
Q3 2013

MTG Guru Trades in Q3 2013

Steven Cohen 193,393 sh (New)
Jeremy Grantham 57,400 sh (New)
Caxton Associates 2,000,000 sh (New)
Chuck Royce 1,797,285 sh (+2.45%)
John Griffin 14,900,600 sh (unchged)
John Paulson 16,562,000 sh (unchged)
Howard Marks 12,000,000 sh (unchged)
Richard Perry Sold Out
John Keeley Sold Out
Lee Ainslie 9,745,748 sh (-34.08%)
Jim Simons 2,007,300 sh (-44.34%)
» More
Q4 2013

MTG Guru Trades in Q4 2013

John Keeley 10,000 sh (New)
Steven Cohen 1,166,669 sh (+503.26%)
Jim Simons 4,469,500 sh (+122.66%)
Caxton Associates 2,500,000 sh (+25%)
Lee Ainslie 10,313,710 sh (+5.83%)
John Paulson 16,562,000 sh (unchged)
Howard Marks 12,000,000 sh (unchged)
John Griffin 14,900,600 sh (unchged)
Chuck Royce 1,736,285 sh (-3.39%)
Jeremy Grantham 46,600 sh (-18.82%)
» More
» Details

Insider Trades

Latest Guru Trades with MTG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2013-12-31 New Buy$6.88 - $8.52 $ 8.324%10000
Richard Perry 2013-09-30 Sold Out 0.65%$5.9 - $8.04 $ 8.3217%0
Lee Ainslie 2013-09-30 Reduce -34.08%0.41%$5.9 - $8.04 $ 8.3217%9745748
John Keeley 2013-09-30 Sold Out 0.02%$5.9 - $8.04 $ 8.3217%0
Richard Perry 2013-06-30 Reduce -53.5%0.75%$4.76 - $6.46 $ 8.3246%4169464
Lee Ainslie 2013-06-30 Reduce -37.31%0.56%$4.76 - $6.46 $ 8.3246%14785000
John Keeley 2013-06-30 New Buy0.02%$4.76 - $6.46 $ 8.3246%130000
Lee Ainslie 2013-03-31 New Buy1.5%$2.54 - $5.61 $ 8.32140%23585688
Richard Perry 2013-03-31 New Buy1.4%$2.54 - $5.61 $ 8.32140%8965964
John Paulson 2013-03-31 New Buy0.47%$2.54 - $5.61 $ 8.32140%17000000
John Griffin 2013-03-31 Add 50.5%0.31%$2.54 - $5.61 $ 8.32140%14900600
Premium More recent guru trades are included for Premium Members only!!
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Top Ranked Articles about MGIC Investment Corporation

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John Paulson made billions on the implosion of the housing market in 2007, and is now setting up to profit from its recovery. In fact, his Paulson Recovery Fund has already returned 27% year to date, buoyed by a nascent housing recovery. Read more...
Best Performing Guru of Past 6 Months Is... John Paulson?
Celebrated for his record payday in 2010, John Paulson has more recently been noted for the deterioration of his gold fund, wherein he lost 28% in the first quarter. This followed double-digit losses in his flagship funds, the Advantage Funds, in 2011 and 2012. But GuruFocus’ Score Board of Gurus suggests that the manager of the $18 billion hedge fund Paulson & Co. may be enjoying the beginning of a turnaround. His stock picks of the past six months have had the highest average gain of all the gurus, at 399.4%. Read more...
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Ratios

vs
industry
vs
history
P/B 3.70
MTG's P/B is ranked lower than
75% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. MTG: 3.70 )
MTG' s 10-Year P/B Range
Min: 0.05   Max: 4.2
Current: 3.7

0.05
4.2
P/S 2.50
MTG's P/S is ranked lower than
74% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. MTG: 2.50 )
MTG' s 10-Year P/S Range
Min: 0.07   Max: 4.48
Current: 2.5

0.07
4.48
EV-to-EBIT 5.90
MTG's EV-to-EBIT is ranked higher than
90% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.50 vs. MTG: 5.90 )
MTG' s 10-Year EV-to-EBIT Range
Min: 7.3   Max: 26.6
Current: 5.9

7.3
26.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.80
MTG's Price/Tangible Book is ranked lower than
69% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.40 vs. MTG: 3.80 )
MTG' s 10-Year Price/Tangible Book Range
Min: 0.18   Max: 5.27
Current: 3.8

0.18
5.27
Price/Median PS Value 2.10
MTG's Price/Median PS Value is ranked lower than
72% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. MTG: 2.10 )
MTG' s 10-Year Price/Median PS Value Range
Min: 0.2   Max: 8.02
Current: 2.1

0.2
8.02
Forward Rate of Return (Yacktman) -24.12
MTG's Forward Rate of Return (Yacktman) is ranked lower than
52% of the 143 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.76 vs. MTG: -24.12 )
MTG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4   Max: 23.6
Current: -24.12

4
23.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:MGC.Germany
MGIC Investment Corporation is a Wisconsin corporation organized in 1984. It is a holding company, which through its wholly owned subsidiary Mortgage Guaranty Insurance Corporation is a provider of private mortgage insurance in the United States. In addition to mortgage insurance on first liens, it, through its subsidiaries, provides lenders with various underwriting and other services and products related to home mortgage lending. Private mortgage insurance covers losses from homeowner defaults on residential first mortgage loans, reducing and, in some instances, eliminating the loss to the insured institution if the homeowner defaults. Through certain other non-insurance subsidiaries, it also provides various services for the mortgage finance industry, such as contract underwriting and portfolio analysis and retention. The Company's main product is primary mortgage insurance. Primary mortgage insurance might be written through the flow market channel, in which loans are insured in individual, loan-by-loan transactions. Primary mortgage insurance might also be written through the bulk market channel, in which portfolios of loans are individually insured in single, bulk transactions. Originators of residential mortgage loans such as savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers and other lenders have historically determined the placement of mortgage insurance written on a flow basis and as a result are its customers. It sells its insurance products through its own employees, located throughout all regions of the United States, Puerto Rico and Guam. The Company competes with other mortgage insurers, governmental agencies and products designed to eliminate the need to purchase private mortgage insurance. The Company and its insurance subsidiaries, including MGIC, are subject to regulation by the insurance departments of the various states in which each insurance subsidiary is licensed to do business.

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