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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 3.70
NBHC's Cash to Debt is ranked higher than
53% of the 1134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.18 vs. NBHC: 3.70 )
Ranked among companies with meaningful Cash to Debt only.
NBHC' s Cash to Debt Range Over the Past 10 Years
Min: 3.83  Med: 10000.00 Max: No Debt
Current: 3.7
Equity to Asset 0.13
NBHC's Equity to Asset is ranked higher than
71% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NBHC: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
NBHC' s Equity to Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.18 Max: 0.22
Current: 0.13
0.13
0.22
Interest Coverage 0.95
NBHC's Interest Coverage is ranked lower than
78% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. NBHC: 0.95 )
Ranked among companies with meaningful Interest Coverage only.
NBHC' s Interest Coverage Range Over the Past 10 Years
Min: 0.14  Med: 0.86 Max: 9999.99
Current: 0.95
0.14
9999.99
F-Score: 3
M-Score: -2.35
WACC vs ROIC
8.91%
1.98%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 7.24
NBHC's Operating margin (%) is ranked lower than
90% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.11 vs. NBHC: 7.24 )
Ranked among companies with meaningful Operating margin (%) only.
NBHC' s Operating margin (%) Range Over the Past 10 Years
Min: -283.99  Med: 5.46 Max: 28.34
Current: 7.24
-283.99
28.34
Net-margin (%) 5.15
NBHC's Net-margin (%) is ranked lower than
92% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.40 vs. NBHC: 5.15 )
Ranked among companies with meaningful Net-margin (%) only.
NBHC' s Net-margin (%) Range Over the Past 10 Years
Min: -318.92  Med: 3.48 Max: 17.13
Current: 5.15
-318.92
17.13
ROE (%) 1.53
NBHC's ROE (%) is ranked lower than
91% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.20 vs. NBHC: 1.53 )
Ranked among companies with meaningful ROE (%) only.
NBHC' s ROE (%) Range Over the Past 10 Years
Min: -0.14  Med: 0.68 Max: 4.03
Current: 1.53
-0.14
4.03
ROA (%) 0.21
NBHC's ROA (%) is ranked lower than
91% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. NBHC: 0.21 )
Ranked among companies with meaningful ROA (%) only.
NBHC' s ROA (%) Range Over the Past 10 Years
Min: -0.14  Med: 0.13 Max: 0.73
Current: 0.21
-0.14
0.73
Revenue Growth (3Y)(%) 3.90
NBHC's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. NBHC: 3.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NBHC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -0.80 Max: 52.9
Current: 3.9
0
52.9
EBITDA Growth (3Y)(%) 29.60
NBHC's EBITDA Growth (3Y)(%) is ranked higher than
87% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NBHC: 29.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NBHC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 3.25 Max: 44.6
Current: 29.6
0
44.6
» NBHC's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-22)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

NBHC Guru Trades in Q2 2015

Jim Simons 383,100 sh (-3.57%)
Paul Singer 3,360,436 sh (-6.92%)
» More
Q3 2015

NBHC Guru Trades in Q3 2015

Jim Simons 710,600 sh (+85.49%)
Paul Singer 3,102,835 sh (-7.67%)
» More
Q4 2015

NBHC Guru Trades in Q4 2015

Paul Tudor Jones 66,694 sh (New)
Jim Simons 814,500 sh (+14.62%)
Paul Singer 3,102,835 sh (unchged)
» More
Q1 2016

NBHC Guru Trades in Q1 2016

Jim Simons 869,400 sh (+6.74%)
Paul Singer 2,802,835 sh (-9.67%)
Paul Tudor Jones 35,128 sh (-47.33%)
» More
» Details

Insider Trades

Latest Guru Trades with NBHC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:CTBI, NAS:RBCAA, NAS:TRST, NAS:SBCF, NAS:TCBK, NAS:SYBT, NAS:PPBI, NAS:EFSC, NAS:WASH, NAS:GSBC, NAS:HFWA, NAS:COBZ, NAS:BDGE, NAS:CHCO, NYSE:CUBI, NAS:CNOB, NAS:GABC, NAS:SASR, NAS:BMTC, NAS:LBAI » details
Traded in other countries:NB9.Germany,
National Bank Holdings Corp is a bank holding company. Through its subsidiary NBH Bank, N.A., it offers a full range of traditional banking products and financial services to both commercial and consumer clients.

National Bank Holdings Corp is a bank holding company that was incorporated in the State of Delaware in June 2009. Its operations are conducted through its wholly owned subsidiary, NBH Bank, N.A., through which it provides a variety of banking products to both commercial and consumer clients. It service its clients through a network of 97 banking centers, with the majority of banking centers located in the greater Kansas City area and Colorado, and through online and mobile banking products. Through its subsidiary NBH Bank, N.A., it offers a full range of traditional banking products and financial services to both commercial and consumer clients, who are predominantly located in Kansas, Missouri, Colorado and Texas. It offer lending products to cater to clients' needs, including small business loans, equipment loans, term loans, asset-backed loans, letters of credit, commercial lines of credit, commercial real estate loans, residential mortgage loans, home equity and consumer loans. It also offer traditional depository products, including commercial and consumer checking accounts, non-interest-bearing demand accounts, money market deposit accounts, savings accounts and time deposit accounts and treasury management services. Its loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, agricultural loans and consumer loans. The Company faces competition from other financial institutions and financial services providers.

Ratios

vs
industry
vs
history
P/E(ttm) 156.16
NBHC's P/E(ttm) is ranked lower than
99% of the 1682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.67 vs. NBHC: 156.16 )
Ranked among companies with meaningful P/E(ttm) only.
NBHC' s P/E(ttm) Range Over the Past 10 Years
Min: 83.35  Med: 151.07 Max: 2951.43
Current: 156.16
83.35
2951.43
Forward P/E 29.33
NBHC's Forward P/E is ranked lower than
96% of the 443 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. NBHC: 29.33 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 156.16
NBHC's PE(NRI) is ranked lower than
99% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.86 vs. NBHC: 156.16 )
Ranked among companies with meaningful PE(NRI) only.
NBHC' s PE(NRI) Range Over the Past 10 Years
Min: 82.59  Med: 153.00 Max: 99999999.99
Current: 156.16
82.59
99999999.99
P/B 0.99
NBHC's P/B is ranked higher than
55% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. NBHC: 0.99 )
Ranked among companies with meaningful P/B only.
NBHC' s P/B Range Over the Past 10 Years
Min: 0.86  Med: 0.97 Max: 1.13
Current: 0.99
0.86
1.13
P/S 3.62
NBHC's P/S is ranked lower than
65% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. NBHC: 3.62 )
Ranked among companies with meaningful P/S only.
NBHC' s P/S Range Over the Past 10 Years
Min: 3.5  Med: 4.76 Max: 5.61
Current: 3.62
3.5
5.61
EV-to-EBIT 59.69
NBHC's EV-to-EBIT is ranked lower than
94% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. NBHC: 59.69 )
Ranked among companies with meaningful EV-to-EBIT only.
NBHC' s EV-to-EBIT Range Over the Past 10 Years
Min: 23  Med: 71.50 Max: 196.8
Current: 59.69
23
196.8
EV-to-EBITDA 19.59
NBHC's EV-to-EBITDA is ranked lower than
78% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.75 vs. NBHC: 19.59 )
Ranked among companies with meaningful EV-to-EBITDA only.
NBHC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 9.5  Med: 25.90 Max: 39.9
Current: 19.59
9.5
39.9
PEG 10.31
NBHC's PEG is ranked lower than
94% of the 731 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. NBHC: 10.31 )
Ranked among companies with meaningful PEG only.
NBHC' s PEG Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: N/A
Current: 10.31

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.98
NBHC's Dividend Yield is ranked lower than
90% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. NBHC: 0.98 )
Ranked among companies with meaningful Dividend Yield only.
NBHC' s Dividend Yield Range Over the Past 10 Years
Min: 0.26  Med: 0.99 Max: 1.1
Current: 0.98
0.26
1.1
Dividend Payout 1.69
NBHC's Dividend Payout is ranked lower than
93% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. NBHC: 1.69 )
Ranked among companies with meaningful Dividend Payout only.
NBHC' s Dividend Payout Range Over the Past 10 Years
Min: 0.46  Med: 1.00 Max: 5
Current: 1.69
0.46
5
Dividend Growth (3y) 58.70
NBHC's Dividend Growth (3y) is ranked higher than
93% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. NBHC: 58.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
NBHC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 58.7
Current: 58.7
0
58.7
Forward Dividend Yield 0.98
NBHC's Forward Dividend Yield is ranked lower than
91% of the 2109 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. NBHC: 0.98 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.98
NBHC's Yield on cost (5-Year) is ranked lower than
90% of the 2505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.58 vs. NBHC: 0.98 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
NBHC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.26  Med: 0.99 Max: 1.1
Current: 0.98
0.26
1.1
3-Year Average Share Buyback Ratio 16.60
NBHC's 3-Year Average Share Buyback Ratio is ranked higher than
99% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. NBHC: 16.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
NBHC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 5.4  Med: 12.95 Max: 0
Current: 16.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
NBHC's Price/Tangible Book is ranked lower than
51% of the 1747 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. NBHC: 1.11 )
Ranked among companies with meaningful Price/Tangible Book only.
NBHC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.96  Med: 1.10 Max: 1.19
Current: 1.11
0.96
1.19
Price/Median PS Value 0.76
NBHC's Price/Median PS Value is ranked higher than
82% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. NBHC: 0.76 )
Ranked among companies with meaningful Price/Median PS Value only.
NBHC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.77  Med: 1.00 Max: 1.17
Current: 0.76
0.77
1.17
Price/Graham Number 2.78
NBHC's Price/Graham Number is ranked lower than
96% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. NBHC: 2.78 )
Ranked among companies with meaningful Price/Graham Number only.
NBHC' s Price/Graham Number Range Over the Past 10 Years
Min: 1.96  Med: 2.77 Max: 9.61
Current: 2.78
1.96
9.61
Earnings Yield (Greenblatt) (%) 1.73
NBHC's Earnings Yield (Greenblatt) (%) is ranked lower than
86% of the 1803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. NBHC: 1.73 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
NBHC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.5  Med: 1.40 Max: 4.3
Current: 1.73
0.5
4.3
Forward Rate of Return (Yacktman) (%) -7.92
NBHC's Forward Rate of Return (Yacktman) (%) is ranked lower than
85% of the 844 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.22 vs. NBHC: -7.92 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
NBHC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -8.2  Med: -8.00 Max: -7.7
Current: -7.92
-8.2
-7.7

More Statistics

Revenue (TTM) (Mil) $189.0
EPS (TTM) $ 0.31
Beta0.84
Short Percentage of Float3.48%
52-Week Range $18.41 - 23.55
Shares Outstanding (Mil)29.75

Analyst Estimate


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Dec16 Dec17
Revenue (Mil $) 191 202
EPS ($) 0.70 1.27
EPS w/o NRI ($) 0.70 1.27
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
Dividends Per Share ($)
» More Articles for NYSE:NBHC

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More From Other Websites
Edited Transcript of NBHC earnings conference call or presentation 22-Jul-16 3:00pm GMT Jul 22 2016
National Bank Holdings posts 2Q profit Jul 21 2016
National Bank Holdings posts 2Q profit Jul 21 2016
NATIONAL BANK HOLDINGS CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 21 2016
National Bank Holdings Corporation Announces Record Second Quarter 2016 Financial Results Jul 21 2016
Q2 2016 National Bank Holdings Corp Earnings Release - After Market Close Jul 21 2016
National Bank Holdings Corporation Names New Commercial Market President for the North Texas Region Jul 20 2016
Sterling bounces as BoE survey shows limited Brexit vote fallout Jul 20 2016
3 Great Banks in America's Best Business States Jul 14 2016
3 Great Banks in America's Best Business States Jul 14 2016
National Bank Holdings Corp. breached its 50 day moving average in a Bullish Manner : NBHC-US : July... Jul 12 2016
National Bank Holdings Corporation Announces Date for Second Quarter Earnings Release Jul 07 2016
National Bank Holdings Corporation Announces Date for Second Quarter Earnings Release Jul 07 2016
National Bank Holdings Corp. :NBHC-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 Jun 28 2016
National Bank Holdings Corp. breached its 50 day moving average in a Bearish Manner : NBHC-US : June... Jun 27 2016
SNB's Jordan says doesn't rule out another rate cut Jun 16 2016
National Bank Holdings Corporation Appoints New Board Director Jun 15 2016
NATIONAL BANK HOLDINGS CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Jun 15 2016
National Bank Holdings Corporation Appoints New Board Director Jun 15 2016
National Bank Holdings Corp. breached its 50 day moving average in a Bearish Manner : NBHC-US : June... Jun 15 2016

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