Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives majority of its revenue from New Zealand segment.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	1.96
Equity-to-Asset	0.32
Debt-to-Equity	0.11
Debt-to-EBITDA	1.04
Interest Coverage	9.08
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.01	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.4
	3-Year EBITDA Growth Rate	-1.9
	3-Year EPS without NRI Growth Rate	-48.3
	3-Year Book Growth Rate	-1.1
	Future 3-5Y Total Revenue Growth Rate	16.43

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	54.78
	9-Day RSI	64.86
	14-Day RSI	68.12
	6-1 Month Momentum %	7.81
	12-1 Month Momentum %	10.4

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Payout Ratio	6.67
	3-Year Average Share Buyback Ratio	3.5
	Shareholder Yield %	0.57

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-0.3
	FCF Margin %	-3.31
	ROE %	-0.4
	ROA %	-0.13
	ROIC %	0.33
	Years of Profitability over Past 10-Year	5

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio without NRI	135.83
	Shiller PE Ratio	128.35
	Price-to-Owner-Earnings	90.56
	PS Ratio	0.75
	PB Ratio	1.03
	Price-to-Tangible-Book	1.53
	Price-to-Operating-Cash-Flow	31.35
	EV-to-EBIT	33.25
	EV-to-EBITDA	8.82
	EV-to-Revenue	0.67
	EV-to-FCF	-20.35
	Price-to-Projected-FCF	0.96
	Price-to-Median-PS-Value	0.92
	Price-to-Graham-Number	3.71
	Earnings Yield (Greenblatt) %	3.01
	FCF Yield %	-4.41
	Forward Rate of Return (Yacktman) %	-18.66

Financials

Annual Quarterly TTM

NZSE:TWR's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Tower Ltd Executives

Details

GF Value: NZ$1.03

NZSE:TWR

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with TWR. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NZ$)	412.162
	EPS (TTM) (NZ$)	-0.003
	Beta	0.03
	Volatility %	28.01
	14-Day RSI	68.12
	14-Day ATR (NZ$)	0.01604
	20-Day SMA (NZ$)	0.77575
	12-1 Month Momentum %	10.4
	52-Week Range (NZ$)	0.56 - 0.85
	Shares Outstanding (Mil)	379.48

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Tower Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Tower Ltd Stock Events

Financials Calendars

	Event	Date	Price(NZ$)
No Event Data

Tower Ltd Frequently Asked Questions

What is Tower Ltd(NZSE:TWR)'s stock price today?

The current price of NZSE:TWR is NZ$0.82. The 52 week high of NZSE:TWR is NZ$0.85 and 52 week low is NZ$0.56.

When is next earnings date of Tower Ltd(NZSE:TWR)?

The next earnings date of Tower Ltd(NZSE:TWR) is .

Does Tower Ltd(NZSE:TWR) pay dividends? If so, how much?

Tower Ltd(NZSE:TWR) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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