Laan & Spar Bank A/S is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	14.14
Equity-to-Asset	0.09
Debt-to-Equity	0.32
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.97	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	19.9
	3-Year EPS without NRI Growth Rate	43.3
	3-Year FCF Growth Rate	-11.7
	3-Year Book Growth Rate	11.4

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	56.65
	9-Day RSI	58.08
	14-Day RSI	57.59
	6-1 Month Momentum %	5.3
	12-1 Month Momentum %	6.11

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.4
	Dividend Payout Ratio	0.07
	5-Year Yield-on-Cost %	1.4
	Shareholder Yield %	-8.71

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	30.65
	FCF Margin %	-35.86
	ROE %	18.04
	ROA %	1.51
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.27
	PE Ratio without NRI	5.27
	Shiller PE Ratio	10.99
	PEG Ratio	0.56
	PS Ratio	1.61
	PB Ratio	0.88
	Price-to-Tangible-Book	0.9
	EV-to-Revenue	-6.05
	EV-to-FCF	16.93
	Price-to-Projected-FCF	0.12
	Price-to-DCF (Earnings Based)	0.27
	Price-to-Median-PS-Value	0.93
	Price-to-Peter-Lynch-Fair-Value	0.57
	Price-to-Graham-Number	0.46
	FCF Yield %	-22.26
	Forward Rate of Return (Yacktman) %	66.4

Financials (Next Earnings Date:2024-05-15)

Annual Quarterly TTM

OCSE:LASP's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Laan & Spar Bank A/S Executives

Details

GF Value: kr1041.52

OCSE:LASP

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with LASP. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil kr)	1,543.564
	EPS (TTM) (kr)	136.923
	Beta	-0.02
	Volatility %	8.03
	14-Day RSI	57.59
	14-Day ATR (kr)	5.338276
	20-Day SMA (kr)	710.5
	12-1 Month Momentum %	6.11
	52-Week Range (kr)	645 - 735
	Shares Outstanding (Mil)	3.45

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Laan & Spar Bank A/S Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Laan & Spar Bank A/S Stock Events

Financials Calendars

	Event	Date	Price(kr)
No Event Data

Laan & Spar Bank A/S Frequently Asked Questions

What is Laan & Spar Bank A/S(OCSE:LASP)'s stock price today?

The current price of OCSE:LASP is kr720.00. The 52 week high of OCSE:LASP is kr735.00 and 52 week low is kr645.00.

When is next earnings date of Laan & Spar Bank A/S(OCSE:LASP)?

The next earnings date of Laan & Spar Bank A/S(OCSE:LASP) is 2024-05-15.

Does Laan & Spar Bank A/S(OCSE:LASP) pay dividends? If so, how much?

The Dividend Yield % of Laan & Spar Bank A/S(OCSE:LASP) is 1.4% (As of Today), Highest Dividend Payout Ratio of Laan & Spar Bank A/S(OCSE:LASP) was 0.22. The lowest was 0.07. And the median was 0.14. The Forward Dividend Yield % of Laan & Spar Bank A/S(OCSE:LASP) is 0%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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