Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.84
OSHC's Cash to Debt is ranked lower than
59% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. OSHC: 0.84 )
Ranked among companies with meaningful Cash to Debt only.
OSHC' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.73 Max: No Debt
Current: 0.84
Equity to Asset 0.11
OSHC's Equity to Asset is ranked higher than
59% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. OSHC: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
OSHC' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.10 Max: 0.13
Current: 0.11
0.04
0.13
Interest Coverage 1.53
OSHC's Interest Coverage is ranked lower than
54% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. OSHC: 1.53 )
Ranked among companies with meaningful Interest Coverage only.
OSHC' s Interest Coverage Range Over the Past 10 Years
Min: 0.25  Med: 0.67 Max: 9999.99
Current: 1.53
0.25
9999.99
F-Score: 7
WACC vs ROIC
5.16%
5.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 31.26
OSHC's Operating margin (%) is ranked higher than
51% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. OSHC: 31.26 )
Ranked among companies with meaningful Operating margin (%) only.
OSHC' s Operating margin (%) Range Over the Past 10 Years
Min: 24.39  Med: 26.70 Max: 32.52
Current: 31.26
24.39
32.52
Net-margin (%) 20.91
OSHC's Net-margin (%) is ranked lower than
56% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. OSHC: 20.91 )
Ranked among companies with meaningful Net-margin (%) only.
OSHC' s Net-margin (%) Range Over the Past 10 Years
Min: 15.13  Med: 17.30 Max: 19.95
Current: 20.91
15.13
19.95
ROE (%) 6.35
OSHC's ROE (%) is ranked lower than
64% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. OSHC: 6.35 )
Ranked among companies with meaningful ROE (%) only.
OSHC' s ROE (%) Range Over the Past 10 Years
Min: 4.44  Med: 5.07 Max: 5.94
Current: 6.35
4.44
5.94
ROA (%) 0.66
OSHC's ROA (%) is ranked lower than
64% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. OSHC: 0.66 )
Ranked among companies with meaningful ROA (%) only.
OSHC' s ROA (%) Range Over the Past 10 Years
Min: 0.45  Med: 0.55 Max: 0.68
Current: 0.66
0.45
0.68
Revenue Growth (3Y)(%) -100.00
OSHC's Revenue Growth (3Y)(%) is ranked lower than
96% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. OSHC: -100.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
OSHC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 5.10 Max: 22.9
Current: -100
0
22.9
EBITDA Growth (3Y)(%) -100.00
OSHC's EBITDA Growth (3Y)(%) is ranked lower than
96% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. OSHC: -100.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
OSHC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.10 Max: 27.7
Current: -100
0
27.7
EPS Growth (3Y)(%) -100.00
OSHC's EPS Growth (3Y)(%) is ranked lower than
96% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. OSHC: -100.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
OSHC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.25 Max: 33.1
Current: -100
0
33.1
» OSHC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

OSHC Guru Trades in Q4 2014

Jim Simons 10,600 sh (New)
Charles Brandes 81,003 sh (-0.01%)
» More
Q1 2015

OSHC Guru Trades in Q1 2015

Jim Simons 13,800 sh (+30.19%)
Charles Brandes 81,163 sh (+0.20%)
» More
Q2 2015

OSHC Guru Trades in Q2 2015

Jim Simons 21,987 sh (+59.33%)
Charles Brandes 83,658 sh (+3.07%)
» More
Q3 2015

OSHC Guru Trades in Q3 2015

Jim Simons 30,400 sh (+38.26%)
Charles Brandes 88,691 sh (+6.02%)
» More
» Details

Insider Trades

Latest Guru Trades with OSHC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.20
OSHC's P/E(ttm) is ranked lower than
71% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. OSHC: 16.20 )
Ranked among companies with meaningful P/E(ttm) only.
OSHC' s P/E(ttm) Range Over the Past 10 Years
Min: 11.98  Med: 16.90 Max: 132.89
Current: 16.2
11.98
132.89
Forward P/E 13.91
OSHC's Forward P/E is ranked lower than
81% of the 703 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.52 vs. OSHC: 13.91 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.10
OSHC's PE(NRI) is ranked lower than
70% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. OSHC: 16.10 )
Ranked among companies with meaningful PE(NRI) only.
OSHC' s PE(NRI) Range Over the Past 10 Years
Min: 12.02  Med: 16.86 Max: 137.88
Current: 16.1
12.02
137.88
P/B 1.02
OSHC's P/B is ranked lower than
52% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. OSHC: 1.02 )
Ranked among companies with meaningful P/B only.
OSHC' s P/B Range Over the Past 10 Years
Min: 0.58  Med: 0.93 Max: 1.91
Current: 1.02
0.58
1.91
P/S 3.32
OSHC's P/S is ranked lower than
62% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. OSHC: 3.32 )
Ranked among companies with meaningful P/S only.
OSHC' s P/S Range Over the Past 10 Years
Min: 2.04  Med: 3.06 Max: 11.68
Current: 3.32
2.04
11.68
PFCF 10.50
OSHC's PFCF is ranked lower than
56% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. OSHC: 10.50 )
Ranked among companies with meaningful PFCF only.
OSHC' s PFCF Range Over the Past 10 Years
Min: 8.82  Med: 12.13 Max: 61.28
Current: 10.5
8.82
61.28
POCF 10.09
OSHC's POCF is ranked lower than
62% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. OSHC: 10.09 )
Ranked among companies with meaningful POCF only.
OSHC' s POCF Range Over the Past 10 Years
Min: 5.68  Med: 10.72 Max: 40.69
Current: 10.09
5.68
40.69
EV-to-EBIT 10.59
OSHC's EV-to-EBIT is ranked higher than
61% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.68 vs. OSHC: 10.59 )
Ranked among companies with meaningful EV-to-EBIT only.
OSHC' s EV-to-EBIT Range Over the Past 10 Years
Min: -0.3  Med: 17.25 Max: 49.1
Current: 10.59
-0.3
49.1
EV-to-EBITDA 9.59
OSHC's EV-to-EBITDA is ranked higher than
61% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. OSHC: 9.59 )
Ranked among companies with meaningful EV-to-EBITDA only.
OSHC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.3  Med: 15.70 Max: 37.7
Current: 9.59
-0.3
37.7
Shiller P/E 24.75
OSHC's Shiller P/E is ranked lower than
79% of the 520 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.90 vs. OSHC: 24.75 )
Ranked among companies with meaningful Shiller P/E only.
OSHC' s Shiller P/E Range Over the Past 10 Years
Min: 21.04  Med: 23.25 Max: 27.59
Current: 24.75
21.04
27.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.35
OSHC's Dividend Yield is ranked lower than
82% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. OSHC: 1.35 )
Ranked among companies with meaningful Dividend Yield only.
OSHC' s Dividend Yield Range Over the Past 10 Years
Min: 0.49  Med: 1.69 Max: 2.54
Current: 1.35
0.49
2.54
Dividend Payout 0.22
OSHC's Dividend Payout is ranked higher than
71% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. OSHC: 0.22 )
Ranked among companies with meaningful Dividend Payout only.
OSHC' s Dividend Payout Range Over the Past 10 Years
Min: 0.17  Med: 0.30 Max: 0.37
Current: 0.22
0.17
0.37
Dividend Growth (3y) -100.00
OSHC's Dividend Growth (3y) is ranked lower than
91% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. OSHC: -100.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
OSHC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 33.9
Current: -100
0
33.9
Forward Dividend Yield 1.35
OSHC's Forward Dividend Yield is ranked lower than
87% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. OSHC: 1.35 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.54
OSHC's Yield on cost (5-Year) is ranked lower than
64% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. OSHC: 2.54 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
OSHC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.91  Med: 3.16 Max: 4.74
Current: 2.54
0.91
4.74
3-Year Average Share Buyback Ratio 1.60
OSHC's 3-Year Average Share Buyback Ratio is ranked higher than
90% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. OSHC: 1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
OSHC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -1.2  Med: 3.95 Max: 0
Current: 1.6
-1.2
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.02
OSHC's Price/Tangible Book is ranked higher than
54% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. OSHC: 1.02 )
Ranked among companies with meaningful Price/Tangible Book only.
OSHC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.67  Med: 0.93 Max: 1.91
Current: 1.02
0.67
1.91
Earnings Yield (Greenblatt) (%) 9.40
OSHC's Earnings Yield (Greenblatt) (%) is ranked higher than
65% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. OSHC: 9.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
OSHC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2  Med: 5.80 Max: 10620
Current: 9.4
2
10620
Forward Rate of Return (Yacktman) (%) 12.10
OSHC's Forward Rate of Return (Yacktman) (%) is ranked lower than
56% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. OSHC: 12.10 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
OSHC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 4.9  Med: 22.40 Max: 38.9
Current: 12.1
4.9
38.9

More Statistics

Revenue(Mil) $33
EPS $ 1.10
Beta0.07
Short Percentage of Float0.23%
52-Week Range $13.91 - 18.06
Shares Outstanding(Mil)6.40

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Ocean Shore Holding Co was established in 1887. It is the holding company for Ocean City Home Bank. The Company is engaged in the business of directing, planning, and coordinating the business activities of the Bank. Ocean City Home Bank is a federally chartered savings bank. It operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area. It attracts deposits from the general public, small businesses and municipalities and uses those funds to originate a variety of consumer and commercial loans, which the Company holds for investment. Its lending activities include One- to Four-Family Residential Loans; Commercial and Multi-Family; Construction Loans; Commercial Loans; and Consumer Loans. It has legal authority to invest in various types of liquid assets, including U.S. Treasury obligations, securities of various federal agencies and of state and municipal governments, mortgage-backed securities and certificates of deposit of federally insured institutions. Its products include residential mortgage loans, commercial loans and mortgages, and home equity and other consumer loans. The Company competes with insurance companies, securities companies and specialty finance companies such as Bank of America, PNC Bank, Wells Fargo & Company, and TD Bank.
» More Articles for OSHC

Headlines

Articles On GuruFocus.com
Ocean Shore Holding Co. Reports Operating Results (10-Q) Nov 16 2009 
Ocean Shore Holding Co. Reports Operating Results (10-Q) Aug 10 2009 
Ocean Shore Holding Co. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
Ocean Shore Holding Co. Earnings Analysis: Q4, 2015 By the Numbers Jan 28 2016
Ocean Shore Holding Co. Reports 4th Quarter 2015 and Year-End Results Jan 26 2016
Ocean Shore Holding posts 4Q profit Jan 26 2016
Ocean Shore Holding posts 4Q profit Jan 26 2016
OCEAN SHORE HOLDING CO. Files SEC form 8-K, Results of Operations and Financial Condition Jan 26 2016
Ocean Shore Holding Co. Reports 4th Quarter 2015 and Year-End Results Jan 26 2016
Ocean Shore Holding Co. Announces Quarterly Cash Dividend Jan 20 2016
Ocean Shore Holding Co. Announces Quarterly Cash Dividend Jan 20 2016
Ocean Shore Holding upgraded by Sandler O'Neill Jan 07 2016
OCEAN SHORE HOLDING CO. Financials Dec 08 2015
Is Epirus Biopharmaceuticals Inc (EPRS) A Good Stock To Buy? Dec 02 2015
Is Ocean Shore Holding Co (OSHC) A Good Stock To Buy? Nov 23 2015
OCEAN SHORE HOLDING CO. Files SEC form 10-Q, Quarterly Report Nov 09 2015
Ocean Shore Holding posts 3Q profit Oct 27 2015
Ocean Shore Holding posts 3Q profit Oct 27 2015
Ocean Shore Holding Co. Reports 3rd Quarter Earnings Oct 27 2015
OCEAN SHORE HOLDING CO. Files SEC form 8-K, Results of Operations and Financial Condition Oct 27 2015
Ocean Shore Holding Co. Reports 3rd Quarter Earnings Oct 27 2015
Ocean Shore Holding Co. Announces Quarterly Cash Dividend Oct 21 2015
Ocean Shore Holding Co. Announces Quarterly Cash Dividend Oct 21 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK