Commercial National Financial Corp (PA) is a bank holding company. The bank's primary business includes taking deposits and granting loans to customers in the area of Westmoreland County, Pennsylvania. The bank offers a full range of banking services including extending credit, providing deposit services, marketing non-deposit investments and offering financial counseling. It provides traditional banking and related financial services to individual, business and government customers which include time, savings and demand deposits, the making of commercial, consumer and mortgage loans, and other financial services.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.22
Equity-to-Asset	0.09
Debt-to-Equity	0.7
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-3.46	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-6.4
	3-Year EPS without NRI Growth Rate	-18.8
	3-Year FCF Growth Rate	-17.1
	3-Year Book Growth Rate	-19.6

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	54.82
	9-Day RSI	55.5
	14-Day RSI	54.41
	6-1 Month Momentum %	11.11
	12-1 Month Momentum %	-1.48

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	10.27
	Dividend Payout Ratio	0.97
	Forward Dividend Yield %	10.27
	5-Year Yield-on-Cost %	10.3
	Shareholder Yield %	-41.1

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	19.79
	FCF Margin %	16.89
	ROE %	9.15
	ROA %	0.76
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.49
	PE Ratio without NRI	9.49
	Shiller PE Ratio	4.89
	PS Ratio	1.89
	PB Ratio	0.8
	Price-to-Tangible-Book	0.8
	Price-to-Free-Cash-Flow	11.14
	Price-to-Operating-Cash-Flow	8.65
	EV-to-Revenue	3.17
	EV-to-FCF	18.8
	Price-to-Projected-FCF	0.43
	Price-to-Median-PS-Value	0.56
	Price-to-Graham-Number	0.58
	FCF Yield %	8.97
	Forward Rate of Return (Yacktman) %	1.8

Financials (Next Earnings Date:2024-05-03 Est.)

Annual Quarterly TTM

CNAF's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Commercial National Financial Corp (PA) Operating Data

Annual Quarterly

CNAF's Complete Operating Data

No operating data available for Commercial National Financial Corp (PA).

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:CNAF

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Commercial National Financial Corp (PA) Executives

Details

GF Value: $12.72

CNAF

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with CNAF. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	15.396
	EPS (TTM) ($)	1.067
	Beta	0.42
	Volatility %	41.38
	14-Day RSI	54.41
	14-Day ATR ($)	0.176995
	20-Day SMA ($)	9.917385
	12-1 Month Momentum %	-1.48
	52-Week Range ($)	8.85 - 12.5
	Shares Outstanding (Mil)	2.86

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Commercial National Financial Corp (PA) Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Commercial National Financial Corp (PA) Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Commercial National Financial Corp (PA) Frequently Asked Questions

What is Commercial National Financial Corp (PA)(CNAF)'s stock price today?

The current price of CNAF is $10.13. The 52 week high of CNAF is $12.50 and 52 week low is $8.85.

When is next earnings date of Commercial National Financial Corp (PA)(CNAF)?

The next earnings date of Commercial National Financial Corp (PA)(CNAF) is 2024-05-03 Est..

Does Commercial National Financial Corp (PA)(CNAF) pay dividends? If so, how much?

The Dividend Yield % of Commercial National Financial Corp (PA)(CNAF) is 10.27% (As of Today), Highest Dividend Payout Ratio of Commercial National Financial Corp (PA)(CNAF) was 0.97. The lowest was 0.43. And the median was 0.62. The Forward Dividend Yield % of Commercial National Financial Corp (PA)(CNAF) is 10.27%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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