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Also traded in: Germany, Mexico, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.65
OTCPK:PNCFO's Cash to Debt is ranked lower than
68% of the 1178 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. OTCPK:PNCFO: 0.65 )
Ranked among companies with meaningful Cash to Debt only.
OTCPK:PNCFO' s Cash to Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.27 Max: 0.7
Current: 0.65
0.11
0.7
Equity to Asset 0.13
OTCPK:PNCFO's Equity to Asset is ranked higher than
75% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. OTCPK:PNCFO: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
OTCPK:PNCFO' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.10 Max: 0.14
Current: 0.13
0.07
0.14
Interest Coverage 4.89
OTCPK:PNCFO's Interest Coverage is ranked higher than
81% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. OTCPK:PNCFO: 4.89 )
Ranked among companies with meaningful Interest Coverage only.
OTCPK:PNCFO' s Interest Coverage Range Over the Past 10 Years
Min: 0.5  Med: 2.42 Max: 6.47
Current: 4.89
0.5
6.47
F-Score: 5
M-Score: -2.52
WACC vs ROIC
4.60%
6.49%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 35.69
OTCPK:PNCFO's Operating margin (%) is ranked higher than
62% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.83 vs. OTCPK:PNCFO: 35.69 )
Ranked among companies with meaningful Operating margin (%) only.
OTCPK:PNCFO' s Operating margin (%) Range Over the Past 10 Years
Min: 17.29  Med: 29.82 Max: 46.72
Current: 35.69
17.29
46.72
Net-margin (%) 26.57
OTCPK:PNCFO's Net-margin (%) is ranked higher than
64% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.36 vs. OTCPK:PNCFO: 26.57 )
Ranked among companies with meaningful Net-margin (%) only.
OTCPK:PNCFO' s Net-margin (%) Range Over the Past 10 Years
Min: 12.27  Med: 22.18 Max: 30.27
Current: 26.57
12.27
30.27
ROE (%) 8.44
OTCPK:PNCFO's ROE (%) is ranked higher than
51% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.33 vs. OTCPK:PNCFO: 8.44 )
Ranked among companies with meaningful ROE (%) only.
OTCPK:PNCFO' s ROE (%) Range Over the Past 10 Years
Min: 4.38  Med: 9.21 Max: 26.82
Current: 8.44
4.38
26.82
ROA (%) 1.13
OTCPK:PNCFO's ROA (%) is ranked higher than
67% of the 1670 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. OTCPK:PNCFO: 1.13 )
Ranked among companies with meaningful ROA (%) only.
OTCPK:PNCFO' s ROA (%) Range Over the Past 10 Years
Min: 0.41  Med: 1.20 Max: 2.68
Current: 1.13
0.41
2.68
Revenue Growth (3Y)(%) -0.10
OTCPK:PNCFO's Revenue Growth (3Y)(%) is ranked lower than
63% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. OTCPK:PNCFO: -0.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
OTCPK:PNCFO' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -6.3  Med: 3.10 Max: 15.8
Current: -0.1
-6.3
15.8
EBITDA Growth (3Y)(%) 9.50
OTCPK:PNCFO's EBITDA Growth (3Y)(%) is ranked higher than
62% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. OTCPK:PNCFO: 9.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
OTCPK:PNCFO' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.3  Med: 6.40 Max: 34.6
Current: 9.5
-27.3
34.6
EPS Growth (3Y)(%) 11.90
OTCPK:PNCFO's EPS Growth (3Y)(%) is ranked higher than
62% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. OTCPK:PNCFO: 11.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
OTCPK:PNCFO' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.2  Med: 7.60 Max: 49.5
Current: 11.9
-29.2
49.5
» OTCPK:PNCFO's 10-Y Financials

Financials (Next Earnings Date: 2016-07-15)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

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Preferred stocks of PNC Financial Services Group Inc

SymbolPriceYieldDescription
PNCYL969.905.40
PNCFO597.750.00USD 1.80 Cum.Conv.Pfd Shs Series -B-
PNCPRQ25.765.22Deposit Shs Repr 1/4000th Non-Cum Perp Pfd Shs Series -Q-
PNCPRP29.825.13Perpetual Preferred Share class-P
PNCXL1115.006.101/100th Non-Cum Perp Pfd Shs Series -O-

Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:USB, NYSE:BBT, NYSE:STI, NYSE:MTB, NAS:FITB » details
Traded in other countries:PNP.Germany, PNC.Mexico, PNC.USA,
PNC Financial Services Group Inc is a financial services company. It operates in six segments: Retail Banking; Corporate & Institutional Banking; Asset Management Group; Residential Mortgage Banking; BlackRock; and Non-Strategic Assets Portfolio.

PNC Financial Services Group Inc was incorporated under the laws of the Commonwealth of Pennsylvania in 1983. The Company is a diversified financial services company in the United States; and is engaged in retail banking, corporate and institutional banking, asset management, and residential mortgage banking, providing products and services nationally, as well as other products and services in its markets located in Pennsylvania, Ohio, New Jersey, Michigan, Illinois, Maryland, Indiana, North Carolina, Florida, Kentucky, Washington, D.C., Delaware, Alabama, Virginia, Missouri, Georgia, Wisconsin and South Carolina. It also provides products and services internationally. The Company operates in six reportable business segments: Retail Banking; Corporate & Institutional Banking; Asset Management Group; Residential Mortgage Banking; BlackRock; and Non-Strategic Assets Portfolio. The Retail Banking segment provides deposits, lending, brokerage, investment management and cash management services to consumer and small business customers within its primary geographic markets. Its customers are serviced through branch network, ATMs, call centers, online banking and mobile channels. The Corporate & Institutional Banking segment provides lending, treasury management, and capital markets-related products and services to mid-sized and large corporations, government and not-for-profit entities. Lending products include secured and unsecured loans, letters of credit and equipment leases. Treasury management services include cash and investment management, receivables management, disbursement services; funds transfer services, information reporting and international trade services. Capital markets-related products and services include foreign exchange, derivatives, securities, loan syndications and mergers and acquisitions advisory and related services to middle-market companies. The Asset Management Group segment includes personal wealth management for high net worth and ultra-high net worth clients and institutional asset management. Wealth management products and services include investment and retirement planning, customized investment management, private banking, tailored credit solutions, and trust management and administration for individuals and their families. Institutional asset management provides investment management, custody administration and retirement administration services. The Residential Mortgage Banking segment directly originates first lien residential mortgage loans, on a nationwide basis with a significant presence within the retail banking footprint, and originates loans through majority owned affiliates. Mortgage loans represent loans collateralized by one-to-four-family residential real estate. The BlackRock segment is an investment management, risk management and advisory services for institutional and retail clients. It provides diversified investment management services to institutional clients, intermediary invest

Ratios

vs
industry
vs
history
P/E(ttm) 12.26
PNCFO's P/E(ttm) is ranked higher than
53% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.79 vs. PNCFO: 12.26 )
Ranked among companies with meaningful P/E(ttm) only.
PNCFO' s P/E(ttm) Range Over the Past 10 Years
Min: 6.32  Med: 11.98 Max: 40.39
Current: 12.26
6.32
40.39
Forward P/E 11.71
PNCFO's Forward P/E is ranked higher than
53% of the 376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.05 vs. PNCFO: 11.71 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.23
PNCFO's PE(NRI) is ranked higher than
53% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.69 vs. PNCFO: 12.23 )
Ranked among companies with meaningful PE(NRI) only.
PNCFO' s PE(NRI) Range Over the Past 10 Years
Min: 6.91  Med: 12.06 Max: 42.6
Current: 12.23
6.91
42.6
P/B 1.00
PNCFO's P/B is ranked higher than
54% of the 1655 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. PNCFO: 1.00 )
Ranked among companies with meaningful P/B only.
PNCFO' s P/B Range Over the Past 10 Years
Min: 0.31  Med: 1.04 Max: 2.43
Current: 1
0.31
2.43
P/S 3.08
PNCFO's P/S is ranked lower than
52% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. PNCFO: 3.08 )
Ranked among companies with meaningful P/S only.
PNCFO' s P/S Range Over the Past 10 Years
Min: 0.87  Med: 2.56 Max: 3.9
Current: 3.08
0.87
3.9
POCF 8.50
PNCFO's POCF is ranked higher than
53% of the 992 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.94 vs. PNCFO: 8.50 )
Ranked among companies with meaningful POCF only.
PNCFO' s POCF Range Over the Past 10 Years
Min: 0.87  Med: 7.01 Max: 21.79
Current: 8.5
0.87
21.79
PEG 1.92
PNCFO's PEG is ranked lower than
69% of the 738 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. PNCFO: 1.92 )
Ranked among companies with meaningful PEG only.
PNCFO' s PEG Range Over the Past 10 Years
Min: 0.29  Med: 1.22 Max: 13.87
Current: 1.92
0.29
13.87
Shiller P/E 14.22
PNCFO's Shiller P/E is ranked higher than
67% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.33 vs. PNCFO: 14.22 )
Ranked among companies with meaningful Shiller P/E only.
PNCFO' s Shiller P/E Range Over the Past 10 Years
Min: 3.96  Med: 13.16 Max: 17.74
Current: 14.22
3.96
17.74

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.32
PNCFO's Price/Tangible Book is ranked lower than
62% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. PNCFO: 1.32 )
Ranked among companies with meaningful Price/Tangible Book only.
PNCFO' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.91  Med: 2.93 Max: 7.59
Current: 1.32
0.91
7.59
Price/Projected FCF 1.27
PNCFO's Price/Projected FCF is ranked lower than
89% of the 892 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.66 vs. PNCFO: 1.27 )
Ranked among companies with meaningful Price/Projected FCF only.
PNCFO' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.61  Med: 1.77 Max: 12.77
Current: 1.27
0.61
12.77
Price/Median PS Value 1.21
PNCFO's Price/Median PS Value is ranked lower than
75% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. PNCFO: 1.21 )
Ranked among companies with meaningful Price/Median PS Value only.
PNCFO' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.54  Med: 1.12 Max: 1.65
Current: 1.21
0.54
1.65
Price/Peter Lynch Fair Value 1.97
PNCFO's Price/Peter Lynch Fair Value is ranked lower than
86% of the 431 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. PNCFO: 1.97 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PNCFO' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.32  Med: 1.11 Max: 3.17
Current: 1.97
0.32
3.17
Price/Graham Number 0.84
PNCFO's Price/Graham Number is ranked higher than
50% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. PNCFO: 0.84 )
Ranked among companies with meaningful Price/Graham Number only.
PNCFO' s Price/Graham Number Range Over the Past 10 Years
Min: 0.6  Med: 1.32 Max: 3.3
Current: 0.84
0.6
3.3
Forward Rate of Return (Yacktman) (%) 6.21
PNCFO's Forward Rate of Return (Yacktman) (%) is ranked lower than
68% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.58 vs. PNCFO: 6.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PNCFO' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -12.2  Med: 6.50 Max: 27.3
Current: 6.21
-12.2
27.3

More Statistics

Short Percentage of Float0.00%
52-Week Range $597.75 - 600.00

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