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49.3 (1y: +14%)
Market Cap 2.95 B P/E(ttm) 15.10
Enterprise Value 3.65 B P/B 1.40
PB- NYSE (USA)
Prosperity Bancshares, Inc.
  • Currently 5/5
Business Predictability Rank: 5-Star
Back Testing Results:
Average gain of all 5-Star stocks: 12.1% per year.
% of Stocks that are in still loss if held for 10yrs: 3%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$49.30
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt 0.954
PB's Cash to Debt is ranked higher than
60% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. PB: 0.954 )
PB' s 10-Year Cash to Debt Range
Min: 0.34   Max: No Debt
Current: 0.95
Equity to Asset 0.058
PB's Equity to Asset is ranked lower than
79% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PB: 0.058 )
PB' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.06
Current: 0.06
0.04
0.06
Interest Coverage No Debt
PB's Interest Coverage is ranked lower than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. PB: No Debt )
PB' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.39
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry		 vs
history
Operating margin (%) 55.20
PB's Operating margin (%) is ranked higher than
94% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. PB: 55.20 )
PB' s 10-Year Operating margin (%) Range
Min: 37.2   Max: 55.9
Current: 55.2
37.2
55.9
Net-margin (%) 36.8
PB's Net-margin (%) is ranked higher than
91% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. PB: 36.8 )
PB' s 10-Year Net-margin (%) Range
Min: 26.3   Max: 37
Current: 36.8
26.3
37
ROE (%) 8
PB's ROE (%) is ranked higher than
67% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. PB: 8 )
PB' s 10-Year ROE (%) Range
Min: 6.7   Max: 15.3
Current: 8
6.7
15.3
ROA (%) 1.2
PB's ROA (%) is ranked higher than
87% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PB: 1.2 )
PB' s 10-Year ROA (%) Range
Min: 0.9   Max: 1.4
Current: 1.2
0.9
1.4
Revenue Growth (%) 2.6
PB's Revenue Growth (%) is ranked higher than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. PB: 2.6 )
PB' s 10-Year Revenue Growth (%) Range
Min: 2.6   Max: 17.1
Current: 2.6
2.6
17.1
EBITDA Growth (%) 6.3
PB's EBITDA Growth (%) is ranked higher than
83% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. PB: 6.3 )
PB' s 10-Year EBITDA Growth (%) Range
Min: 0.2   Max: 20.9
Current: 6.3
0.2
20.9
EPS Growth (%) 7.6
PB's EPS Growth (%) is ranked higher than
83% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. PB: 7.6 )
PB' s 10-Year EPS Growth (%) Range
Min: 1.2   Max: 19.4
Current: 7.6
1.2
19.4
ยป PB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

PB Guru Trades in Q2 2012

Ken Fisher 591,180 sh (New)
James Barrow 1,541,305 sh (New)
Paul Tudor Jones 19,700 sh (New)
Jim Simons 65,588 sh (New)
David Dreman 510,326 sh (New)
» More
Q3 2012

PB Guru Trades in Q3 2012

Ken Fisher 589,740 sh (-0.24%)
James Barrow 1,524,760 sh (-1.07%)
David Dreman 494,349 sh (-3.13%)
Jim Simons 33,088 sh (-49.55%)
Paul Tudor Jones 6,400 sh (-67.51%)
» More
Q4 2012

PB Guru Trades in Q4 2012

Steven Cohen 23,668 sh (New)
Jim Simons 159,588 sh (+382.31%)
Paul Tudor Jones Sold Out
Ken Fisher 583,884 sh (-0.99%)
James Barrow 1,506,810 sh (-1.18%)
David Dreman 488,379 sh (-1.21%)
» More
Q1 2013

PB Guru Trades in Q1 2013

Ken Fisher 585,018 sh (+0.19%)
Steven Cohen Sold Out
Jim Simons Sold Out
David Dreman 482,487 sh (-1.21%)
James Barrow 1,482,510 sh (-1.61%)
» More
» Details

Insider Trades

Latest Guru Trades with PB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2012-06-30 New Buy0.5%$40.01 - $46.52 $ 49.9115%510326
James Barrow 2012-06-30 New Buy0.13%$40.01 - $46.52 $ 49.9115%1541305
Premium More recent guru trades are included for Premium Members only!!

Top Ranked Articles about Prosperity Bancshares, Inc.

Top Insider Buys: BRK.A, PB, CBK
December 24, 2012
According to GuruFocus Insider Data, these are the largest insider buys during the past week: Berkshire Hathaway Inc. (BRK.A), President Bakery Public Company Limited (PB) and Christopher & Banks Corporation (CBK). Read more...

Ratios

vs
industry		 vs
history
P/E(ttm) 15.10
PB's P/E(ttm) is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. PB: 15.10 )
PB' s 10-Year P/E(ttm) Range
Min: 10.18   Max: 22.29
Current: 15.1
10.18
22.29
P/B 1.40
PB's P/B is ranked lower than
74% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. PB: 1.40 )
PB' s 10-Year P/B Range
Min: 0.76   Max: 3.31
Current: 1.4
0.76
3.31
P/S 5.60
PB's P/S is ranked lower than
92% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. PB: 5.60 )
PB' s 10-Year P/S Range
Min: 3.01   Max: 6.72
Current: 5.6
3.01
6.72
PFCF 10.30
PB's PFCF is ranked lower than
64% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. PB: 10.30 )
PB' s 10-Year PFCF Range
Min: 4.11   Max: 50.4
Current: 10.3
4.11
50.4
EV-to-EBIT 13.3
PB's EV-to-EBIT is ranked higher than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. PB: 13.3 )
PB' s 10-Year EV-to-EBIT Range
Min: 1.8   Max: 16.6
Current: 13.3
1.8
16.6
PEG 1.2
PB's PEG is ranked higher than
92% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. PB: 1.2 )
PB' s 10-Year PEG Range
Min: 0.55   Max: 9.18
Current: 1.2
0.55
9.18
Shiller P/E 18.2
PB's Shiller P/E is ranked higher than
66% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. PB: 18.2 )
PB' s 10-Year Shiller P/E Range
Min: 11.26   Max: 27.44
Current: 18.2
11.26
27.44

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.60
PB's Dividend Yield is ranked higher than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. PB: 1.60 )
PB' s 10-Year Dividend Yield Range
Min: 0.99   Max: 2.49
Current: 1.6
0.99
2.49
Dividend Payout 0.2467
PB's Dividend Payout is ranked higher than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. PB: 0.2467 )
PB' s 10-Year Dividend Payout Range
Min: 0.17   Max: 0.28
Current: 0.25
0.17
0.28
Dividend growth (3y) 8.9
PB's Dividend growth (3y) is ranked higher than
97% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -21.50 vs. PB: 8.9 )
PB' s 10-Year Dividend growth (3y) Range
Min: 8.3   Max: 21.8
Current: 8.9
8.3
21.8
Yield on cost (5-Year) 2.98
PB's Yield on cost (5-Year) is ranked higher than
81% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. PB: 2.98 )
PB' s 10-Year Yield on cost (5-Year) Range
Min: 1.74   Max: 4.37
Current: 2.98
1.74
4.37
Share Buyback Rate -2.9
PB's Share Buyback Rate is ranked higher than
71% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.75 vs. PB: -2.9 )
PB' s 10-Year Share Buyback Rate Range
Min: -0.8   Max: -18.7
Current: -2.9

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 3.4
PB's Price/Tangible Book is ranked higher than
99% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PB: 3.4 )
PB' s 10-Year Price/Tangible Book Range
Min: 2.6   Max: 5.8
Current: 3.4
2.6
5.8
Price/DCF (Projected) 0.8
PB's Price/DCF (Projected) is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. PB: 0.8 )
PB' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 1.1
Current: 0.8
0.6
1.1
Price/Median PS Value 1.1
PB's Price/Median PS Value is ranked higher than
87% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PB: 1.1 )
PB' s 10-Year Price/Median PS Value Range
Min: 0.8   Max: 1.2
Current: 1.1
0.8
1.2
Price/Peter Lynch Fair Value 1.1
PB's Price/Peter Lynch Fair Value is ranked higher than
97% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PB: 1.1 )
PB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.7   Max: 2.5
Current: 1.1
0.7
2.5
Price/Graham Number 1.5
PB's Price/Graham Number is ranked higher than
95% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PB: 1.5 )
PB' s 10-Year Price/Graham Number Range
Min: 1.2   Max: 2.2
Current: 1.5
1.2
2.2
Earnings Yield (Greenblatt) 7.50
PB's Earnings Yield (Greenblatt) is ranked lower than
87% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. PB: 7.50 )
PB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 6   Max: 55.7
Current: 7.5
6
55.7
Forward Rate of Return (Yacktman) 18.32
PB's Forward Rate of Return (Yacktman) is ranked higher than
71% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. PB: 18.32 )
PB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.3   Max: 33.4
Current: 18.32
10.3
33.4

Business Description

Prosperity Bancshares, Inc. is a Texas corporation, was formed in 1983 as a vehicle to acquire the former Allied Bank in Edna, Texas which was chartered in 1949 as The First National Bank of Edna and is now known as Prosperity Bank. It operates as the financial holding company for Prosperity Bank (the 'Bank'), which provides a line of financial products and services to small and medium-sized businesses and consumers. The company's market consists of the communities served by its banking centers. The diverse nature of the economies in each local market served by the company provides it with a varied customer base and allows it to spread its lending risk throughout a number of different industries including professional service firms and their principals, manufacturing, tourism, recreation, petrochemicals, farming and ranching. The company competes with other commercial banks, savings banks, savings and loan associations, credit unions, finance companies, mutual funds, insurance companies, brokerage and investment banking firms, asset-based nonbank lenders and certain other nonfinancial entities, including retail stores which might maintain their own credit programs and certain governmental organizations which might offer more favorable financing than the company. On January 1, 2012, the Company completed the previously announced acquisition of Texas Bankers, Inc. and its wholly-owned subsidiary, Bank of Texas, Austin, Texas. The transaction continues the Company's strategic growth and expansion of the franchise in Central Texas. The company and the bank are subject to regulation, supervision and examination by federal and state banking authorities.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, CFR, MWG
ยป More Articles for PB

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