Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.29
PBIB's Cash to Debt is ranked lower than
78% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. PBIB: 0.29 )
Ranked among companies with meaningful Cash to Debt only.
PBIB' s Cash to Debt Range Over the Past 10 Years
Min: 0.17  Med: 1.45 Max: N/A
Current: 0.29
Equity to Asset 0.03
PBIB's Equity to Asset is ranked lower than
98% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PBIB: 0.03 )
Ranked among companies with meaningful Equity to Asset only.
PBIB' s Equity to Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.08 Max: 0.11
Current: 0.03
0.03
0.11
F-Score: 5
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -8.63
PBIB's Operating margin (%) is ranked lower than
95% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. PBIB: -8.63 )
Ranked among companies with meaningful Operating margin (%) only.
PBIB' s Operating margin (%) Range Over the Past 10 Years
Min: -221.01  Med: -10.75 Max: 44.74
Current: -8.63
-221.01
44.74
Net-margin (%) -8.63
PBIB's Net-margin (%) is ranked lower than
96% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. PBIB: -8.63 )
Ranked among companies with meaningful Net-margin (%) only.
PBIB' s Net-margin (%) Range Over the Past 10 Years
Min: -180.81  Med: -4.17 Max: 217.22
Current: -8.63
-180.81
217.22
ROE (%) -9.92
PBIB's ROE (%) is ranked lower than
96% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. PBIB: -9.92 )
Ranked among companies with meaningful ROE (%) only.
PBIB' s ROE (%) Range Over the Past 10 Years
Min: -77.34  Med: 5.42 Max: 55.99
Current: -9.92
-77.34
55.99
ROA (%) -0.33
PBIB's ROA (%) is ranked lower than
94% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. PBIB: -0.33 )
Ranked among companies with meaningful ROA (%) only.
PBIB' s ROA (%) Range Over the Past 10 Years
Min: -6.75  Med: -0.14 Max: 1.4
Current: -0.33
-6.75
1.4
Revenue Growth (3Y)(%) -100.00
PBIB's Revenue Growth (3Y)(%) is ranked lower than
99% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. PBIB: -100.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PBIB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: -3.15 Max: 99.3
Current: -100
-100
99.3
EBITDA Growth (3Y)(%) -100.00
PBIB's EBITDA Growth (3Y)(%) is ranked lower than
98% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. PBIB: -100.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PBIB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: -4.60 Max: 1.1
Current: -100
-100
1.1
EPS Growth (3Y)(%) -100.00
PBIB's EPS Growth (3Y)(%) is ranked lower than
99% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. PBIB: -100.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PBIB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: -5.55 Max: 32.5
Current: -100
-100
32.5
» PBIB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with PBIB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 0.60
PBIB's P/E(ttm) is ranked higher than
99% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. PBIB: 0.60 )
Ranked among companies with meaningful P/E(ttm) only.
PBIB' s P/E(ttm) Range Over the Past 10 Years
Min: 0.34  Med: 10.12 Max: 47
Current: 0.6
0.34
47
PE(NRI) 0.60
PBIB's PE(NRI) is ranked higher than
100% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. PBIB: 0.60 )
Ranked among companies with meaningful PE(NRI) only.
PBIB' s PE(NRI) Range Over the Past 10 Years
Min: 0.34  Med: 10.09 Max: 47
Current: 0.6
0.34
47
P/B 1.11
PBIB's P/B is ranked lower than
61% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. PBIB: 1.11 )
Ranked among companies with meaningful P/B only.
PBIB' s P/B Range Over the Past 10 Years
Min: 0.24  Med: 1.00 Max: 42.5
Current: 1.11
0.24
42.5
P/S 0.61
PBIB's P/S is ranked higher than
96% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. PBIB: 0.61 )
Ranked among companies with meaningful P/S only.
PBIB' s P/S Range Over the Past 10 Years
Min: 0.16  Med: 0.98 Max: 18.58
Current: 0.61
0.16
18.58
PFCF 6.37
PBIB's PFCF is ranked higher than
63% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. PBIB: 6.37 )
Ranked among companies with meaningful PFCF only.
PBIB' s PFCF Range Over the Past 10 Years
Min: 0.23  Med: 4.30 Max: 111.22
Current: 6.37
0.23
111.22
POCF 6.05
PBIB's POCF is ranked higher than
60% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. PBIB: 6.05 )
Ranked among companies with meaningful POCF only.
PBIB' s POCF Range Over the Past 10 Years
Min: 0.23  Med: 4.10 Max: 15.05
Current: 6.05
0.23
15.05

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
PBIB's Price/Tangible Book is ranked lower than
54% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. PBIB: 1.11 )
Ranked among companies with meaningful Price/Tangible Book only.
PBIB' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.29  Med: 1.07 Max: 1.78
Current: 1.11
0.29
1.78
Price/Projected FCF 0.15
PBIB's Price/Projected FCF is ranked higher than
91% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. PBIB: 0.15 )
Ranked among companies with meaningful Price/Projected FCF only.
PBIB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.03  Med: 0.15 Max: 0.62
Current: 0.15
0.03
0.62
Price/Median PS Value 0.62
PBIB's Price/Median PS Value is ranked higher than
88% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. PBIB: 0.62 )
Ranked among companies with meaningful Price/Median PS Value only.
PBIB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.16  Med: 1.16 Max: 13.73
Current: 0.62
0.16
13.73
Earnings Yield (Greenblatt) (%) -20.30
PBIB's Earnings Yield (Greenblatt) (%) is ranked lower than
96% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. PBIB: -20.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PBIB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 4.7  Med: 8.50 Max: 22588.3
Current: -20.3
4.7
22588.3

More Statistics

Revenue(Mil) $37
EPS $ -0.12
Beta0.94
Short Percentage of Float0.04%
52-Week Range $0.78 - 3.43
Shares Outstanding(Mil)26.95

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Porter Bancorp, Inc. was incorporated in the State of Kentucky. It was organized in 1988. It is a bank holding company. Through its subsidiary PBI Bank, it operates 18 full-service banking offices in approximately 12 counties in Kentucky. The Company's markets include metropolitan Louisville in Jefferson County and the surrounding counties of Henry and Bullitt, and extend south along the Interstate 65 corridor to Tennessee. It serves south central Kentucky and southern Kentucky from banking offices in Butler, Green, Hart, Edmonson, Barren, Warren, Ohio, and Daviess Counties. It also has an office in Lexington, Kentucky, the second largest city in Kentucky. PBI Bank is both a traditional community bank with a wide range of commercial and personal banking products, with a focus on commercial real estate and residential real estate lending, and an innovative on-line bank which delivers competitive deposit products and services through an on-line banking division operating under the name of Ascencia. It operates in markets that include the four largest cities in Kentucky - Louisville, Lexington, Owensboro and Bowling Green. It meets its customers' banking needs with a broad range of financial products and services. The Company's lending services include real estate, commercial, mortgage and consumer loans to small to medium-sized businesses located in its markets, the owners and employees of those businesses, as well as other executives and professionals. It complements its lending operations with an array of retail and commercial deposit products. In addition, it offers its customers drive-through banking facilities, automatic teller machines, night depository, personalized checks, credit cards, debit cards, internet banking, electronic funds transfers through ACH services, domestic and foreign wire transfers, travelers' checks, cash management, vault services, loan and deposit sweep accounts and lock box services. Through its trust division, it offers personal trust services, employer retirement plan services and personal financial and retirement planning services.
» More Articles for NAS:PBIB

Headlines

Articles On GuruFocus.com
Tiny Titans Jan 20 2016 
Porter Bancorp Inc. Reports Operating Results (10-K/A) Dec 17 2009 

More From Other Websites
PORTER BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 27 2016
Porter Bancorp Reports 28% NPA Reduction in 4th Quarter and 64% for 2015 Jan 27 2016
Porter Bancorp Reports 28% NPA Reduction in 4th Quarter and 64% for 2015 Jan 27 2016
These were Louisville's best- and worst-performing stocks of 2015 Dec 24 2015
PORTER BANCORP, INC. Financials Dec 08 2015
PORTER BANCORP, INC. Files SEC form 10-Q, Quarterly Report Nov 12 2015
Porter Bancorp and SBAV LP Resolve Dispute Nov 02 2015
Porter Bancorp and SBAV LP Resolve Dispute Nov 02 2015
Louisville's Porter Bancorp has comparatively strong quarter Nov 02 2015
Porter Bancorp Reports Third Quarter 2015 Net Loss of $1.0 Million or ($0.04) Per Diluted Share;... Oct 30 2015
PORTER BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 30 2015
Porter Bancorp Reports Third Quarter 2015 Net Loss of $1.0 Million or ($0.04) Per Diluted Share;... Oct 30 2015
PORTER BANCORP, INC. Files SEC form 8-K, Other Events Oct 02 2015
Porter Bancorp, Inc. Completes Debt for Equity Exchange Oct 01 2015
Porter Bancorp, Inc. Completes Debt for Equity Exchange Oct 01 2015
Porter Bancorp, Inc. Appoints Two New Board Members Sep 23 2015
Porter Bancorp, Inc. Shareholders Approve Amendment to Articles of Incorporation at Special Meeting Sep 23 2015
PORTER BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Amendments to... Sep 23 2015
Porter Bancorp, Inc. Appoints Two New Board Members Sep 23 2015
Porter Bancorp, Inc. Shareholders Approve Amendment to Articles of Incorporation at Special Meeting Sep 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK