Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 4.38
PMBC's Cash-to-Debt is ranked higher than
62% of the 1366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. PMBC: 4.38 )
Ranked among companies with meaningful Cash-to-Debt only.
PMBC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.88 Max: No Debt
Current: 4.38
Equity-to-Asset 0.09
PMBC's Equity-to-Asset is ranked lower than
59% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PMBC: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
PMBC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.21
Current: 0.09
0.06
0.21
Piotroski F-Score: 3
Beneish M-Score: -3.59
WACC vs ROIC
25.36%
-2975.19%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating Margin % -46.31
PMBC's Operating Margin % is ranked lower than
96% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.69 vs. PMBC: -46.31 )
Ranked among companies with meaningful Operating Margin % only.
PMBC' s Operating Margin % Range Over the Past 10 Years
Min: -108.64  Med: -12.58 Max: 28.3
Current: -46.31
-108.64
28.3
Net Margin % -90.08
PMBC's Net Margin % is ranked lower than
98% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.17 vs. PMBC: -90.08 )
Ranked among companies with meaningful Net Margin % only.
PMBC' s Net Margin % Range Over the Past 10 Years
Min: -90.08  Med: -17.13 Max: 34.35
Current: -90.08
-90.08
34.35
ROE % -28.85
PMBC's ROE % is ranked lower than
98% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.35 vs. PMBC: -28.85 )
Ranked among companies with meaningful ROE % only.
PMBC' s ROE % Range Over the Past 10 Years
Min: -29.66  Med: -6.96 Max: 14.92
Current: -28.85
-29.66
14.92
ROA % -3.16
PMBC's ROA % is ranked lower than
98% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. PMBC: -3.16 )
Ranked among companies with meaningful ROA % only.
PMBC' s ROA % Range Over the Past 10 Years
Min: -3.16  Med: -0.52 Max: 1.15
Current: -3.16
-3.16
1.15
3-Year Revenue Growth Rate -1.00
PMBC's 3-Year Revenue Growth Rate is ranked lower than
74% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. PMBC: -1.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PMBC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -23.1  Med: -0.1 Max: 72.8
Current: -1
-23.1
72.8
3-Year EBITDA Growth Rate 17.20
PMBC's 3-Year EBITDA Growth Rate is ranked higher than
78% of the 1158 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. PMBC: 17.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
PMBC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -57.5  Med: 10.55 Max: 128.1
Current: 17.2
-57.5
128.1
3-Year EPS without NRI Growth Rate 19.70
PMBC's 3-Year EPS without NRI Growth Rate is ranked higher than
78% of the 1132 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. PMBC: 19.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PMBC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -15.1  Med: 19.25 Max: 220.8
Current: 19.7
-15.1
220.8
GuruFocus has detected 4 Warning Signs with Pacific Mercantile Bancorp $PMBC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PMBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

PMBC Guru Trades in Q1 2016

Jim Simons 298,000 sh (+13.52%)
» More
Q2 2016

PMBC Guru Trades in Q2 2016

Jim Simons 386,600 sh (+29.73%)
» More
Q3 2016

PMBC Guru Trades in Q3 2016

Jim Simons 408,100 sh (+5.56%)
» More
Q4 2016

PMBC Guru Trades in Q4 2016

Jim Simons 419,700 sh (+2.84%)
» More
» Details

Insider Trades

Latest Guru Trades with PMBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:OTCPK:FNBG, OTCBB:CZFS, NAS:CHMG, NAS:CUBN, NAS:ESXB, NAS:CFCB, NAS:UNTY, NAS:ACNB, NYSE:MSL, NAS:CFFI, NAS:HBMD, NAS:BCBP, NAS:PVBC, OTCPK:FMAO, NAS:CFNB, NAS:SMBK, AMEX:EVBN, NAS:ORRF, NAS:UNB, NAS:FGBI » details
Pacific Mercantile Bancorp, through its wholly owned subsidiary, is engaged in the commercial banking business in Southern California. It offers various banking services including accepting deposits, providing loans, and other services.

Pacific Mercantile Bancorp is a California corporation incorporated on January 7, 2000. The Company is a bank holding company which, through its wholly-owned subsidiary, Pacific Mercantile Bank is engaged in the commercial banking business in Southern California. The Bank provides a range of banking services to small and medium-size businesses, professionals and the general public in Orange, Los Angeles, San Bernardino and San Diego Counties of California. The Bank offers its customers a number of different loan products, including commercial loans and credit lines, accounts receivable and inventory financing, SBA guaranteed business loans, commercial real estate and consumer loans. It offers various banking and financial services designed mainly for its business banking customers. The Bank also offers a number of services and products that make it more convenient to conduct banking transactions, such as Internet banking services, ATMs, night drop services, courier and armored car services that enable its business customers to order and receive cash without having to travel to its banking offices, and Remote Deposit Capture, which enables business customers to image checks it receives for electronic deposit at the bank. It competes for deposits and loans with those banks, with community banks that are based or have branch offices in its market areas, and with savings banks, credit unions, money market and other mutual funds, stock brokerage firms, insurance companies, and other traditional and nontraditional financial service organizations. The Company is a registered bank holding company subject to regulation under the Bank Holding Company Act of 1956, as amended. The Company is subject to extensive supervision and regulation by federal and state bank regulatory agencies.

Ratios

vs
industry
vs
history
PB Ratio 1.73
PMBC's PB Ratio is ranked lower than
79% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. PMBC: 1.73 )
Ranked among companies with meaningful PB Ratio only.
PMBC' s PB Ratio Range Over the Past 10 Years
Min: 0.39  Med: 1.03 Max: 2.55
Current: 1.73
0.39
2.55
PS Ratio 4.49
PMBC's PS Ratio is ranked lower than
72% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.34 vs. PMBC: 4.49 )
Ranked among companies with meaningful PS Ratio only.
PMBC' s PS Ratio Range Over the Past 10 Years
Min: 0.81  Med: 3.58 Max: 18.97
Current: 4.49
0.81
18.97
Price-to-Free-Cash-Flow 97.40
PMBC's Price-to-Free-Cash-Flow is ranked lower than
96% of the 773 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. PMBC: 97.40 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PMBC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.75  Med: 16 Max: 7150
Current: 97.4
0.75
7150
Price-to-Operating-Cash-Flow 75.76
PMBC's Price-to-Operating-Cash-Flow is ranked lower than
97% of the 824 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.79 vs. PMBC: 75.76 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PMBC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.74  Med: 15.33 Max: 216.67
Current: 75.76
0.74
216.67

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -6.30
PMBC's 3-Year Average Share Buyback Ratio is ranked lower than
70% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. PMBC: -6.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PMBC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -22.4  Med: -11 Max: 0.2
Current: -6.3
-22.4
0.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.73
PMBC's Price-to-Tangible-Book is ranked lower than
70% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. PMBC: 1.73 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PMBC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.47  Med: 1.22 Max: 2.35
Current: 1.73
0.47
2.35
Price-to-Intrinsic-Value-Projected-FCF 1.60
PMBC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
87% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. PMBC: 1.60 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PMBC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.23  Med: 1.37 Max: 4.08
Current: 1.6
0.23
4.08
Price-to-Median-PS-Value 1.25
PMBC's Price-to-Median-PS-Value is ranked lower than
57% of the 1288 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. PMBC: 1.25 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PMBC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.27  Med: 1.02 Max: 2.11
Current: 1.25
0.27
2.11
Earnings Yield (Greenblatt) % -28.52
PMBC's Earnings Yield (Greenblatt) % is ranked lower than
93% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. PMBC: -28.52 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PMBC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -30.18  Med: 2.8 Max: 39.2
Current: -28.52
-30.18
39.2
Forward Rate of Return (Yacktman) % 13.55
PMBC's Forward Rate of Return (Yacktman) % is ranked higher than
58% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.03 vs. PMBC: 13.55 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PMBC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -31.5  Med: 10.7 Max: 50.8
Current: 13.55
-31.5
50.8

More Statistics

Revenue (TTM) (Mil) $38.46
EPS (TTM) $ -1.52
Beta0.30
Short Percentage of Float4.58%
52-Week Range $5.30 - 7.91
Shares Outstanding (Mil)23.00
» More Articles for PMBC

Headlines

Articles On GuruFocus.com
Pacific Mercantile Bancorp Reports Operating Results (10-Q) Nov 12 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares Sep 30 2010 
Pacific Mercantile Bancorp (PMBC) CFO Nancy A Gray buys 1,000 Shares May 04 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 2,000 Shares May 03 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares May 03 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares Dec 16 2009 
Pacific Mercantile Bancorp (PMBC) CFO Nancy A Gray buys 1,000 Shares Dec 11 2009 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 3,700 Shares Nov 13 2009 
Pacific Mercantile Bancorp Reports Operating Results (10-Q) Aug 10 2009 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 3,000 Shares May 20 2009 

More From Other Websites
Pacific Mercantile Bank Provides $4 Million in Financing to Kart World Distribution Feb 28 2017
Pacific Mercantile Bank Expands Lending Relationship with Neudesic Feb 21 2017
Pacific Mercantile Bank Provides $4 Million in Financing to Retail Design Collaborative Feb 08 2017
Pacific Mercantile Bancorp :PMBC-US: Earnings Analysis: 2016 By the Numbers : February 2, 2017 Feb 02 2017
MRI Interventions Selects Pacific Mercantile Bank as its Primary Banking Relationship Feb 02 2017
Pacific Mercantile Bancorp to Participate in FIG Partners’ 8th Annual West Coast CEO Forum Feb 01 2017
PACIFIC MERCANTILE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition Feb 01 2017
Pacific Mercantile posts 4Q profit Jan 31 2017
Pacific Mercantile posts 4Q profit Jan 31 2017
PACIFIC MERCANTILE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition Jan 31 2017
Pacific Mercantile Bancorp Reports Fourth Quarter 2016 Operating Results Jan 31 2017
Pacific Mercantile Bank Provides $1.5 Million in Financing to Linksoul Dec 20 2016
Pacific Mercantile Bank Provides $2.3 Million in Financing to Direct Edge Media Dec 15 2016
Is Adverum Biotechnologies Inc (ADVM) a Good Stock to Buy? Dec 14 2016
Pacific Mercantile Bank Provides $6 Million in Financing to Applied Membranes Dec 06 2016
Pacific Mercantile Bank Increases Financing for Marque Medical to $3.9 Million Nov 18 2016
PACIFIC MERCANTILE BANCORP Financials Nov 10 2016
PACIFIC MERCANTILE BANCORP Files SEC form 10-Q, Quarterly Report Nov 04 2016
ETF’s with exposure to Pacific Mercantile Bancorp : October 28, 2016 Oct 28 2016
Pacific Mercantile Bancorp :PMBC-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)