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6.04 (1y: -2%)
Market Cap 114.2 M P/E(ttm) 27.00
Enterprise Value 186.75 M P/B 0.89
PMBC- NAS (USA)
Pacific Mercantile Bancorp
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$6.04
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 7.453
PMBC's Cash to Debt is ranked higher than
75% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. PMBC: 7.453 )
PMBC' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 7.45
Equity to Asset 0.117
PMBC's Equity to Asset is ranked higher than
69% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PMBC: 0.117 )
PMBC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.21
Current: 0.12
0.06
0.21
Interest Coverage No Debt
PMBC's Interest Coverage is ranked higher than
69% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. PMBC: No Debt )
PMBC' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.24
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 10.80
PMBC's Operating margin (%) is ranked lower than
72% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.60 vs. PMBC: 10.80 )
PMBC' s 10-Year Operating margin (%) Range
Min: -203.4   Max: 35.2
Current: 10.8
-203.4
35.2
Net-margin (%) 15.6
PMBC's Net-margin (%) is ranked lower than
57% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. PMBC: 15.6 )
PMBC' s 10-Year Net-margin (%) Range
Min: -203.4   Max: 28.1
Current: 15.6
-203.4
28.1
ROE (%) 7.9
PMBC's ROE (%) is ranked higher than
61% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. PMBC: 7.9 )
PMBC' s 10-Year ROE (%) Range
Min: -23.2   Max: 13.4
Current: 7.9
-23.2
13.4
ROA (%) 0.9
PMBC's ROA (%) is ranked higher than
64% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. PMBC: 0.9 )
PMBC' s 10-Year ROA (%) Range
Min: -3   Max: 1.1
Current: 0.9
-3
1.1
Revenue Growth (%) 7.5
PMBC's Revenue Growth (%) is ranked higher than
87% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PMBC: 7.5 )
PMBC' s 10-Year Revenue Growth (%) Range
Min: -4.3   Max: 50.6
Current: 7.5
-4.3
50.6
ยป PMBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

PMBC Guru Trades in Q2 2012

Jim Simons 105,400 sh (+47.62%)
» More
Q3 2012

PMBC Guru Trades in Q3 2012

Jim Simons 134,400 sh (+27.51%)
» More
Q4 2012

PMBC Guru Trades in Q4 2012

Jim Simons 138,700 sh (+3.2%)
» More
Q1 2013

PMBC Guru Trades in Q1 2013

Jim Simons 146,200 sh (+5.41%)
» More
» Details

Insider Trades

Latest Guru Trades with PMBC



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 27.00
PMBC's P/E(ttm) is ranked lower than
88% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. PMBC: 27.00 )
PMBC' s 10-Year P/E(ttm) Range
Min: 3.47   Max: 83
Current: 27
3.47
83
P/B 0.80
PMBC's P/B is ranked higher than
59% of the 876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. PMBC: 0.80 )
PMBC' s 10-Year P/B Range
Min: 0.38   Max: 2.7
Current: 0.8
0.38
2.7
P/S 1.98
PMBC's P/S is ranked higher than
62% of the 894 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. PMBC: 1.98 )
PMBC' s 10-Year P/S Range
Min: 0.81   Max: 6.75
Current: 1.98
0.81
6.75
PFCF 3.10
PMBC's PFCF is ranked higher than
73% of the 694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PMBC: 3.10 )
PMBC' s 10-Year PFCF Range
Min: 1.53   Max: 115
Current: 3.1
1.53
115
EV-to-EBIT 19.6
PMBC's EV-to-EBIT is ranked lower than
61% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.84 vs. PMBC: 19.6 )
PMBC' s 10-Year EV-to-EBIT Range
Min: 0.4   Max: 563.9
Current: 19.6
0.4
563.9
Shiller P/E 68.9
PMBC's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. PMBC: 68.9 )
PMBC' s 10-Year Shiller P/E Range
Min: 7.22   Max: 68.9
Current: 68.9
7.22
68.9

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 0.8
PMBC's Price/Tangible Book is ranked higher than
74% of the 797 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. PMBC: 0.8 )
PMBC' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 2.5
Current: 0.8
0.4
2.5
Price/DCF (Projected) 1.3
PMBC's Price/DCF (Projected) is ranked lower than
92% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. PMBC: 1.3 )
PMBC' s 10-Year Price/DCF (Projected) Range
Min: 0.2   Max: 4.9
Current: 1.3
0.2
4.9
Price/Median PS Value 0.6
PMBC's Price/Median PS Value is ranked higher than
82% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PMBC: 0.6 )
PMBC' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 2.3
Current: 0.6
0.3
2.3
Price/Graham Number 0.7
PMBC's Price/Graham Number is ranked higher than
65% of the 763 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PMBC: 0.7 )
PMBC' s 10-Year Price/Graham Number Range
Min: 0.2   Max: 3.8
Current: 0.7
0.2
3.8
Earnings Yield (Greenblatt) 5.10
PMBC's Earnings Yield (Greenblatt) is ranked lower than
51% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. PMBC: 5.10 )
PMBC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 223.1
Current: 5.1
0.2
223.1
Forward Rate of Return (Yacktman) -25.37
PMBC's Forward Rate of Return (Yacktman) is ranked lower than
98% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.38 vs. PMBC: -25.37 )
PMBC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18.4   Max: 79.8
Current: -25.37
-18.4
79.8

Business Description

Pacific Mercantile Bancorp is a California corporation. The Company is a bank holding company which, through its wholly owned subsidiary, Pacific Mercantile Bank is engaged in the commercial banking business in Southern California. The Bank provides a range of banking services to small and medium-size businesses, professionals and the general public in Orange, Los Angeles, San Bernardino and San Diego Counties of California. The Bank offers its customers a number of different loan products, including commercial loans and credit lines, accounts receivable and inventory financing, SBA guaranteed business loans, commercial real estate and consumer loans. It offers various banking and financial services designed mainly for its business banking customers. The Bank also offers a number of services and products that make it more convenient to conduct banking transactions, such as Internet banking services, ATMs, night drop services, courier and armored car services that enable its business customers to order and receive cash without having to travel to its banking offices, and Remote Deposit Capture, which enables business customers to image checks they receive for electronic deposit at the bank, thereby eliminating the need for customers to travel to its offices to deposit checks into their accounts. It competes for deposits and loans with those banks, with community banks that are based or have branch offices in its market areas, and with savings banks, credit unions, money market and other mutual funds, stock brokerage firms, insurance companies, and other traditional and nontraditional financial service organizations. The Company is a registered bank holding company subject to regulation under the Bank Holding Company Act of 1956, as amended. The Company is subject to extensive supervision and regulation by federal and state bank regulatory agencies.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for PMBC

Headlines

Articles On GuruFocus.com
Pacific Mercantile Bancorp Reports Operating Results (10-Q) Nov 12 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares Sep 30 2010 
Pacific Mercantile Bancorp (PMBC) CFO Nancy A Gray buys 1,000 Shares May 04 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 2,000 Shares May 03 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares May 03 2010 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 1,000 Shares Dec 16 2009 
Pacific Mercantile Bancorp (PMBC) CFO Nancy A Gray buys 1,000 Shares Dec 11 2009 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 3,700 Shares Nov 13 2009 
Pacific Mercantile Bancorp Reports Operating Results (10-Q) Aug 10 2009 
Pacific Mercantile Bancorp (PMBC) CEO Raymond E Dellerba buys 3,000 Shares May 20 2009 

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