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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.39
PPBI's Cash to Debt is ranked higher than
63% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. PPBI: 0.39 )
PPBI' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.39

Equity to Asset 0.10
PPBI's Equity to Asset is ranked higher than
70% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PPBI: 0.10 )
PPBI' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.21
Current: 0.1

0.03
0.21
Interest Coverage 2.72
PPBI's Interest Coverage is ranked higher than
81% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. PPBI: 2.72 )
PPBI' s 10-Year Interest Coverage Range
Min: 0.03   Max: 3.6
Current: 2.72

0.03
3.6
F-Score: 4
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 33.36
PPBI's Operating margin (%) is ranked higher than
81% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. PPBI: 33.36 )
PPBI' s 10-Year Operating margin (%) Range
Min: -162.56   Max: 49.58
Current: 33.36

-162.56
49.58
Net-margin (%) 20.74
PPBI's Net-margin (%) is ranked higher than
74% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. PPBI: 20.74 )
PPBI' s 10-Year Net-margin (%) Range
Min: -190.02   Max: 34.3
Current: 20.74

-190.02
34.3
ROE (%) 9.15
PPBI's ROE (%) is ranked higher than
78% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. PPBI: 9.15 )
PPBI' s 10-Year ROE (%) Range
Min: -85.88   Max: 29.87
Current: 9.15

-85.88
29.87
ROA (%) 0.94
PPBI's ROA (%) is ranked higher than
79% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PPBI: 0.94 )
PPBI' s 10-Year ROA (%) Range
Min: -4.3   Max: 1.58
Current: 0.94

-4.3
1.58
ROC (Joel Greenblatt) (%) 283.19
PPBI's ROC (Joel Greenblatt) (%) is ranked higher than
93% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. PPBI: 283.19 )
PPBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -127.91   Max: 280.15
Current: 283.19

-127.91
280.15
Revenue Growth (3Y)(%) 17.90
PPBI's Revenue Growth (3Y)(%) is ranked higher than
96% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. PPBI: 17.90 )
PPBI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -45   Max: 17.9
Current: 17.9

-45
17.9
EBITDA Growth (3Y)(%) 14.90
PPBI's EBITDA Growth (3Y)(%) is ranked higher than
84% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PPBI: 14.90 )
PPBI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -60.1   Max: 213.7
Current: 14.9

-60.1
213.7
EPS Growth (3Y)(%) 12.40
PPBI's EPS Growth (3Y)(%) is ranked higher than
79% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. PPBI: 12.40 )
PPBI' s 10-Year EPS Growth (3Y)(%) Range
Min: -53.3   Max: 108
Current: 12.4

-53.3
108
» PPBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

PPBI Guru Trades in Q4 2013

Jim Simons 241,058 sh (-5.21%)
» More
Q1 2014

PPBI Guru Trades in Q1 2014

Jim Simons 236,428 sh (-1.92%)
» More
Q2 2014

PPBI Guru Trades in Q2 2014

Jim Simons 218,800 sh (-7.46%)
» More
Q3 2014

PPBI Guru Trades in Q3 2014

Jim Simons 227,700 sh (+4.07%)
» More
» Details

Insider Trades

Latest Guru Trades with PPBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
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Top Ranked Articles about Pacific Premier Bancorp Inc

Group Insider Buying Reported in California Banking Company
Over the past week there was a notable insider cluster buy reported by the directors and corporate executives at Pacific Premier Bancorp (PPBI). A cluster buy is defined as an insider buy where more than two insiders of a company make buys on the same day or around the same time as each other. Pacific Premier Bancorp reported eight different insiders making buys of the company’s stock on April 25, 2014. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 17.60
PPBI's P/E(ttm) is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. PPBI: 17.60 )
PPBI' s 10-Year P/E(ttm) Range
Min: 6.09   Max: 285.41
Current: 17.6

6.09
285.41
P/B 1.50
PPBI's P/B is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. PPBI: 1.50 )
PPBI' s 10-Year P/B Range
Min: 0.23   Max: 2.06
Current: 1.5

0.23
2.06
P/S 3.60
PPBI's P/S is ranked higher than
73% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. PPBI: 3.60 )
PPBI' s 10-Year P/S Range
Min: 0.7   Max: 4.91
Current: 3.6

0.7
4.91
PFCF 21.00
PPBI's PFCF is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PPBI: 21.00 )
PPBI' s 10-Year PFCF Range
Min: 2.82   Max: 441
Current: 21

2.82
441
EV-to-EBIT 16.50
PPBI's EV-to-EBIT is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. PPBI: 16.50 )
PPBI' s 10-Year EV-to-EBIT Range
Min: -163.9   Max: 820.7
Current: 16.5

-163.9
820.7
PEG 0.20
PPBI's PEG is ranked higher than
99% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PPBI: 0.20 )
PPBI' s 10-Year PEG Range
Min: 0.4   Max: 181.81
Current: 0.2

0.4
181.81
Shiller P/E 23.80
PPBI's Shiller P/E is ranked higher than
83% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PPBI: 23.80 )
PPBI' s 10-Year Shiller P/E Range
Min: 3.33   Max: 574.5
Current: 23.8

3.33
574.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
PPBI's Price/Tangible Book is ranked higher than
70% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. PPBI: 1.70 )
PPBI' s 10-Year Price/Tangible Book Range
Min: 0.18   Max: 2.44
Current: 1.7

0.18
2.44
Price/DCF (Projected) 1.20
PPBI's Price/DCF (Projected) is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. PPBI: 1.20 )
PPBI' s 10-Year Price/DCF (Projected) Range
Min: 0.26   Max: 3.45
Current: 1.2

0.26
3.45
Price/Median PS Value 1.40
PPBI's Price/Median PS Value is ranked higher than
67% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. PPBI: 1.40 )
PPBI' s 10-Year Price/Median PS Value Range
Min: 0.07   Max: 3.33
Current: 1.4

0.07
3.33
Price/Graham Number 1.10
PPBI's Price/Graham Number is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. PPBI: 1.10 )
PPBI' s 10-Year Price/Graham Number Range
Min: 0.26   Max: 1.5
Current: 1.1

0.26
1.5
Earnings Yield (Greenblatt) 6.10
PPBI's Earnings Yield (Greenblatt) is ranked higher than
72% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PPBI: 6.10 )
PPBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 54
Current: 6.1

0.1
54
Forward Rate of Return (Yacktman) -44.76
PPBI's Forward Rate of Return (Yacktman) is ranked lower than
53% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. PPBI: -44.76 )
PPBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -38.2   Max: 61.7
Current: -44.76

-38.2
61.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Premier Bancorp Inc is a Delaware company organized in 1997. The Company, through its subsidiary is a California state-chartered commercial bank. It provides banking services within its targeted markets in California to businesses, including the owners and employees of those businesses, professionals, real estate investors and non-profit organizations. It also provides certain banking services in various regions. Through its Home Owners' Association "HOA" Banking and Lending unit, it provides customized cash management, electronic banking services and credit facilities to HOAs and HOA management companies in different regions. Through its U.S. Small Business Administration "SBA" Lending unit, it provides entrepreneurs and small business owners access to loans needed for working capital and continued growth. Through its branches and its Internet website, the Company offers an array of deposit products and services, including checking, money market and savings accounts, cash management services, electronic banking services, and on-line bill payment. It also offers an array of loan products, such as commercial business loans, lines of credit, SBA loans, warehouse credit facilities, commercial real estate loans, residential home loans, construction loans and consumer loans. Its lending activities are; General, Commercial and Industrial Lending, Commercial Owner-Occupied Business Lending, SBA Lending, Warehouse Repurchase Facilities, Commercial Non-Owner Occupied Real Estate Lending, Multi-family Residential Lending, Construction Lending, One-to-Four Family Real Estate Lending, and Other Loans. It had 13 depository branches located in the cities of Encinitas, Huntington Beach, Irvine, Los Alamitos, Newport Beach, Palm Desert, Palm Springs, San Bernardino, San Diego, and Seal Beach. The Company competes with commercial banks, savings banks, credit unions, and numerous non-banking institutions, such as finance companies, leasing companies, insurance companies, brokerage firms and investment banking firms. The Company is subject to the regulations of certain governmental agencies and undergoes periodic examinations by those regulatory authorities.
» More Articles for PPBI

Headlines

Articles On GuruFocus.com
Three Stocks for the Value Investor, Growth Enthusiast and Insider Follower May 05 2014 
Group Insider Buying Reported in California Banking Company Apr 28 2014 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Nov 05 2010 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) May 12 2010 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Nov 16 2009 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Aug 13 2009 

More From Other Websites
Insider Trading Alert - PPBI, KLIC And HTGC Traded By Insiders Nov 21 2014
Pacific Premier Bancorp, Inc. Announces Third Quarter 2014 Results (Unaudited) Nov 19 2014
Pacific Premier Bancorp, Inc. Announces Acquisition of Independence Bank Nov 19 2014
PACIFIC PREMIER BANCORP INC Financials Nov 15 2014
10-Q for Pacific Premier Bancorp, Inc. Nov 08 2014
PACIFIC PREMIER BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 06 2014
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 03 2014
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Oct 24 2014
Q3 2014 Pacific Premier Bancorp Inc Earnings Release - Before Market Open Oct 22 2014
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Other... Oct 22 2014
Pacific Premier Bancorp, Inc. Announces Acquisition of Independence Bank Oct 22 2014
Pacific Premier Bancorp, Inc. Announces Third Quarter 2014 Results (Unaudited) Oct 22 2014
Pacific Premier Bancorp, Inc. to Announce Third Quarter 2014 Financial Results on October 22, 2014 Oct 08 2014
Pacific Premier Bancorp, Inc. Named 2014 “Sm-All Star” by Sandler O’Neill + Partners Oct 02 2014
Pacific Premier Bank Announces Partnership Agreement with Anaheim Ducks & Honda Center Oct 01 2014
Steven Gardner to Serve as Panelist at 10th Annual FIG Partners CEO Forum Sep 15 2014
Pacific Premier Bancorp, Inc. to Present at the Raymond James 2014 U.S. Bank Conference Sep 02 2014
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Creation of a Direct Financial Obligation or an... Sep 02 2014
Pacific Premier Bancorp, Inc. Announces Private Offering of Subordinated Notes Sep 02 2014
PACIFIC PREMIER BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 01 2014

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