Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.43
PPBI's Cash to Debt is ranked higher than
60% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.86 vs. PPBI: 0.43 )
PPBI' s 10-Year Cash to Debt Range
Min: 0.01   Max: N/A
Current: 0.43

Equity to Asset 0.10
PPBI's Equity to Asset is ranked higher than
73% of the 2312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PPBI: 0.10 )
PPBI' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.21
Current: 0.1

0.03
0.21
Interest Coverage 3.55
PPBI's Interest Coverage is ranked higher than
85% of the 2185 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. PPBI: 3.55 )
PPBI' s 10-Year Interest Coverage Range
Min: 0.03   Max: 3.6
Current: 3.55

0.03
3.6
F-Score: 4
Z-Score: 0.19
WACC vs ROIC
5.55%
4.77%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 27.80
PPBI's Operating margin (%) is ranked higher than
71% of the 2426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.22 vs. PPBI: 27.80 )
PPBI' s 10-Year Operating margin (%) Range
Min: -162.56   Max: 49.58
Current: 27.8

-162.56
49.58
Net-margin (%) 16.88
PPBI's Net-margin (%) is ranked higher than
64% of the 2426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.12 vs. PPBI: 16.88 )
PPBI' s 10-Year Net-margin (%) Range
Min: -190.02   Max: 34.3
Current: 16.88

-190.02
34.3
ROE (%) 7.50
PPBI's ROE (%) is ranked higher than
70% of the 2426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.98 vs. PPBI: 7.50 )
PPBI' s 10-Year ROE (%) Range
Min: -85.88   Max: 29.87
Current: 7.5

-85.88
29.87
ROA (%) 0.75
PPBI's ROA (%) is ranked higher than
70% of the 2433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PPBI: 0.75 )
PPBI' s 10-Year ROA (%) Range
Min: -4.3   Max: 1.58
Current: 0.75

-4.3
1.58
ROC (Joel Greenblatt) (%) 275.56
PPBI's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 2392 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 89.92 vs. PPBI: 275.56 )
PPBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -127.91   Max: 287.3
Current: 275.56

-127.91
287.3
Revenue Growth (3Y)(%) 4.30
PPBI's Revenue Growth (3Y)(%) is ranked higher than
80% of the 2094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. PPBI: 4.30 )
PPBI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -45   Max: 17.9
Current: 4.3

-45
17.9
EBITDA Growth (3Y)(%) -0.20
PPBI's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 1872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. PPBI: -0.20 )
PPBI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -60.1   Max: 213.7
Current: -0.2

-60.1
213.7
EPS Growth (3Y)(%) -1.00
PPBI's EPS Growth (3Y)(%) is ranked higher than
62% of the 1904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. PPBI: -1.00 )
PPBI' s 10-Year EPS Growth (3Y)(%) Range
Min: -53.3   Max: 108
Current: -1

-53.3
108
» PPBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

PPBI Guru Trades in Q2 2014

Jim Simons 218,800 sh (-7.46%)
» More
Q3 2014

PPBI Guru Trades in Q3 2014

Jim Simons 227,700 sh (+4.07%)
» More
Q4 2014

PPBI Guru Trades in Q4 2014

Jim Simons 214,802 sh (-5.66%)
» More
Q1 2015

PPBI Guru Trades in Q1 2015

Third Avenue Management 55,209 sh (New)
Jim Simons 224,700 sh (+4.61%)
» More
» Details

Insider Trades

Latest Guru Trades with PPBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.60
PPBI's P/E(ttm) is ranked higher than
72% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.40 vs. PPBI: 17.60 )
PPBI' s 10-Year P/E(ttm) Range
Min: 6.09   Max: 285.41
Current: 17.6

6.09
285.41
Forward P/E 9.89
PPBI's Forward P/E is ranked higher than
90% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 9.89 )
N/A
PE(NRI) 17.50
PPBI's PE(NRI) is ranked higher than
74% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.40 vs. PPBI: 17.50 )
PPBI' s 10-Year PE(NRI) Range
Min: 6.15   Max: 242.6
Current: 17.5

6.15
242.6
P/B 1.24
PPBI's P/B is ranked higher than
72% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. PPBI: 1.24 )
PPBI' s 10-Year P/B Range
Min: 0.23   Max: 1.73
Current: 1.24

0.23
1.73
P/S 3.06
PPBI's P/S is ranked higher than
70% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.73 vs. PPBI: 3.06 )
PPBI' s 10-Year P/S Range
Min: 0.7   Max: 4.91
Current: 3.06

0.7
4.91
PFCF 20.76
PPBI's PFCF is ranked higher than
76% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 20.76 )
PPBI' s 10-Year PFCF Range
Min: 2.82   Max: 441
Current: 20.76

2.82
441
POCF 18.56
PPBI's POCF is ranked higher than
76% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 194.36 vs. PPBI: 18.56 )
PPBI' s 10-Year POCF Range
Min: 2.77   Max: 142.75
Current: 18.56

2.77
142.75
EV-to-EBIT 22.13
PPBI's EV-to-EBIT is ranked higher than
69% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.17 vs. PPBI: 22.13 )
PPBI' s 10-Year EV-to-EBIT Range
Min: -163.9   Max: 820.7
Current: 22.13

-163.9
820.7
PEG 0.28
PPBI's PEG is ranked higher than
99% of the 3226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 0.28 )
PPBI' s 10-Year PEG Range
Min: 0.4   Max: 181.81
Current: 0.28

0.4
181.81
Shiller P/E 20.95
PPBI's Shiller P/E is ranked higher than
81% of the 3226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 20.95 )
PPBI' s 10-Year Shiller P/E Range
Min: 3.33   Max: 574.5
Current: 20.95

3.33
574.5
Days Sales Outstanding 34.24
PPBI's Days Sales Outstanding is ranked higher than
88% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 34.24 )
PPBI' s 10-Year Days Sales Outstanding Range
Min: 25.8   Max: 216.87
Current: 34.24

25.8
216.87

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.58
PPBI's Price/Tangible Book is ranked higher than
68% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. PPBI: 1.58 )
PPBI' s 10-Year Price/Tangible Book Range
Min: 0.18   Max: 2.43
Current: 1.58

0.18
2.43
Price/DCF (Projected) 1.02
PPBI's Price/DCF (Projected) is ranked higher than
80% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 1.02 )
PPBI' s 10-Year Price/DCF (Projected) Range
Min: 0.26   Max: 3.45
Current: 1.02

0.26
3.45
Price/Median PS Value 1.19
PPBI's Price/Median PS Value is ranked higher than
74% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. PPBI: 1.19 )
PPBI' s 10-Year Price/Median PS Value Range
Min: 0.07   Max: 3.27
Current: 1.19

0.07
3.27
Price/Peter Lynch Fair Value 0.77
PPBI's Price/Peter Lynch Fair Value is ranked higher than
96% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. PPBI: 0.77 )
PPBI' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.5   Max: 0.8
Current: 0.77

0.5
0.8
Price/Graham Number 1.23
PPBI's Price/Graham Number is ranked higher than
68% of the 3227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. PPBI: 1.23 )
PPBI' s 10-Year Price/Graham Number Range
Min: 0.26   Max: 1.5
Current: 1.23

0.26
1.5
Earnings Yield (Greenblatt) 4.50
PPBI's Earnings Yield (Greenblatt) is ranked higher than
61% of the 2417 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. PPBI: 4.50 )
PPBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 54
Current: 4.5

0.1
54
Forward Rate of Return (Yacktman) 27.25
PPBI's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 1444 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.67 vs. PPBI: 27.25 )
PPBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -38.2   Max: 61.7
Current: 27.25

-38.2
61.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Premier Bancorp Inc is a Delaware company organized in 1997. The Company, through its subsidiary is a California state-chartered commercial bank. It provides banking services within its targeted markets in California to businesses, including the owners and employees of those businesses, professionals, real estate investors and non-profit organizations. It also provides certain banking services in various regions. Through its Home Owners' Association "HOA" Banking and Lending unit, it provides customized cash management, electronic banking services and credit facilities to HOAs and HOA management companies in different regions. Through its U.S. Small Business Administration "SBA" Lending unit, it provides entrepreneurs and small business owners access to loans needed for working capital and continued growth. Through its branches and its Internet website, the Company offers an array of deposit products and services, including checking, money market and savings accounts, cash management services, electronic banking services, and on-line bill payment. It also offers an array of loan products, such as commercial business loans, lines of credit, SBA loans, warehouse credit facilities, commercial real estate loans, residential home loans, construction loans and consumer loans. Its lending activities are; General, Commercial and Industrial Lending, Commercial Owner-Occupied Business Lending, SBA Lending, Warehouse Repurchase Facilities, Commercial Non-Owner Occupied Real Estate Lending, Multi-family Residential Lending, Construction Lending, One-to-Four Family Real Estate Lending, and Other Loans. It had 13 depository branches located in the cities of Encinitas, Huntington Beach, Irvine, Los Alamitos, Newport Beach, Palm Desert, Palm Springs, San Bernardino, San Diego, and Seal Beach. The Company competes with commercial banks, savings banks, credit unions, and numerous non-banking institutions, such as finance companies, leasing companies, insurance companies, brokerage firms and investment banking firms. The Company is subject to the regulations of certain governmental agencies and undergoes periodic examinations by those regulatory authorities.
» More Articles for PPBI

Headlines

Articles On GuruFocus.com
Three Stocks for the Value Investor, Growth Enthusiast and Insider Follower May 05 2014 
Group Insider Buying Reported in California Banking Company Apr 28 2014 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Nov 05 2010 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) May 12 2010 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Nov 16 2009 
Pacific Premier Bancorp Inc Reports Operating Results (10-Q) Aug 13 2009 

More From Other Websites
PACIFIC PREMIER BANCORP INC Financials May 15 2015
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... May 12 2015
Pacific Premier Bancorp to Participate in D.A. Davidson 17th Annual Financial Institutions... May 12 2015
Pacific Premier Bancorp to Participate in D.A. Davidson 17th Annual Financial Institutions... May 12 2015
10-Q for Pacific Premier Bancorp, Inc. May 10 2015
PACIFIC PREMIER BANCORP INC Files SEC form 10-Q, Quarterly Report May 08 2015
10-K for Pacific Premier Bancorp, Inc. May 04 2015
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Apr 24 2015
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 22 2015
Q1 2015 Pacific Premier Bancorp Inc Earnings Release - Before Market Open Apr 22 2015
Pacific Premier Bancorp, Inc. Announces First Quarter 2015 Results (Unaudited) Apr 22 2015
Pacific Premier Bancorp posts 1Q profit Apr 22 2015
Pacific Premier Bancorp posts 1Q profit Apr 22 2015
Pacific Premier Bancorp, Inc. Announces First Quarter 2015 Results (Unaudited) Apr 22 2015
Pacific Premier Bancorp, Inc. to Announce First Quarter 2015 Financial Results on April 22, 2015 Apr 09 2015
Pacific Premier Bancorp, Inc. to Announce First Quarter 2015 Financial Results on April 22, 2015 Apr 09 2015
PACIFIC PREMIER BANCORP INC Files SEC form 10-K, Annual Report Mar 16 2015
Pacific Premier Bancorp to Participate in Sandler O’Neill + Partners 2015 West Coast Financial... Mar 10 2015
Pacific Premier Bancorp to Participate in Sandler O’Neill + Partners 2015 West Coast Financial... Mar 10 2015
PACIFIC PREMIER BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Feb 04 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK