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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.26
QCRH's Cash to Debt is ranked lower than
83% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. QCRH: 0.26 )
Ranked among companies with meaningful Cash to Debt only.
QCRH' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.16 Max: 1.73
Current: 0.26
0.08
1.73
Equity to Asset 0.10
QCRH's Equity to Asset is ranked higher than
50% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. QCRH: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
QCRH' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.1
Current: 0.1
0.05
0.1
Interest Coverage 2.98
QCRH's Interest Coverage is ranked higher than
66% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. QCRH: 2.98 )
Ranked among companies with meaningful Interest Coverage only.
QCRH' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 0.59 Max: 2.98
Current: 2.98
0.07
2.98
F-Score: 5
M-Score: -2.38
WACC vs ROIC
3.17%
4.57%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 32.69
QCRH's Operating margin (%) is ranked higher than
54% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. QCRH: 32.69 )
Ranked among companies with meaningful Operating margin (%) only.
QCRH' s Operating margin (%) Range Over the Past 10 Years
Min: -148.6  Med: 18.26 Max: 32.69
Current: 32.69
-148.6
32.69
Net-margin (%) 24.43
QCRH's Net-margin (%) is ranked higher than
57% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. QCRH: 24.43 )
Ranked among companies with meaningful Net-margin (%) only.
QCRH' s Net-margin (%) Range Over the Past 10 Years
Min: 2.68  Med: 14.98 Max: 24.43
Current: 24.43
2.68
24.43
ROE (%) 11.26
QCRH's ROE (%) is ranked higher than
69% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. QCRH: 11.26 )
Ranked among companies with meaningful ROE (%) only.
QCRH' s ROE (%) Range Over the Past 10 Years
Min: -1.93  Med: 5.79 Max: 11.26
Current: 11.26
-1.93
11.26
ROA (%) 1.01
QCRH's ROA (%) is ranked higher than
60% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. QCRH: 1.01 )
Ranked among companies with meaningful ROA (%) only.
QCRH' s ROA (%) Range Over the Past 10 Years
Min: 0.1  Med: 0.48 Max: 1.01
Current: 1.01
0.1
1.01
Revenue Growth (3Y)(%) -14.00
QCRH's Revenue Growth (3Y)(%) is ranked lower than
92% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. QCRH: -14.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
QCRH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -24.5  Med: 12.3 Max: 64.4
Current: -14
-24.5
64.4
EBITDA Growth (3Y)(%) -17.60
QCRH's EBITDA Growth (3Y)(%) is ranked lower than
91% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. QCRH: -17.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
QCRH' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -17.6  Med: 15.9 Max: 76.4
Current: -17.6
-17.6
76.4
EPS Growth (3Y)(%) -4.50
QCRH's EPS Growth (3Y)(%) is ranked lower than
77% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. QCRH: -4.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
QCRH' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.6  Med: 10.1 Max: 57.7
Current: -4.5
-23.6
57.7
» QCRH's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-20)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

QCRH Guru Trades in Q3 2015

Jim Simons 113,512 sh (+5.33%)
» More
Q4 2015

QCRH Guru Trades in Q4 2015

Jim Simons 92,500 sh (-18.51%)
» More
Q1 2016

QCRH Guru Trades in Q1 2016

Jim Simons 80,500 sh (-12.97%)
» More
Q2 2016

QCRH Guru Trades in Q2 2016

Jim Simons 112,400 sh (+39.63%)
» More
» Details

Insider Trades

Latest Guru Trades with QCRH

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:GBNK, NAS:BHBK, NAS:FFWM, NAS:FBNC, NAS:FCBC, NAS:HBNC, NAS:HTBK, NYSE:SCNB, NAS:ACBI, NAS:FISI, NYSE:BNK, NAS:HMPR, NAS:TSC, NAS:AROW, NAS:MSBI, OTCPK:HBIA, NAS:GNBC, NAS:SNBC, NAS:CUNB, NAS:OKSB » details
QCR Holdings Inc is a multi-bank holding Company. Through its subsidiaries, it provides commercial and consumer banking, and trust and asset management services for the Quad Cities, Cedar Rapids, and Rockford communities.

QCR Holdings Inc was formed on February 4, 1993 under the laws of the state of Delaware. It is a multi-bank holding Company which provides bank and bank related services through its subsidiaries. The Company serves the Quad City, Cedar Rapids, and Rockford communities through its wholly-owned banking subsidiaries, which provide full-service commercial and consumer banking and trust and asset management services. The Company also engages in direct financing lease contracts through m2 Lease Funds, LLC ("m2"), a wholly-owned subsidiary of QCBT based in Brookfield, Wisconsin. The Company's principal business consists of attracting deposits and investing those deposits in loans/leases and securities. The deposits of the subsidiary banks are insured to the maximum amount allowable by the FDIC. The Company and its subsidiaries provide a broad range of commercial and retail lending and investment services to corporations, partnerships, individuals, and government agencies. The subsidiary banks actively market their services to qualified lending and deposit clients. The Company currently operates in the competitive Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, and Rockford markets. Competitors include not only other commercial banks, credit unions, thrift institutions, and mutual funds, but also insurance companies, finance companies, brokerage firms, investment banking companies, and a variety of other financial services and advisory companies.

Ratios

vs
industry
vs
history
P/E(ttm) 13.90
QCRH's P/E(ttm) is ranked lower than
52% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. QCRH: 13.90 )
Ranked among companies with meaningful P/E(ttm) only.
QCRH' s P/E(ttm) Range Over the Past 10 Years
Min: 7.02  Med: 13.4 Max: 66.88
Current: 13.9
7.02
66.88
Forward P/E 14.49
QCRH's Forward P/E is ranked lower than
56% of the 370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.85 vs. QCRH: 14.49 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.90
QCRH's PE(NRI) is ranked lower than
52% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. QCRH: 13.90 )
Ranked among companies with meaningful PE(NRI) only.
QCRH' s PE(NRI) Range Over the Past 10 Years
Min: 7.02  Med: 13.32 Max: 37.86
Current: 13.9
7.02
37.86
Price/Owner Earnings (ttm) 13.07
QCRH's Price/Owner Earnings (ttm) is ranked lower than
51% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. QCRH: 13.07 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
QCRH' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.84  Med: 8.33 Max: 159.17
Current: 13.07
2.84
159.17
P/B 1.30
QCRH's P/B is ranked lower than
69% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. QCRH: 1.30 )
Ranked among companies with meaningful P/B only.
QCRH' s P/B Range Over the Past 10 Years
Min: 0.25  Med: 0.76 Max: 1.81
Current: 1.3
0.25
1.81
P/S 3.36
QCRH's P/S is ranked lower than
57% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. QCRH: 3.36 )
Ranked among companies with meaningful P/S only.
QCRH' s P/S Range Over the Past 10 Years
Min: 0.51  Med: 1.1 Max: 5.51
Current: 3.36
0.51
5.51
PFCF 11.07
QCRH's PFCF is ranked lower than
52% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. QCRH: 11.07 )
Ranked among companies with meaningful PFCF only.
QCRH' s PFCF Range Over the Past 10 Years
Min: 1.19  Med: 4.64 Max: 323.33
Current: 11.07
1.19
323.33
POCF 10.05
QCRH's POCF is ranked lower than
55% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.12 vs. QCRH: 10.05 )
Ranked among companies with meaningful POCF only.
QCRH' s POCF Range Over the Past 10 Years
Min: 1.13  Med: 5.18 Max: 22.29
Current: 10.05
1.13
22.29
EV-to-EBIT 20.84
QCRH's EV-to-EBIT is ranked lower than
74% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. QCRH: 20.84 )
Ranked among companies with meaningful EV-to-EBIT only.
QCRH' s EV-to-EBIT Range Over the Past 10 Years
Min: -3359.3  Med: 39.25 Max: 228.3
Current: 20.84
-3359.3
228.3
EV-to-EBITDA 19.05
QCRH's EV-to-EBITDA is ranked lower than
74% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. QCRH: 19.05 )
Ranked among companies with meaningful EV-to-EBITDA only.
QCRH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -25.3  Med: 33.65 Max: 714.4
Current: 19.05
-25.3
714.4
Shiller P/E 25.41
QCRH's Shiller P/E is ranked lower than
75% of the 486 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. QCRH: 25.41 )
Ranked among companies with meaningful Shiller P/E only.
QCRH' s Shiller P/E Range Over the Past 10 Years
Min: 7.28  Med: 14.35 Max: 25.41
Current: 25.41
7.28
25.41

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.39
QCRH's Dividend Yield is ranked lower than
96% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. QCRH: 0.39 )
Ranked among companies with meaningful Dividend Yield only.
QCRH' s Dividend Yield Range Over the Past 10 Years
Min: 0.33  Med: 0.52 Max: 1.12
Current: 0.39
0.33
1.12
Dividend Payout 0.05
QCRH's Dividend Payout is ranked higher than
97% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. QCRH: 0.05 )
Ranked among companies with meaningful Dividend Payout only.
QCRH' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.11 Max: 2
Current: 0.05
0.05
2
Forward Dividend Yield 0.52
QCRH's Forward Dividend Yield is ranked lower than
96% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. QCRH: 0.52 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.39
QCRH's Yield on cost (5-Year) is ranked lower than
96% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. QCRH: 0.39 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
QCRH' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.33  Med: 0.52 Max: 1.12
Current: 0.39
0.33
1.12
3-Year Average Share Buyback Ratio -33.70
QCRH's 3-Year Average Share Buyback Ratio is ranked lower than
94% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. QCRH: -33.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
QCRH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.7  Med: -2.6 Max: 0.1
Current: -33.7
-33.7
0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.34
QCRH's Price/Tangible Book is ranked lower than
62% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. QCRH: 1.34 )
Ranked among companies with meaningful Price/Tangible Book only.
QCRH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.26  Med: 1.19 Max: 2.68
Current: 1.34
0.26
2.68
Price/Projected FCF 0.81
QCRH's Price/Projected FCF is ranked lower than
66% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. QCRH: 0.81 )
Ranked among companies with meaningful Price/Projected FCF only.
QCRH' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.64 Max: 3.58
Current: 0.81
0.18
3.58
Price/Median PS Value 3.03
QCRH's Price/Median PS Value is ranked lower than
98% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. QCRH: 3.03 )
Ranked among companies with meaningful Price/Median PS Value only.
QCRH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.46  Med: 1.53 Max: 4.76
Current: 3.03
0.46
4.76
Price/Graham Number 0.91
QCRH's Price/Graham Number is ranked lower than
56% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. QCRH: 0.91 )
Ranked among companies with meaningful Price/Graham Number only.
QCRH' s Price/Graham Number Range Over the Past 10 Years
Min: 0.37  Med: 0.81 Max: 2.09
Current: 0.91
0.37
2.09
Earnings Yield (Greenblatt) (%) 4.76
QCRH's Earnings Yield (Greenblatt) (%) is ranked lower than
59% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. QCRH: 4.76 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
QCRH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.4  Med: 2.4 Max: 5.3
Current: 4.76
0.4
5.3
Forward Rate of Return (Yacktman) (%) 4.29
QCRH's Forward Rate of Return (Yacktman) (%) is ranked lower than
69% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. QCRH: 4.29 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
QCRH' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -2.1  Med: 19 Max: 79.8
Current: 4.29
-2.1
79.8

More Statistics

Revenue (TTM) (Mil) $107.8
EPS (TTM) $ 2.21
Beta0.42
Short Percentage of Float1.59%
52-Week Range $18.05 - 30.80
Shares Outstanding (Mil)13.06

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 114 140
EPS ($) 2.12 2.51
EPS w/o NRI ($) 2.12 2.51
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
Dividends Per Share ($) 0.16 0.20
» More Articles for QCRH

Headlines

Articles On GuruFocus.com
QCR Holdings is Undervalued and Unappreciated Jun 23 2014 
QCR Holdings Inc. Reports Operating Results (10-Q) May 07 2010 

More From Other Websites
QCR Holdings, Inc. Announces a Cash Dividend Aug 29 2016
QCR HOLDINGS INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 29 2016
QCR Holdings, Inc. Announces a Cash Dividend Aug 29 2016
QCR HOLDINGS INC Financials Aug 16 2016
QCR HOLDINGS INC Files SEC form 10-Q, Quarterly Report Aug 05 2016
QCR HOLDINGS INC Files SEC form 8-K, Other Events Jul 26 2016
QCR Holdings, Inc. :QCRH-US: Earnings Analysis: Q2, 2016 By the Numbers : July 26, 2016 Jul 26 2016
QCR Holdings tops Street 2Q forecasts Jul 20 2016
QCR Holdings tops Street 2Q forecasts Jul 20 2016
QCR HOLDINGS INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 20 2016
QCR Holdings, Inc. Announces Net Income of $6.7 Million for the Second Quarter of 2016 and Net... Jul 20 2016
QCR Holdings, Inc. :QCRH-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 Jun 28 2016
QCR Holdings, Inc. breached its 50 day moving average in a Bearish Manner : QCRH-US : June 28, 2016 Jun 28 2016
QCR Holdings Stock Trades Ex-Dividend Wednesday (QCRH) Jun 15 2016
QCR Holdings, Inc. Announces Plan to Acquire Community State Bank of Ankeny, Iowa And the Successful... May 23 2016
QCR HOLDINGS INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Regulation FD... May 23 2016
QCR HOLDINGS INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Regulation... May 18 2016
QCR Holdings, Inc. Announces a Cash Dividend and Retirement of Chair of the Board May 18 2016
QCR HOLDINGS INC Files SEC form 8-K, Other Events May 10 2016
QCR HOLDINGS INC Files SEC form 10-Q, Quarterly Report May 06 2016

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