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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.13
QCRH's Cash to Debt is ranked lower than
90% of the 1134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.18 vs. QCRH: 0.13 )
Ranked among companies with meaningful Cash to Debt only.
QCRH' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.16 Max: 1.73
Current: 0.13
0.08
1.73
Equity to Asset 0.10
QCRH's Equity to Asset is ranked higher than
50% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. QCRH: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
QCRH' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.1
Current: 0.1
0.05
0.1
Interest Coverage 2.98
QCRH's Interest Coverage is ranked higher than
67% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. QCRH: 2.98 )
Ranked among companies with meaningful Interest Coverage only.
QCRH' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 0.45 Max: 1.5
Current: 2.98
0.07
1.5
F-Score: 6
M-Score: -2.28
WACC vs ROIC
2.84%
4.57%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 32.69
QCRH's Operating margin (%) is ranked higher than
54% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.11 vs. QCRH: 32.69 )
Ranked among companies with meaningful Operating margin (%) only.
QCRH' s Operating margin (%) Range Over the Past 10 Years
Min: 3.48  Med: 18.26 Max: 23.75
Current: 32.69
3.48
23.75
Net-margin (%) 24.43
QCRH's Net-margin (%) is ranked higher than
57% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.40 vs. QCRH: 24.43 )
Ranked among companies with meaningful Net-margin (%) only.
QCRH' s Net-margin (%) Range Over the Past 10 Years
Min: 2.68  Med: 12.50 Max: 16.99
Current: 24.43
2.68
16.99
ROE (%) 11.26
QCRH's ROE (%) is ranked higher than
70% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.20 vs. QCRH: 11.26 )
Ranked among companies with meaningful ROE (%) only.
QCRH' s ROE (%) Range Over the Past 10 Years
Min: -1.93  Med: 5.79 Max: 9.51
Current: 11.26
-1.93
9.51
ROA (%) 1.01
QCRH's ROA (%) is ranked higher than
61% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. QCRH: 1.01 )
Ranked among companies with meaningful ROA (%) only.
QCRH' s ROA (%) Range Over the Past 10 Years
Min: 0.1  Med: 0.48 Max: 0.67
Current: 1.01
0.1
0.67
Revenue Growth (3Y)(%) -14.00
QCRH's Revenue Growth (3Y)(%) is ranked lower than
90% of the 1336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. QCRH: -14.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
QCRH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -14  Med: 12.30 Max: 42.3
Current: -14
-14
42.3
EBITDA Growth (3Y)(%) -17.60
QCRH's EBITDA Growth (3Y)(%) is ranked lower than
90% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. QCRH: -17.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
QCRH' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29  Med: 6.50 Max: 100.2
Current: -17.6
-29
100.2
EPS Growth (3Y)(%) -4.50
QCRH's EPS Growth (3Y)(%) is ranked lower than
77% of the 1211 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. QCRH: -4.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
QCRH' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.6  Med: 10.10 Max: 57.7
Current: -4.5
-23.6
57.7
» QCRH's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-20)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

QCRH Guru Trades in Q2 2015

Jim Simons 107,767 sh (+520.49%)
» More
Q3 2015

QCRH Guru Trades in Q3 2015

Jim Simons 113,512 sh (+5.33%)
» More
Q4 2015

QCRH Guru Trades in Q4 2015

Jim Simons 92,500 sh (-18.51%)
» More
Q1 2016

QCRH Guru Trades in Q1 2016

Jim Simons 80,500 sh (-12.97%)
» More
» Details

Insider Trades

Latest Guru Trades with QCRH

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:HTBI, NYSE:FSB, NAS:HMPR, NAS:MOFG, NAS:PGC, NAS:HTBK, NAS:ABTX, NAS:GNBC, NAS:COB, NAS:PUB, NAS:IBCP, NAS:ACBI, NAS:HBNC, NAS:FFWM, NAS:BMRC, NAS:OKSB, OTCPK:SBFC, NAS:TBK, NAS:GBNK, NAS:FBNC » details
QCR Holdings Inc is a multi-bank holding Company. Through its subsidiaries, it provides commercial and consumer banking, and trust and asset management services for the Quad Cities, Cedar Rapids, and Rockford communities.

QCR Holdings Inc was formed on February 4, 1993 under the laws of the state of Delaware. It is a multi-bank holding Company which provides bank and bank related services through its subsidiaries. The Company serves the Quad City, Cedar Rapids, and Rockford communities through its wholly-owned banking subsidiaries, which provide full-service commercial and consumer banking and trust and asset management services. The Company also engages in direct financing lease contracts through m2 Lease Funds, LLC ("m2"), a wholly-owned subsidiary of QCBT based in Brookfield, Wisconsin. The Company's principal business consists of attracting deposits and investing those deposits in loans/leases and securities. The deposits of the subsidiary banks are insured to the maximum amount allowable by the FDIC. The Company and its subsidiaries provide a broad range of commercial and retail lending and investment services to corporations, partnerships, individuals, and government agencies. The subsidiary banks actively market their services to qualified lending and deposit clients. The Company currently operates in the competitive Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, and Rockford markets. Competitors include not only other commercial banks, credit unions, thrift institutions, and mutual funds, but also insurance companies, finance companies, brokerage firms, investment banking companies, and a variety of other financial services and advisory companies.

Ratios

vs
industry
vs
history
P/E(ttm) 13.40
QCRH's P/E(ttm) is ranked lower than
52% of the 1682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.67 vs. QCRH: 13.40 )
Ranked among companies with meaningful P/E(ttm) only.
QCRH' s P/E(ttm) Range Over the Past 10 Years
Min: 7.02  Med: 13.53 Max: 66.88
Current: 13.4
7.02
66.88
Forward P/E 14.01
QCRH's Forward P/E is ranked lower than
59% of the 443 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. QCRH: 14.01 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.40
QCRH's PE(NRI) is ranked lower than
51% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.86 vs. QCRH: 13.40 )
Ranked among companies with meaningful PE(NRI) only.
QCRH' s PE(NRI) Range Over the Past 10 Years
Min: 7.02  Med: 13.40 Max: 37.86
Current: 13.4
7.02
37.86
Price/Owner Earnings (ttm) 22.12
QCRH's Price/Owner Earnings (ttm) is ranked lower than
80% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. QCRH: 22.12 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
QCRH' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.84  Med: 8.18 Max: 159.17
Current: 22.12
2.84
159.17
P/B 1.28
QCRH's P/B is ranked lower than
64% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. QCRH: 1.28 )
Ranked among companies with meaningful P/B only.
QCRH' s P/B Range Over the Past 10 Years
Min: 0.25  Med: 0.76 Max: 1.81
Current: 1.28
0.25
1.81
P/S 3.14
QCRH's P/S is ranked lower than
52% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. QCRH: 3.14 )
Ranked among companies with meaningful P/S only.
QCRH' s P/S Range Over the Past 10 Years
Min: 0.51  Med: 1.10 Max: 5.51
Current: 3.14
0.51
5.51
PFCF 12.21
QCRH's PFCF is ranked lower than
59% of the 918 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.16 vs. QCRH: 12.21 )
Ranked among companies with meaningful PFCF only.
QCRH' s PFCF Range Over the Past 10 Years
Min: 1.19  Med: 4.54 Max: 323.33
Current: 12.21
1.19
323.33
POCF 11.09
QCRH's POCF is ranked lower than
62% of the 1025 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.89 vs. QCRH: 11.09 )
Ranked among companies with meaningful POCF only.
QCRH' s POCF Range Over the Past 10 Years
Min: 1.13  Med: 5.13 Max: 22.29
Current: 11.09
1.13
22.29
EV-to-EBIT 25.58
QCRH's EV-to-EBIT is ranked lower than
81% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. QCRH: 25.58 )
Ranked among companies with meaningful EV-to-EBIT only.
QCRH' s EV-to-EBIT Range Over the Past 10 Years
Min: -3359.3  Med: 39.60 Max: 228.3
Current: 25.58
-3359.3
228.3
EV-to-EBITDA 22.50
QCRH's EV-to-EBITDA is ranked lower than
81% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.75 vs. QCRH: 22.50 )
Ranked among companies with meaningful EV-to-EBITDA only.
QCRH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -25.3  Med: 33.75 Max: 714.4
Current: 22.5
-25.3
714.4
Shiller P/E 24.95
QCRH's Shiller P/E is ranked lower than
74% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.16 vs. QCRH: 24.95 )
Ranked among companies with meaningful Shiller P/E only.
QCRH' s Shiller P/E Range Over the Past 10 Years
Min: 7.28  Med: 14.35 Max: 24.95
Current: 24.95
7.28
24.95

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.40
QCRH's Dividend Yield is ranked lower than
96% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. QCRH: 0.40 )
Ranked among companies with meaningful Dividend Yield only.
QCRH' s Dividend Yield Range Over the Past 10 Years
Min: 0.33  Med: 0.52 Max: 1.12
Current: 0.4
0.33
1.12
Dividend Payout 0.07
QCRH's Dividend Payout is ranked higher than
95% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. QCRH: 0.07 )
Ranked among companies with meaningful Dividend Payout only.
QCRH' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.11 Max: 2
Current: 0.07
0.05
2
Forward Dividend Yield 0.54
QCRH's Forward Dividend Yield is ranked lower than
96% of the 2109 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. QCRH: 0.54 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.40
QCRH's Yield on cost (5-Year) is ranked lower than
96% of the 2505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.58 vs. QCRH: 0.40 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
QCRH' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.33  Med: 0.52 Max: 1.12
Current: 0.4
0.33
1.12
3-Year Average Share Buyback Ratio -33.70
QCRH's 3-Year Average Share Buyback Ratio is ranked lower than
94% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. QCRH: -33.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
QCRH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.7  Med: -2.60 Max: 0.1
Current: -33.7
-33.7
0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.29
QCRH's Price/Tangible Book is ranked lower than
57% of the 1747 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. QCRH: 1.29 )
Ranked among companies with meaningful Price/Tangible Book only.
QCRH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.26  Med: 1.18 Max: 2.68
Current: 1.29
0.26
2.68
Price/Projected FCF 0.81
QCRH's Price/Projected FCF is ranked lower than
63% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. QCRH: 0.81 )
Ranked among companies with meaningful Price/Projected FCF only.
QCRH' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.63 Max: 3.58
Current: 0.81
0.18
3.58
Price/Median PS Value 2.86
QCRH's Price/Median PS Value is ranked lower than
98% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. QCRH: 2.86 )
Ranked among companies with meaningful Price/Median PS Value only.
QCRH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.46  Med: 1.52 Max: 4.76
Current: 2.86
0.46
4.76
Price/Graham Number 0.88
QCRH's Price/Graham Number is ranked lower than
69% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. QCRH: 0.88 )
Ranked among companies with meaningful Price/Graham Number only.
QCRH' s Price/Graham Number Range Over the Past 10 Years
Min: 0.37  Med: 0.81 Max: 2.09
Current: 0.88
0.37
2.09
Earnings Yield (Greenblatt) (%) 3.93
QCRH's Earnings Yield (Greenblatt) (%) is ranked lower than
73% of the 1803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. QCRH: 3.93 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
QCRH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.4  Med: 2.40 Max: 4.5
Current: 3.93
0.4
4.5
Forward Rate of Return (Yacktman) (%) 7.11
QCRH's Forward Rate of Return (Yacktman) (%) is ranked lower than
64% of the 844 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.22 vs. QCRH: 7.11 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
QCRH' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -2.1  Med: 19.00 Max: 79.8
Current: 7.11
-2.1
79.8

More Statistics

Revenue (TTM) (Mil) $107.8
EPS (TTM) $ 2.21
Beta0.34
Short Percentage of Float2.21%
52-Week Range $18.05 - 30.00
Shares Outstanding (Mil)11.82

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 114 140
EPS ($) 2.12 2.51
EPS w/o NRI ($) 2.12 2.51
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
Dividends Per Share ($) 0.16 0.20
» More Articles for QCRH

Headlines

Articles On GuruFocus.com
QCR Holdings is Undervalued and Unappreciated Jun 23 2014 
QCR Holdings Inc. Reports Operating Results (10-Q) May 07 2010 

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QCR HOLDINGS INC Financials May 13 2016
QCR HOLDINGS INC Files SEC form 8-K, Other Events May 10 2016
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