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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.11
QCRH's Cash to Debt is ranked lower than
91% of the 980 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.53 vs. QCRH: 0.11 )
Ranked among companies with meaningful Cash to Debt only.
QCRH' s 10-Year Cash to Debt Range
Min: 0.08  Med: 0.16 Max: No Debt
Current: 0.11
Equity to Asset 0.06
QCRH's Equity to Asset is ranked lower than
84% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. QCRH: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
QCRH' s 10-Year Equity to Asset Range
Min: 0.05  Med: 0.06 Max: 0.13
Current: 0.06
0.05
0.13
Interest Coverage 1.06
QCRH's Interest Coverage is ranked lower than
62% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. QCRH: 1.06 )
Ranked among companies with meaningful Interest Coverage only.
QCRH' s 10-Year Interest Coverage Range
Min: 0.07  Med: 0.33 Max: 1.1
Current: 1.06
0.07
1.1
F-Score: 4
WACC vs ROIC
3.41%
2.32%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 20.24
QCRH's Operating margin (%) is ranked lower than
73% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.01 vs. QCRH: 20.24 )
Ranked among companies with meaningful Operating margin (%) only.
QCRH' s 10-Year Operating margin (%) Range
Min: -148.6  Med: 19.52 Max: 31.25
Current: 20.24
-148.6
31.25
Net-margin (%) 16.48
QCRH's Net-margin (%) is ranked lower than
67% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.75 vs. QCRH: 16.48 )
Ranked among companies with meaningful Net-margin (%) only.
QCRH' s 10-Year Net-margin (%) Range
Min: 2.68  Med: 15.11 Max: 18.75
Current: 16.48
2.68
18.75
ROE (%) 10.48
QCRH's ROE (%) is ranked higher than
66% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. QCRH: 10.48 )
Ranked among companies with meaningful ROE (%) only.
QCRH' s 10-Year ROE (%) Range
Min: -1.93  Med: 9.14 Max: 14.68
Current: 10.48
-1.93
14.68
ROA (%) 0.62
QCRH's ROA (%) is ranked lower than
64% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. QCRH: 0.62 )
Ranked among companies with meaningful ROA (%) only.
QCRH' s 10-Year ROA (%) Range
Min: 0.1  Med: 0.62 Max: 1.15
Current: 0.62
0.1
1.15
Revenue Growth (3Y)(%) -9.20
QCRH's Revenue Growth (3Y)(%) is ranked lower than
85% of the 1186 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. QCRH: -9.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
QCRH' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 12.20 Max: 64.4
Current: -9.2
0
64.4
EBITDA Growth (3Y)(%) -8.70
QCRH's EBITDA Growth (3Y)(%) is ranked lower than
83% of the 1046 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. QCRH: -8.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
QCRH' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 2.90 Max: 75.6
Current: -8.7
0
75.6
EPS Growth (3Y)(%) 23.20
QCRH's EPS Growth (3Y)(%) is ranked higher than
76% of the 1055 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.40 vs. QCRH: 23.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
QCRH' s 10-Year EPS Growth (3Y)(%) Range
Min: -23.6  Med: 11.55 Max: 57.7
Current: 23.2
-23.6
57.7
» QCRH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

QCRH Guru Trades in Q2 2014

Jim Simons 17,768 sh (-1.83%)
» More
Q3 2014

QCRH Guru Trades in Q3 2014

Jim Simons 17,268 sh (-2.81%)
» More
Q4 2014

QCRH Guru Trades in Q4 2014

Jim Simons 17,268 sh (unchged)
» More
Q1 2015

QCRH Guru Trades in Q1 2015

Jim Simons 17,368 sh (+0.58%)
» More
» Details

Insider Trades

Latest Guru Trades with QCRH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 11.77
QCRH's P/E(ttm) is ranked higher than
65% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. QCRH: 11.77 )
Ranked among companies with meaningful P/E(ttm) only.
QCRH' s 10-Year P/E(ttm) Range
Min: 7.01  Med: 13.34 Max: 66.05
Current: 11.77
7.01
66.05
Forward P/E 10.92
QCRH's Forward P/E is ranked higher than
62% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.18 vs. QCRH: 10.92 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.70
QCRH's PE(NRI) is ranked higher than
65% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. QCRH: 11.70 )
Ranked among companies with meaningful PE(NRI) only.
QCRH' s 10-Year PE(NRI) Range
Min: 7.02  Med: 13.47 Max: 37.86
Current: 11.7
7.02
37.86
P/B 1.15
QCRH's P/B is ranked lower than
54% of the 1359 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. QCRH: 1.15 )
Ranked among companies with meaningful P/B only.
QCRH' s 10-Year P/B Range
Min: 0.25  Med: 0.76 Max: 1.94
Current: 1.15
0.25
1.94
P/S 1.89
QCRH's P/S is ranked higher than
76% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. QCRH: 1.89 )
Ranked among companies with meaningful P/S only.
QCRH' s 10-Year P/S Range
Min: 0.5  Med: 1.10 Max: 5.51
Current: 1.89
0.5
5.51
PFCF 7.66
QCRH's PFCF is ranked higher than
63% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.28 vs. QCRH: 7.66 )
Ranked among companies with meaningful PFCF only.
QCRH' s 10-Year PFCF Range
Min: 1.19  Med: 4.28 Max: 530
Current: 7.66
1.19
530
POCF 6.36
QCRH's POCF is ranked higher than
65% of the 923 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.67 vs. QCRH: 6.36 )
Ranked among companies with meaningful POCF only.
QCRH' s 10-Year POCF Range
Min: 1.12  Med: 5.13 Max: 22.53
Current: 6.36
1.12
22.53
EV-to-EBIT 40.06
QCRH's EV-to-EBIT is ranked lower than
89% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.91 vs. QCRH: 40.06 )
Ranked among companies with meaningful EV-to-EBIT only.
QCRH' s 10-Year EV-to-EBIT Range
Min: -3359.3  Med: 39.50 Max: 228.3
Current: 40.06
-3359.3
228.3
PEG 0.96
QCRH's PEG is ranked higher than
57% of the 582 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. QCRH: 0.96 )
Ranked among companies with meaningful PEG only.
QCRH' s 10-Year PEG Range
Min: 0.21  Med: 1.10 Max: 11.64
Current: 0.96
0.21
11.64
Shiller P/E 17.28
QCRH's Shiller P/E is ranked lower than
52% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.77 vs. QCRH: 17.28 )
Ranked among companies with meaningful Shiller P/E only.
QCRH' s 10-Year Shiller P/E Range
Min: 7.14  Med: 15.53 Max: 21.13
Current: 17.28
7.14
21.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.37
QCRH's Dividend Yield is ranked lower than
97% of the 2216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. QCRH: 0.37 )
Ranked among companies with meaningful Dividend Yield only.
QCRH' s 10-Year Dividend Yield Range
Min: 0.35  Med: 0.52 Max: 1.12
Current: 0.37
0.35
1.12
Dividend Payout 0.04
QCRH's Dividend Payout is ranked higher than
98% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. QCRH: 0.04 )
Ranked among companies with meaningful Dividend Payout only.
QCRH' s 10-Year Dividend Payout Range
Min: 0.06  Med: 0.13 Max: 2.22
Current: 0.04
0.06
2.22
Yield on cost (5-Year) 0.37
QCRH's Yield on cost (5-Year) is ranked lower than
97% of the 2229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. QCRH: 0.37 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
QCRH' s 10-Year Yield on cost (5-Year) Range
Min: 0.35  Med: 0.52 Max: 1.12
Current: 0.37
0.35
1.12
Share Buyback Rate -18.90
QCRH's Share Buyback Rate is ranked lower than
86% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. QCRH: -18.90 )
Ranked among companies with meaningful Share Buyback Rate only.
QCRH' s 10-Year Share Buyback Rate Range
Min: 0.8  Med: -2.40 Max: -18.9
Current: -18.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.19
QCRH's Price/Tangible Book is ranked higher than
50% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. QCRH: 1.19 )
Ranked among companies with meaningful Price/Tangible Book only.
QCRH' s 10-Year Price/Tangible Book Range
Min: 0.26  Med: 1.18 Max: 2.68
Current: 1.19
0.26
2.68
Price/Projected FCF 0.51
QCRH's Price/Projected FCF is ranked higher than
69% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. QCRH: 0.51 )
Ranked among companies with meaningful Price/Projected FCF only.
QCRH' s 10-Year Price/Projected FCF Range
Min: 0.18  Med: 0.80 Max: 3.58
Current: 0.51
0.18
3.58
Price/Median PS Value 1.72
QCRH's Price/Median PS Value is ranked lower than
91% of the 1195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. QCRH: 1.72 )
Ranked among companies with meaningful Price/Median PS Value only.
QCRH' s 10-Year Price/Median PS Value Range
Min: 0.46  Med: 1.48 Max: 4.75
Current: 1.72
0.46
4.75
Price/Graham Number 0.77
QCRH's Price/Graham Number is ranked higher than
59% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. QCRH: 0.77 )
Ranked among companies with meaningful Price/Graham Number only.
QCRH' s 10-Year Price/Graham Number Range
Min: 0.24  Med: 0.77 Max: 2.05
Current: 0.77
0.24
2.05
Earnings Yield (Greenblatt) (%) 2.50
QCRH's Earnings Yield (Greenblatt) (%) is ranked lower than
80% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. QCRH: 2.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
QCRH' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.4  Med: 2.40 Max: 3.6
Current: 2.5
0.4
3.6
Forward Rate of Return (Yacktman) (%) 23.13
QCRH's Forward Rate of Return (Yacktman) (%) is ranked higher than
70% of the 764 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.55 vs. QCRH: 23.13 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
QCRH' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -2.1  Med: 15.50 Max: 69.4
Current: 23.13
-2.1
69.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
QCR Holdings Inc was formed on February 4, 1993 under the laws of the state of Delaware. It is a multi-bank holding Company which provides bank and bank related services through its subsidiaries. The Company serves the Quad City, Cedar Rapids, and Rockford communities through its wholly-owned banking subsidiaries, which provide full-service commercial and consumer banking and trust and asset management services. The Company also engages in direct financing lease contracts through m2 Lease Funds, LLC ("m2"), a wholly-owned subsidiary of QCBT based in Brookfield, Wisconsin. The Company's principal business consists of attracting deposits and investing those deposits in loans/leases and securities. The deposits of the subsidiary banks are insured to the maximum amount allowable by the FDIC. The Company and its subsidiaries provide a broad range of commercial and retail lending and investment services to corporations, partnerships, individuals, and government agencies. The subsidiary banks actively market their services to qualified lending and deposit clients. The Company currently operates in the highly competitive Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, and Rockford markets. Competitors include not only other commercial banks, credit unions, thrift institutions, and mutual funds, but also insurance companies, finance companies, brokerage firms, investment banking companies, and a variety of other financial services and advisory companies.
» More Articles for QCRH

Headlines

Articles On GuruFocus.com
QCR Holdings is Undervalued and Unappreciated Jun 23 2014 
QCR Holdings Inc. Reports Operating Results (10-Q) May 07 2010 

More From Other Websites
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QCR Holdings, Inc. Announces Closing of 3,680,000 Share Public Offering of Common Stock May 13 2015
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QCR Holdings, Inc. Announces Pricing of 3,200,000 Share Public Offering of Common Stock May 07 2015
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