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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.60
RATE's Cash-to-Debt is ranked lower than
80% of the 292 Companies
in the Global Internet Content & Information industry.

( Industry Median: 7.88 vs. RATE: 0.60 )
Ranked among companies with meaningful Cash-to-Debt only.
RATE' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.29  Med: 2.22 Max: No Debt
Current: 0.6
Equity-to-Asset 0.64
RATE's Equity-to-Asset is ranked higher than
57% of the 288 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.59 vs. RATE: 0.64 )
Ranked among companies with meaningful Equity-to-Asset only.
RATE' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.68 Max: 0.96
Current: 0.64
0.13
0.96
Piotroski F-Score: 4
Altman Z-Score: 2.01
Beneish M-Score: -2.90
WACC vs ROIC
13.44%
-10.07%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % -1.33
RATE's Operating Margin % is ranked lower than
61% of the 289 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.94 vs. RATE: -1.33 )
Ranked among companies with meaningful Operating Margin % only.
RATE' s Operating Margin % Range Over the Past 10 Years
Min: -30.81  Med: 11.55 Max: 28.92
Current: -1.33
-30.81
28.92
Net Margin % -7.87
RATE's Net Margin % is ranked lower than
71% of the 289 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.21 vs. RATE: -7.87 )
Ranked among companies with meaningful Net Margin % only.
RATE' s Net Margin % Range Over the Past 10 Years
Min: -32.72  Med: -3.38 Max: 20.98
Current: -7.87
-32.72
20.98
ROE % -4.81
RATE's ROE % is ranked lower than
68% of the 264 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.17 vs. RATE: -4.81 )
Ranked among companies with meaningful ROE % only.
RATE' s ROE % Range Over the Past 10 Years
Min: -15.08  Med: -1.52 Max: 10.35
Current: -4.81
-15.08
10.35
ROA % -3.12
RATE's ROA % is ranked lower than
63% of the 293 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.08 vs. RATE: -3.12 )
Ranked among companies with meaningful ROA % only.
RATE' s ROA % Range Over the Past 10 Years
Min: -8.81  Med: -1.02 Max: 9.9
Current: -3.12
-8.81
9.9
ROC (Joel Greenblatt) % -13.26
RATE's ROC (Joel Greenblatt) % is ranked lower than
61% of the 290 Companies
in the Global Internet Content & Information industry.

( Industry Median: 15.51 vs. RATE: -13.26 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
RATE' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1011.64  Med: 170.84 Max: 307.63
Current: -13.26
-1011.64
307.63
3-Year Revenue Growth Rate 18.00
RATE's 3-Year Revenue Growth Rate is ranked lower than
74% of the 241 Companies
in the Global Internet Content & Information industry.

( Industry Median: 7.60 vs. RATE: 18.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RATE' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -23.5  Med: 16.1 Max: 43.5
Current: 18
-23.5
43.5
3-Year EBITDA Growth Rate -25.90
RATE's 3-Year EBITDA Growth Rate is ranked lower than
55% of the 176 Companies
in the Global Internet Content & Information industry.

( Industry Median: 5.50 vs. RATE: -25.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
RATE' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -78.5  Med: 2.1 Max: 41.1
Current: -25.9
-78.5
41.1
3-Year EPS without NRI Growth Rate 323.60
RATE's 3-Year EPS without NRI Growth Rate is ranked lower than
63% of the 162 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.30 vs. RATE: 323.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
RATE' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -74.5  Med: -1.7 Max: 323.6
Current: 323.6
-74.5
323.6
GuruFocus has detected 1 Warning Sign with Bankrate Inc $RATE.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RATE's 10-Y Financials

Financials (Next Earnings Date: 2017-06-08 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

RATE Guru Trades in Q1 2016

Joel Greenblatt 280,012 sh (+2375.13%)
Jim Simons 1,080,400 sh (+170.57%)
Paul Tudor Jones 136,579 sh (+141.50%)
Columbia Wanger 4,203,948 sh (-60.64%)
Chuck Royce 169,634 sh (-81.57%)
» More
Q2 2016

RATE Guru Trades in Q2 2016

Jim Simons 1,953,055 sh (+80.77%)
Joel Greenblatt 420,248 sh (+50.08%)
Paul Tudor Jones 159,379 sh (+16.69%)
Chuck Royce Sold Out
Columbia Wanger Sold Out
» More
Q3 2016

RATE Guru Trades in Q3 2016

Jim Simons 1,837,600 sh (-5.91%)
Joel Greenblatt 290,865 sh (-30.79%)
Paul Tudor Jones 90,774 sh (-43.05%)
» More
Q4 2016

RATE Guru Trades in Q4 2016

Paul Tudor Jones 105,797 sh (+16.55%)
Joel Greenblatt 226,464 sh (-22.14%)
Jim Simons 1,311,958 sh (-28.60%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Online Media » Internet Content & Information    NAICS: 519130    SIC: 7375
Compare:NAS:BIDU » details
Traded in other countries:7BK.Germany,
Bankrate Inc and its subsidiaries own and operate an Internet-based consumer banking and personal finance network.

Bankrate Inc was founded in 1976 and Bankrate, Inc. was incorporated in the State of Delaware in 2011. It aggregates large scale audiences of in-market consumers by providing them with proprietary, fully researched, comprehensive, independent and objective personal finance editorial content across multiple verticals including mortgages, deposits, credit cards, senior care and other categories, such as retirement, automobile loans, credit management techniques and taxes. Its content and rate information is distributed through two main sources: through its owned and operated websites and online co-brands and through its partners. It owns a network of proprietary websites focused on specific vertical categories, including mortgages, deposits, credit cards, senior care and other personal finance categories. The Company also develops and provides content, tools, web services and co-branded websites to over 150 online partners. The Company's business is organized into the following reportable segments: Banking, Credit Cards, Senior Care, and Other. The Banking segment offers information on rates for various types of mortgages, home lending and refinancing options, specific to geographic location and covering all 50 states, and personal and auto loans; rate information on various deposit products such as money markets, savings and certificates of deposits; and information on retirement, taxes and debt management. This segment also provides original articles on topics related to the housing market and loan refinancing; provides online analytic tools and services to calculate investment values, provide home loan estimates and recommendations, budget planning and credit reports and monitoring; and provides content on topics such as retirement 401(k) accounts, Social Security, tax deductions and exemptions, auto loans, debt consolidation and management and credit risk and credit management techniques. The Credit Cards segment presents visitors with a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools, calculators, products and services to estimate credit scores and card benefits, provide identity theft protection and credit monitoring. The Senior Care segment is an online destination for those seeking information and support as they care for aging parents and loved ones. It provides thousands of original articles, helpful tools, a comprehensive online senior living community directory for the United States, a local directory covering a wide array of other senior caregiving services, and the collective wisdom of an involved online community. The Other segment includes results of operations of Quizzle, through wich it provides consumers with tools, services and content that includes credit monitoring, identity theft protection, debt management, credit reports and cred

Top Ranked Articles about Bankrate Inc

Columbia Wanger Sells 3 Stakes Divestitures bring total to 7 for 2016
Columbia Wanger (Trades, Portfolio) Asset Management sold out three stakes in its portfolio on March 31, making seven divestitures for the guru since the start of the year. Read more...

Ratios

vs
industry
vs
history
Forward PE Ratio 13.62
RATE's Forward PE Ratio is ranked higher than
91% of the 116 Companies
in the Global Internet Content & Information industry.

( Industry Median: 26.60 vs. RATE: 13.62 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
Price-to-Owner-Earnings 64.43
RATE's Price-to-Owner-Earnings is ranked lower than
68% of the 124 Companies
in the Global Internet Content & Information industry.

( Industry Median: 24.60 vs. RATE: 64.43 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RATE' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 12.6  Med: 37.67 Max: 1870.91
Current: 64.43
12.6
1870.91
PB Ratio 1.25
RATE's PB Ratio is ranked higher than
82% of the 341 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.03 vs. RATE: 1.25 )
Ranked among companies with meaningful PB Ratio only.
RATE' s PB Ratio Range Over the Past 10 Years
Min: 0.94  Med: 1.69 Max: 3.17
Current: 1.25
0.94
3.17
PS Ratio 1.98
RATE's PS Ratio is ranked higher than
53% of the 354 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.61 vs. RATE: 1.98 )
Ranked among companies with meaningful PS Ratio only.
RATE' s PS Ratio Range Over the Past 10 Years
Min: 1.67  Med: 3.69 Max: 7.03
Current: 1.98
1.67
7.03
Price-to-Free-Cash-Flow 12.55
RATE's Price-to-Free-Cash-Flow is ranked higher than
79% of the 169 Companies
in the Global Internet Content & Information industry.

( Industry Median: 28.97 vs. RATE: 12.55 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RATE' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 9.79  Med: 19.88 Max: 87.2
Current: 12.55
9.79
87.2
Price-to-Operating-Cash-Flow 10.74
RATE's Price-to-Operating-Cash-Flow is ranked higher than
71% of the 201 Companies
in the Global Internet Content & Information industry.

( Industry Median: 21.19 vs. RATE: 10.74 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RATE' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.54  Med: 17.39 Max: 67.7
Current: 10.74
8.54
67.7
EV-to-EBIT -182.15
RATE's EV-to-EBIT is ranked lower than
99.99% of the 227 Companies
in the Global Internet Content & Information industry.

( Industry Median: 20.37 vs. RATE: -182.15 )
Ranked among companies with meaningful EV-to-EBIT only.
RATE' s EV-to-EBIT Range Over the Past 10 Years
Min: -234.6  Med: 35.85 Max: 65059
Current: -182.15
-234.6
65059
EV-to-EBITDA 30.35
RATE's EV-to-EBITDA is ranked lower than
69% of the 268 Companies
in the Global Internet Content & Information industry.

( Industry Median: 17.09 vs. RATE: 30.35 )
Ranked among companies with meaningful EV-to-EBITDA only.
RATE' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7  Med: 17 Max: 50.6
Current: 30.35
7
50.6
Current Ratio 5.03
RATE's Current Ratio is ranked higher than
83% of the 283 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.84 vs. RATE: 5.03 )
Ranked among companies with meaningful Current Ratio only.
RATE' s Current Ratio Range Over the Past 10 Years
Min: 1.15  Med: 3.2 Max: 20.37
Current: 5.03
1.15
20.37
Quick Ratio 5.03
RATE's Quick Ratio is ranked higher than
83% of the 283 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.73 vs. RATE: 5.03 )
Ranked among companies with meaningful Quick Ratio only.
RATE' s Quick Ratio Range Over the Past 10 Years
Min: 1.15  Med: 3.2 Max: 20.37
Current: 5.03
1.15
20.37
Days Sales Outstanding 43.91
RATE's Days Sales Outstanding is ranked higher than
52% of the 235 Companies
in the Global Internet Content & Information industry.

( Industry Median: 44.80 vs. RATE: 43.91 )
Ranked among companies with meaningful Days Sales Outstanding only.
RATE' s Days Sales Outstanding Range Over the Past 10 Years
Min: 37.18  Med: 51.09 Max: 76.21
Current: 43.91
37.18
76.21
Days Payable 18.00
RATE's Days Payable is ranked lower than
85% of the 204 Companies
in the Global Internet Content & Information industry.

( Industry Median: 53.92 vs. RATE: 18.00 )
Ranked among companies with meaningful Days Payable only.
RATE' s Days Payable Range Over the Past 10 Years
Min: 2.59  Med: 19.52 Max: 49.47
Current: 18
2.59
49.47

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 4.00
RATE's 3-Year Average Share Buyback Ratio is ranked higher than
87% of the 212 Companies
in the Global Internet Content & Information industry.

( Industry Median: -1.20 vs. RATE: 4.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RATE' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -97.3  Med: -5.75 Max: 10.4
Current: 4
-97.3
10.4

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 0.75
RATE's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
87% of the 164 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.84 vs. RATE: 0.75 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RATE' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.75  Med: 1.21 Max: 2.25
Current: 0.75
0.75
2.25
Price-to-Median-PS-Value 0.54
RATE's Price-to-Median-PS-Value is ranked higher than
75% of the 297 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.99 vs. RATE: 0.54 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RATE' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.54  Med: 0.97 Max: 1.64
Current: 0.54
0.54
1.64
Earnings Yield (Greenblatt) % -0.55
RATE's Earnings Yield (Greenblatt) % is ranked lower than
60% of the 377 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.77 vs. RATE: -0.55 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RATE' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -0.55  Med: 2.6 Max: 8.1
Current: -0.55
-0.55
8.1
Forward Rate of Return (Yacktman) % -3.70
RATE's Forward Rate of Return (Yacktman) % is ranked lower than
70% of the 113 Companies
in the Global Internet Content & Information industry.

( Industry Median: 13.15 vs. RATE: -3.70 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RATE' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -16.6  Med: 0.95 Max: 43.1
Current: -3.7
-16.6
43.1

More Statistics

Revenue (TTM) (Mil) $434.0
EPS (TTM) $ -0.40
Beta1.75
Short Percentage of Float2.15%
52-Week Range $6.91 - 11.90
Shares Outstanding (Mil)89.92

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 505 568
EPS ($) 0.71 0.84
EPS without NRI ($) 0.71 0.84
EPS Growth Rate
(Future 3Y To 5Y Estimate)
12.00%
Dividends per Share ($)
» More Articles for RATE

Headlines

Articles On GuruFocus.com
Columbia Wanger Sells 3 Stakes Apr 08 2016 
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LendingTree Climbs Despite Doubts of Business Aug 05 2015 
Tree.com – Significantly Overvalued Deteriorating Business, At Least 50% Downside Nov 19 2014 
A Wake-Up Call Sep 15 2014 
"The Amazon of Insurance" - A Short Story Jun 15 2014 
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 

More From Other Websites
Lifshitz & Miller LLP Announces Investigation of Bankrate, Inc., BioAmber Inc., Charter... Mar 24 2017
Bankrate: Mortgage Rates Reverse Course Mar 23 2017
SHAREHOLDER ALERT: Lundin Law PC Announces an Investigation of Bankrate, Inc. and Encourages... Mar 22 2017
BANKRATE, INC. Files SEC form 10-K, Annual Report Mar 22 2017
Bankrate, Inc. Shareholder Alert: Former SEC Attorney Willie Briscoe Investigates Possible Breaches... Mar 22 2017
Americans Feel Better About Savings for First Time in Six Years Mar 21 2017
5 companies on the radar of a top stock buyback expert Mar 21 2017
SHAREHOLDER ALERT: Goldberg Law PC Announces an Investigation of Bankrate, Inc. and Advises... Mar 17 2017
SHAREHOLDER ALERT: Bronstein, Gewirtz & Grossman, LLC Announces Investigation of Bankrate, Inc.... Mar 17 2017
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Bankrate, Inc. -... Mar 17 2017
Mortgage Rates Hit Multi-Year Highs Ahead of Fed Meeting Mar 16 2017
Free Checking Reaches New High at Credit Unions Mar 13 2017
5 Lowest 15-Year Mortgage Rates Mar 11 2017
BANKRATE, INC. Files SEC form 8-K/A, Financial Statements and Exhibits Mar 09 2017
Bankrate, Inc. :RATE-US: Earnings Analysis: Q4, 2016 By the Numbers : March 9, 2017 Mar 09 2017
Bankrate: Mortgage Rates Jump to Nearly 3-Year High Mar 09 2017
Edited Transcript of RATE earnings conference call or presentation 8-Mar-17 10:00pm GMT Mar 08 2017
Bankrate Inc. reports 4Q loss Mar 08 2017
Bankrate Inc. reports 4Q loss Mar 08 2017
Bankrate Inc Earnings Call scheduled for 5:00 pm ET today Mar 08 2017

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