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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.52
RATE's Cash to Debt is ranked lower than
84% of the 340 Companies
in the Global Internet Content & Information industry.

( Industry Median: 19.38 vs. RATE: 0.52 )
Ranked among companies with meaningful Cash to Debt only.
RATE' s 10-Year Cash to Debt Range
Min: 0.12  Med: 9999.00 Max: No Debt
Current: 0.52
Equity to Asset 0.66
RATE's Equity to Asset is ranked higher than
61% of the 322 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.60 vs. RATE: 0.66 )
Ranked among companies with meaningful Equity to Asset only.
RATE' s 10-Year Equity to Asset Range
Min: -3.55  Med: 0.71 Max: 0.97
Current: 0.66
-3.55
0.97
Interest Coverage No Debt
RATE's Interest Coverage is ranked higher than
99% of the 229 Companies
in the Global Internet Content & Information industry.

( Industry Median: 10000.00 vs. RATE: No Debt )
Ranked among companies with meaningful Interest Coverage only.
RATE' s 10-Year Interest Coverage Range
Min: 0.35  Med: 10000.00 Max: 9999.99
Current: No Debt
0.35
9999.99
F-Score: 5
Z-Score: 2.12
M-Score: -3.17
WACC vs ROIC
14.38%
3.62%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 8.88
RATE's Operating margin (%) is ranked higher than
67% of the 339 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.48 vs. RATE: 8.88 )
Ranked among companies with meaningful Operating margin (%) only.
RATE' s 10-Year Operating margin (%) Range
Min: -230.33  Med: 11.67 Max: 29.2
Current: 8.88
-230.33
29.2
Net-margin (%) 2.65
RATE's Net-margin (%) is ranked higher than
53% of the 339 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.08 vs. RATE: 2.65 )
Ranked among companies with meaningful Net-margin (%) only.
RATE' s 10-Year Net-margin (%) Range
Min: -263.06  Med: 2.36 Max: 34.07
Current: 2.65
-263.06
34.07
ROE (%) 2.14
RATE's ROE (%) is ranked lower than
57% of the 311 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.96 vs. RATE: 2.14 )
Ranked among companies with meaningful ROE (%) only.
RATE' s 10-Year ROE (%) Range
Min: -347.9  Med: 3.63 Max: 91.13
Current: 2.14
-347.9
91.13
ROA (%) 1.41
RATE's ROA (%) is ranked lower than
53% of the 346 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.16 vs. RATE: 1.41 )
Ranked among companies with meaningful ROA (%) only.
RATE' s 10-Year ROA (%) Range
Min: -183.24  Med: 2.55 Max: 54.83
Current: 1.41
-183.24
54.83
ROC (Joel Greenblatt) (%) 128.93
RATE's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 341 Companies
in the Global Internet Content & Information industry.

( Industry Median: 25.17 vs. RATE: 128.93 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
RATE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -2881.74  Med: 180.14 Max: 458.49
Current: 128.93
-2881.74
458.49
Revenue Growth (3Y)(%) 3.80
RATE's Revenue Growth (3Y)(%) is ranked lower than
51% of the 221 Companies
in the Global Internet Content & Information industry.

( Industry Median: 5.00 vs. RATE: 3.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RATE' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 14.70 Max: 43.4
Current: 3.8
0
43.4
EBITDA Growth (3Y)(%) 6.10
RATE's EBITDA Growth (3Y)(%) is ranked higher than
54% of the 160 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.00 vs. RATE: 6.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RATE' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 6.10 Max: 41
Current: 6.1
0
41
EPS Growth (3Y)(%) -13.70
RATE's EPS Growth (3Y)(%) is ranked lower than
64% of the 147 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.60 vs. RATE: -13.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RATE' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: -13.70 Max: 21
Current: -13.7
0
21
» RATE's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

RATE Guru Trades in Q2 2014

Columbia Wanger 3,236,500 sh (+397.92%)
Jim Simons 246,471 sh (+46.27%)
Chuck Royce 660,934 sh (+7.74%)
Steven Cohen 292,700 sh (unchged)
Mariko Gordon 3,644,046 sh (-0.64%)
Joel Greenblatt 33,454 sh (-81.27%)
» More
Q3 2014

RATE Guru Trades in Q3 2014

Paul Tudor Jones 40,147 sh (New)
Joel Greenblatt 74,863 sh (+123.78%)
Columbia Wanger 5,469,600 sh (+69.00%)
Mariko Gordon 4,081,990 sh (+12.02%)
Jim Simons 255,100 sh (+3.50%)
Chuck Royce 598,934 sh (-9.38%)
Steven Cohen 197,300 sh (-32.59%)
» More
Q4 2014

RATE Guru Trades in Q4 2014

Steven Cohen 1,892,400 sh (+859.15%)
Columbia Wanger 7,107,900 sh (+29.95%)
Mariko Gordon 4,179,145 sh (+2.38%)
Columbia Wanger 7,107,900 sh (unchged)
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 593,634 sh (-0.88%)
Jim Simons 159,000 sh (-37.67%)
» More
Q1 2015

RATE Guru Trades in Q1 2015

Paul Tudor Jones 53,626 sh (New)
Columbia Wanger 9,507,600 sh (+33.76%)
Mariko Gordon 5,059,698 sh (+21.07%)
Chuck Royce 658,634 sh (+10.95%)
Jim Simons Sold Out
Steven Cohen 419,000 sh (-77.86%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 92.64
RATE's P/E(ttm) is ranked lower than
91% of the 190 Companies
in the Global Internet Content & Information industry.

( Industry Median: 32.40 vs. RATE: 92.64 )
Ranked among companies with meaningful P/E(ttm) only.
RATE' s 10-Year P/E(ttm) Range
Min: 24.48  Med: 101.73 Max: 423.26
Current: 92.64
24.48
423.26
Forward P/E 16.45
RATE's Forward P/E is ranked higher than
71% of the 119 Companies
in the Global Internet Content & Information industry.

( Industry Median: 24.27 vs. RATE: 16.45 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 98.50
RATE's PE(NRI) is ranked lower than
91% of the 190 Companies
in the Global Internet Content & Information industry.

( Industry Median: 32.50 vs. RATE: 98.50 )
Ranked among companies with meaningful PE(NRI) only.
RATE' s 10-Year PE(NRI) Range
Min: 24.53  Med: 101.73 Max: 423.26
Current: 98.5
24.53
423.26
P/B 1.28
RATE's P/B is ranked higher than
84% of the 314 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.23 vs. RATE: 1.28 )
Ranked among companies with meaningful P/B only.
RATE' s 10-Year P/B Range
Min: 1.24  Med: 2.05 Max: 3.17
Current: 1.28
1.24
3.17
P/S 1.93
RATE's P/S is ranked lower than
52% of the 342 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.46 vs. RATE: 1.93 )
Ranked among companies with meaningful P/S only.
RATE' s 10-Year P/S Range
Min: 1.87  Med: 3.52 Max: 5.57
Current: 1.93
1.87
5.57
PFCF 15.91
RATE's PFCF is ranked higher than
76% of the 151 Companies
in the Global Internet Content & Information industry.

( Industry Median: 29.41 vs. RATE: 15.91 )
Ranked among companies with meaningful PFCF only.
RATE' s 10-Year PFCF Range
Min: 10.77  Med: 22.43 Max: 121.06
Current: 15.91
10.77
121.06
POCF 12.75
RATE's POCF is ranked higher than
72% of the 210 Companies
in the Global Internet Content & Information industry.

( Industry Median: 23.98 vs. RATE: 12.75 )
Ranked among companies with meaningful POCF only.
RATE' s 10-Year POCF Range
Min: 9.59  Med: 19.46 Max: 89.48
Current: 12.75
9.59
89.48
EV-to-EBIT 34.55
RATE's EV-to-EBIT is ranked lower than
70% of the 196 Companies
in the Global Internet Content & Information industry.

( Industry Median: 21.65 vs. RATE: 34.55 )
Ranked among companies with meaningful EV-to-EBIT only.
RATE' s 10-Year EV-to-EBIT Range
Min: 14.9  Med: 47.80 Max: 193.6
Current: 34.55
14.9
193.6
Current Ratio 3.63
RATE's Current Ratio is ranked higher than
77% of the 328 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.09 vs. RATE: 3.63 )
Ranked among companies with meaningful Current Ratio only.
RATE' s 10-Year Current Ratio Range
Min: 0.66  Med: 3.79 Max: 21.3
Current: 3.63
0.66
21.3
Quick Ratio 3.63
RATE's Quick Ratio is ranked higher than
78% of the 328 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.04 vs. RATE: 3.63 )
Ranked among companies with meaningful Quick Ratio only.
RATE' s 10-Year Quick Ratio Range
Min: 0.66  Med: 3.79 Max: 21.3
Current: 3.63
0.66
21.3
Days Sales Outstanding 70.39
RATE's Days Sales Outstanding is ranked lower than
68% of the 285 Companies
in the Global Internet Content & Information industry.

( Industry Median: 51.13 vs. RATE: 70.39 )
Ranked among companies with meaningful Days Sales Outstanding only.
RATE' s 10-Year Days Sales Outstanding Range
Min: 25.17  Med: 44.21 Max: 72.75
Current: 70.39
25.17
72.75

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 0.89
RATE's Price/Projected FCF is ranked higher than
78% of the 125 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.90 vs. RATE: 0.89 )
Ranked among companies with meaningful Price/Projected FCF only.
RATE' s 10-Year Price/Projected FCF Range
Min: 0.99  Med: 1.63 Max: 2.56
Current: 0.89
0.99
2.56
Price/Median PS Value 0.72
RATE's Price/Median PS Value is ranked higher than
76% of the 293 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.06 vs. RATE: 0.72 )
Ranked among companies with meaningful Price/Median PS Value only.
RATE' s 10-Year Price/Median PS Value Range
Min: 0.62  Med: 1.00 Max: 1.53
Current: 0.72
0.62
1.53
Earnings Yield (Greenblatt) (%) 3.06
RATE's Earnings Yield (Greenblatt) (%) is ranked higher than
61% of the 337 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.30 vs. RATE: 3.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RATE' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.5  Med: 2.10 Max: 6.7
Current: 3.06
0.5
6.7
Forward Rate of Return (Yacktman) (%) -18.85
RATE's Forward Rate of Return (Yacktman) (%) is ranked lower than
92% of the 106 Companies
in the Global Internet Content & Information industry.

( Industry Median: 11.81 vs. RATE: -18.85 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RATE' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -19.6  Med: 2.95 Max: 45.3
Current: -18.85
-19.6
45.3

Business Description

Industry: Online Media » Internet Content & Information
Compare:GOOG, FB, TCEHY, BIDU, YHOO » details
Traded in other countries:7BK.Germany,
Bankrate Inc and its subsidiaries own and operate an Internet-based consumer banking and personal finance network. The Company is a publisher, aggregator and distributor of personal finance content on the Internet. It provides consumers with proprietary, fully researched, independent and objective personal finance editorial content across multiple vertical categories including mortgages, deposits, insurance, credit cards, and other categories, such as retirement, automobile loans, and taxes. With coverage of nearly 600 local markets in all 50 U.S., it generates over 180,000 distinct rate tables capturing on average over three million pieces of information weekly. In addition, the Company distributes its content on a daily basis to over 175 online partners and print publications, including some of the recognized brands in the world. It provides consumers and institutions with personal finance marketplace through its website, Bankrate.com, and its other branded personal finance destination websites. The Company offers its consumers market information, analytics and advice across multiple categories of personal finance including: mortgages and home lending; deposits; insurance; credit cards; and other financial products, including those related to retirement, tax, autos, and debt management. The Company's traffic in 2012 was also driven through more than 100 co-brand partners, including Yahoo!, CNN Money, CNBC and Comcast. It partners with over 450 newspapers, including The Wall Street Journal, The New York Times and USA Today. The Company competes for advertising revenues across different categories of personal finance content, online credit card marketplaces, and insurance marketplaces, both in traditional media such as newspapers, magazines, radio, and television, and in the rapidly growing market for online financial information. The Company is subject to government rules and regulations.
» More Articles for RATE

Headlines

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Tree.com – Significantly Overvalued Deteriorating Business, At Least 50% Downside Nov 19 2014 
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SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Investors of Class Action Against Bankrate, Inc. a Oct 15 2014 
A Wake-Up Call Sep 15 2014 
"The Amazon of Insurance" - A Short Story Jun 15 2014 
comment on RATE Feb 20 2013 
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 

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