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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.70
RATE's Cash to Debt is ranked lower than
83% of the 366 Companies
in the Global Internet Content & Information industry.

( Industry Median: 12.76 vs. RATE: 0.70 )
Ranked among companies with meaningful Cash to Debt only.
RATE' s Cash to Debt Range Over the Past 10 Years
Min: 0.12  Med: 812.22 Max: No Debt
Current: 0.7
Equity to Asset 0.68
RATE's Equity to Asset is ranked higher than
60% of the 356 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.62 vs. RATE: 0.68 )
Ranked among companies with meaningful Equity to Asset only.
RATE' s Equity to Asset Range Over the Past 10 Years
Min: -3.55  Med: 0.70 Max: 0.97
Current: 0.68
-3.55
0.97
Interest Coverage 4.25
RATE's Interest Coverage is ranked lower than
87% of the 259 Companies
in the Global Internet Content & Information industry.

( Industry Median: 97.83 vs. RATE: 4.25 )
Ranked among companies with meaningful Interest Coverage only.
RATE' s Interest Coverage Range Over the Past 10 Years
Min: 0.35  Med: 2.25 Max: 9999.99
Current: 4.25
0.35
9999.99
F-Score: 7
Z-Score: 1.86
M-Score: -3.11
WACC vs ROIC
9.49%
2.77%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 13.90
RATE's Operating margin (%) is ranked higher than
71% of the 357 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.96 vs. RATE: 13.90 )
Ranked among companies with meaningful Operating margin (%) only.
RATE' s Operating margin (%) Range Over the Past 10 Years
Min: -30.81  Med: 11.38 Max: 28.92
Current: 13.9
-30.81
28.92
Net-margin (%) -5.59
RATE's Net-margin (%) is ranked lower than
70% of the 357 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.11 vs. RATE: -5.59 )
Ranked among companies with meaningful Net-margin (%) only.
RATE' s Net-margin (%) Range Over the Past 10 Years
Min: -32.72  Med: -0.62 Max: 20.98
Current: -5.59
-32.72
20.98
ROE (%) -2.26
RATE's ROE (%) is ranked lower than
66% of the 336 Companies
in the Global Internet Content & Information industry.

( Industry Median: 5.71 vs. RATE: -2.26 )
Ranked among companies with meaningful ROE (%) only.
RATE' s ROE (%) Range Over the Past 10 Years
Min: -15.08  Med: -0.29 Max: 10.35
Current: -2.26
-15.08
10.35
ROA (%) -1.51
RATE's ROA (%) is ranked lower than
63% of the 369 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.40 vs. RATE: -1.51 )
Ranked among companies with meaningful ROA (%) only.
RATE' s ROA (%) Range Over the Past 10 Years
Min: -8.81  Med: -0.21 Max: 9.9
Current: -1.51
-8.81
9.9
ROC (Joel Greenblatt) (%) 88.29
RATE's ROC (Joel Greenblatt) (%) is ranked higher than
65% of the 363 Companies
in the Global Internet Content & Information industry.

( Industry Median: 38.53 vs. RATE: 88.29 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
RATE' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -1011.64  Med: 152.66 Max: 307.63
Current: 88.29
-1011.64
307.63
Revenue Growth (3Y)(%) -6.40
RATE's Revenue Growth (3Y)(%) is ranked lower than
73% of the 249 Companies
in the Global Internet Content & Information industry.

( Industry Median: 8.60 vs. RATE: -6.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RATE' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -62  Med: 16.80 Max: 156.6
Current: -6.4
-62
156.6
EBITDA Growth (3Y)(%) 0.50
RATE's EBITDA Growth (3Y)(%) is ranked lower than
58% of the 189 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.90 vs. RATE: 0.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RATE' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -64  Med: 24.10 Max: 226.9
Current: 0.5
-64
226.9
EPS Growth (3Y)(%) -14.80
RATE's EPS Growth (3Y)(%) is ranked lower than
66% of the 167 Companies
in the Global Internet Content & Information industry.

( Industry Median: 5.30 vs. RATE: -14.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RATE' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -81.1  Med: -10.80 Max: 20.7
Current: -14.8
-81.1
20.7
» RATE's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-08-04)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

RATE Guru Trades in Q2 2015

Columbia Wanger 10,550,053 sh (+10.96%)
Chuck Royce 711,634 sh (+8.05%)
Steven Cohen 416,900 sh (-0.50%)
Mariko Gordon 3,321,964 sh (-34.34%)
Paul Tudor Jones 21,143 sh (-60.57%)
» More
Q3 2015

RATE Guru Trades in Q3 2015

Joel Greenblatt 207,777 sh (New)
Paul Tudor Jones 54,820 sh (+159.28%)
Chuck Royce 906,134 sh (+27.33%)
Steven Cohen 438,400 sh (+5.16%)
Columbia Wanger 11,007,061 sh (+4.33%)
Mariko Gordon Sold Out
» More
Q4 2015

RATE Guru Trades in Q4 2015

Jim Simons 399,300 sh (New)
Paul Tudor Jones 56,554 sh (+3.16%)
Chuck Royce 920,634 sh (+1.60%)
Steven Cohen Sold Out
Columbia Wanger 10,681,664 sh (-2.96%)
Joel Greenblatt 11,313 sh (-94.56%)
» More
Q1 2016

RATE Guru Trades in Q1 2016

Joel Greenblatt 280,012 sh (+2375.13%)
Jim Simons 1,080,400 sh (+170.57%)
Paul Tudor Jones 136,579 sh (+141.50%)
Columbia Wanger 4,203,948 sh (-60.64%)
Chuck Royce 169,634 sh (-81.57%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Online Media » Internet Content & Information
Compare:NAS:TRUE, NYSE:RENN, NAS:XXIA, NAS:WEB, NAS:ANGI, OTCPK:MOXCD, NAS:BCOR, NYSE:CRCM, NAS:TCX, NAS:MEET, NAS:TTGT, NYSE:FENG, NAS:JMU, NAS:NAME, NAS:WIX, NAS:TNAV, NAS:LLNW, NAS:QNST, NAS:UNTD, NAS:ABTL » details
Traded in other countries:7BK.Germany,
Bankrate Inc and its subsidiaries own and operate an Internet-based consumer banking and personal finance network.

Bankrate Inc was founded in 1976 and Bankrate, Inc. was incorporated in the State of Delaware in 2011. It aggregates large scale audiences of in-market consumers by providing them with proprietary, fully researched, comprehensive, independent and objective personal finance editorial content across multiple verticals including mortgages, deposits, credit cards, senior care and other categories, such as retirement, automobile loans, credit management techniques and taxes. Its content and rate information is distributed through two main sources: through its owned and operated websites and online co-brands and through its partners. It owns a network of proprietary websites focused on specific vertical categories, including mortgages, deposits, credit cards, senior care and other personal finance categories. The Company also develops and provides content, tools, web services and co-branded websites to over 150 online partners. The Company's business is organized into the following reportable segments: Banking, Credit Cards, Senior Care, and Other. The Banking segment offers information on rates for various types of mortgages, home lending and refinancing options, specific to geographic location and covering all 50 states, and personal and auto loans; rate information on various deposit products such as money markets, savings and certificates of deposits; and information on retirement, taxes and debt management. This segment also provides original articles on topics related to the housing market and loan refinancing; provides online analytic tools and services to calculate investment values, provide home loan estimates and recommendations, budget planning and credit reports and monitoring; and provides content on topics such as retirement 401(k) accounts, Social Security, tax deductions and exemptions, auto loans, debt consolidation and management and credit risk and credit management techniques. The Credit Cards segment presents visitors with a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools, calculators, products and services to estimate credit scores and card benefits, provide identity theft protection and credit monitoring. The Senior Care segment is an online destination for those seeking information and support as they care for aging parents and loved ones. It provides thousands of original articles, helpful tools, a comprehensive online senior living community directory for the United States, a local directory covering a wide array of other senior caregiving services, and the collective wisdom of an involved online community. The Other segment includes results of operations of Quizzle, through wich it provides consumers with tools, services and content that includes credit monitoring, identity theft protection, debt management, credit reports and cred

Top Ranked Articles about Bankrate Inc

Columbia Wanger Sells 3 Stakes Divestitures bring total to 7 for 2016
Columbia Wanger (Trades, Portfolio) Asset Management sold out three stakes in its portfolio on March 31, making seven divestitures for the guru since the start of the year. Read more...

Ratios

vs
industry
vs
history
Forward P/E 15.63
RATE's Forward P/E is ranked higher than
79% of the 97 Companies
in the Global Internet Content & Information industry.

( Industry Median: 24.45 vs. RATE: 15.63 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 46.86
RATE's PE(NRI) is ranked lower than
66% of the 251 Companies
in the Global Internet Content & Information industry.

( Industry Median: 32.94 vs. RATE: 46.86 )
Ranked among companies with meaningful PE(NRI) only.
RATE' s PE(NRI) Range Over the Past 10 Years
Min: 24.53  Med: 61.68 Max: 910
Current: 46.86
24.53
910
Price/Owner Earnings (ttm) 24.08
RATE's Price/Owner Earnings (ttm) is ranked higher than
55% of the 133 Companies
in the Global Internet Content & Information industry.

( Industry Median: 27.06 vs. RATE: 24.08 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
RATE' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 12.6  Med: 33.94 Max: 1870.91
Current: 24.08
12.6
1870.91
P/B 0.99
RATE's P/B is ranked higher than
86% of the 392 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.04 vs. RATE: 0.99 )
Ranked among companies with meaningful P/B only.
RATE' s P/B Range Over the Past 10 Years
Min: 0.94  Med: 1.82 Max: 3.17
Current: 0.99
0.94
3.17
P/S 2.52
RATE's P/S is ranked lower than
53% of the 411 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.28 vs. RATE: 2.52 )
Ranked among companies with meaningful P/S only.
RATE' s P/S Range Over the Past 10 Years
Min: 0.46  Med: 3.70 Max: 7.03
Current: 2.52
0.46
7.03
PFCF 12.47
RATE's PFCF is ranked higher than
85% of the 164 Companies
in the Global Internet Content & Information industry.

( Industry Median: 29.96 vs. RATE: 12.47 )
Ranked among companies with meaningful PFCF only.
RATE' s PFCF Range Over the Past 10 Years
Min: 1.46  Med: 19.87 Max: 58.55
Current: 12.47
1.46
58.55
POCF 10.97
RATE's POCF is ranked higher than
75% of the 204 Companies
in the Global Internet Content & Information industry.

( Industry Median: 20.32 vs. RATE: 10.97 )
Ranked among companies with meaningful POCF only.
RATE' s POCF Range Over the Past 10 Years
Min: 1.4  Med: 17.28 Max: 50.61
Current: 10.97
1.4
50.61
EV-to-EBIT 18.07
RATE's EV-to-EBIT is ranked higher than
55% of the 269 Companies
in the Global Internet Content & Information industry.

( Industry Median: 21.04 vs. RATE: 18.07 )
Ranked among companies with meaningful EV-to-EBIT only.
RATE' s EV-to-EBIT Range Over the Past 10 Years
Min: -234.6  Med: 37.80 Max: 133.9
Current: 18.07
-234.6
133.9
EV-to-EBITDA 7.76
RATE's EV-to-EBITDA is ranked higher than
76% of the 304 Companies
in the Global Internet Content & Information industry.

( Industry Median: 17.64 vs. RATE: 7.76 )
Ranked among companies with meaningful EV-to-EBITDA only.
RATE' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7  Med: 15.80 Max: 50.6
Current: 7.76
7
50.6
Current Ratio 6.93
RATE's Current Ratio is ranked higher than
92% of the 353 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.04 vs. RATE: 6.93 )
Ranked among companies with meaningful Current Ratio only.
RATE' s Current Ratio Range Over the Past 10 Years
Min: 0.66  Med: 3.86 Max: 21.3
Current: 6.93
0.66
21.3
Quick Ratio 6.93
RATE's Quick Ratio is ranked higher than
92% of the 353 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.95 vs. RATE: 6.93 )
Ranked among companies with meaningful Quick Ratio only.
RATE' s Quick Ratio Range Over the Past 10 Years
Min: 0.66  Med: 3.86 Max: 21.3
Current: 6.93
0.66
21.3
Days Sales Outstanding 62.31
RATE's Days Sales Outstanding is ranked lower than
59% of the 301 Companies
in the Global Internet Content & Information industry.

( Industry Median: 52.00 vs. RATE: 62.31 )
Ranked among companies with meaningful Days Sales Outstanding only.
RATE' s Days Sales Outstanding Range Over the Past 10 Years
Min: 32.36  Med: 50.73 Max: 72.75
Current: 62.31
32.36
72.75
Days Payable 3.54
RATE's Days Payable is ranked lower than
95% of the 274 Companies
in the Global Internet Content & Information industry.

( Industry Median: 58.83 vs. RATE: 3.54 )
Ranked among companies with meaningful Days Payable only.
RATE' s Days Payable Range Over the Past 10 Years
Min: 1.45  Med: 20.54 Max: 49.47
Current: 3.54
1.45
49.47

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 0.67
RATE's Price/Projected FCF is ranked higher than
89% of the 158 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.77 vs. RATE: 0.67 )
Ranked among companies with meaningful Price/Projected FCF only.
RATE' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.78  Med: 1.56 Max: 2.72
Current: 0.67
0.78
2.72
Price/Median PS Value 0.68
RATE's Price/Median PS Value is ranked higher than
68% of the 377 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.91 vs. RATE: 0.68 )
Ranked among companies with meaningful Price/Median PS Value only.
RATE' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.13  Med: 0.96 Max: 1.64
Current: 0.68
0.13
1.64
Earnings Yield (Greenblatt) (%) 5.49
RATE's Earnings Yield (Greenblatt) (%) is ranked higher than
71% of the 423 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.28 vs. RATE: 5.49 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RATE' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.7  Med: 2.60 Max: 8.1
Current: 5.49
0.7
8.1
Forward Rate of Return (Yacktman) (%) -21.05
RATE's Forward Rate of Return (Yacktman) (%) is ranked lower than
96% of the 112 Companies
in the Global Internet Content & Information industry.

( Industry Median: 13.64 vs. RATE: -21.05 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RATE' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -22.6  Med: 7.10 Max: 102.1
Current: -21.05
-22.6
102.1

More Statistics

Revenue (TTM) (Mil) $322.3
EPS (TTM) $ -0.12
Beta1.57
Short Percentage of Float2.65%
52-Week Range $6.59 - 15.80
Shares Outstanding (Mil)90.37

Analyst Estimate


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Dec16 Dec17
Revenue (Mil $) 401 430
EPS ($) 0.51 0.52
EPS w/o NRI ($) 0.51 0.52
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for RATE

Headlines

Articles On GuruFocus.com
Columbia Wanger Sells 3 Stakes Apr 08 2016 
Mariko Gordon Sells Stake in Dealertrack Technologies Dec 02 2015 
LendingTree Climbs Despite Doubts of Business Aug 05 2015 
Tree.com – Significantly Overvalued Deteriorating Business, At Least 50% Downside Nov 19 2014 
A Wake-Up Call Sep 15 2014 
"The Amazon of Insurance" - A Short Story Jun 15 2014 
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 

More From Other Websites
Bankrate Schedules Conference Call Announcing Second Quarter 2016 Earnings Jul 29 2016
Bankrate Schedules Conference Call Announcing Second Quarter 2016 Earnings Jul 28 2016
Bankrate: Mortgage Rates Continue Post-Brexit Rebound Jul 28 2016
Bankrate: Mortgage Rates Nose Higher Jul 21 2016
Bankrate, Inc. breached its 50 day moving average in a Bullish Manner : RATE-US : July 20, 2016 Jul 20 2016
54 Million Americans Prefer Cash as a Long-Term Investment Jul 19 2016
Bankrate: Mortgage Rates Rebound Slightly Jul 14 2016
Top Checking Account Sign-up Bonuses Available Right Now Jul 13 2016
Bankrate: Mortgage Rates at 2nd-Lowest Level on Record Jul 07 2016
Only 1 in 3 Millennials are Investing in the Stock Market Jul 06 2016
New Cars Unaffordable in All Major U.S. Cities Jun 30 2016
Bankrate: Mortgage Rates Plunge to 3-year Low Following Brexit Vote Jun 30 2016
Bankrate: Mortgage Rates Rise Ahead of Brexit Vote Jun 23 2016
BANKRATE, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Completion of... Jun 23 2016
66 Million Have No Emergency Savings Jun 21 2016
Bankrate Announces Closing of Acquisition of NextAdvisor Business Jun 20 2016
Bankrate Announces Closing of Acquisition of NextAdvisor Business Jun 20 2016
Bankrate: Mortgage Rates Lowest in More Than 3 Years Jun 16 2016
Nearly 2 in 3 Millennials Do Not Have a Credit Card Jun 13 2016
Bankrate: Mortgage Rates Sink Lower Jun 09 2016

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