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13.33 (1y: -25%)
Market Cap 1.39 B P/E(ttm) 63.50
Enterprise Value 1.49 B P/B 1.61
RATE- NYSE (USA)
Bankrate Inc
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$13.33
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.431
RATE's Cash to Debt is ranked lower than
92% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 10000.00 vs. RATE: 0.431 )
RATE' s 10-Year Cash to Debt Range
Min: 0.29   Max: 11001
Current: 0.43
0.29
11001
Equity to Asset -0.135
RATE's Equity to Asset is ranked lower than
94% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.52 vs. RATE: -0.135 )
RATE' s 10-Year Equity to Asset Range
Min: -0.27   Max: 0.92
Current: -0.14
-0.27
0.92
Interest Coverage 2.3
RATE's Interest Coverage is ranked lower than
81% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 10000.00 vs. RATE: 2.3 )
RATE' s 10-Year Interest Coverage Range
Min: 1   Max: No Debt
Current: 2.3
F-Score: 6
Z-Score: 3.14
M-Score: -3.27
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 13.10
RATE's Operating margin (%) is ranked higher than
67% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 7.00 vs. RATE: 13.10 )
RATE' s 10-Year Operating margin (%) Range
Min: -245.2   Max: 29.2
Current: 13.1
-245.2
29.2
Net-margin (%) 6.4
RATE's Net-margin (%) is ranked higher than
60% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.00 vs. RATE: 6.4 )
RATE' s 10-Year Net-margin (%) Range
Min: -259.8   Max: 34.1
Current: 6.4
-259.8
34.1
ROE (%) 3.5
RATE's ROE (%) is ranked lower than
58% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 5.70 vs. RATE: 3.5 )
RATE' s 10-Year ROE (%) Range
Min: -1075.7   Max: 62.6
Current: 3.5
-1075.7
62.6
ROA (%) 2.5
RATE's ROA (%) is ranked lower than
58% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.10 vs. RATE: 2.5 )
RATE' s 10-Year ROA (%) Range
Min: -133.9   Max: 43.9
Current: 2.5
-133.9
43.9
ROC (Joel Greenblatt) (%) 207.00
RATE's ROC (Joel Greenblatt) (%) is ranked higher than
87% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.00 vs. RATE: 207.00 )
RATE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -13340.5   Max: 619.9
Current: 207
-13340.5
619.9
Revenue Growth (%) -14.7
RATE's Revenue Growth (%) is ranked lower than
96% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.00 vs. RATE: -14.7 )
RATE' s 10-Year Revenue Growth (%) Range
Min: -16.9   Max: 108
Current: -14.7
-16.9
108
EBITDA Growth (%) -15.2
RATE's EBITDA Growth (%) is ranked lower than
92% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.00 vs. RATE: -15.2 )
RATE' s 10-Year EBITDA Growth (%) Range
Min: -15.2   Max: 111.8
Current: -15.2
-15.2
111.8
EPS Growth (%) -26.8
RATE's EPS Growth (%) is ranked lower than
96% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.00 vs. RATE: -26.8 )
RATE' s 10-Year EPS Growth (%) Range
Min: -54.5   Max: 15.4
Current: -26.8
-54.5
15.4
ยป RATE's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

RATE Guru Trades in Q2 2012

Ron Baron 252,696 sh (New)
Chuck Royce 833,127 sh (New)
Jim Simons 138,300 sh (New)
Lee Ainslie 600,764 sh (New)
Steven Cohen 150,391 sh (New)
» More
Q3 2012

RATE Guru Trades in Q3 2012

Manning & Napier Advisors, Inc 862,150 sh (New)
Jim Simons 267,850 sh (+93.67%)
Lee Ainslie 600,764 sh (unchged)
Ron Baron Sold Out
Steven Cohen Sold Out
Chuck Royce 810,127 sh (-2.76%)
» More
Q4 2012

RATE Guru Trades in Q4 2012

Chuck Royce 1,717,427 sh (+111.99%)
Jim Simons 321,000 sh (+19.84%)
Manning & Napier Advisors, Inc Sold Out
Lee Ainslie Sold Out
» More
Q1 2013

RATE Guru Trades in Q1 2013

Columbia Wanger 100,000 sh (New)
George Soros 500,000 sh (New)
Chuck Royce 1,941,576 sh (+13.05%)
Jim Simons 196,400 sh (-38.82%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2013-03-31 New Buy0.07%$10.3 - $13.43 $ 13.3310%500000
Lee Ainslie 2012-12-31 Sold Out 0.12%$10.17 - $16.52 $ 13.339%0
Ron Baron 2012-09-30 Sold Out 0.03%$15.58 - $19.53 $ 13.33-24%0
Lee Ainslie 2012-06-30 New Buy0.16%$16.81 - $24.73 $ 13.33-34%600764
Ron Baron 2012-06-30 New Buy0.03%$16.81 - $24.73 $ 13.33-34%252696
Premium More recent guru trades are included for Premium Members only!!

Top Ranked Articles about Bankrate Inc

Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP
December 24, 2012
According to GuruFocus updates, these stocks have declined the most since Gurus have bought. Read more...
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares
August 14, 2012
Bankrate Inc. is an aggregator of financial rate information. Bankrate Inc. has a market cap of $1.91 billion; its shares were traded at around $18.97 with a P/E ratio of 29.8 and P/S ratio of 4.5. Read more...

Ratios

vs
industry		 vs
history
P/E(ttm) 63.50
RATE's P/E(ttm) is ranked lower than
163% of the 150 Companies
in the Global Internet Content & Information industry.

( Industry Median: 27.80 vs. RATE: 63.50 )
RATE' s 10-Year P/E(ttm) Range
Min: 35.52   Max: 75.48
Current: 63.5
35.52
75.48
P/B 1.61
RATE's P/B is ranked lower than
111% of the 220 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.40 vs. RATE: 1.61 )
RATE' s 10-Year P/B Range
Min: 1.25   Max: 3.25
Current: 1.61
1.25
3.25
P/S 2.85
RATE's P/S is ranked lower than
64% of the 225 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.10 vs. RATE: 2.85 )
RATE' s 10-Year P/S Range
Min: 0.56   Max: 5.43
Current: 2.85
0.56
5.43
PFCF 26.14
RATE's PFCF is ranked lower than
163% of the 150 Companies
in the Global Internet Content & Information industry.

( Industry Median: 19.27 vs. RATE: 26.14 )
RATE' s 10-Year PFCF Range
Min: 19.43   Max: 34.81
Current: 26.14
19.43
34.81
EV-to-EBIT 21.19
RATE's EV-to-EBIT is ranked lower than
143% of the 171 Companies
in the Global Internet Content & Information industry.

( Industry Median: 16.01 vs. RATE: 21.19 )
RATE' s 10-Year EV-to-EBIT Range
Min: 11.2   Max: 52.4
Current: 21.19
11.2
52.4
PEG 1.2
RATE's PEG is ranked lower than
613% of the 40 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.52 vs. RATE: 1.2 )
RATE' s 10-Year PEG Range
Min: 1.27   Max: 8.95
Current: 1.2
1.27
8.95
Shiller P/E 31.16
RATE's Shiller P/E is ranked lower than
100% of the Companies
in the Global Internet Content & Information industry.

( Industry Median: vs. RATE: 31.16 )
RATE' s 10-Year Shiller P/E Range
Min: 21.91   Max: 45.83
Current: 31.16
21.91
45.83

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 35.7
RATE's Price/Net Current Asset Value is ranked lower than
160% of the 153 Companies
in the Global Internet Content & Information industry.

( Industry Median: 22.20 vs. RATE: 35.7 )
RATE' s 10-Year Price/Net Current Asset Value Range
Min: 33.6   Max: 47.8
Current: 35.7
33.6
47.8
Price/DCF (Projected) 1.3
RATE's Price/DCF (Projected) is ranked lower than
613% of the 40 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.70 vs. RATE: 1.3 )
RATE' s 10-Year Price/DCF (Projected) Range
Min: 1.2   Max: 2.1
Current: 1.3
1.2
2.1
Price/Median PS Value 1.1
RATE's Price/Median PS Value is ranked lower than
118% of the 207 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.20 vs. RATE: 1.1 )
RATE' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1
Current: 1.1
0.3
1
Price/Peter Lynch Fair Value 2.4
RATE's Price/Peter Lynch Fair Value is ranked lower than
845% of the 29 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.60 vs. RATE: 2.4 )
RATE' s 10-Year Price/Peter Lynch Fair Value Range
Min: 2.3   Max: 2.3
Current: 2.4
Earnings Yield (Greenblatt) 4.70
RATE's Earnings Yield (Greenblatt) is ranked higher than
50% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.30 vs. RATE: 4.70 )
RATE' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.9   Max: 8.9
Current: 4.7
1.9
8.9
Forward Rate of Return (Yacktman) 34.06
RATE's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 226 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.00 vs. RATE: 34.06 )
RATE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 15   Max: 64.6
Current: 34.06
15
64.6

Business Description

Bankrate, Inc. and its subsidiaries own and operate an Internet-based consumer banking and personal finance network. The Bankrate network of companies includes Bankrate.com, Interest.com, Mortgage-calc.com, Nationwide Card Services, Fee Disclosure, InsureMe, CreditCardGuide.com and Bankaholic. Each of these businesses helps consumers to make informed decisions about their personal finance matters. The Company's flagship brand, Bankrate.com is a destination site of personal finance channels, including banking, investing, taxes, debt management and college finance. Bankrate.com is an aggregator of rates and other information on more than 300 financial products, including mortgages, credit cards, new and used auto loans, money market accounts and CDs, checking and ATM fees, home equity loans and online banking fees. Bankrate.com reviews more than 4,800 financial institutions in 575 markets in 50 states. Bankrate.com provides financial applications and information to a network of more than 75 partners, including Yahoo! (Nasdaq: YHOO), America Online (NYSE: AOL), The Wall Street Journal and The New York Times (NYSE: NYT). Bankrate.com's information is also distributed through more than 500 newspapers. InsureMe operates a Web site and, with a network of hundreds of affiliates, offers consumers competitive insurance rates for auto, home, life, health and long term care. Fee Disclosure empowers consumers with comprehensive information on mortgage transaction and closing fees. The company provides information and rates for a variety of products including title, inspection escrow, hazard and appraisal fees at the local level. Nationwide Card Services markets a comprehensive line of consumer and business credit cards via the Internet, including low interest, reward, cash-back, and student credit cards through a network of over 500 active affiliates Mortgage-calc provides quick and easy access to mortgage and financing calculators to help consumers with their home buying and home financing needs. Interest.com publishes mortgage guides in over 300 newspapers and operated Interest.com, a Web site which publishes financial rates and information connecting consumers with lenders. FastFind is in the business of generating and selling consumer leads to lenders for mortgages, home-equity loans, auto financing and online education. CreditCardGuide.com offers the consumers the ability to shop, compare and apply for credit cards online. Bankaholic provides rate information on savings products, such as certificates of deposit, savings accounts, and money market accounts, as well as insurance quotes and a comparison of credit card offers.
Company Website
SEC Reports
Industry: Internet Content & Information
Compare:GOOG, FB, TCEHY, BIDU, YHOO
Traded in other countries:7BK.Germany
ยป More Articles for RATE

Headlines

Articles On GuruFocus.com
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 
Weekly CFO Sells Highlight: SLCA, UNH, LVS, RATE, MDVN, YUM, TER Feb 14 2012 
Weekly Top Insider Buys: FAST, NIHD, CIM, RATE Jan 02 2012 
Weekly CEO Sells Highlight: Staples Inc, Dr Pepper Snapple Group, Unum Group, Bankrate and Gran Tier Dec 18 2011 
Baron Opportunity Fund Commentary on: PLCM, PPO, PEGA, CRR, EQIX, WBMD, NILE, RATE, VLT, EW Sep 07 2011 
Investment Guru Ron Baron and Company Insiders Selling Bankrate Inc. Stocks Sep 14 2009 
Ron Baron Likes Layne Christensen, Ritchie Brothers Auctioneers, Bankrate and China Nepstar Mar 25 2008 

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