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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.59
RATE's Cash to Debt is ranked lower than
56% of the 399 Companies
in the Global Internet Content & Information industry.

( Industry Median: 11.68 vs. RATE: 0.59 )
RATE' s 10-Year Cash to Debt Range
Min: 0.12   Max: No Debt
Current: 0.59

Equity to Asset 0.66
RATE's Equity to Asset is ranked higher than
70% of the 393 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.65 vs. RATE: 0.66 )
RATE' s 10-Year Equity to Asset Range
Min: -3.55   Max: 0.97
Current: 0.66

-3.55
0.97
F-Score: 5
Z-Score: 2.16
M-Score: -2.57
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 4.39
RATE's Operating margin (%) is ranked higher than
66% of the 398 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.67 vs. RATE: 4.39 )
RATE' s 10-Year Operating margin (%) Range
Min: -230.33   Max: 29.2
Current: 4.39

-230.33
29.2
Net-margin (%) -1.71
RATE's Net-margin (%) is ranked higher than
54% of the 398 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.07 vs. RATE: -1.71 )
RATE' s 10-Year Net-margin (%) Range
Min: -263.06   Max: 34.07
Current: -1.71

-263.06
34.07
ROE (%) -1.03
RATE's ROE (%) is ranked higher than
55% of the 393 Companies
in the Global Internet Content & Information industry.

( Industry Median: 8.28 vs. RATE: -1.03 )
RATE' s 10-Year ROE (%) Range
Min: -337.76   Max: 91.13
Current: -1.03

-337.76
91.13
ROA (%) -0.68
RATE's ROA (%) is ranked higher than
55% of the 398 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.74 vs. RATE: -0.68 )
RATE' s 10-Year ROA (%) Range
Min: -176.4   Max: 54.83
Current: -0.68

-176.4
54.83
ROC (Joel Greenblatt) (%) 68.61
RATE's ROC (Joel Greenblatt) (%) is ranked higher than
70% of the 398 Companies
in the Global Internet Content & Information industry.

( Industry Median: 70.43 vs. RATE: 68.61 )
RATE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -1954.63   Max: 458.49
Current: 68.61

-1954.63
458.49
Revenue Growth (%) 13.90
RATE's Revenue Growth (%) is ranked higher than
78% of the 291 Companies
in the Global Internet Content & Information industry.

( Industry Median: 10.20 vs. RATE: 13.90 )
RATE' s 10-Year Revenue Growth (%) Range
Min: -23.5   Max: 43.4
Current: 13.9

-23.5
43.4
EBITDA Growth (%) 8.60
RATE's EBITDA Growth (%) is ranked higher than
72% of the 224 Companies
in the Global Internet Content & Information industry.

( Industry Median: 12.00 vs. RATE: 8.60 )
RATE' s 10-Year EBITDA Growth (%) Range
Min: -30.8   Max: 41
Current: 8.6

-30.8
41
EPS Growth (%) -30.70
RATE's EPS Growth (%) is ranked higher than
52% of the 198 Companies
in the Global Internet Content & Information industry.

( Industry Median: 11.30 vs. RATE: -30.70 )
RATE' s 10-Year EPS Growth (%) Range
Min: -65   Max: 21
Current: -30.7

-65
21
» RATE's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

RATE Guru Trades in Q3 2013

Steven Cohen 12,407 sh (New)
Columbia Wanger 200,000 sh (+100%)
Jim Simons 50,800 sh (+82.73%)
George Soros Sold Out
Chuck Royce 410,100 sh (-34.06%)
» More
Q4 2013

RATE Guru Trades in Q4 2013

Chuck Royce 541,126 sh (+31.95%)
Columbia Wanger 200,000 sh (unchged)
Steven Cohen Sold Out
Jim Simons Sold Out
» More
Q1 2014

RATE Guru Trades in Q1 2014

Joel Greenblatt 178,657 sh (New)
Mariko Gordon 3,667,602 sh (New)
Jim Simons 168,500 sh (New)
Columbia Wanger 650,000 sh (+225%)
Chuck Royce 613,426 sh (+13.36%)
» More
Q2 2014

RATE Guru Trades in Q2 2014

Columbia Wanger 3,236,500 sh (+397.92%)
Jim Simons 246,471 sh (+46.27%)
Chuck Royce 660,934 sh (+7.74%)
Steven Cohen 292,700 sh (unchged)
Mariko Gordon 3,644,046 sh (-0.64%)
Joel Greenblatt 33,454 sh (-81.27%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Reduce -81.27%0.04%$14.7 - $17.92 $ 11.89-27%33454
Mariko Gordon 2014-03-31 New Buy2.5%$15.8 - $21.15 $ 11.89-32%3667602
Joel Greenblatt 2014-03-31 New Buy0.05%$15.8 - $21.15 $ 11.89-32%178657
George Soros 2013-09-30 Sold Out 0.17%$14.44 - $19.99 $ 11.89-31%0
George Soros 2013-06-30 Add 121.72%0.09%$11.69 - $15.95 $ 11.89-14%1108613
George Soros 2013-03-31 New Buy0.07%$10.3 - $13.43 $ 11.89-2%500000
Lee Ainslie 2012-12-31 Sold Out 0.12%$10.17 - $16.52 $ 11.89-3%0
Ron Baron 2012-09-30 Sold Out 0.03%$15.58 - $19.53 $ 11.89-32%0
Lee Ainslie 2012-06-30 New Buy0.16%$16.81 - $24.73 $ 11.89-41%600764
Ron Baron 2012-06-30 New Buy0.03%$16.81 - $24.73 $ 11.89-41%252696
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 1.40
RATE's P/B is ranked higher than
86% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.77 vs. RATE: 1.40 )
RATE' s 10-Year P/B Range
Min: 1.24   Max: 3.17
Current: 1.4

1.24
3.17
P/S 2.40
RATE's P/S is ranked higher than
69% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.63 vs. RATE: 2.40 )
RATE' s 10-Year P/S Range
Min: 2.23   Max: 5.57
Current: 2.4

2.23
5.57
PFCF 17.00
RATE's PFCF is ranked higher than
91% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 9999.00 vs. RATE: 17.00 )
RATE' s 10-Year PFCF Range
Min: 10.77   Max: 121.06
Current: 17

10.77
121.06
EV-to-EBIT 58.03
RATE's EV-to-EBIT is ranked higher than
67% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 46.87 vs. RATE: 58.03 )
RATE' s 10-Year EV-to-EBIT Range
Min: 14.9   Max: 193.6
Current: 58.03

14.9
193.6
Current Ratio 3.87
RATE's Current Ratio is ranked higher than
82% of the 393 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.49 vs. RATE: 3.87 )
RATE' s 10-Year Current Ratio Range
Min: 0.66   Max: 21.3
Current: 3.87

0.66
21.3
Quick Ratio 3.87
RATE's Quick Ratio is ranked higher than
82% of the 393 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.49 vs. RATE: 3.87 )
RATE' s 10-Year Quick Ratio Range
Min: 0.66   Max: 21.3
Current: 3.87

0.66
21.3

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.00
RATE's Price/DCF (Projected) is ranked higher than
95% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 9999.00 vs. RATE: 1.00 )
RATE' s 10-Year Price/DCF (Projected) Range
Min: 1.1   Max: 2.56
Current: 1

1.1
2.56
Price/Median PS Value 0.63
RATE's Price/Median PS Value is ranked higher than
90% of the 430 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.15 vs. RATE: 0.63 )
RATE' s 10-Year Price/Median PS Value Range
Min: 0.73   Max: 1.45
Current: 0.63

0.73
1.45
Earnings Yield (Greenblatt) 1.70
RATE's Earnings Yield (Greenblatt) is ranked higher than
52% of the 328 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.40 vs. RATE: 1.70 )
RATE' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 6.7
Current: 1.7

0.5
6.7
Forward Rate of Return (Yacktman) -4.92
RATE's Forward Rate of Return (Yacktman) is ranked higher than
54% of the 241 Companies
in the Global Internet Content & Information industry.

( Industry Median: 7.72 vs. RATE: -4.92 )
RATE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -11.1   Max: 50.2
Current: -4.92

-11.1
50.2

Business Description

Industry: Online Media » Internet Content & Information
Compare:GOOG, FB, TCEHY, BIDU, YHOO » details
Traded in other countries:7BK.Germany
Bankrate, Inc. and its subsidiaries own and operate an Internet-based consumer banking and personal finance network. The Company is a publisher, aggregator and distributor of personal finance content on the Internet. It provides consumers with proprietary, fully researched, comprehensive, independent and objective personal finance editorial content across multiple vertical categories including mortgages, deposits, insurance, credit cards, and other categories, such as retirement, automobile loans, and taxes. The Company also aggregates rate information from over 4,800 institutions on more than 300 financial products. With coverage of nearly 600 local markets in all 50 U.S., it generates over 172,000 distinct rate tables capturing on average over three million pieces of information weekly. In addition, the company distributes its content on a daily basis to over 175 major online partners and print publications, including some of the recognized brands in the world. It provides consumers and institutions with personal finance marketplace through its leading content-rich flagship website, Bankrate.com, and its other branded personal finance destination websites. The Company offers its consumers deep market information, analytics and advice across multiple categories of personal finance including: mortgages and home lending; deposits; insurance; credit cards; and other financial products, including those related to retirement, tax, autos, and debt management. It has 76 sales personnel serving its national, regional and local advertising customers. The Company's traffic in 2012 was also driven through more than 75 co-brand partners, including Yahoo!, CNN Money, CNBC and Comcast. It currently partners with over 450 newspapers, including The Wall Street Journal, The New York Times and USA Today. Largest customers by revenue generated in the year ended December 31, 2012 and the year ended December 31, 2011 include Capital One, Chase, State Farm, Ally Bank, Citi Cards, Discover, and GEICO. The Company competes for advertising revenues across the major categories of personal finance content, online credit card marketplaces, and insurance marketplaces, both in traditional media such as newspapers, magazines, radio, and television, and in the rapidly growing market for online financial information.
» More Articles for RATE

Headlines

Articles On GuruFocus.com
A Wake-Up Call Sep 15 2014 
"The Amazon of Insurance" - A Short Story Jun 15 2014 
comment on RATE Feb 20 2013 
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 
Weekly CFO Sells Highlight: SLCA, UNH, LVS, RATE, MDVN, YUM, TER Feb 14 2012 
Weekly Top Insider Buys: FAST, NIHD, CIM, RATE Jan 02 2012 
Weekly CEO Sells Highlight: Staples Inc, Dr Pepper Snapple Group, Unum Group, Bankrate and Gran Tier Dec 18 2011 

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UPDATE: Topeka Capital Markets Downgrades Bankrate Inc Sep 16 2014 - BENZINGA

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