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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.79
RATE's Cash to Debt is ranked lower than
82% of the 361 Companies
in the Global Internet Content & Information industry.

( Industry Median: 20.46 vs. RATE: 0.79 )
Ranked among companies with meaningful Cash to Debt only.
RATE' s Cash to Debt Range Over the Past 10 Years
Min: 0.29  Med: 3.57 Max: No Debt
Current: 0.79
Equity to Asset 0.67
RATE's Equity to Asset is ranked higher than
59% of the 348 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.62 vs. RATE: 0.67 )
Ranked among companies with meaningful Equity to Asset only.
RATE' s Equity to Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.68 Max: 0.96
Current: 0.67
0.13
0.96
Interest Coverage 4.74
RATE's Interest Coverage is ranked lower than
85% of the 235 Companies
in the Global Internet Content & Information industry.

( Industry Median: 91.24 vs. RATE: 4.74 )
Ranked among companies with meaningful Interest Coverage only.
RATE' s Interest Coverage Range Over the Past 10 Years
Min: 0.35  Med: 2.25 Max: 9999.99
Current: 4.74
0.35
9999.99
F-Score: 7
Z-Score: 2.11
M-Score: -2.65
WACC vs ROIC
9.33%
3.32%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 13.50
RATE's Operating margin (%) is ranked higher than
70% of the 352 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.72 vs. RATE: 13.50 )
Ranked among companies with meaningful Operating margin (%) only.
RATE' s Operating margin (%) Range Over the Past 10 Years
Min: -30.81  Med: 13.17 Max: 28.92
Current: 13.5
-30.81
28.92
Net-margin (%) -3.60
RATE's Net-margin (%) is ranked lower than
70% of the 352 Companies
in the Global Internet Content & Information industry.

( Industry Median: 3.16 vs. RATE: -3.60 )
Ranked among companies with meaningful Net-margin (%) only.
RATE' s Net-margin (%) Range Over the Past 10 Years
Min: -32.72  Med: -0.84 Max: 20.98
Current: -3.6
-32.72
20.98
ROE (%) -1.64
RATE's ROE (%) is ranked lower than
68% of the 330 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.38 vs. RATE: -1.64 )
Ranked among companies with meaningful ROE (%) only.
RATE' s ROE (%) Range Over the Past 10 Years
Min: -15.08  Med: -0.37 Max: 10.35
Current: -1.64
-15.08
10.35
ROA (%) -1.08
RATE's ROA (%) is ranked lower than
65% of the 362 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.77 vs. RATE: -1.08 )
Ranked among companies with meaningful ROA (%) only.
RATE' s ROA (%) Range Over the Past 10 Years
Min: -8.81  Med: -0.26 Max: 9.9
Current: -1.08
-8.81
9.9
ROC (Joel Greenblatt) (%) 54.37
RATE's ROC (Joel Greenblatt) (%) is ranked higher than
56% of the 356 Companies
in the Global Internet Content & Information industry.

( Industry Median: 39.56 vs. RATE: 54.37 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
RATE' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -1011.64  Med: 170.84 Max: 307.63
Current: 54.37
-1011.64
307.63
Revenue Growth (3Y)(%) -6.30
RATE's Revenue Growth (3Y)(%) is ranked lower than
73% of the 237 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.90 vs. RATE: -6.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RATE' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.5  Med: 15.40 Max: 43.5
Current: -6.3
-23.5
43.5
EBITDA Growth (3Y)(%) 2.30
RATE's EBITDA Growth (3Y)(%) is ranked lower than
52% of the 180 Companies
in the Global Internet Content & Information industry.

( Industry Median: 4.00 vs. RATE: 2.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RATE' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -78.5  Med: 7.90 Max: 41.1
Current: 2.3
-78.5
41.1
EPS Growth (3Y)(%) -13.70
RATE's EPS Growth (3Y)(%) is ranked lower than
69% of the 159 Companies
in the Global Internet Content & Information industry.

( Industry Median: 6.70 vs. RATE: -13.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RATE' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -74.4  Med: -10.80 Max: 20.7
Current: -13.7
-74.4
20.7
» RATE's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-06-17)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

RATE Guru Trades in Q1 2015

Paul Tudor Jones 53,626 sh (New)
Columbia Wanger 9,507,600 sh (+33.76%)
Mariko Gordon 5,059,698 sh (+21.07%)
Chuck Royce 658,634 sh (+10.95%)
Jim Simons Sold Out
Steven Cohen 419,000 sh (-77.86%)
» More
Q2 2015

RATE Guru Trades in Q2 2015

Columbia Wanger 10,550,053 sh (+10.96%)
Chuck Royce 711,634 sh (+8.05%)
Steven Cohen 416,900 sh (-0.50%)
Mariko Gordon 3,321,964 sh (-34.34%)
Paul Tudor Jones 21,143 sh (-60.57%)
» More
Q3 2015

RATE Guru Trades in Q3 2015

Joel Greenblatt 207,777 sh (New)
Paul Tudor Jones 54,820 sh (+159.28%)
Chuck Royce 906,134 sh (+27.33%)
Steven Cohen 438,400 sh (+5.16%)
Columbia Wanger 11,007,061 sh (+4.33%)
Mariko Gordon Sold Out
» More
Q4 2015

RATE Guru Trades in Q4 2015

Jim Simons 399,300 sh (New)
Paul Tudor Jones 56,554 sh (+3.16%)
Chuck Royce 920,634 sh (+1.60%)
Steven Cohen Sold Out
Columbia Wanger 10,681,664 sh (-2.96%)
Joel Greenblatt 11,313 sh (-94.56%)
» More
» Details

Insider Trades

Latest Guru Trades with RATE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about Bankrate Inc

Columbia Wanger Sells 3 Stakes Divestitures bring total to 7 for 2016
Columbia Wanger (Trades, Portfolio) Asset Management sold out three stakes in its portfolio on March 31, making seven divestitures for the guru since the start of the year. Read more...

Ratios

vs
industry
vs
history
PE(NRI) 43.52
RATE's PE(NRI) is ranked lower than
66% of the 224 Companies
in the Global Internet Content & Information industry.

( Industry Median: 31.11 vs. RATE: 43.52 )
Ranked among companies with meaningful PE(NRI) only.
RATE' s PE(NRI) Range Over the Past 10 Years
Min: 24.53  Med: 64.63 Max: 910
Current: 43.52
24.53
910
Price/Owner Earnings (ttm) 13.72
RATE's Price/Owner Earnings (ttm) is ranked higher than
69% of the 118 Companies
in the Global Internet Content & Information industry.

( Industry Median: 23.38 vs. RATE: 13.72 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
RATE' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 11.14  Med: 24.81 Max: 514.5
Current: 13.72
11.14
514.5
P/B 1.15
RATE's P/B is ranked higher than
84% of the 329 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.91 vs. RATE: 1.15 )
Ranked among companies with meaningful P/B only.
RATE' s P/B Range Over the Past 10 Years
Min: 0.94  Med: 1.90 Max: 3.17
Current: 1.15
0.94
3.17
P/S 2.64
RATE's P/S is ranked lower than
58% of the 343 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.99 vs. RATE: 2.64 )
Ranked among companies with meaningful P/S only.
RATE' s P/S Range Over the Past 10 Years
Min: 2.1  Med: 3.68 Max: 7.03
Current: 2.64
2.1
7.03
PFCF 11.68
RATE's PFCF is ranked higher than
81% of the 113 Companies
in the Global Internet Content & Information industry.

( Industry Median: 25.31 vs. RATE: 11.68 )
Ranked among companies with meaningful PFCF only.
RATE' s PFCF Range Over the Past 10 Years
Min: 9.44  Med: 21.54 Max: 87.2
Current: 11.68
9.44
87.2
POCF 10.29
RATE's POCF is ranked higher than
75% of the 151 Companies
in the Global Internet Content & Information industry.

( Industry Median: 19.06 vs. RATE: 10.29 )
Ranked among companies with meaningful POCF only.
RATE' s POCF Range Over the Past 10 Years
Min: 8.34  Med: 18.50 Max: 67.7
Current: 10.29
8.34
67.7
EV-to-EBIT 19.01
RATE's EV-to-EBIT is ranked higher than
51% of the 222 Companies
in the Global Internet Content & Information industry.

( Industry Median: 20.05 vs. RATE: 19.01 )
Ranked among companies with meaningful EV-to-EBIT only.
RATE' s EV-to-EBIT Range Over the Past 10 Years
Min: -234.6  Med: 39.10 Max: 123.8
Current: 19.01
-234.6
123.8
EV-to-EBITDA 8.23
RATE's EV-to-EBITDA is ranked higher than
73% of the 246 Companies
in the Global Internet Content & Information industry.

( Industry Median: 15.76 vs. RATE: 8.23 )
Ranked among companies with meaningful EV-to-EBITDA only.
RATE' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.9  Med: 15.95 Max: 50.6
Current: 8.23
6.9
50.6
PEG 5.43
RATE's PEG is ranked lower than
79% of the 73 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.42 vs. RATE: 5.43 )
Ranked among companies with meaningful PEG only.
RATE' s PEG Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 0
Current: 5.43
Current Ratio 5.37
RATE's Current Ratio is ranked higher than
87% of the 348 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.08 vs. RATE: 5.37 )
Ranked among companies with meaningful Current Ratio only.
RATE' s Current Ratio Range Over the Past 10 Years
Min: 1.15  Med: 3.17 Max: 20.37
Current: 5.37
1.15
20.37
Quick Ratio 5.37
RATE's Quick Ratio is ranked higher than
87% of the 348 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.97 vs. RATE: 5.37 )
Ranked among companies with meaningful Quick Ratio only.
RATE' s Quick Ratio Range Over the Past 10 Years
Min: 1.15  Med: 3.17 Max: 20.37
Current: 5.37
1.15
20.37
Days Sales Outstanding 55.31
RATE's Days Sales Outstanding is ranked lower than
52% of the 287 Companies
in the Global Internet Content & Information industry.

( Industry Median: 52.02 vs. RATE: 55.31 )
Ranked among companies with meaningful Days Sales Outstanding only.
RATE' s Days Sales Outstanding Range Over the Past 10 Years
Min: 37.18  Med: 53.70 Max: 76.21
Current: 55.31
37.18
76.21
Days Payable 21.42
RATE's Days Payable is ranked lower than
83% of the 258 Companies
in the Global Internet Content & Information industry.

( Industry Median: 58.57 vs. RATE: 21.42 )
Ranked among companies with meaningful Days Payable only.
RATE' s Days Payable Range Over the Past 10 Years
Min: 2.6  Med: 19.52 Max: 49.47
Current: 21.42
2.6
49.47

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 0.80
RATE's Price/Projected FCF is ranked higher than
84% of the 131 Companies
in the Global Internet Content & Information industry.

( Industry Median: 1.86 vs. RATE: 0.80 )
Ranked among companies with meaningful Price/Projected FCF only.
RATE' s Price/Projected FCF Range Over the Past 10 Years
Min: 1.15  Med: 1.24 Max: 2.25
Current: 0.8
1.15
2.25
Price/Median PS Value 0.71
RATE's Price/Median PS Value is ranked higher than
68% of the 285 Companies
in the Global Internet Content & Information industry.

( Industry Median: 0.96 vs. RATE: 0.71 )
Ranked among companies with meaningful Price/Median PS Value only.
RATE' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.75  Med: 1.03 Max: 1.65
Current: 0.71
0.75
1.65
Price/Graham Number 6.35
RATE's Price/Graham Number is ranked lower than
99.99% of the 217 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.56 vs. RATE: 6.35 )
Ranked among companies with meaningful Price/Graham Number only.
RATE' s Price/Graham Number Range Over the Past 10 Years
Min: 8.81  Med: 12.68 Max: 48.49
Current: 6.35
8.81
48.49
Earnings Yield (Greenblatt) (%) 5.27
RATE's Earnings Yield (Greenblatt) (%) is ranked higher than
69% of the 340 Companies
in the Global Internet Content & Information industry.

( Industry Median: 2.40 vs. RATE: 5.27 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RATE' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.8  Med: 2.50 Max: 8.1
Current: 5.27
0.8
8.1
Forward Rate of Return (Yacktman) (%) -0.14
RATE's Forward Rate of Return (Yacktman) (%) is ranked lower than
76% of the 103 Companies
in the Global Internet Content & Information industry.

( Industry Median: 17.73 vs. RATE: -0.14 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RATE' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -16.7  Med: -0.60 Max: 43.1
Current: -0.14
-16.7
43.1

More Statistics

Revenue(Mil) $557
EPS $ -0.12
Beta1.40
Short Percentage of Float3.51%
52-Week Range $6.59 - 15.80
Shares Outstanding(Mil)97.33

Analyst Estimate

Dec17
Revenue(Mil)
EPS($) 0.80
EPS without NRI($) 0.80

Business Description

Industry: Online Media » Internet Content & Information
Compare:SZSE:300226, TSE:1435, NYSE:RENN, ROCO:8044, SZSE:002324, XTER:O1BC » details
Traded in other countries:7BK.Germany,
Bankrate Inc and its subsidiaries own and operate an Internet-based consumer banking and personal finance network. The Company is a publisher, aggregator and distributor of personal finance content on the Internet. It provides consumers with proprietary, fully researched, independent and objective personal finance editorial content across multiple vertical categories including mortgages, deposits, insurance, credit cards, and other categories, such as retirement, automobile loans, and taxes. Its flagship websites, Bankrate.com, CreditCards.com, insuranceQuotes.com and Caring.com are some of the Internet's aggregators of information on more than 300 financial products and services, including mortgages, deposits, credit cards, insurance, and other personal finance categories. Additionally, it provides financial applications and information to a network of distribution partners and through national and state publications. The Company operates the following business segments: Banking, Credit Cards, and Insurance. Banking offers information on rates for various types of mortgages, home lending and refinancing. It maintains current rate information for more than 600 local markets, covering all 50 U.S. states. Consumers can customize searches for mortgage rates by loan size, type, maturity, and location through its online portals. It also offers rate information and original editorial content on various deposit products, retirement, taxes and debt management. Credit Cards presents visitors a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools and calculators to estimate credit scores and card benefits. Insurance in conjunction with local agents and insurance carriers, it facilitates a consumer's ability to receive multiple competitive insurance quotes, provide advice and detailed descriptions of insurance terms and articles on topical subjects. It provides consumer inquiries in the banking, credit card, insurance and senior care verticals. Its customers include Capital One, Chase, Bank of America, Discover, Geico, State Farm, Synchrony Bank, Citibank and American Express. It competes for advertising revenues across the broad categories of personal finance content, online credit card marketplaces, and insurance and senior marketplaces, both in traditional media and online. There are many competitors in its market verticals. The Company is subject to government rules and regulations.
» More Articles for RATE

Headlines

Articles On GuruFocus.com
Columbia Wanger Sells 3 Stakes Apr 08 2016 
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LendingTree Climbs Despite Doubts of Business Aug 05 2015 
Tree.com – Significantly Overvalued Deteriorating Business, At Least 50% Downside Nov 19 2014 
A Wake-Up Call Sep 15 2014 
"The Amazon of Insurance" - A Short Story Jun 15 2014 
Weekly Guru Bargains Highlights: BIG, RATE, WCRX, BPT, MCP Dec 24 2012 
Weekly Guru Bargains Highlights: QSII, ARO, GRPN, RATE, SAN Oct 14 2012 
Weekly CFO Sells Highlight: ONNN, CVC, RATE, LPI, MCK Aug 20 2012 
Senior Vice President and CFO of Bankrate Inc. Edward J. Dimaria Sold 107,177 Shares Aug 14 2012 

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Bankrate, Inc. – Value Analysis (NYSE:RATE) : April 22, 2016 Apr 22 2016
Bankrate, Inc. breached its 50 day moving average in a Bearish Manner : RATE-US : April 21, 2016 Apr 21 2016
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Financial Security Hits Lowest Point in 19 Months Apr 19 2016
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Large position is bullish on Bankrate Apr 13 2016
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Bankrate: Mortgage Rates Continue to Fall Mar 31 2016
5 Best-Performing Real Estate Mutual Funds of Q1 2016 Mar 30 2016
Former Senior Bankrate Executive Joins Even Financial to Grow Partner Network Mar 29 2016
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