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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.26
RF's Cash to Debt is ranked higher than
76% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. RF: 1.26 )
RF' s 10-Year Cash to Debt Range
Min: 0.09   Max: 2.17
Current: 1.26

0.09
2.17
Equity to Asset 0.14
RF's Equity to Asset is ranked higher than
92% of the 1753 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. RF: 0.14 )
RF' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.15
Current: 0.14

0.07
0.15
Interest Coverage 4.13
RF's Interest Coverage is ranked higher than
88% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. RF: 4.13 )
RF' s 10-Year Interest Coverage Range
Min: 0.19   Max: 4.13
Current: 4.13

0.19
4.13
F-Score: 6
Z-Score: 0.15
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 30.88
RF's Operating margin (%) is ranked higher than
77% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.81 vs. RF: 30.88 )
RF' s 10-Year Operating margin (%) Range
Min: -85.79   Max: 39.99
Current: 30.88

-85.79
39.99
Net-margin (%) 21.86
RF's Net-margin (%) is ranked higher than
76% of the 1783 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.59 vs. RF: 21.86 )
RF' s 10-Year Net-margin (%) Range
Min: -80.91   Max: 26.77
Current: 21.86

-80.91
26.77
ROE (%) 7.14
RF's ROE (%) is ranked higher than
71% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. RF: 7.14 )
RF' s 10-Year ROE (%) Range
Min: -30.55   Max: 23.34
Current: 7.14

-30.55
23.34
ROA (%) 0.97
RF's ROA (%) is ranked higher than
81% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. RF: 0.97 )
RF' s 10-Year ROA (%) Range
Min: -3.9   Max: 1.95
Current: 0.97

-3.9
1.95
ROC (Joel Greenblatt) (%) 72.81
RF's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 1757 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. RF: 72.81 )
RF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -150.34   Max: 161.67
Current: 72.81

-150.34
161.67
Revenue Growth (%) -12.90
RF's Revenue Growth (%) is ranked higher than
55% of the 1555 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. RF: -12.90 )
RF' s 10-Year Revenue Growth (%) Range
Min: -23.8   Max: 20.7
Current: -12.9

-23.8
20.7
» RF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

RF Guru Trades in Q4 2013

George Soros 3,510,534 sh (New)
Paul Tudor Jones 101,922 sh (+73.34%)
Steven Cohen 81,499 sh (+41.62%)
David Dreman 14,219 sh (+30.23%)
Jeremy Grantham 754,267 sh (+19.06%)
Joel Greenblatt 40,814 sh (+6.61%)
Charles Brandes 530,236 sh (+3.21%)
HOTCHKIS & WILEY 11,228,500 sh (+2.5%)
Pioneer Investments 12,773,714 sh (+1.17%)
Richard Pzena 5,592,411 sh (+0.03%)
Brian Rogers 11,010,600 sh (unchged)
Ray Dalio Sold Out
Arnold Schneider 1,594,905 sh (-26.63%)
Caxton Associates 200,000 sh (-33.33%)
Jim Simons 3,806,064 sh (-36.93%)
» More
Q1 2014

RF Guru Trades in Q1 2014

John Burbank 11,896 sh (New)
Caxton Associates 721,200 sh (+260.6%)
David Dreman 25,165 sh (+76.98%)
Jim Simons 6,568,991 sh (+72.59%)
Pioneer Investments 13,585,018 sh (+6.35%)
Richard Pzena 5,770,361 sh (+3.18%)
HOTCHKIS & WILEY 11,271,200 sh (+0.38%)
George Soros Sold Out
Charles Brandes 529,580 sh (-0.12%)
Brian Rogers 10,510,600 sh (-4.54%)
Jeremy Grantham 547,397 sh (-27.43%)
Steven Cohen 54,420 sh (-33.23%)
Paul Tudor Jones 54,070 sh (-46.95%)
Joel Greenblatt 20,088 sh (-50.78%)
Arnold Schneider 702,003 sh (-55.98%)
» More
Q2 2014

RF Guru Trades in Q2 2014

Ken Fisher 903,781 sh (New)
George Soros 964,300 sh (New)
Louis Moore Bacon 2,400,000 sh (New)
David Dreman 40,649 sh (+61.53%)
Caxton Associates 971,200 sh (+34.66%)
HOTCHKIS & WILEY 14,414,500 sh (+27.89%)
Charles Brandes 676,104 sh (+27.67%)
Richard Pzena 6,266,836 sh (+8.6%)
Brian Rogers 10,510,600 sh (unchged)
John Burbank Sold Out
Pioneer Investments 13,274,090 sh (-2.29%)
Joel Greenblatt 17,982 sh (-10.48%)
Arnold Schneider 559,193 sh (-20.34%)
Paul Tudor Jones 41,900 sh (-22.51%)
Jeremy Grantham 284,100 sh (-48.1%)
Jim Simons 2,241,321 sh (-65.88%)
» More
Q3 2014

RF Guru Trades in Q3 2014

Brian Rogers 10,510,600 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with RF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Arnold Schneider 2014-06-30 Reduce -20.34%0.17%$9.88 - $11.25 $ 9.26-11%559193
HOTCHKIS & WILEY 2014-06-30 Add 27.89%0.12%$9.88 - $11.25 $ 9.26-11%14414500
George Soros 2014-06-30 New Buy0.08%$9.88 - $11.25 $ 9.26-11%964300
Ken Fisher 2014-06-30 New Buy0.02%$9.88 - $11.25 $ 9.26-11%903781
Charles Brandes 2014-06-30 Add 27.67%0.02%$9.88 - $11.25 $ 9.26-11%676104
David Dreman 2014-06-30 Add 61.53%0.01%$9.88 - $11.25 $ 9.26-11%40649
John Burbank 2014-06-30 Sold Out $9.88 - $11.25 $ 9.26-11%0
Arnold Schneider 2014-03-31 Reduce -55.98%0.78%$9.82 - $11.3 $ 9.26-12%702003
George Soros 2014-03-31 Sold Out 0.29%$9.82 - $11.3 $ 9.26-12%0
David Dreman 2014-03-31 Add 76.98%0.01%$9.82 - $11.3 $ 9.26-12%25165
Joel Greenblatt 2014-03-31 Reduce -50.78%$9.82 - $11.3 $ 9.26-12%20088
John Burbank 2014-03-31 New Buy$9.82 - $11.3 $ 9.26-12%11896
Arnold Schneider 2013-12-31 Reduce -26.63%0.48%$9.22 - $10.11 $ 9.26-4%1594905
George Soros 2013-12-31 New Buy0.29%$9.22 - $10.11 $ 9.26-4%3510534
Ray Dalio 2013-12-31 Sold Out 0.02%$9.22 - $10.11 $ 9.26-4%0
David Dreman 2013-12-31 Add 30.23%$9.22 - $10.11 $ 9.26-4%14219
Arnold Schneider 2013-09-30 Reduce -8.04%0.17%$9.07 - $10.42 $ 9.26-6%2173920
Andreas Halvorsen 2013-09-30 Sold Out 0.11%$9.07 - $10.42 $ 9.26-6%0
David Dreman 2013-09-30 Reduce -97.34%0.11%$9.07 - $10.42 $ 9.26-6%10918
Ray Dalio 2013-09-30 New Buy0.02%$9.07 - $10.42 $ 9.26-6%196296
Joel Greenblatt 2013-09-30 New Buy0.01%$9.07 - $10.42 $ 9.26-6%38282
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Regions Financial Corp

SymbolPriceYieldDescription
RFPRA0.006.39Deposit Shs Repr 1/40th Non Cum Perp Pfd Ser -A-
RFPRB0.002.37Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -B-

Ratios

vs
industry
vs
history
P/E(ttm) 11.80
RF's P/E(ttm) is ranked higher than
84% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.50 vs. RF: 11.80 )
RF' s 10-Year P/E(ttm) Range
Min: 5.88   Max: 87.56
Current: 11.8

5.88
87.56
P/B 0.79
RF's P/B is ranked higher than
87% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. RF: 0.79 )
RF' s 10-Year P/B Range
Min: 0.15   Max: 1.97
Current: 0.79

0.15
1.97
P/S 2.48
RF's P/S is ranked higher than
80% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. RF: 2.48 )
RF' s 10-Year P/S Range
Min: 0.29   Max: 3.86
Current: 2.48

0.29
3.86
PFCF 5.97
RF's PFCF is ranked higher than
91% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 98.89 vs. RF: 5.97 )
RF' s 10-Year PFCF Range
Min: 0.79   Max: 128.85
Current: 5.97

0.79
128.85
EV-to-EBIT 7.92
RF's EV-to-EBIT is ranked higher than
92% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.23 vs. RF: 7.92 )
RF' s 10-Year EV-to-EBIT Range
Min: 6.3   Max: 79.3
Current: 7.92

6.3
79.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.70
RF's Dividend Yield is ranked lower than
65% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. RF: 1.70 )
RF' s 10-Year Dividend Yield Range
Min: 0.44   Max: 33.8
Current: 1.7

0.44
33.8
Dividend Payout 0.18
RF's Dividend Payout is ranked higher than
86% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. RF: 0.18 )
RF' s 10-Year Dividend Payout Range
Min: 0.04   Max: 3.76
Current: 0.18

0.04
3.76
Dividend growth (3y) 35.70
RF's Dividend growth (3y) is ranked higher than
94% of the 1053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. RF: 35.70 )
RF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 35.7
Current: 35.7

0
35.7
Yield on cost (5-Year) 1.31
RF's Yield on cost (5-Year) is ranked lower than
74% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. RF: 1.31 )
RF' s 10-Year Yield on cost (5-Year) Range
Min: 0.34   Max: 26.02
Current: 1.31

0.34
26.02
Share Buyback Rate -4.70
RF's Share Buyback Rate is ranked higher than
66% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. RF: -4.70 )
RF' s 10-Year Share Buyback Rate Range
Min: 6.3   Max: -31.1
Current: -4.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.16
RF's Price/Tangible Book is ranked higher than
77% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. RF: 1.16 )
RF' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 4.29
Current: 1.16

0.4
4.29
Price/DCF (Projected) 0.30
RF's Price/DCF (Projected) is ranked higher than
93% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. RF: 0.30 )
RF' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 2.3
Current: 0.3

0.1
2.3
Price/Median PS Value 1.07
RF's Price/Median PS Value is ranked higher than
76% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. RF: 1.07 )
RF' s 10-Year Price/Median PS Value Range
Min: 0.18   Max: 3.31
Current: 1.07

0.18
3.31
Price/Graham Number 0.73
RF's Price/Graham Number is ranked higher than
86% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. RF: 0.73 )
RF' s 10-Year Price/Graham Number Range
Min: 0.37   Max: 2.1
Current: 0.73

0.37
2.1
Earnings Yield (Greenblatt) 12.60
RF's Earnings Yield (Greenblatt) is ranked higher than
90% of the 1692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. RF: 12.60 )
RF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 15.9
Current: 12.6

1.3
15.9
Forward Rate of Return (Yacktman) 26.08
RF's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. RF: 26.08 )
RF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.1   Max: 103.4
Current: 26.08

4.1
103.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:RN7.Germany
Regions Financial Corporation provides banking and bank-related services to individual and corporate customers through its subsidiaries.
» More Articles for RF

Headlines

Articles On GuruFocus.com
13 Large Cap Financials with High Potential to Boost Dividends Oct 10 2013 
Value Investor Arnold Schneider’s Top Five Sells in Second Quarter Aug 24 2013 
Bruce Berkowitz Biggest Dividend Stock Buys Jun 13 2013 
U.S. Housing Rebound Makes Wells Fargo a Choice Stock to Buy Now! Nov 30 2012 
comment on RF Nov 19 2012 
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comment on RF Oct 22 2012 
comment on RF Oct 08 2012 
Do You Average Down? Guru Strategy Series (I) Mar 20 2012 
Arnold Schneider Bought Selected Financials and Energy Stocks Last Quarter Dec 28 2011 

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[$$] Regions Profit Increases 11% Oct 21 2014
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Why Regions Financial (RF) Stock Is Gaining Today Oct 21 2014
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Q3 2014 Regions Financial Corp Earnings Release - Before Market Open Oct 21 2014
Regions Reports an Increase in Third Quarter Net Income and Total Revenue Oct 21 2014
Regions Financial tops 3Q profit forecasts Oct 21 2014
Regions Financial tops 3Q profit forecasts Oct 21 2014
6:08 am Regions Fincl beats by $0.01 Oct 21 2014
REGIONS FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Oct 21 2014
Regions Reports an Increase in Third Quarter Net Income and Total Revenue Oct 21 2014
What to Expect When Regions Financial (RF) Reports Third-Quarter Earnings Oct 20 2014
Will Regions (RF) Miss on Q3 Earnings This Season? Oct 20 2014
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Regions Declares Quarterly Cash Dividend on Common and Preferred Shares Oct 16 2014
Regions Declares Quarterly Cash Dividend on Common and Preferred Shares Oct 16 2014
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