Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.99
RF's Cash to Debt is ranked higher than
71% of the 1688 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. RF: 0.99 )
RF' s 10-Year Cash to Debt Range
Min: 0.13   Max: 1.59
Current: 0.99

0.13
1.59
Equity to Asset 0.14
RF's Equity to Asset is ranked higher than
88% of the 2260 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. RF: 0.14 )
RF' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.14
Current: 0.14

0.07
0.14
Interest Coverage 5.17
RF's Interest Coverage is ranked higher than
90% of the 2143 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. RF: 5.17 )
RF' s 10-Year Interest Coverage Range
Min: 0.19   Max: 5.17
Current: 5.17

0.19
5.17
F-Score: 6
Z-Score: 0.16
WACC vs ROIC
10.01%
6.80%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 29.14
RF's Operating margin (%) is ranked higher than
72% of the 2333 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.19 vs. RF: 29.14 )
RF' s 10-Year Operating margin (%) Range
Min: -85.79   Max: 39.99
Current: 29.14

-85.79
39.99
Net-margin (%) 20.85
RF's Net-margin (%) is ranked higher than
72% of the 2333 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.29 vs. RF: 20.85 )
RF' s 10-Year Net-margin (%) Range
Min: -80.91   Max: 26.77
Current: 20.85

-80.91
26.77
ROE (%) 6.34
RF's ROE (%) is ranked higher than
65% of the 2336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.96 vs. RF: 6.34 )
RF' s 10-Year ROE (%) Range
Min: -30.55   Max: 23.34
Current: 6.34

-30.55
23.34
ROA (%) 0.89
RF's ROA (%) is ranked higher than
75% of the 2341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. RF: 0.89 )
RF' s 10-Year ROA (%) Range
Min: -3.9   Max: 1.95
Current: 0.89

-3.9
1.95
ROC (Joel Greenblatt) (%) 68.28
RF's ROC (Joel Greenblatt) (%) is ranked higher than
71% of the 2305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 88.52 vs. RF: 68.28 )
RF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -150.34   Max: 342.29
Current: 68.28

-150.34
342.29
Revenue Growth (3Y)(%) -5.90
RF's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1994 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. RF: -5.90 )
RF' s 10-Year Revenue Growth (3Y)(%) Range
Min: -23.8   Max: 20.7
Current: -5.9

-23.8
20.7
EBITDA Growth (3Y)(%) 31.70
RF's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 1809 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. RF: 31.70 )
RF' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -8.1   Max: 31.7
Current: 31.7

-8.1
31.7
EPS Growth (3Y)(%) 74.00
RF's EPS Growth (3Y)(%) is ranked lower than
111% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. RF: 74.00 )
RF' s 10-Year EPS Growth (3Y)(%) Range
Min: -8.7   Max: 74
Current: 74

-8.7
74
» RF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

RF Guru Trades in Q2 2014

Louis Moore Bacon 2,400,000 sh (New)
Ken Fisher 903,781 sh (New)
George Soros 964,300 sh (New)
David Dreman 40,649 sh (+61.53%)
Caxton Associates 971,200 sh (+34.66%)
HOTCHKIS & WILEY 14,414,500 sh (+27.89%)
Charles Brandes 676,104 sh (+27.67%)
Richard Pzena 6,266,836 sh (+8.60%)
Brian Rogers 10,510,600 sh (unchged)
John Burbank Sold Out
Pioneer Investments 13,274,090 sh (-2.29%)
Joel Greenblatt 17,982 sh (-10.48%)
Arnold Schneider 559,193 sh (-20.34%)
Paul Tudor Jones 41,900 sh (-22.51%)
Jeremy Grantham 284,100 sh (-48.10%)
Jim Simons 2,241,321 sh (-65.88%)
» More
Q3 2014

RF Guru Trades in Q3 2014

Steven Cohen 1,266,200 sh (New)
Paul Tudor Jones 87,561 sh (+108.98%)
Jeremy Grantham 416,300 sh (+46.53%)
Arnold Schneider 630,070 sh (+12.67%)
Richard Pzena 7,006,620 sh (+11.80%)
Joel Greenblatt 19,813 sh (+10.18%)
Charles Brandes 738,228 sh (+9.19%)
Pioneer Investments 14,101,080 sh (unchged)
Brian Rogers 10,510,600 sh (unchged)
George Soros Sold Out
Ken Fisher 901,793 sh (-0.22%)
HOTCHKIS & WILEY 13,536,627 sh (-6.09%)
Jim Simons 2,069,521 sh (-7.67%)
David Dreman 29,919 sh (-26.40%)
Caxton Associates 679,800 sh (-30.00%)
Louis Moore Bacon 500,000 sh (-79.17%)
» More
Q4 2014

RF Guru Trades in Q4 2014

Ray Dalio 13,096 sh (New)
Richard Pzena 11,406,580 sh (+62.80%)
Jim Simons 3,008,424 sh (+45.37%)
Charles Brandes 798,763 sh (+8.20%)
David Dreman 30,985 sh (+3.56%)
Brian Rogers 10,510,600 sh (unchged)
Louis Moore Bacon Sold Out
Steven Cohen Sold Out
Ken Fisher 876,343 sh (-2.82%)
HOTCHKIS & WILEY 12,707,227 sh (-6.13%)
Joel Greenblatt 17,421 sh (-12.07%)
Arnold Schneider 542,870 sh (-13.84%)
Jeremy Grantham 352,500 sh (-15.33%)
Caxton Associates 462,900 sh (-31.91%)
Pioneer Investments 7,322,671 sh (-48.07%)
Paul Tudor Jones 18,675 sh (-78.67%)
» More
Q1 2015

RF Guru Trades in Q1 2015

Brian Rogers 10,510,600 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with RF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Regions Financial Corp

SymbolPriceYieldDescription
RFPRA24.856.31Deposit Shs Repr 1/40th Non Cum Perp Pfd Ser -A-
RFPRB26.305.32Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -B-

Ratios

vs
industry
vs
history
P/E(ttm) 11.70
RF's P/E(ttm) is ranked higher than
85% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.60 vs. RF: 11.70 )
RF' s 10-Year P/E(ttm) Range
Min: 5.88   Max: 87.56
Current: 11.7

5.88
87.56
Forward P/E 10.75
RF's Forward P/E is ranked higher than
85% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. RF: 10.75 )
N/A
PE(NRI) 11.70
RF's PE(NRI) is ranked higher than
87% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.30 vs. RF: 11.70 )
RF' s 10-Year PE(NRI) Range
Min: 5.89   Max: 37.5
Current: 11.7

5.89
37.5
P/B 0.80
RF's P/B is ranked higher than
88% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. RF: 0.80 )
RF' s 10-Year P/B Range
Min: 0.15   Max: 1.97
Current: 0.8

0.15
1.97
P/S 2.60
RF's P/S is ranked higher than
74% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.75 vs. RF: 2.60 )
RF' s 10-Year P/S Range
Min: 0.29   Max: 3.86
Current: 2.6

0.29
3.86
PFCF 7.30
RF's PFCF is ranked higher than
88% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. RF: 7.30 )
RF' s 10-Year PFCF Range
Min: 0.78   Max: 128.85
Current: 7.3

0.78
128.85
POCF 6.34
RF's POCF is ranked higher than
89% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 79.62 vs. RF: 6.34 )
RF' s 10-Year POCF Range
Min: 0.71   Max: 198
Current: 6.34

0.71
198
EV-to-EBIT 8.63
RF's EV-to-EBIT is ranked higher than
91% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.51 vs. RF: 8.63 )
RF' s 10-Year EV-to-EBIT Range
Min: -291.4   Max: 79.3
Current: 8.63

-291.4
79.3
Shiller P/E 234.60
RF's Shiller P/E is ranked higher than
74% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. RF: 234.60 )
RF' s 10-Year Shiller P/E Range
Min: 3.18   Max: 534
Current: 234.6

3.18
534
Days Sales Outstanding 22.27
RF's Days Sales Outstanding is ranked higher than
94% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. RF: 22.27 )
RF' s 10-Year Days Sales Outstanding Range
Min: 21.63   Max: 116.18
Current: 22.27

21.63
116.18

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.10
RF's Dividend Yield is ranked lower than
56% of the 2176 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.43 vs. RF: 2.10 )
RF' s 10-Year Dividend Yield Range
Min: 0.44   Max: 33.8
Current: 2.1

0.44
33.8
Dividend Payout 0.23
RF's Dividend Payout is ranked higher than
86% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. RF: 0.23 )
RF' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.83
Current: 0.23

0.06
0.83
Dividend growth (3y) 65.10
RF's Dividend growth (3y) is ranked higher than
97% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. RF: 65.10 )
RF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 65.1
Current: 65.1

0
65.1
Yield on cost (5-Year) 3.92
RF's Yield on cost (5-Year) is ranked higher than
68% of the 2185 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.75 vs. RF: 3.92 )
RF' s 10-Year Yield on cost (5-Year) Range
Min: 0.82   Max: 63.11
Current: 3.92

0.82
63.11
Share Buyback Rate -3.30
RF's Share Buyback Rate is ranked higher than
67% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. RF: -3.30 )
RF' s 10-Year Share Buyback Rate Range
Min: 6.3   Max: -31.1
Current: -3.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
RF's Price/Tangible Book is ranked higher than
79% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. RF: 1.20 )
RF' s 10-Year Price/Tangible Book Range
Min: 0.71   Max: 4.05
Current: 1.2

0.71
4.05
Price/DCF (Projected) 0.30
RF's Price/DCF (Projected) is ranked higher than
95% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. RF: 0.30 )
RF' s 10-Year Price/DCF (Projected) Range
Min: 0.13   Max: 1.94
Current: 0.3

0.13
1.94
Price/Median PS Value 1.10
RF's Price/Median PS Value is ranked higher than
81% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. RF: 1.10 )
RF' s 10-Year Price/Median PS Value Range
Min: 0.29   Max: 2.7
Current: 1.1

0.29
2.7
Price/Graham Number 0.80
RF's Price/Graham Number is ranked higher than
87% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. RF: 0.80 )
RF' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 1.92
Current: 0.8

0.61
1.92
Earnings Yield (Greenblatt) 11.50
RF's Earnings Yield (Greenblatt) is ranked higher than
88% of the 2321 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. RF: 11.50 )
RF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 15.9
Current: 11.5

1.3
15.9
Forward Rate of Return (Yacktman) 27.56
RF's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.15 vs. RF: 27.56 )
RF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2   Max: 117
Current: 27.56

2
117

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:RN7.Germany,
Regions Financial Corp was formed in 1971 as First Alabama Bancshares Inc., Alabama's first multibank holding Company. The Company provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of asset management, wealth management, securities brokerage, insurance, trust services, and other specialty financing. It operates in the South, Midwest and Texas. It conducts its banking operations through Regions Bank, an Alabama state-chartered commercial bank that is a member of the Federal Reserve System. At December 31, 2014, the Company operated 1,997 ATMs and 1,666 banking offices in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia. The Company operates from three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment represents the Company's commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. This segment also includes equipment lease financing. Corporate Bank customers include corporate, middle market, and commercial real estate developers and investors. Corresponding deposit products related to these types of customers are also included in this segment. The Consumer Bank segment represents the Company's branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships. These services are also provided through alternative channels such as the internet and telephone banking. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities solutions to help protect, grow and transfer wealth. Offerings include credit related products, trust and investment management, asset management, retirement and savings solutions, estate planning and personal and commercial insurance products.
» More Articles for RF

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: Regions Financial Corp, Southwest Bancorp Inc, AZZ Inc. Feb 01 2015 
The Challenges and Opportunities Facing Regions Financial Nov 14 2014 
13 Large Cap Financials with High Potential to Boost Dividends Oct 10 2013 
Value Investor Arnold Schneider’s Top Five Sells in Second Quarter Aug 24 2013 
Bruce Berkowitz Biggest Dividend Stock Buys Jun 13 2013 
U.S. Housing Rebound Makes Wells Fargo a Choice Stock to Buy Now! Nov 30 2012 
comment on RF Nov 19 2012 
comment on RF Oct 29 2012 
comment on RF Oct 22 2012 
comment on RF Oct 08 2012 


More From Other Websites
The Zacks Analyst Blog Highlights: SunTrust Banks, BB&T, Comerica, Regions Financial and Fifth Third... Apr 27 2015
Regions’ Wealth Management Business Posts Strong Growth in 1Q15 Apr 24 2015
Regions Financial’s Net Income Declines in 1Q15 Apr 24 2015
Passion & Commitment: Regions Financial Social Responsibility Report Reflects Company's Commitment... Apr 24 2015
Passion & Commitment: Regions Financial Social Responsibility Report Reflects Company’s Commitment... Apr 24 2015
REGIONS FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Apr 23 2015
Regions Financial Corporation Increases Quarterly Common Stock Dividend to $0.06 Per Share and... Apr 23 2015
Regions Financial Corporation Increases Quarterly Common Stock Dividend to $0.06 Per Share and... Apr 23 2015
Loan outlook, headcount changes and other key takeaways from Regions' 1Q earnings call Apr 23 2015
Regions Stockholders Elect 12 Directors at Annual Meeting Apr 23 2015
Regions Stockholders Elect 12 Directors at Annual Meeting Apr 23 2015
Synovus Financial Gains on Q1 Earnings Beat, Profits Up - Analyst Blog Apr 22 2015
Regions Fincl downgraded by RBC Capital Mkts Apr 22 2015
Regions Financial (RF) Earnings Report: Q1 20145 Conference Call Transcript Apr 21 2015
Regions Financial (RF) Stock Rises on Mixed Financial Results Apr 21 2015
Regions Financial (RF) Q1 Earnings Miss on High Provisions - Analyst Blog Apr 21 2015
Pisani's market open: Heathcare stocks lead Apr 21 2015
Early movers: DD, UTX, TRV, UA, HOG, VZ & more Apr 21 2015
Regions Financial Profit Slumps Apr 21 2015
Q1 2015 Regions Financial Corp Earnings Release - Before Market Open Apr 21 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK