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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.39
RNST's Cash to Debt is ranked lower than
75% of the 1134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.18 vs. RNST: 0.39 )
Ranked among companies with meaningful Cash to Debt only.
RNST' s Cash to Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.86 Max: 4.84
Current: 0.39
0.11
4.84
Equity to Asset 0.13
RNST's Equity to Asset is ranked higher than
76% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. RNST: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
RNST' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.10 Max: 0.13
Current: 0.13
0.09
0.13
Interest Coverage 4.98
RNST's Interest Coverage is ranked higher than
82% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. RNST: 4.98 )
Ranked among companies with meaningful Interest Coverage only.
RNST' s Interest Coverage Range Over the Past 10 Years
Min: 0.34  Med: 0.81 Max: 4.6
Current: 4.98
0.34
4.6
F-Score: 6
M-Score: -1.81
WACC vs ROIC
8.14%
6.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 28.80
RNST's Operating margin (%) is ranked lower than
55% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.11 vs. RNST: 28.80 )
Ranked among companies with meaningful Operating margin (%) only.
RNST' s Operating margin (%) Range Over the Past 10 Years
Min: 15.53  Med: 21.62 Max: 30.52
Current: 28.8
15.53
30.52
Net-margin (%) 19.39
RNST's Net-margin (%) is ranked lower than
61% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.40 vs. RNST: 19.39 )
Ranked among companies with meaningful Net-margin (%) only.
RNST' s Net-margin (%) Range Over the Past 10 Years
Min: 11.79  Med: 15.24 Max: 21.04
Current: 19.39
11.79
21.04
ROE (%) 8.19
RNST's ROE (%) is ranked higher than
50% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.20 vs. RNST: 8.19 )
Ranked among companies with meaningful ROE (%) only.
RNST' s ROE (%) Range Over the Past 10 Years
Min: 4.57  Med: 6.61 Max: 11.11
Current: 8.19
4.57
11.11
ROA (%) 1.06
RNST's ROA (%) is ranked higher than
63% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. RNST: 1.06 )
Ranked among companies with meaningful ROA (%) only.
RNST' s ROA (%) Range Over the Past 10 Years
Min: 0.5  Med: 0.74 Max: 1.08
Current: 1.06
0.5
1.08
Revenue Growth (3Y)(%) 6.30
RNST's Revenue Growth (3Y)(%) is ranked higher than
68% of the 1336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. RNST: 6.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RNST' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -3.3  Med: 5.30 Max: 11.5
Current: 6.3
-3.3
11.5
EBITDA Growth (3Y)(%) 21.30
RNST's EBITDA Growth (3Y)(%) is ranked higher than
81% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. RNST: 21.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RNST' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -17.8  Med: 3.70 Max: 23.6
Current: 21.3
-17.8
23.6
EPS Growth (3Y)(%) 21.00
RNST's EPS Growth (3Y)(%) is ranked higher than
79% of the 1211 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. RNST: 21.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RNST' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -20.2  Med: 5.40 Max: 22.6
Current: 21
-20.2
22.6
» RNST's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

RNST Guru Trades in Q2 2015

RS Investment Management 264,966 sh (New)
Jim Simons 474,336 sh (-8.75%)
» More
Q3 2015

RNST Guru Trades in Q3 2015

Ken Fisher 89,708 sh (New)
RS Investment Management 623,480 sh (+135.31%)
Jim Simons 673,849 sh (+42.06%)
» More
Q4 2015

RNST Guru Trades in Q4 2015

Ken Fisher 107,492 sh (+19.82%)
RS Investment Management 738,434 sh (+18.44%)
Jim Simons 747,539 sh (+10.94%)
» More
Q1 2016

RNST Guru Trades in Q1 2016

Jim Simons 815,339 sh (+9.07%)
Ken Fisher 107,492 sh (unchged)
RS Investment Management 537,989 sh (-27.14%)
» More
» Details

Insider Trades

Latest Guru Trades with RNST

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:LTXB, AMEX:PRK, NAS:SFBS, NAS:INDB, NAS:FFBC, NAS:SFNC, NAS:TLMR, NYSE:YDKN, NAS:UCBI, NAS:CBF, NYSE:FCB, NAS:BANR, NAS:FIBK, NAS:NBTB, NAS:BBCN, NAS:ONB, NAS:WABC, NAS:FMBI, NAS:WSBC, NAS:UBSH » details
Traded in other countries:RN6.Germany,
Renasant Corp owns and operates Renasant Bank, a Mississippi banking association with operations in Mississippi, Tennessee, Alabama and Georgia. It provides banking & insurnace services.

Renasant Corp is a Mississippi corporation incorporated in 1982. It owns and operates Renasant Bank, a Mississippi banking association with operations in Mississippi, Tennessee, Alabama and Georgia. The Company has three reportable segments: a Community Banks segment, an Insurance segment and a Wealth Management segment. Substantially all of its business activities are conducted through, the operations of its community banks, which offer a banking and financial services to individuals and to small to medium-size businesses. These services include checking and savings accounts, business and personal loans, interim construction loans, equipment leasing, as well as safe deposit and night depository facilities. Automated teller machines are located throughout its market area. Its Online and Mobile Banking products and its call center also provides 24-hour banking services. Accounts receivable financing is also available to qualified businesses. As of February 28, 2014, it had 115 banking and financial services offices located throughout its markets in north and north central Mississippi, Tennessee, north and central Alabama and north Georgia. Through the Wealth Management segment, it offers a wide variety of fiduciary services and administer (as trustee or in other fiduciary or representative capacities) qualified retirement plans, profit sharing and other employee benefit plans, personal trusts and estates. In addition, the Wealth Management segment offers annuities, mutual funds and other investment services through a third party broker-dealer. Wealth Management operations are headquartered in Tupelo, Mississippi, and Birmingham, Alabama, but its products and services are available to customers in all of its markets through its community banks. Its insurance segment offers all lines of commercial and personal insurance through carriers. The Company competes with state, regional and national banks in all of its service areas, as well as savings and loan associations, credit unions, finance companies, mortgage companies, insurance companies, brokerage firms and investment companies. The Company is subject to supervision, regulation and examination by the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history
P/E(ttm) 16.14
RNST's P/E(ttm) is ranked lower than
69% of the 1682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.67 vs. RNST: 16.14 )
Ranked among companies with meaningful P/E(ttm) only.
RNST' s P/E(ttm) Range Over the Past 10 Years
Min: 8.11  Med: 15.92 Max: 26.78
Current: 16.14
8.11
26.78
Forward P/E 8.90
RNST's Forward P/E is ranked higher than
77% of the 443 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. RNST: 8.90 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.14
RNST's PE(NRI) is ranked lower than
69% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.86 vs. RNST: 16.14 )
Ranked among companies with meaningful PE(NRI) only.
RNST' s PE(NRI) Range Over the Past 10 Years
Min: 8.11  Med: 15.92 Max: 26.78
Current: 16.14
8.11
26.78
Price/Owner Earnings (ttm) 12.28
RNST's Price/Owner Earnings (ttm) is ranked higher than
51% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. RNST: 12.28 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
RNST' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 8.76  Med: 17.88 Max: 38.64
Current: 12.28
8.76
38.64
P/B 1.23
RNST's P/B is ranked lower than
64% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. RNST: 1.23 )
Ranked among companies with meaningful P/B only.
RNST' s P/B Range Over the Past 10 Years
Min: 0.44  Med: 1.17 Max: 1.98
Current: 1.23
0.44
1.98
P/S 3.01
RNST's P/S is ranked lower than
54% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. RNST: 3.01 )
Ranked among companies with meaningful P/S only.
RNST' s P/S Range Over the Past 10 Years
Min: 1.09  Med: 2.77 Max: 7.39
Current: 3.01
1.09
7.39
PFCF 4.42
RNST's PFCF is ranked higher than
71% of the 918 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.16 vs. RNST: 4.42 )
Ranked among companies with meaningful PFCF only.
RNST' s PFCF Range Over the Past 10 Years
Min: 2.14  Med: 6.08 Max: 200.12
Current: 4.42
2.14
200.12
POCF 4.09
RNST's POCF is ranked higher than
70% of the 1025 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.89 vs. RNST: 4.09 )
Ranked among companies with meaningful POCF only.
RNST' s POCF Range Over the Past 10 Years
Min: 2.03  Med: 5.88 Max: 32.03
Current: 4.09
2.03
32.03
EV-to-EBIT 15.61
RNST's EV-to-EBIT is ranked lower than
63% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. RNST: 15.61 )
Ranked among companies with meaningful EV-to-EBIT only.
RNST' s EV-to-EBIT Range Over the Past 10 Years
Min: 5.8  Med: 16.00 Max: 56.6
Current: 15.61
5.8
56.6
EV-to-EBITDA 15.24
RNST's EV-to-EBITDA is ranked lower than
65% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.75 vs. RNST: 15.24 )
Ranked among companies with meaningful EV-to-EBITDA only.
RNST' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.6  Med: 15.40 Max: 48.7
Current: 15.24
5.6
48.7
PEG 1.92
RNST's PEG is ranked lower than
69% of the 731 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. RNST: 1.92 )
Ranked among companies with meaningful PEG only.
RNST' s PEG Range Over the Past 10 Years
Min: 0.72  Med: 2.00 Max: 36.78
Current: 1.92
0.72
36.78
Shiller P/E 21.44
RNST's Shiller P/E is ranked lower than
67% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.16 vs. RNST: 21.44 )
Ranked among companies with meaningful Shiller P/E only.
RNST' s Shiller P/E Range Over the Past 10 Years
Min: 5.7  Med: 14.28 Max: 25.16
Current: 21.44
5.7
25.16

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.14
RNST's Dividend Yield is ranked lower than
69% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. RNST: 2.14 )
Ranked among companies with meaningful Dividend Yield only.
RNST' s Dividend Yield Range Over the Past 10 Years
Min: 1.84  Med: 2.99 Max: 8.06
Current: 2.14
1.84
8.06
Dividend Payout 0.35
RNST's Dividend Payout is ranked higher than
81% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. RNST: 0.35 )
Ranked among companies with meaningful Dividend Payout only.
RNST' s Dividend Payout Range Over the Past 10 Years
Min: 0.21  Med: 0.40 Max: 17
Current: 0.35
0.21
17
Forward Dividend Yield 2.23
RNST's Forward Dividend Yield is ranked lower than
72% of the 2109 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. RNST: 2.23 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.15
RNST's Yield on cost (5-Year) is ranked lower than
72% of the 2505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.58 vs. RNST: 2.15 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RNST' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.84  Med: 2.99 Max: 8.06
Current: 2.15
1.84
8.06
3-Year Average Share Buyback Ratio -17.00
RNST's 3-Year Average Share Buyback Ratio is ranked lower than
85% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. RNST: -17.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RNST' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -17  Med: -6.30 Max: 3.5
Current: -17
-17
3.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.17
RNST's Price/Tangible Book is ranked lower than
86% of the 1747 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. RNST: 2.17 )
Ranked among companies with meaningful Price/Tangible Book only.
RNST' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.89  Med: 1.79 Max: 3.08
Current: 2.17
0.89
3.08
Price/Projected FCF 0.52
RNST's Price/Projected FCF is ranked higher than
65% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. RNST: 0.52 )
Ranked among companies with meaningful Price/Projected FCF only.
RNST' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.60 Max: 1.14
Current: 0.52
0.32
1.14
Price/Median PS Value 1.09
RNST's Price/Median PS Value is ranked lower than
65% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. RNST: 1.09 )
Ranked among companies with meaningful Price/Median PS Value only.
RNST' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.58  Med: 1.08 Max: 2.39
Current: 1.09
0.58
2.39
Price/Peter Lynch Fair Value 0.95
RNST's Price/Peter Lynch Fair Value is ranked lower than
53% of the 434 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. RNST: 0.95 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
RNST' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.75  Med: 1.36 Max: 3.32
Current: 0.95
0.75
3.32
Price/Graham Number 1.25
RNST's Price/Graham Number is ranked lower than
82% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. RNST: 1.25 )
Ranked among companies with meaningful Price/Graham Number only.
RNST' s Price/Graham Number Range Over the Past 10 Years
Min: 0.63  Med: 1.13 Max: 1.76
Current: 1.25
0.63
1.76
Earnings Yield (Greenblatt) (%) 6.37
RNST's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 1803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. RNST: 6.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RNST' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.8  Med: 6.20 Max: 17.1
Current: 6.37
1.8
17.1
Forward Rate of Return (Yacktman) (%) 32.68
RNST's Forward Rate of Return (Yacktman) (%) is ranked higher than
83% of the 844 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.22 vs. RNST: 32.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RNST' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 3.2  Med: 14.20 Max: 36.1
Current: 32.68
3.2
36.1

More Statistics

Revenue (TTM) (Mil) $420.4
EPS (TTM) $ 1.99
Beta1.04
Short Percentage of Float4.12%
52-Week Range $29.49 - 37.28
Shares Outstanding (Mil)42.06

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 3.62 4.03
EPS w/o NRI ($) 3.62 4.03
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.71 0.72
» More Articles for NAS:RNST

Headlines

Articles On GuruFocus.com
The Highest Dividends at March 12, 2012 Mar 09 2012 
Renasant Corp. Reports Operating Results (10-Q) Nov 09 2010 
Renasant Corp. Reports Operating Results (10-Q) May 10 2010 
Renasant Corp. Reports Operating Results (10-Q) Aug 10 2009 
Renasant Corp. Reports Operating Results (10-Q) May 11 2009 

More From Other Websites
RENASANT CORP Files SEC form 8-K, Change in Directors or Principal Officers Jul 22 2016
Renasant Corp. :RNST-US: Earnings Analysis: Q2, 2016 By the Numbers : July 21, 2016 Jul 21 2016
Edited Transcript of RNST earnings conference call or presentation 20-Jul-16 2:00pm GMT Jul 20 2016
Earnings Wrap-up: Renasant, RLI Corp., WesBanco, More Jul 20 2016
Renasant beats Street 2Q forecasts Jul 19 2016
Renasant beats Street 2Q forecasts Jul 19 2016
RENASANT CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 19 2016
Renasant Corporation Announces Record $22.9 Million In 2016 Second Quarter Earnings Jul 19 2016
Q2 2016 Renasant Corp Earnings Release - After Market Close Jul 19 2016
Southeast Bank Stocks Q2 Earnings on July 19: SNV, RF & More Jul 18 2016
Renasant Corp. breached its 50 day moving average in a Bullish Manner : RNST-US : July 12, 2016 Jul 12 2016
Renasant Announces 2016 Second Quarter Earnings Webcast and Conference Call Information Jul 11 2016
Renasant Announces 2016 Second Quarter Earnings Webcast and Conference Call Information Jul 11 2016
5 Bank Stocks You Don't Want to Buy After Brexit Jul 02 2016
Renasant Corp. breached its 50 day moving average in a Bearish Manner : RNST-US : June 27, 2016 Jun 27 2016
Renasant Corp. breached its 50 day moving average in a Bearish Manner : RNST-US : June 14, 2016 Jun 14 2016
Renasant invests in future of Mississippi's software development workforce Jun 01 2016
Renasant invests in future of Mississippi's software development workforce Jun 01 2016
RENASANT CORP Financials May 19 2016
ETF’s with exposure to Renasant Corp. : May 18, 2016 May 17 2016

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