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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.85
SLF's Cash to Debt is ranked lower than
80% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1984.20 vs. SLF: 0.85 )
Ranked among companies with meaningful Cash to Debt only.
SLF' s 10-Year Cash to Debt Range
Min: 0.56  Med: 1.20 Max: N/A
Current: 0.85
Equity to Asset 0.08
SLF's Equity to Asset is ranked lower than
83% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.23 vs. SLF: 0.08 )
Ranked among companies with meaningful Equity to Asset only.
SLF' s 10-Year Equity to Asset Range
Min: 0.07  Med: 0.13 Max: 0.16
Current: 0.08
0.07
0.16
Interest Coverage 7.06
SLF's Interest Coverage is ranked lower than
81% of the 108 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 651.33 vs. SLF: 7.06 )
Ranked among companies with meaningful Interest Coverage only.
SLF' s 10-Year Interest Coverage Range
Min: 0.24  Med: 5.67 Max: 9.9
Current: 7.06
0.24
9.9
F-Score: 5
WACC vs ROIC
4.31%
11.12%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 8.94
SLF's Operating margin (%) is ranked lower than
57% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.94 vs. SLF: 8.94 )
Ranked among companies with meaningful Operating margin (%) only.
SLF' s 10-Year Operating margin (%) Range
Min: 0.34  Med: 9.21 Max: 15.08
Current: 8.94
0.34
15.08
Net-margin (%) 7.17
SLF's Net-margin (%) is ranked lower than
51% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.44 vs. SLF: 7.17 )
Ranked among companies with meaningful Net-margin (%) only.
SLF' s 10-Year Net-margin (%) Range
Min: -1.36  Med: 7.05 Max: 10.8
Current: 7.17
-1.36
10.8
ROE (%) 9.72
SLF's ROE (%) is ranked higher than
54% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.47 vs. SLF: 9.72 )
Ranked among companies with meaningful ROE (%) only.
SLF' s 10-Year ROE (%) Range
Min: -2.34  Med: 8.55 Max: 12.9
Current: 9.72
-2.34
12.9
ROA (%) 0.87
SLF's ROA (%) is ranked lower than
68% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.00 vs. SLF: 0.87 )
Ranked among companies with meaningful ROA (%) only.
SLF' s 10-Year ROA (%) Range
Min: -0.13  Med: 0.83 Max: 1.97
Current: 0.87
-0.13
1.97
ROC (Joel Greenblatt) (%) 433.41
SLF's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 125 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 229.23 vs. SLF: 433.41 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SLF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 27.12  Med: 257.57 Max: 724.73
Current: 433.41
27.12
724.73
Revenue Growth (3Y)(%) 6.80
SLF's Revenue Growth (3Y)(%) is ranked higher than
53% of the 105 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.30 vs. SLF: 6.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SLF' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 4.00 Max: 12.7
Current: 6.8
0
12.7
EBITDA Growth (3Y)(%) 62.80
SLF's EBITDA Growth (3Y)(%) is ranked higher than
93% of the 86 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.90 vs. SLF: 62.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SLF' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -3.35 Max: 77
Current: 62.8
0
77
EPS Growth (3Y)(%) 94.30
SLF's EPS Growth (3Y)(%) is ranked higher than
95% of the 81 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.00 vs. SLF: 94.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SLF' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 2.80 Max: 94.3
Current: 94.3
0
94.3
» SLF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

SLF Guru Trades in Q3 2014

Jeremy Grantham 16,900 sh (unchged)
Brian Rogers 3,315,000 sh (unchged)
David Dreman 724 sh (-7.89%)
Jim Simons 13,600 sh (-93.15%)
» More
Q4 2014

SLF Guru Trades in Q4 2014

Jim Simons 410,000 sh (+2914.71%)
Brian Rogers 3,315,000 sh (unchged)
Jeremy Grantham Sold Out
David Dreman 570 sh (-21.27%)
» More
Q1 2015

SLF Guru Trades in Q1 2015

Joel Greenblatt 7,122 sh (New)
David Dreman 570 sh (unchged)
Brian Rogers 3,315,000 sh (unchged)
Jim Simons 138,600 sh (-66.20%)
» More
Q2 2015

SLF Guru Trades in Q2 2015

Brian Rogers 3,315,000 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with SLF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Sun Life Financial Inc

SymbolPriceYieldDescription
SLF.PR.G.Canada16.584.99Sun Life Financial --- Non Cum Pfd Shs -A- Series -8R-
SLF.PR.F.Canada25.006.00Class A Non-Cumulative 5-Year Rate Reset Preferred Shares, Series 6R, at $25 per share yielding 6.00
SLF.PR.D.Canada22.035.014.45 % Non Cum Pfd Shs -A- Series 4
SLF.PR.A.Canada23.265.11Non-Cum.Red.Pfd Shs -A- Series 1
SLF.PR.H.Canada19.534.95
SLF.PR.I.Canada23.104.53
SLF.PR.E.Canada22.265.014 1/2 % Non Cum Pfd Shs -A- Series 5
SLF.PR.B.Canada23.405.134.8 % Non-Cum Pfd Shs -A- Series -2
SLF.PR.C.Canada22.154.994.45% non-cumulative Class A Preferred Share Series 3
SLFYF17.935.55Non-Cum.Red.Pfd Shs -A- Series 1
SLF.PR.J.Canada16.490.00Non Cum Pfd Shs -A

Ratios

vs
industry
vs
history
P/E(ttm) 14.28
SLF's P/E(ttm) is ranked lower than
56% of the 114 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. SLF: 14.28 )
Ranked among companies with meaningful P/E(ttm) only.
SLF' s 10-Year P/E(ttm) Range
Min: 8.61  Med: 14.30 Max: 579.41
Current: 14.28
8.61
579.41
Forward P/E 11.43
SLF's Forward P/E is ranked lower than
57% of the 46 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.79 vs. SLF: 11.43 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 14.20
SLF's PE(NRI) is ranked lower than
54% of the 114 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. SLF: 14.20 )
Ranked among companies with meaningful PE(NRI) only.
SLF' s 10-Year PE(NRI) Range
Min: 8.8  Med: 14.11 Max: 492.5
Current: 14.2
8.8
492.5
P/B 1.28
SLF's P/B is ranked lower than
57% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.15 vs. SLF: 1.28 )
Ranked among companies with meaningful P/B only.
SLF' s 10-Year P/B Range
Min: 0.56  Med: 1.32 Max: 1.87
Current: 1.28
0.56
1.87
P/S 0.96
SLF's P/S is ranked higher than
53% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.05 vs. SLF: 0.96 )
Ranked among companies with meaningful P/S only.
SLF' s 10-Year P/S Range
Min: 0.52  Med: 1.05 Max: 1.77
Current: 0.96
0.52
1.77
PFCF 10.22
SLF's PFCF is ranked lower than
53% of the 75 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.26 vs. SLF: 10.22 )
Ranked among companies with meaningful PFCF only.
SLF' s 10-Year PFCF Range
Min: 4.37  Med: 15.24 Max: 65.67
Current: 10.22
4.37
65.67
POCF 10.19
SLF's POCF is ranked lower than
57% of the 98 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.33 vs. SLF: 10.19 )
Ranked among companies with meaningful POCF only.
SLF' s 10-Year POCF Range
Min: 3.92  Med: 9.94 Max: 38.33
Current: 10.19
3.92
38.33
EV-to-EBIT 9.16
SLF's EV-to-EBIT is ranked lower than
61% of the 108 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.95 vs. SLF: 9.16 )
Ranked among companies with meaningful EV-to-EBIT only.
SLF' s 10-Year EV-to-EBIT Range
Min: -460.8  Med: 11.30 Max: 177
Current: 9.16
-460.8
177
PEG 0.49
SLF's PEG is ranked higher than
72% of the 47 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.04 vs. SLF: 0.49 )
Ranked among companies with meaningful PEG only.
SLF' s 10-Year PEG Range
Min: 0.36  Med: 0.74 Max: 8.95
Current: 0.49
0.36
8.95
Shiller P/E 22.34
SLF's Shiller P/E is ranked lower than
71% of the 55 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.10 vs. SLF: 22.34 )
Ranked among companies with meaningful Shiller P/E only.
SLF' s 10-Year Shiller P/E Range
Min: 5.52  Med: 15.71 Max: 30.9
Current: 22.34
5.52
30.9
Days Sales Outstanding 18.70
SLF's Days Sales Outstanding is ranked higher than
90% of the 21 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 49.58 vs. SLF: 18.70 )
Ranked among companies with meaningful Days Sales Outstanding only.
SLF' s 10-Year Days Sales Outstanding Range
Min: 12.95  Med: 19.49 Max: 40.86
Current: 18.7
12.95
40.86

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.84
SLF's Dividend Yield is ranked lower than
51% of the 222 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.93 vs. SLF: 3.84 )
Ranked among companies with meaningful Dividend Yield only.
SLF' s 10-Year Dividend Yield Range
Min: 1.99  Med: 3.84 Max: 9.18
Current: 3.84
1.99
9.18
Dividend Payout 0.49
SLF's Dividend Payout is ranked lower than
56% of the 111 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.42 vs. SLF: 0.49 )
Ranked among companies with meaningful Dividend Payout only.
SLF' s 10-Year Dividend Payout Range
Min: 0.17  Med: 0.35 Max: 2.77
Current: 0.49
0.17
2.77
Yield on cost (5-Year) 3.89
SLF's Yield on cost (5-Year) is ranked lower than
53% of the 218 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.01 vs. SLF: 3.89 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SLF' s 10-Year Yield on cost (5-Year) Range
Min: 1.99  Med: 3.84 Max: 9.18
Current: 3.89
1.99
9.18
Share Buyback Rate -2.20
SLF's Share Buyback Rate is ranked lower than
62% of the 61 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.30 vs. SLF: -2.20 )
Ranked among companies with meaningful Share Buyback Rate only.
SLF' s 10-Year Share Buyback Rate Range
Min: 0  Med: -0.65 Max: -13
Current: -2.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.65
SLF's Price/Tangible Book is ranked lower than
64% of the 130 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.34 vs. SLF: 1.65 )
Ranked among companies with meaningful Price/Tangible Book only.
SLF' s 10-Year Price/Tangible Book Range
Min: 1.08  Med: 2.07 Max: 3.1
Current: 1.65
1.08
3.1
Price/Projected FCF 0.95
SLF's Price/Projected FCF is ranked lower than
66% of the 53 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.78 vs. SLF: 0.95 )
Ranked among companies with meaningful Price/Projected FCF only.
SLF' s 10-Year Price/Projected FCF Range
Min: 0.9  Med: 2.58 Max: 12.49
Current: 0.95
0.9
12.49
Price/Median PS Value 0.81
SLF's Price/Median PS Value is ranked higher than
66% of the 117 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.00 vs. SLF: 0.81 )
Ranked among companies with meaningful Price/Median PS Value only.
SLF' s 10-Year Price/Median PS Value Range
Min: 0.54  Med: 1.02 Max: 1.58
Current: 0.81
0.54
1.58
Price/Peter Lynch Fair Value 0.79
SLF's Price/Peter Lynch Fair Value is ranked higher than
71% of the 31 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.15 vs. SLF: 0.79 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
SLF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.51  Med: 0.62 Max: 2.82
Current: 0.79
0.51
2.82
Price/Graham Number 0.92
SLF's Price/Graham Number is ranked lower than
61% of the 101 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. SLF: 0.92 )
Ranked among companies with meaningful Price/Graham Number only.
SLF' s 10-Year Price/Graham Number Range
Min: 0.77  Med: 1.19 Max: 2.62
Current: 0.92
0.77
2.62
Earnings Yield (Greenblatt) (%) 10.93
SLF's Earnings Yield (Greenblatt) (%) is ranked lower than
53% of the 125 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.40 vs. SLF: 10.93 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SLF' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.6  Med: 8.60 Max: 21
Current: 10.93
0.6
21
Forward Rate of Return (Yacktman) (%) 23.09
SLF's Forward Rate of Return (Yacktman) (%) is ranked higher than
65% of the 54 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 17.07 vs. SLF: 23.09 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SLF' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -10.5  Med: 3.70 Max: 38.1
Current: 23.09
-10.5
38.1

Business Description

Industry: Insurance » Insurance - Diversified
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:SLF.Philippines, SLF.PR.G.Canada, SLF.PR.F.Canada, SLF.Canada, SLF.PR.D.Canada, SLF.PR.A.Canada, SLF.PR.H.Canada, SLF.PR.I.Canada, SLF.PR.E.Canada, SLF.PR.B.Canada, SLF.PR.C.Canada, SLFYF.USA, LIE.Germany, SLF.PR.J.Canada,
Sun Life Financial Inc was incorporated in Canada on August 5, 1999. The Company provides diversified financial services. It provides savings, retirement and pension products, and life and health insurance to individuals and groups through its operations in Canada, the United States, the United Kingdom and Asia. It also operates mutual fund and investment management businesses in Canada, the United States and Asia. The Company operates through five segments namely Sun Life Financial Canada, Sun Life Financial United States, MFS Investment Management, Sun Life Financial Asia, and Corporate. Sun Life Financial Canada business units, consisting of Individual Insurance & Investments, Group Benefits and Group Wealth, offer protection and wealth accumulation products and services to individuals and corporate clients. Sun Life Financial United States delivers protection and wealth accumulation products to individuals and businesses through its three business units. The Annuities business unit offers variable annuities, fixed and fixed index annuities and investment management services. The Individual Insurance business unit offers protection products to affluent individuals and small business owners, such as single and joint universal life, variable universal life and corporate-owned life insurance. The Employee Benefits Group offers group life insurance, short-term and long-term disability insurance, medical stop-loss insurance, dental insurance and voluntary work site products. MFS Investment Management is an asset management company, which offers products and services that address the varying needs of investors over time. Individual investors have access to MFS advisory services through a selection of financial products including mutual funds, variable annuities, separately managed accounts, college and retirement savings plans, and offshore products. MFS services institutional clients by providing asset management services for corporate retirement plans, separate accounts, public or government funds and insurance company assets. Institutional clients are serviced through a direct sales force and a network of independent consultants. Sun Life Financial Asia operates through subsidiaries in the Philippines, Hong Kong and Indonesia and through joint ventures with local partners in India and China. Individual life and health insurance products and services are offered in all five markets, with group life insurance being offered in India. The Company is subject to various regulations in the jurisdictions in which it operates.
» More Articles for SLF

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More From Other Websites
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Sun Life Financial hosts second quarter 2015 earnings conference call Jul 23 2015
Sun Life signs $2 billion deal with Board of Trustees of the University of British Columbia Faculty... Jul 16 2015
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Sun Life Financial (SLF) Units' Ratings Affirmed by A. M. Best - Analyst Blog Jul 10 2015
A.M. Best Affirms Ratings of Sun Life Financial Inc. and Its Subsidiaries Jul 09 2015
Sun Life to buy investment manager Prime Advisors Jun 30 2015
Sun Life Financial to acquire investment manager Prime Advisors, Inc. Jun 30 2015
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Sun Life to Acquire Prime Advisors, Adding $13 Billion in Assets Jun 30 2015
Sun Life Financial to acquire investment manager Prime Advisors, Inc. Jun 30 2015
Sun Life Financial to acquire investment manager Prime Advisors, Inc. Jun 30 2015
Bull of the Day: Sun Life Financial (SLF) - Bull of the Day Jun 26 2015
Sun Life Financial Reports Results of Conversion Privilege of Class A Non-Cumulative Rate Reset... Jun 21 2015
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