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Also traded in: Canada, Germany, Philippines

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.06
SLF's Cash to Debt is ranked lower than
79% of the 178 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. SLF: 1.06 )
Ranked among companies with meaningful Cash to Debt only.
SLF' s Cash to Debt Range Over the Past 10 Years
Min: 0.44  Med: 9999.00 Max: N/A
Current: 1.06
Equity to Asset 0.08
SLF's Equity to Asset is ranked lower than
84% of the 177 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.24 vs. SLF: 0.08 )
Ranked among companies with meaningful Equity to Asset only.
SLF' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.12 Max: 0.16
Current: 0.08
0.07
0.16
Interest Coverage 9.12
SLF's Interest Coverage is ranked lower than
71% of the 115 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 46.84 vs. SLF: 9.12 )
Ranked among companies with meaningful Interest Coverage only.
SLF' s Interest Coverage Range Over the Past 10 Years
Min: 0.24  Med: 5.93 Max: 9.9
Current: 9.12
0.24
9.9
F-Score: 6
WACC vs ROIC
4.84%
13.44%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 14.50
SLF's Operating margin (%) is ranked higher than
72% of the 174 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.20 vs. SLF: 14.50 )
Ranked among companies with meaningful Operating margin (%) only.
SLF' s Operating margin (%) Range Over the Past 10 Years
Min: -2.79  Med: 9.48 Max: 15.08
Current: 14.5
-2.79
15.08
Net-margin (%) 11.49
SLF's Net-margin (%) is ranked higher than
69% of the 177 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.65 vs. SLF: 11.49 )
Ranked among companies with meaningful Net-margin (%) only.
SLF' s Net-margin (%) Range Over the Past 10 Years
Min: -0.85  Med: 7.46 Max: 10.81
Current: 11.49
-0.85
10.81
ROE (%) 11.09
SLF's ROE (%) is ranked higher than
64% of the 179 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.88 vs. SLF: 11.09 )
Ranked among companies with meaningful ROE (%) only.
SLF' s ROE (%) Range Over the Past 10 Years
Min: -1.76  Med: 9.21 Max: 12.9
Current: 11.09
-1.76
12.9
ROA (%) 0.99
SLF's ROA (%) is ranked lower than
63% of the 179 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.82 vs. SLF: 0.99 )
Ranked among companies with meaningful ROA (%) only.
SLF' s ROA (%) Range Over the Past 10 Years
Min: -0.11  Med: 0.82 Max: 1.97
Current: 0.99
-0.11
1.97
Revenue Growth (3Y)(%) 2.20
SLF's Revenue Growth (3Y)(%) is ranked lower than
55% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.80 vs. SLF: 2.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SLF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.50 Max: 15.8
Current: 2.2
0
15.8
» SLF's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-08-06)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

SLF Guru Trades in Q2 2015

David Dreman 570 sh (unchged)
T Rowe Price Equity Income Fund 3,315,000 sh (unchged)
Jim Simons Sold Out
Joel Greenblatt 7,047 sh (-1.05%)
» More
Q3 2015

SLF Guru Trades in Q3 2015

Jeremy Grantham 1,102,700 sh (New)
David Dreman 570 sh (unchged)
Joel Greenblatt Sold Out
T Rowe Price Equity Income Fund 3,257,800 sh (-1.73%)
» More
Q4 2015

SLF Guru Trades in Q4 2015

Mario Gabelli 44,000 sh (New)
Jim Simons 121,100 sh (New)
RS Investment Management 10,822 sh (New)
Jeremy Grantham 2,955,900 sh (+168.06%)
T Rowe Price Equity Income Fund 3,257,800 sh (unchged)
David Dreman Sold Out
» More
Q1 2016

SLF Guru Trades in Q1 2016

David Dreman 790 sh (New)
Jim Simons 288,400 sh (+138.15%)
Jeremy Grantham 2,959,200 sh (+0.11%)
Mario Gabelli 44,000 sh (unchged)
RS Investment Management 9,228 sh (-14.73%)
T Rowe Price Equity Income Fund 920,100 sh (-71.76%)
» More
» Details

Insider Trades

Latest Guru Trades with SLF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Sun Life Financial Inc

SymbolPriceYieldDescription
SLF.PR.G.Canada14.453.85Sun Life Financial --- Non Cum Pfd Shs -A- Series -8R-
SLF.PR.F.Canada25.006.00Class A Non-Cumulative 5-Year Rate Reset Preferred Shares, Series 6R, at $25 per share yielding 6.00
SLF.PR.D.Canada21.685.134.45 % Non Cum Pfd Shs -A- Series 4
SLF.PR.A.Canada23.045.15Non-Cum.Red.Pfd Shs -A- Series 1
SLF.PR.H.Canada16.455.93
SLF.PR.I.Canada19.605.42
SLF.PR.E.Canada21.805.164 1/2 % Non Cum Pfd Shs -A- Series 5
SLF.PR.B.Canada23.215.174.8 % Non-Cum Pfd Shs -A- Series -2
SLF.PR.C.Canada21.725.124.45% non-cumulative Class A Preferred Share Series 3
SLFYF18.043.78Non-Cum.Red.Pfd Shs -A- Series 1
SLF.PR.J.Canada13.012.76Non Cum Pfd Shs -A

Business Description

Industry: Insurance » Insurance - Diversified
Compare:XSWX:ZURN, LSE:AV., MIL:G » details
Traded in other countries:SLF.Canada, LIE.Germany, SLF.Philippines,
Sun Life Financial Inc provides diversified financial services. It offers savings, life and health insurance, and retirement and pension products to individuals and groups through its operations in Canada, United States, United Kingdom and Asia.

Sun Life Financial Inc was incorporated in Canada on August 5, 1999. The Company provides diversified financial services. It provides savings, retirement and pension products, and life and health insurance to individuals and groups through its operations in Canada, the United States, the United Kingdom and Asia. It also operates mutual fund and investment management businesses in Canada, the United States and Asia. The Company operates through five segments namely Sun Life Financial Canada, Sun Life Financial United States, MFS Investment Management, Sun Life Financial Asia, and Corporate. Sun Life Financial Canada business units, consisting of Individual Insurance & Investments, Group Benefits and Group Wealth, offer protection and wealth accumulation products and services to individuals and corporate clients. Sun Life Financial United States delivers protection and wealth accumulation products to individuals and businesses through its three business units. The Annuities business unit offers variable annuities, fixed and fixed index annuities and investment management services. The Individual Insurance business unit offers protection products to affluent individuals and small business owners, such as single and joint universal life, variable universal life and corporate-owned life insurance. The Employee Benefits Group offers group life insurance, short-term and long-term disability insurance, medical stop-loss insurance, dental insurance and voluntary work site products. MFS Investment Management is an asset management company, which offers products and services that address the varying needs of investors over time. Individual investors have access to MFS advisory services through a selection of financial products including mutual funds, variable annuities, separately managed accounts, college and retirement savings plans, and offshore products. MFS services institutional clients by providing asset management services for corporate retirement plans, separate accounts, public or government funds and insurance company assets. Institutional clients are serviced through a direct sales force and a network of independent consultants. Sun Life Financial Asia operates through subsidiaries in the Philippines, Hong Kong and Indonesia and through joint ventures with local partners in India and China. Individual life and health insurance products and services are offered in all five markets, with group life insurance being offered in India. The Company is subject to various regulations in the jurisdictions in which it operates.

Ratios

vs
industry
vs
history
P/E(ttm) 12.40
SLF's P/E(ttm) is ranked higher than
59% of the 159 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.69 vs. SLF: 12.40 )
Ranked among companies with meaningful P/E(ttm) only.
SLF' s P/E(ttm) Range Over the Past 10 Years
Min: 8.61  Med: 14.01 Max: 579.41
Current: 12.4
8.61
579.41
PE(NRI) 12.49
SLF's PE(NRI) is ranked higher than
57% of the 157 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.63 vs. SLF: 12.49 )
Ranked among companies with meaningful PE(NRI) only.
SLF' s PE(NRI) Range Over the Past 10 Years
Min: 8.8  Med: 13.89 Max: 492.5
Current: 12.49
8.8
492.5
Price/Owner Earnings (ttm) 8.53
SLF's Price/Owner Earnings (ttm) is ranked higher than
55% of the 83 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.71 vs. SLF: 8.53 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
SLF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.71  Med: 8.42 Max: 80.02
Current: 8.53
1.71
80.02
P/B 1.52
SLF's P/B is ranked lower than
64% of the 177 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.13 vs. SLF: 1.52 )
Ranked among companies with meaningful P/B only.
SLF' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.30 Max: 1.87
Current: 1.52
0.56
1.87
P/S 1.36
SLF's P/S is ranked lower than
56% of the 175 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.06 vs. SLF: 1.36 )
Ranked among companies with meaningful P/S only.
SLF' s P/S Range Over the Past 10 Years
Min: 0.48  Med: 1.11 Max: 1.89
Current: 1.36
0.48
1.89
PFCF 7.52
SLF's PFCF is ranked higher than
58% of the 96 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.15 vs. SLF: 7.52 )
Ranked among companies with meaningful PFCF only.
SLF' s PFCF Range Over the Past 10 Years
Min: 3.34  Med: 11.02 Max: 43.37
Current: 7.52
3.34
43.37
POCF 7.33
SLF's POCF is ranked higher than
55% of the 121 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.68 vs. SLF: 7.33 )
Ranked among companies with meaningful POCF only.
SLF' s POCF Range Over the Past 10 Years
Min: 3.26  Med: 9.01 Max: 38.77
Current: 7.33
3.26
38.77
EV-to-EBIT 8.43
SLF's EV-to-EBIT is ranked lower than
51% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.10 vs. SLF: 8.43 )
Ranked among companies with meaningful EV-to-EBIT only.
SLF' s EV-to-EBIT Range Over the Past 10 Years
Min: -7188.9  Med: 9.40 Max: 78.4
Current: 8.43
-7188.9
78.4
EV-to-EBITDA 8.43
SLF's EV-to-EBITDA is ranked lower than
57% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.35 vs. SLF: 8.43 )
Ranked among companies with meaningful EV-to-EBITDA only.
SLF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -174.3  Med: 9.40 Max: 228.2
Current: 8.43
-174.3
228.2
Shiller P/E 19.42
SLF's Shiller P/E is ranked lower than
81% of the 26 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.73 vs. SLF: 19.42 )
Ranked among companies with meaningful Shiller P/E only.
SLF' s Shiller P/E Range Over the Past 10 Years
Min: 7.42  Med: 12.36 Max: 19.15
Current: 19.42
7.42
19.15

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.32
SLF's Dividend Yield is ranked lower than
66% of the 259 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.31 vs. SLF: 3.32 )
Ranked among companies with meaningful Dividend Yield only.
SLF' s Dividend Yield Range Over the Past 10 Years
Min: 1.99  Med: 3.84 Max: 9.18
Current: 3.32
1.99
9.18
Dividend Payout 0.42
SLF's Dividend Payout is ranked higher than
78% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.49 vs. SLF: 0.42 )
Ranked among companies with meaningful Dividend Payout only.
SLF' s Dividend Payout Range Over the Past 10 Years
Min: 0.17  Med: 0.36 Max: 2.77
Current: 0.42
0.17
2.77
Forward Dividend Yield 3.61
SLF's Forward Dividend Yield is ranked lower than
60% of the 249 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.88 vs. SLF: 3.61 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.39
SLF's Yield on cost (5-Year) is ranked lower than
73% of the 260 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.54 vs. SLF: 3.39 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SLF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.99  Med: 3.84 Max: 9.18
Current: 3.39
1.99
9.18
3-Year Average Share Buyback Ratio -1.40
SLF's 3-Year Average Share Buyback Ratio is ranked lower than
57% of the 83 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.50 vs. SLF: -1.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SLF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.4  Med: -0.10 Max: 0
Current: -1.4
-12.4
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.41
SLF's Price/Tangible Book is ranked lower than
74% of the 174 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.26 vs. SLF: 2.41 )
Ranked among companies with meaningful Price/Tangible Book only.
SLF' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.08  Med: 2.07 Max: 3.1
Current: 2.41
1.08
3.1
Price/Projected FCF 0.78
SLF's Price/Projected FCF is ranked lower than
60% of the 63 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.65 vs. SLF: 0.78 )
Ranked among companies with meaningful Price/Projected FCF only.
SLF' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.68  Med: 1.79 Max: 6.42
Current: 0.78
0.68
6.42
Price/Median PS Value 1.22
SLF's Price/Median PS Value is ranked lower than
78% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.98 vs. SLF: 1.22 )
Ranked among companies with meaningful Price/Median PS Value only.
SLF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.45  Med: 1.00 Max: 1.49
Current: 1.22
0.45
1.49
Price/Graham Number 1.15
SLF's Price/Graham Number is ranked lower than
65% of the 139 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. SLF: 1.15 )
Ranked among companies with meaningful Price/Graham Number only.
SLF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.83  Med: 1.28 Max: 5.25
Current: 1.15
0.83
5.25
Earnings Yield (Greenblatt) (%) 11.84
SLF's Earnings Yield (Greenblatt) (%) is ranked higher than
60% of the 168 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.70 vs. SLF: 11.84 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SLF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.3  Med: 10.50 Max: 21.4
Current: 11.84
1.3
21.4
Forward Rate of Return (Yacktman) (%) -0.16
SLF's Forward Rate of Return (Yacktman) (%) is ranked lower than
75% of the 52 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.03 vs. SLF: -0.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SLF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -10.5  Med: 4.20 Max: 38.3
Current: -0.16
-10.5
38.3

More Statistics

Revenue (TTM) (Mil) $15,598
EPS (TTM) $ 2.85
Beta0.92
Short Percentage of Float0.47%
52-Week Range $25.31 - 35.13
Shares Outstanding (Mil)612.66

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 17,956 18,912 19,711
EPS ($) 2.75 2.97 3.22
EPS without NRI ($) 2.75 2.97 3.22
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for SLF

Headlines

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More From Other Websites
ETF’s with exposure to Sun Life Financial, Inc. : May 23, 2016 May 23 2016
Sarah McLachlan and Sun Life Financial to make an exciting announcement benefiting children and... May 20 2016
Sun Life Financial, Inc. :SLF-US: Earnings Analysis: Q1, 2016 By the Numbers May 17 2016
'My life insurance cover was cut by 75pc but I have to keep paying' May 14 2016
Sun Life CEO Defends Mutual Funds May 12 2016
Sun Life Financial announces election of directors May 11 2016
Sun Life Financial announces election of directors May 11 2016
Sun Life Financial announces election of directors May 11 2016
Sun Life does not need to make acquisitions to drive growth - CEO May 11 2016
Sun Life does not need to make acquisitions to drive growth - CEO May 11 2016
Sun Life does not need to make acquisitions to drive growth -CEO May 11 2016
Sun Life Financial (SLF) Q1 Earnings Improve, Dividend Up May 11 2016
Sun Life posts 1Q profit May 10 2016
Sun Life posts 1Q profit May 10 2016
[$$] Sun Life Profit Up 22% May 10 2016
Sun Life profit beats hopes, helped by strong U.S. growth May 10 2016
Sun Life Financial increases dividend May 10 2016
Sun Life Financial Reports First Quarter 2016 Results May 10 2016
Sun Life Financial increases dividend May 10 2016
Sun Life Financial increases dividend May 10 2016

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