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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.57
SNV's Cash to Debt is ranked higher than
68% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. SNV: 0.57 )
SNV' s 10-Year Cash to Debt Range
Min: 0.24   Max: 4.18
Current: 0.57

0.24
4.18
Equity to Asset 0.12
SNV's Equity to Asset is ranked higher than
85% of the 1753 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. SNV: 0.12 )
SNV' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.14
Current: 0.12

0.08
0.14
Interest Coverage 2.13
SNV's Interest Coverage is ranked higher than
77% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. SNV: 2.13 )
SNV' s 10-Year Interest Coverage Range
Min: 0.21   Max: 2.41
Current: 2.13

0.21
2.41
F-Score: 4
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 26.80
SNV's Operating margin (%) is ranked higher than
71% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.81 vs. SNV: 26.80 )
SNV' s 10-Year Operating margin (%) Range
Min: -113.01   Max: 43.58
Current: 26.8

-113.01
43.58
Net-margin (%) 17.04
SNV's Net-margin (%) is ranked higher than
67% of the 1783 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.59 vs. SNV: 17.04 )
SNV' s 10-Year Net-margin (%) Range
Min: -100.75   Max: 71.07
Current: 17.04

-100.75
71.07
ROE (%) 7.63
SNV's ROE (%) is ranked higher than
65% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. SNV: 7.63 )
SNV' s 10-Year ROE (%) Range
Min: -43.14   Max: 25.96
Current: 7.63

-43.14
25.96
ROA (%) 0.87
SNV's ROA (%) is ranked higher than
70% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. SNV: 0.87 )
SNV' s 10-Year ROA (%) Range
Min: -4.17   Max: 3.08
Current: 0.87

-4.17
3.08
ROC (Joel Greenblatt) (%) 77.31
SNV's ROC (Joel Greenblatt) (%) is ranked higher than
73% of the 1757 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. SNV: 77.31 )
SNV' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -270.95   Max: 167.85
Current: 77.31

-270.95
167.85
Revenue Growth (%) -15.60
SNV's Revenue Growth (%) is ranked higher than
54% of the 1555 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. SNV: -15.60 )
SNV' s 10-Year Revenue Growth (%) Range
Min: -30.4   Max: 17.3
Current: -15.6

-30.4
17.3
» SNV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

SNV Guru Trades in Q3 2013

RS Investment Management 11,263,284 sh (New)
Steven Cohen 1,140,671 sh (New)
Jim Simons 6,009,600 sh (+6.63%)
Bill Frels 11,140 sh (unchged)
Louis Moore Bacon Sold Out
HOTCHKIS & WILEY 5,905,665 sh (-0.77%)
Paul Tudor Jones 156,500 sh (-7.23%)
Richard Pzena 5,172,816 sh (-26.58%)
Caxton Associates 1,635,100 sh (-85.2%)
» More
Q4 2013

SNV Guru Trades in Q4 2013

Jim Simons 6,683,700 sh (+11.22%)
RS Investment Management 12,047,428 sh (+6.96%)
Paul Tudor Jones 167,052 sh (+6.74%)
Richard Pzena 5,211,566 sh (+0.75%)
Caxton Associates 1,635,100 sh (unchged)
Bill Frels 11,140 sh (unchged)
HOTCHKIS & WILEY 5,266,900 sh (-10.82%)
Steven Cohen 881,097 sh (-22.76%)
» More
Q1 2014

SNV Guru Trades in Q1 2014

Manning & Napier Advisors, Inc 2,958,230 sh (New)
Private Capital 2,142,900 sh (New)
John Burbank 10,650 sh (New)
Richard Pzena 10,064,075 sh (+93.11%)
Bill Frels 11,140 sh (unchged)
HOTCHKIS & WILEY 5,241,300 sh (-0.49%)
RS Investment Management 11,591,223 sh (-3.79%)
Caxton Associates 1,557,400 sh (-4.75%)
Paul Tudor Jones 90,877 sh (-45.6%)
Jim Simons 8,140,100 sh (-82.6%)
Steven Cohen 360,523 sh (-94.15%)
» More
Q2 2014

SNV Guru Trades in Q2 2014

John Keeley 890,000 sh (New)
Jim Simons 904,773 sh (+444.64%)
Private Capital 386,696 sh (+26.32%)
Caxton Associates 265,342 sh (+19.26%)
HOTCHKIS & WILEY 807,940 sh (+7.9%)
Richard Pzena 1,540,945 sh (+7.18%)
Manning & Napier Advisors, Inc 426,105 sh (+0.83%)
Steven Cohen 74,500 sh (unchged)
Bill Frels Sold Out
John Burbank Sold Out
RS Investment Management 1,535,866 sh (-7.25%)
Paul Tudor Jones 11,042 sh (-14.94%)
» More
» Details

Insider Trades

Latest Guru Trades with SNV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2014-06-30 New Buy0.39%$21.84 - $24.84 $ 23.762%890000
Private Capital 2014-06-30 Add 26.32%0.23%$21.84 - $24.84 $ 23.762%386696
John Burbank 2014-06-30 Sold Out $21.84 - $24.84 $ 23.762%0
Private Capital 2014-03-31 New Buy0.92%$22.61 - $25.83 $ 23.76-2%2142900
Richard Pzena 2014-03-31 Add 93.11%0.1%$22.61 - $25.83 $ 23.76-2%10064075
John Burbank 2014-03-31 New Buy$22.61 - $25.83 $ 23.76-2%10650
Richard Pzena 2013-09-30 Reduce -26.58%0.04%$20.65 - $24.22 $ 23.764%5172816
Richard Snow 2013-03-31 Sold Out 0.23%$17.08 - $19.95 $ 23.7628%0
James Barrow 2013-03-31 Sold Out 0.14%$17.08 - $19.95 $ 23.7628%0
HOTCHKIS & WILEY 2013-03-31 Reduce -53.69%0.09%$17.08 - $19.95 $ 23.7628%5717765
Richard Pzena 2012-12-31 Add 88.08%0.07%$14.7 - $17.85 $ 23.7643%7040514
Richard Pzena 2012-09-30 New Buy0.07%$12.74 - $17.29 $ 23.7663%3743375
John Burbank 2012-09-30 Sold Out 0.0044%$12.74 - $17.29 $ 23.7663%0
Arnold Schneider 2012-06-30 Sold Out 0.14%$11.9 - $15.05 $ 23.7674%0
Richard Snow 2012-06-30 Add 20.83%0.03%$11.9 - $15.05 $ 23.7674%1740000
John Burbank 2012-06-30 New Buy$11.9 - $15.05 $ 23.7674%64904
Richard Snow 2012-03-31 Add 928.57%0.13%$10.71 - $15.05 $ 23.7691%1440000
Arnold Schneider 2011-12-31 New Buy0.1%$6.86 - $11.62 $ 23.76144%817200
Richard Snow 2011-12-31 New Buy0.01%$6.86 - $11.62 $ 23.76144%140000
George Soros 2011-12-31 Sold Out 0.0003%$6.86 - $11.62 $ 23.76144%0
Richard Snow 2011-09-30 Sold Out 0.1665%$7.63 - $14.91 $ 23.76116%0
HOTCHKIS & WILEY 2011-09-30 Add 63.36%0.06%$7.63 - $14.91 $ 23.76116%19251266
George Soros 2011-09-30 Reduce -80.87%$7.63 - $14.91 $ 23.76116%18000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC25.727.16Class C

Ratios

vs
industry
vs
history
P/E(ttm) 15.80
SNV's P/E(ttm) is ranked higher than
66% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.50 vs. SNV: 15.80 )
SNV' s 10-Year P/E(ttm) Range
Min: 2.75   Max: 28.86
Current: 15.8

2.75
28.86
P/B 1.10
SNV's P/B is ranked higher than
75% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SNV: 1.10 )
SNV' s 10-Year P/B Range
Min: 0.3   Max: 1.69
Current: 1.1

0.3
1.69
P/S 2.50
SNV's P/S is ranked higher than
74% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. SNV: 2.50 )
SNV' s 10-Year P/S Range
Min: 0.41   Max: 5.98
Current: 2.5

0.41
5.98
PFCF 8.00
SNV's PFCF is ranked higher than
88% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 98.89 vs. SNV: 8.00 )
SNV' s 10-Year PFCF Range
Min: 0.84   Max: 10.12
Current: 8

0.84
10.12
EV-to-EBIT 12.16
SNV's EV-to-EBIT is ranked higher than
76% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.23 vs. SNV: 12.16 )
SNV' s 10-Year EV-to-EBIT Range
Min: 6.3   Max: 95.8
Current: 12.16

6.3
95.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.20
SNV's Dividend Yield is ranked lower than
77% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. SNV: 1.20 )
SNV' s 10-Year Dividend Yield Range
Min: 1.09   Max: 17.69
Current: 1.2

1.09
17.69
Dividend Payout 0.24
SNV's Dividend Payout is ranked higher than
80% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. SNV: 0.24 )
SNV' s 10-Year Dividend Payout Range
Min: 0.01   Max: 4.25
Current: 0.24

0.01
4.25
Yield on cost (5-Year) 1.20
SNV's Yield on cost (5-Year) is ranked lower than
76% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. SNV: 1.20 )
SNV' s 10-Year Yield on cost (5-Year) Range
Min: 1.09   Max: 17.69
Current: 1.2

1.09
17.69
Share Buyback Rate -11.10
SNV's Share Buyback Rate is ranked higher than
59% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. SNV: -11.10 )
SNV' s 10-Year Share Buyback Rate Range
Min: -1.5   Max: -34.6
Current: -11.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.14
SNV's Price/Tangible Book is ranked higher than
79% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. SNV: 1.14 )
SNV' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 3.31
Current: 1.14

0.4
3.31
Price/DCF (Projected) 0.43
SNV's Price/DCF (Projected) is ranked higher than
92% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. SNV: 0.43 )
SNV' s 10-Year Price/DCF (Projected) Range
Min: 0.12   Max: 4.38
Current: 0.43

0.12
4.38
Price/Median PS Value 1.41
SNV's Price/Median PS Value is ranked higher than
58% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. SNV: 1.41 )
SNV' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 4.29
Current: 1.41

0.3
4.29
Price/Graham Number 0.84
SNV's Price/Graham Number is ranked higher than
79% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. SNV: 0.84 )
SNV' s 10-Year Price/Graham Number Range
Min: 0.24   Max: 1.61
Current: 0.84

0.24
1.61
Earnings Yield (Greenblatt) 8.10
SNV's Earnings Yield (Greenblatt) is ranked higher than
72% of the 1692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. SNV: 8.10 )
SNV' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1   Max: 15.9
Current: 8.1

1
15.9
Forward Rate of Return (Yacktman) 24.81
SNV's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. SNV: 24.81 )
SNV' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.1   Max: 79.7
Current: 24.81

4.1
79.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:SYU1.Germany
Synovus Financial Corp was incorporated under the laws of the State of Georgia in 1972. It is a financial services company and a registered bank holding company. The Company provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services to its customers through 30 locally-branded banking divisions of its wholly-owned subsidiary bank, Synovus Bank, and other offices in Georgia, Alabama, South Carolina, Florida and Tennessee. Synovus Bank is a Georgia state-chartered bank. Synovus Bank operates through 30 locally-branded bank divisions throughout Alabama, Florida, Georgia, South Carolina and Tennessee. Synovus Bank offers commercial banking services and retail banking services. The Company's commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits; mortgage, installment and other retail loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet based banking services; and bank credit card services, including MasterCard and Visa services. The Company competes with national and state banks, savings and loan associations and credit unions and other non-bank financial institutions, including securities brokers and dealers, investment advisory firms, mortgage companies, insurance companies, trust companies, finance companies, leasing companies, mortgage companies and certain governmental agencies, all of which actively engage in marketing various types of loans, deposit accounts and other financial services. Like all bank holding companies and financial holding companies, the Company is regulated under federal and state law.
» More Articles for SNV

Headlines

Articles On GuruFocus.com
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
undervalue May 20 2013 
.6 PTBV. E/A 13%. St May 18 2013 
Improving p/b Apr 06 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 

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Synovus (SNV) Posts In-Line Q3 Earnings, Shares Up Oct 22 2014
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SYNOVUS FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Oct 21 2014
Synovus Announces Earnings for Third Quarter 2014 Oct 21 2014
7:12 am Synovus reports EPS in-line; NIM fell 4bps q/q to 3.37%; increases dividend and authorized a... Oct 21 2014
Q3 2014 Synovus Financial Corp Earnings Release - Before Market Open Oct 21 2014
Synovus Announces Earnings for Third Quarter 2014, $250 Million Stock Repurchase Program, and 43%... Oct 21 2014
Synovus Exploring Opportunities to Consolidate Certain Atlanta Properties Oct 17 2014
Synovus Announces Quarterly Stock Dividend for Synovus’ Series C Preferred Stock Oct 03 2014
Synovus to Announce Third Quarter 2014 Results on October 21, 2014 Sep 29 2014
Does Synovus' Improving Credit Quality Indicate Progress? Sep 25 2014
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Sep 08 2014
Synovus Announces Stock Dividend Sep 03 2014
Synovus to Present at the Barclays Global Financial Services Conference Aug 25 2014
Synovus Expands Branding Campaign Aug 15 2014
SYNOVUS FINANCIAL CORP Financials Aug 13 2014
SYNOVUS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 06 2014
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Jul 25 2014
Synovus Q2 Earnings Miss Estimates, Shares Up on Y/Y Growth Jul 23 2014

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