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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.78
SNV's Cash to Debt is ranked lower than
60% of the 966 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.47 vs. SNV: 0.78 )
Ranked among companies with meaningful Cash to Debt only.
SNV' s 10-Year Cash to Debt Range
Min: 0.24  Med: 0.67 Max: 4.18
Current: 0.78
0.24
4.18
Equity to Asset 0.11
SNV's Equity to Asset is ranked higher than
57% of the 1319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNV: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
SNV' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.10 Max: 0.14
Current: 0.11
0.08
0.14
Interest Coverage 2.77
SNV's Interest Coverage is ranked higher than
65% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.65 vs. SNV: 2.77 )
Ranked among companies with meaningful Interest Coverage only.
SNV' s 10-Year Interest Coverage Range
Min: 0.21  Med: 0.95 Max: 2.77
Current: 2.77
0.21
2.77
F-Score: 6
WACC vs ROIC
8.46%
5.20%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 28.83
SNV's Operating margin (%) is ranked lower than
52% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. SNV: 28.83 )
Ranked among companies with meaningful Operating margin (%) only.
SNV' s 10-Year Operating margin (%) Range
Min: -113.01  Med: 28.87 Max: 43.58
Current: 28.83
-113.01
43.58
Net-margin (%) 18.60
SNV's Net-margin (%) is ranked lower than
60% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. SNV: 18.60 )
Ranked among companies with meaningful Net-margin (%) only.
SNV' s 10-Year Net-margin (%) Range
Min: -100.75  Med: 18.66 Max: 71.07
Current: 18.6
-100.75
71.07
ROE (%) 6.61
SNV's ROE (%) is ranked lower than
63% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.41 vs. SNV: 6.61 )
Ranked among companies with meaningful ROE (%) only.
SNV' s 10-Year ROE (%) Range
Min: -43.14  Med: 18.48 Max: 25.96
Current: 6.61
-43.14
25.96
ROA (%) 0.75
SNV's ROA (%) is ranked lower than
56% of the 1392 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. SNV: 0.75 )
Ranked among companies with meaningful ROA (%) only.
SNV' s 10-Year ROA (%) Range
Min: -4.17  Med: 1.91 Max: 3.08
Current: 0.75
-4.17
3.08
ROC (Joel Greenblatt) (%) 67.90
SNV's ROC (Joel Greenblatt) (%) is ranked lower than
54% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. SNV: 67.90 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SNV' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -270.95  Med: 88.58 Max: 183.66
Current: 67.9
-270.95
183.66
Revenue Growth (3Y)(%) -11.60
SNV's Revenue Growth (3Y)(%) is ranked lower than
88% of the 1170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. SNV: -11.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SNV' s 10-Year Revenue Growth (3Y)(%) Range
Min: -30.4  Med: -6.00 Max: 13
Current: -11.6
-30.4
13
» SNV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

SNV Guru Trades in Q2 2014

John Keeley 890,000 sh (New)
Jim Simons 904,773 sh (+444.64%)
Private Capital 386,696 sh (+26.32%)
Caxton Associates 265,342 sh (+19.26%)
HOTCHKIS & WILEY 807,940 sh (+7.90%)
Richard Pzena 1,540,945 sh (+7.18%)
Manning & Napier Advisors, Inc 426,105 sh (+0.83%)
Steven Cohen 74,500 sh (unchged)
Bill Frels Sold Out
John Burbank Sold Out
RS Investment Management 1,535,866 sh (-7.25%)
Paul Tudor Jones 11,042 sh (-14.94%)
» More
Q3 2014

SNV Guru Trades in Q3 2014

Joel Greenblatt 8,718 sh (New)
Louis Moore Bacon 320,000 sh (New)
Steven Cohen 718,600 sh (+864.56%)
John Keeley 1,590,140 sh (+78.67%)
Richard Pzena 1,802,069 sh (+16.95%)
Manning & Napier Advisors, Inc 461,849 sh (+8.39%)
HOTCHKIS & WILEY 810,540 sh (+0.32%)
Caxton Associates 265,342 sh (unchged)
Paul Tudor Jones Sold Out
RS Investment Management 1,507,382 sh (-1.85%)
Private Capital 378,267 sh (-2.18%)
Jim Simons 240,173 sh (-73.45%)
» More
Q4 2014

SNV Guru Trades in Q4 2014

Jim Simons 670,173 sh (+179.04%)
Manning & Napier Advisors, Inc 664,032 sh (+43.78%)
Caxton Associates 350,042 sh (+31.92%)
Richard Pzena 1,977,103 sh (+9.71%)
John Keeley 1,604,660 sh (+0.91%)
RS Investment Management 1,510,248 sh (+0.19%)
Private Capital 371,917 sh (-1.68%)
Louis Moore Bacon 300,000 sh (-6.25%)
Joel Greenblatt 7,701 sh (-11.67%)
HOTCHKIS & WILEY 428,240 sh (-47.17%)
Steven Cohen 175,300 sh (-75.61%)
» More
Q1 2015

SNV Guru Trades in Q1 2015

Joel Greenblatt 8,714 sh (+13.15%)
Richard Pzena 2,164,646 sh (+9.49%)
RS Investment Management 1,592,438 sh (+5.44%)
HOTCHKIS & WILEY 435,840 sh (+1.77%)
Manning & Napier Advisors, Inc 664,032 sh (unchged)
Louis Moore Bacon Sold Out
Caxton Associates Sold Out
Private Capital 369,501 sh (-0.65%)
John Keeley 1,585,340 sh (-1.20%)
Steven Cohen 84,300 sh (-51.91%)
Jim Simons 298,073 sh (-55.52%)
» More
» Details

Insider Trades

Latest Guru Trades with SNV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC27.907.06Class C

Ratios

vs
industry
vs
history
P/E(ttm) 22.08
SNV's P/E(ttm) is ranked lower than
80% of the 1245 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. SNV: 22.08 )
Ranked among companies with meaningful P/E(ttm) only.
SNV' s 10-Year P/E(ttm) Range
Min: 2.75  Med: 8.29 Max: 28.86
Current: 22.08
2.75
28.86
Forward P/E 15.60
SNV's Forward P/E is ranked lower than
79% of the 707 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.17 vs. SNV: 15.60 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 22.00
SNV's PE(NRI) is ranked lower than
81% of the 1242 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. SNV: 22.00 )
Ranked among companies with meaningful PE(NRI) only.
SNV' s 10-Year PE(NRI) Range
Min: 2.76  Med: 8.47 Max: 35.31
Current: 22
2.76
35.31
P/B 1.42
SNV's P/B is ranked lower than
72% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. SNV: 1.42 )
Ranked among companies with meaningful P/B only.
SNV' s 10-Year P/B Range
Min: 0.3  Med: 1.06 Max: 1.48
Current: 1.42
0.3
1.48
P/S 3.92
SNV's P/S is ranked lower than
69% of the 1367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. SNV: 3.92 )
Ranked among companies with meaningful P/S only.
SNV' s 10-Year P/S Range
Min: 0.41  Med: 1.82 Max: 5.98
Current: 3.92
0.41
5.98
PFCF 14.30
SNV's PFCF is ranked lower than
62% of the 801 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.49 vs. SNV: 14.30 )
Ranked among companies with meaningful PFCF only.
SNV' s 10-Year PFCF Range
Min: 0.84  Med: 5.96 Max: 14.67
Current: 14.3
0.84
14.67
POCF 12.50
SNV's POCF is ranked lower than
63% of the 911 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.73 vs. SNV: 12.50 )
Ranked among companies with meaningful POCF only.
SNV' s 10-Year POCF Range
Min: 0.78  Med: 5.07 Max: 12.81
Current: 12.5
0.78
12.81
EV-to-EBIT 15.04
SNV's EV-to-EBIT is ranked lower than
55% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.11 vs. SNV: 15.04 )
Ranked among companies with meaningful EV-to-EBIT only.
SNV' s 10-Year EV-to-EBIT Range
Min: -30.4  Med: 8.30 Max: 95.8
Current: 15.04
-30.4
95.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.21
SNV's Dividend Yield is ranked lower than
83% of the 2188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.63 vs. SNV: 1.21 )
Ranked among companies with meaningful Dividend Yield only.
SNV' s 10-Year Dividend Yield Range
Min: 1.08  Med: 2.76 Max: 17.69
Current: 1.21
1.08
17.69
Dividend Payout 0.25
SNV's Dividend Payout is ranked higher than
65% of the 1279 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. SNV: 0.25 )
Ranked among companies with meaningful Dividend Payout only.
SNV' s 10-Year Dividend Payout Range
Min: 0.01  Med: 0.45 Max: 4.25
Current: 0.25
0.01
4.25
Dividend growth (3y) 3.50
SNV's Dividend growth (3y) is ranked lower than
65% of the 652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. SNV: 3.50 )
Ranked among companies with meaningful Dividend growth (3y) only.
SNV' s 10-Year Dividend growth (3y) Range
Min: -63.5  Med: 5.80 Max: 22.6
Current: 3.5
-63.5
22.6
Yield on cost (5-Year) 1.30
SNV's Yield on cost (5-Year) is ranked lower than
82% of the 2173 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.04 vs. SNV: 1.30 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SNV' s 10-Year Yield on cost (5-Year) Range
Min: 1.16  Med: 2.97 Max: 19.06
Current: 1.3
1.16
19.06
Share Buyback Rate -7.40
SNV's Share Buyback Rate is ranked lower than
74% of the 933 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. SNV: -7.40 )
Ranked among companies with meaningful Share Buyback Rate only.
SNV' s 10-Year Share Buyback Rate Range
Min: -1.5  Med: -2.20 Max: -34.6
Current: -7.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.43
SNV's Price/Tangible Book is ranked lower than
64% of the 1329 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. SNV: 1.43 )
Ranked among companies with meaningful Price/Tangible Book only.
SNV' s 10-Year Price/Tangible Book Range
Min: 0.4  Med: 1.56 Max: 3.07
Current: 1.43
0.4
3.07
Price/Projected FCF 0.55
SNV's Price/Projected FCF is ranked higher than
67% of the 759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. SNV: 0.55 )
Ranked among companies with meaningful Price/Projected FCF only.
SNV' s 10-Year Price/Projected FCF Range
Min: 0.12  Med: 0.50 Max: 4.38
Current: 0.55
0.12
4.38
Price/Median PS Value 2.16
SNV's Price/Median PS Value is ranked lower than
96% of the 1232 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. SNV: 2.16 )
Ranked among companies with meaningful Price/Median PS Value only.
SNV' s 10-Year Price/Median PS Value Range
Min: 0.29  Med: 1.06 Max: 3.24
Current: 2.16
0.29
3.24
Price/Graham Number 1.12
SNV's Price/Graham Number is ranked lower than
72% of the 1122 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. SNV: 1.12 )
Ranked among companies with meaningful Price/Graham Number only.
SNV' s 10-Year Price/Graham Number Range
Min: 0.24  Med: 0.90 Max: 1.48
Current: 1.12
0.24
1.48
Earnings Yield (Greenblatt) (%) 6.59
SNV's Earnings Yield (Greenblatt) (%) is ranked higher than
50% of the 1343 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SNV: 6.59 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNV' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 1  Med: 8.10 Max: 15.9
Current: 6.59
1
15.9
Forward Rate of Return (Yacktman) (%) 29.54
SNV's Forward Rate of Return (Yacktman) (%) is ranked higher than
77% of the 758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.31 vs. SNV: 29.54 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNV' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 4.3  Med: 27.30 Max: 138.5
Current: 29.54
4.3
138.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:SYU1.Germany,
Synovus Financial Corp. was incorporated under the laws of the State of Georgia in 1972. It is a financial services company and a registered bank holding company. The Company provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services to its customers through 28 locally-branded banking divisions of its wholly-owned subsidiary bank, Synovus Bank, and other offices in Georgia, Alabama, South Carolina, Florida and Tennessee. Synovus Bank is a Georgia state-chartered bank. Its commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits accounts; mortgage, installment and other retail loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet based banking services; and bank credit card services, including MasterCard and Visa services. The Company competes actively with national and state banks, savings and loan associations and credit unions and other nonbank financial institutions, including securities brokers and dealers, investment advisory firms, mortgage companies, insurance companies, trust companies, finance companies, leasing companies, mortgage companies and certain governmental agencies, all of which actively engage in marketing various types of loans, deposit accounts and other financial services. Like all bank holding companies and financial holding companies, the Company is regulated extensively under federal and state law.
» More Articles for SNV

Headlines

Articles On GuruFocus.com
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
undervalue May 20 2013 
.6 PTBV. E/A 13%. St May 18 2013 
Improving p/b Apr 06 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 

More From Other Websites
Synovus Announces Quarterly Stock Dividend for Synovus’ Series C Preferred Stock Jul 02 2015
Synovus to Announce Second Quarter 2015 Results on July 21, 2015 Jun 26 2015
Synovus to Announce Second Quarter 2015 Results on July 21, 2015 Jun 26 2015
American Banker/Reputation Institute Names Synovus One of America’s Most Reputable Banks Jun 25 2015
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure Jun 19 2015
Synovus Announces Quarterly Stock Dividend for Synovus’ Common Stock Jun 04 2015
Synovus Announces Quarterly Stock Dividend for Synovus’ Common Stock Jun 04 2015
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SYNOVUS FINANCIAL CORP Financials May 15 2015
10-Q for Synovus Financial Corp. May 08 2015
SYNOVUS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report May 06 2015
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2015
Suntrust (STI) Earnings Analysis: By the Numbers Apr 22 2015
Synovus Financial Gains on Q1 Earnings Beat, Profits Up - Analyst Blog Apr 22 2015
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Apr 21 2015
Q1 2015 Synovus Financial Corp Earnings Release - Before Market Open Apr 21 2015
Synovus tops Street 1Q forecasts Apr 21 2015
Synovus tops Street 1Q forecasts Apr 21 2015
Synovus Announces Earnings for the First Quarter Apr 21 2015
Synovus Announces Earnings for the First Quarter Apr 21 2015

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