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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.64
NYSE:SNV's Cash to Debt is ranked lower than
69% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.98 vs. NYSE:SNV: 0.64 )
Ranked among companies with meaningful Cash to Debt only.
NYSE:SNV' s Cash to Debt Range Over the Past 10 Years
Min: 0.24  Med: 0.64 Max: 4.18
Current: 0.64
0.24
4.18
Equity to Asset 0.10
NYSE:SNV's Equity to Asset is ranked lower than
53% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NYSE:SNV: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
NYSE:SNV' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.14
Current: 0.1
0.08
0.14
Interest Coverage 3.02
NYSE:SNV's Interest Coverage is ranked higher than
67% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. NYSE:SNV: 3.02 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:SNV' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 1.43 Max: 3.02
Current: 3.02
0.21
3.02
F-Score: 5
M-Score: -2.48
WACC vs ROIC
8.32%
6.11%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 32.45
NYSE:SNV's Operating margin (%) is ranked higher than
54% of the 1678 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.78 vs. NYSE:SNV: 32.45 )
Ranked among companies with meaningful Operating margin (%) only.
NYSE:SNV' s Operating margin (%) Range Over the Past 10 Years
Min: -113.01  Med: 13.22 Max: 43.46
Current: 32.45
-113.01
43.46
Net-margin (%) 20.69
NYSE:SNV's Net-margin (%) is ranked lower than
56% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.15 vs. NYSE:SNV: 20.69 )
Ranked among companies with meaningful Net-margin (%) only.
NYSE:SNV' s Net-margin (%) Range Over the Past 10 Years
Min: -100.75  Med: 16.52 Max: 71.07
Current: 20.69
-100.75
71.07
ROE (%) 7.63
NYSE:SNV's ROE (%) is ranked lower than
56% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.39 vs. NYSE:SNV: 7.63 )
Ranked among companies with meaningful ROE (%) only.
NYSE:SNV' s ROE (%) Range Over the Past 10 Years
Min: -44.85  Med: 4.91 Max: 24.12
Current: 7.63
-44.85
24.12
ROA (%) 0.81
NYSE:SNV's ROA (%) is ranked lower than
55% of the 1683 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. NYSE:SNV: 0.81 )
Ranked among companies with meaningful ROA (%) only.
NYSE:SNV' s ROA (%) Range Over the Past 10 Years
Min: -4.17  Med: 0.67 Max: 3.08
Current: 0.81
-4.17
3.08
Revenue Growth (3Y)(%) -2.90
NYSE:SNV's Revenue Growth (3Y)(%) is ranked lower than
76% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. NYSE:SNV: -2.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NYSE:SNV' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -30.4  Med: -6 Max: 13
Current: -2.9
-30.4
13
EBITDA Growth (3Y)(%) 61.70
NYSE:SNV's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 1253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NYSE:SNV: 61.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NYSE:SNV' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -79.6  Med: 12 Max: 61.7
Current: 61.7
-79.6
61.7
EPS Growth (3Y)(%) -35.10
NYSE:SNV's EPS Growth (3Y)(%) is ranked lower than
94% of the 1231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NYSE:SNV: -35.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NYSE:SNV' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -56.2  Med: 10.3 Max: 14.8
Current: -35.1
-56.2
14.8
» NYSE:SNV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

SNV Guru Trades in Q4 2015

Jim Simons 540,300 sh (+68.00%)
Keeley Asset Management Corp 1,618,853 sh (-0.10%)
Private Capital 358,990 sh (-1.63%)
Richard Pzena 1,522,475 sh (-15.66%)
RS Investment Management 2,342,270 sh (-20.23%)
» More
Q1 2016

SNV Guru Trades in Q1 2016

Paul Tudor Jones 8,081 sh (New)
Jim Simons 633,200 sh (+17.19%)
Richard Pzena 1,532,901 sh (+0.68%)
Private Capital 353,865 sh (-1.43%)
Keeley Asset Management Corp 1,274,388 sh (-21.28%)
RS Investment Management 1,564,472 sh (-33.21%)
» More
Q2 2016

SNV Guru Trades in Q2 2016

Jim Simons 675,873 sh (+6.74%)
Paul Tudor Jones Sold Out
Richard Pzena 1,531,317 sh (-0.10%)
Private Capital 348,675 sh (-1.47%)
RS Investment Management 1,423,442 sh (-9.01%)
Keeley Asset Management Corp 1,119,220 sh (-12.18%)
» More
Q3 2016

SNV Guru Trades in Q3 2016

Jim Simons 752,273 sh (+11.30%)
Richard Pzena 1,556,737 sh (+1.66%)
Private Capital 343,214 sh (-1.57%)
Keeley Asset Management Corp 1,005,940 sh (-10.12%)
» More
» Details

Insider Trades

Latest Guru Trades with SNV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC27.267.23Class C

Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:WAL, NYSE:PB, NAS:FHB, NYSE:CFR, NYSE:FHN, NAS:BPOP, NAS:TFSL, NAS:BOKF, NAS:CBSH, NAS:UMPQ, NAS:OZRK, OTCPK:FCNCB, NAS:HOMB, NAS:UMBF, NAS:PVTB, NYSE:BKU, NAS:MBFI, NYSE:WBS, NAS:CHFC, NYSE:BOH » details
Traded in other countries:SYU1.Germany,
Synovus Financial Corp is a financial services company and a registered bank holding company. It provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services.

Synovus Financial Corp. was incorporated under the laws of the State of Georgia in 1972. It is a financial services company and a registered bank holding company. The Company provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services to its customers through 28 locally-branded banking divisions of its wholly-owned subsidiary bank, Synovus Bank, and other offices in Georgia, Alabama, South Carolina, Florida and Tennessee. Synovus Bank is a Georgia state-chartered bank. Its commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits accounts; mortgage, installment and other retail loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet based banking services; and bank credit card services, including MasterCard and Visa services. The Company competes actively with national and state banks, savings and loan associations and credit unions and other nonbank financial institutions, including securities brokers and dealers, investment advisory firms, mortgage companies, insurance companies, trust companies, finance companies, leasing companies, mortgage companies and certain governmental agencies, all of which actively engage in marketing various types of loans, deposit accounts and other financial services. Like all bank holding companies and financial holding companies, the Company is regulated extensively under federal and state law.

Ratios

vs
industry
vs
history
P/E(ttm) 23.32
SNV's P/E(ttm) is ranked lower than
80% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.95 vs. SNV: 23.32 )
Ranked among companies with meaningful P/E(ttm) only.
SNV' s P/E(ttm) Range Over the Past 10 Years
Min: 2.75  Med: 16.77 Max: 28.31
Current: 23.32
2.75
28.31
Forward P/E 18.48
SNV's Forward P/E is ranked lower than
79% of the 334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. SNV: 18.48 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 23.32
SNV's PE(NRI) is ranked lower than
79% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.98 vs. SNV: 23.32 )
Ranked among companies with meaningful PE(NRI) only.
SNV' s PE(NRI) Range Over the Past 10 Years
Min: 2.75  Med: 16.77 Max: 35.47
Current: 23.32
2.75
35.47
Price/Owner Earnings (ttm) 13.09
SNV's Price/Owner Earnings (ttm) is ranked higher than
57% of the 883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.78 vs. SNV: 13.09 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
SNV' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.86  Med: 10.43 Max: 78.16
Current: 13.09
5.86
78.16
P/B 1.80
SNV's P/B is ranked lower than
80% of the 1662 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. SNV: 1.80 )
Ranked among companies with meaningful P/B only.
SNV' s P/B Range Over the Past 10 Years
Min: 0.3  Med: 1.06 Max: 1.81
Current: 1.8
0.3
1.81
P/S 4.62
SNV's P/S is ranked lower than
70% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. SNV: 4.62 )
Ranked among companies with meaningful P/S only.
SNV' s P/S Range Over the Past 10 Years
Min: 0.41  Med: 2.46 Max: 6.09
Current: 4.62
0.41
6.09
PFCF 12.35
SNV's PFCF is ranked higher than
52% of the 826 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.19 vs. SNV: 12.35 )
Ranked among companies with meaningful PFCF only.
SNV' s PFCF Range Over the Past 10 Years
Min: 0.83  Med: 6.3 Max: 13.49
Current: 12.35
0.83
13.49
POCF 11.49
SNV's POCF is ranked lower than
52% of the 925 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. SNV: 11.49 )
Ranked among companies with meaningful POCF only.
SNV' s POCF Range Over the Past 10 Years
Min: 0.78  Med: 5.24 Max: 12.58
Current: 11.49
0.78
12.58
EV-to-EBIT 16.15
SNV's EV-to-EBIT is ranked lower than
60% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. SNV: 16.15 )
Ranked among companies with meaningful EV-to-EBIT only.
SNV' s EV-to-EBIT Range Over the Past 10 Years
Min: -30.4  Med: 10.7 Max: 95.7
Current: 16.15
-30.4
95.7
EV-to-EBITDA 13.97
SNV's EV-to-EBITDA is ranked lower than
58% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.92 vs. SNV: 13.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNV' s EV-to-EBITDA Range Over the Past 10 Years
Min: -151.8  Med: 7.7 Max: 31.4
Current: 13.97
-151.8
31.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.17
SNV's Dividend Yield is ranked lower than
85% of the 2376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. SNV: 1.17 )
Ranked among companies with meaningful Dividend Yield only.
SNV' s Dividend Yield Range Over the Past 10 Years
Min: 1.08  Med: 1.75 Max: 17.69
Current: 1.17
1.08
17.69
Dividend Payout 0.27
SNV's Dividend Payout is ranked higher than
61% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. SNV: 0.27 )
Ranked among companies with meaningful Dividend Payout only.
SNV' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.45 Max: 4.25
Current: 0.27
0.01
4.25
Dividend Growth (3y) 14.50
SNV's Dividend Growth (3y) is ranked higher than
67% of the 739 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.00 vs. SNV: 14.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
SNV' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -63.5  Med: 5.8 Max: 22.6
Current: 14.5
-63.5
22.6
Forward Dividend Yield 1.18
SNV's Forward Dividend Yield is ranked lower than
88% of the 2299 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. SNV: 1.18 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.63
SNV's Yield on cost (5-Year) is ranked lower than
80% of the 2629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. SNV: 1.63 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SNV' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.51  Med: 2.44 Max: 24.7
Current: 1.63
1.51
24.7
3-Year Average Share Buyback Ratio -4.90
SNV's 3-Year Average Share Buyback Ratio is ranked lower than
62% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. SNV: -4.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.5  Med: -2.7 Max: -1.3
Current: -4.9
-33.5
-1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.83
SNV's Price/Tangible Book is ranked lower than
73% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. SNV: 1.83 )
Ranked among companies with meaningful Price/Tangible Book only.
SNV' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.4  Med: 1.45 Max: 3.07
Current: 1.83
0.4
3.07
Price/Projected FCF 0.73
SNV's Price/Projected FCF is ranked higher than
56% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. SNV: 0.73 )
Ranked among companies with meaningful Price/Projected FCF only.
SNV' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.1  Med: 0.52 Max: 4.38
Current: 0.73
0.1
4.38
Price/Median PS Value 1.88
SNV's Price/Median PS Value is ranked lower than
90% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. SNV: 1.88 )
Ranked among companies with meaningful Price/Median PS Value only.
SNV' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.2  Med: 0.87 Max: 2.44
Current: 1.88
0.2
2.44
Price/Graham Number 1.38
SNV's Price/Graham Number is ranked lower than
76% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.92 vs. SNV: 1.38 )
Ranked among companies with meaningful Price/Graham Number only.
SNV' s Price/Graham Number Range Over the Past 10 Years
Min: 0.31  Med: 0.95 Max: 1.53
Current: 1.38
0.31
1.53
Earnings Yield (Greenblatt) (%) 6.20
SNV's Earnings Yield (Greenblatt) (%) is ranked higher than
55% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. SNV: 6.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNV' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 7 Max: 14.3
Current: 6.2
1
14.3
Forward Rate of Return (Yacktman) (%) 22.03
SNV's Forward Rate of Return (Yacktman) (%) is ranked higher than
75% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.59 vs. SNV: 22.03 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNV' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 6.4  Med: 35.35 Max: 138.5
Current: 22.03
6.4
138.5

More Statistics

Revenue (TTM) (Mil) $1,144
EPS (TTM) $ 1.78
Beta1.07
Short Percentage of Float1.91%
52-Week Range $25.48 - 41.72
Shares Outstanding (Mil)122.30

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 1.92 2.19
EPS w/o NRI ($) 1.92 2.19
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.48 0.56
» More Articles for NYSE:SNV

Headlines

Articles On GuruFocus.com
John Keeley's Portfolio Acquires Stock in Media General in Second Quarter Sep 07 2015 
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 
Credit Recovery On Track At Synovus Financial Sep 10 2010 
Synovus Financial Corp. Reports Operating Results (10-Q) Aug 09 2010 

More From Other Websites
Synovus Depicts Rise in Interest Income; High Costs Linger Dec 07 2016
Synovus upgraded by Barclays Dec 06 2016
Synovus Announces Quarterly Common Stock Dividend Dec 02 2016
Is Synovus Financial Corp. (SNV) Right For Your Portfolio? Nov 29 2016
Synovus “Over and Under” Drive Collects More than 10,000 Items Nov 14 2016
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Other Events Nov 14 2016
SYNOVUS FINANCIAL CORP Financials Nov 10 2016
Santova invests in global ‘grass roots’ projects Nov 07 2016
Synovus to Present at Bank of America Merrill Lynch Future of Financials 2016 Conference Nov 07 2016
SYNOVUS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Nov 04 2016
Synovus Financial Corp. breached its 50 day moving average in a Bearish Manner : SNV-US : November... Nov 03 2016
ETF’s with exposure to Synovus Financial Corp. : October 27, 2016 Oct 27 2016
Synovus Financial Corp. :SNV-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016
Synovus Financial Corp. : SNV-US: Dividend Analysis : September 15th, 2016 (record date) : By the... Oct 21 2016
Synovus (SNV) Soars on Q3 Earnings Beat, Revenues Rise Oct 19 2016
Edited Transcript of SNV earnings conference call or presentation 18-Oct-16 12:30pm GMT Oct 18 2016
Synovus (SNV) Stock Higher After Q3 Earnings Beat Oct 18 2016
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Q3 2016 Synovus Financial Corp Earnings Release - Before Market Open Oct 18 2016

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