Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.54
SNV's Cash to Debt is ranked lower than
70% of the 1188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. SNV: 0.54 )
Ranked among companies with meaningful Cash to Debt only.
SNV' s Cash to Debt Range Over the Past 10 Years
Min: 0.24  Med: 0.65 Max: 4.18
Current: 0.54
0.24
4.18
Equity to Asset 0.10
SNV's Equity to Asset is ranked lower than
53% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNV: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
SNV' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.10 Max: 0.14
Current: 0.1
0.08
0.14
Interest Coverage 2.93
SNV's Interest Coverage is ranked higher than
67% of the 1565 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. SNV: 2.93 )
Ranked among companies with meaningful Interest Coverage only.
SNV' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 1.65 Max: 3.02
Current: 2.93
0.21
3.02
F-Score: 5
M-Score: -2.51
WACC vs ROIC
7.61%
5.95%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 32.19
SNV's Operating margin (%) is ranked higher than
53% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.14 vs. SNV: 32.19 )
Ranked among companies with meaningful Operating margin (%) only.
SNV' s Operating margin (%) Range Over the Past 10 Years
Min: -113.01  Med: 13.22 Max: 34.31
Current: 32.19
-113.01
34.31
Net-margin (%) 20.29
SNV's Net-margin (%) is ranked lower than
58% of the 1694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.52 vs. SNV: 20.29 )
Ranked among companies with meaningful Net-margin (%) only.
SNV' s Net-margin (%) Range Over the Past 10 Years
Min: -100.75  Med: 16.52 Max: 71.07
Current: 20.29
-100.75
71.07
ROE (%) 7.14
SNV's ROE (%) is ranked lower than
60% of the 1689 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.37 vs. SNV: 7.14 )
Ranked among companies with meaningful ROE (%) only.
SNV' s ROE (%) Range Over the Past 10 Years
Min: -44.85  Med: 4.91 Max: 24.12
Current: 7.14
-44.85
24.12
ROA (%) 0.79
SNV's ROA (%) is ranked lower than
57% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. SNV: 0.79 )
Ranked among companies with meaningful ROA (%) only.
SNV' s ROA (%) Range Over the Past 10 Years
Min: -4.17  Med: 0.67 Max: 3.08
Current: 0.79
-4.17
3.08
Revenue Growth (3Y)(%) -2.90
SNV's Revenue Growth (3Y)(%) is ranked lower than
74% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. SNV: -2.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SNV' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -30.4  Med: -2.90 Max: 17.2
Current: -2.9
-30.4
17.2
EBITDA Growth (3Y)(%) 61.70
SNV's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SNV: 61.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SNV' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -79.5  Med: 13.80 Max: 61.7
Current: 61.7
-79.5
61.7
EPS Growth (3Y)(%) -35.20
SNV's EPS Growth (3Y)(%) is ranked lower than
95% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. SNV: -35.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SNV' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -56.1  Med: 11.70 Max: 15.1
Current: -35.2
-56.1
15.1
» SNV's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

SNV Guru Trades in Q2 2015

Paul Tudor Jones 11,238 sh (New)
Steven Cohen 197,600 sh (+134.40%)
RS Investment Management 2,221,698 sh (+39.52%)
HOTCHKIS & WILEY 453,540 sh (+4.06%)
Jim Simons 309,573 sh (+3.86%)
Richard Pzena 2,200,121 sh (+1.64%)
John Keeley Sold Out
Manning & Napier Advisors, Inc Sold Out
Private Capital 367,847 sh (-0.45%)
Joel Greenblatt 6,877 sh (-21.08%)
» More
Q3 2015

SNV Guru Trades in Q3 2015

John Keeley 1,620,430 sh (New)
RS Investment Management 2,936,230 sh (+32.16%)
Jim Simons 321,600 sh (+3.89%)
HOTCHKIS & WILEY Sold Out
Joel Greenblatt Sold Out
Steven Cohen Sold Out
Paul Tudor Jones Sold Out
Private Capital 364,933 sh (-0.79%)
Richard Pzena 1,805,094 sh (-17.95%)
» More
Q4 2015

SNV Guru Trades in Q4 2015

Jim Simons 540,300 sh (+68.00%)
John Keeley 1,618,853 sh (-0.10%)
Private Capital 358,990 sh (-1.63%)
Richard Pzena 1,522,475 sh (-15.66%)
RS Investment Management 2,342,270 sh (-20.23%)
» More
Q1 2016

SNV Guru Trades in Q1 2016

Paul Tudor Jones 8,081 sh (New)
Jim Simons 633,200 sh (+17.19%)
Richard Pzena 1,532,901 sh (+0.68%)
Private Capital 353,865 sh (-1.43%)
John Keeley 1,274,388 sh (-21.28%)
RS Investment Management 1,564,472 sh (-33.21%)
» More
» Details

Insider Trades

Latest Guru Trades with SNV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC28.836.83Class C

Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:USB, NYSE:PNC, NYSE:BBT, NYSE:STI, NYSE:MTB, NAS:FITB » details
Traded in other countries:SYU1.Germany,
Synovus Financial Corp is a financial services company and a registered bank holding company. It provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services.

Synovus Financial Corp. was incorporated under the laws of the State of Georgia in 1972. It is a financial services company and a registered bank holding company. The Company provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services to its customers through 28 locally-branded banking divisions of its wholly-owned subsidiary bank, Synovus Bank, and other offices in Georgia, Alabama, South Carolina, Florida and Tennessee. Synovus Bank is a Georgia state-chartered bank. Its commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits accounts; mortgage, installment and other retail loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet based banking services; and bank credit card services, including MasterCard and Visa services. The Company competes actively with national and state banks, savings and loan associations and credit unions and other nonbank financial institutions, including securities brokers and dealers, investment advisory firms, mortgage companies, insurance companies, trust companies, finance companies, leasing companies, mortgage companies and certain governmental agencies, all of which actively engage in marketing various types of loans, deposit accounts and other financial services. Like all bank holding companies and financial holding companies, the Company is regulated extensively under federal and state law.

Top Ranked Articles about Synovus Financial Corp

John Keeley's Portfolio Acquires Stock in Media General in Second Quarter Keeley Asset Management founder dies in June
John L. Keeley Jr., founder of Keeley Asset Management Corp., died in June at the age of 75 of complications from a blood clot. Keeley’s strategy of long-term value investing is alive and well, though, in the transactions that were made in Keeley’s name in the second quarter. While Keeley's investment philosophy doesn't appear to have been hugely successful in 2014 (it recorded only a 0.07% return), it was far more successful in 2013 (34.63%) and 2012 (23.81%). Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 19.37
SNV's P/E(ttm) is ranked lower than
77% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.48 vs. SNV: 19.37 )
Ranked among companies with meaningful P/E(ttm) only.
SNV' s P/E(ttm) Range Over the Past 10 Years
Min: 2.75  Med: 8.44 Max: 28.86
Current: 19.37
2.75
28.86
Forward P/E 15.13
SNV's Forward P/E is ranked lower than
85% of the 399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.51 vs. SNV: 15.13 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 19.37
SNV's PE(NRI) is ranked lower than
77% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. SNV: 19.37 )
Ranked among companies with meaningful PE(NRI) only.
SNV' s PE(NRI) Range Over the Past 10 Years
Min: 2.76  Med: 11.09 Max: 35.31
Current: 19.37
2.76
35.31
Price/Owner Earnings (ttm) 10.15
SNV's Price/Owner Earnings (ttm) is ranked higher than
61% of the 871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.93 vs. SNV: 10.15 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
SNV' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.73  Med: 10.53 Max: 60.31
Current: 10.15
5.73
60.31
P/B 1.43
SNV's P/B is ranked lower than
74% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. SNV: 1.43 )
Ranked among companies with meaningful P/B only.
SNV' s P/B Range Over the Past 10 Years
Min: 0.3  Med: 1.06 Max: 1.51
Current: 1.43
0.3
1.51
P/S 3.80
SNV's P/S is ranked lower than
67% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. SNV: 3.80 )
Ranked among companies with meaningful P/S only.
SNV' s P/S Range Over the Past 10 Years
Min: 0.41  Med: 2.21 Max: 6.09
Current: 3.8
0.41
6.09
PFCF 9.03
SNV's PFCF is ranked higher than
57% of the 907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.99 vs. SNV: 9.03 )
Ranked among companies with meaningful PFCF only.
SNV' s PFCF Range Over the Past 10 Years
Min: 0.83  Med: 6.30 Max: 13.59
Current: 9.03
0.83
13.59
POCF 8.44
SNV's POCF is ranked higher than
53% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.81 vs. SNV: 8.44 )
Ranked among companies with meaningful POCF only.
SNV' s POCF Range Over the Past 10 Years
Min: 0.78  Med: 5.23 Max: 12.67
Current: 8.44
0.78
12.67
EV-to-EBIT 14.60
SNV's EV-to-EBIT is ranked lower than
57% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. SNV: 14.60 )
Ranked among companies with meaningful EV-to-EBIT only.
SNV' s EV-to-EBIT Range Over the Past 10 Years
Min: -30.4  Med: 9.00 Max: 95.7
Current: 14.6
-30.4
95.7
EV-to-EBITDA 12.62
SNV's EV-to-EBITDA is ranked lower than
53% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.75 vs. SNV: 12.62 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNV' s EV-to-EBITDA Range Over the Past 10 Years
Min: -151.8  Med: 6.70 Max: 31.4
Current: 12.62
-151.8
31.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.38
SNV's Dividend Yield is ranked lower than
82% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.05 vs. SNV: 1.38 )
Ranked among companies with meaningful Dividend Yield only.
SNV' s Dividend Yield Range Over the Past 10 Years
Min: 1.08  Med: 1.97 Max: 17.69
Current: 1.38
1.08
17.69
Dividend Payout 0.27
SNV's Dividend Payout is ranked higher than
62% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. SNV: 0.27 )
Ranked among companies with meaningful Dividend Payout only.
SNV' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.45 Max: 4.58
Current: 0.27
0.01
4.58
Dividend Growth (3y) 14.50
SNV's Dividend Growth (3y) is ranked higher than
67% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.70 vs. SNV: 14.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
SNV' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -63.5  Med: 5.80 Max: 22.6
Current: 14.5
-63.5
22.6
Forward Dividend Yield 1.50
SNV's Forward Dividend Yield is ranked lower than
84% of the 2133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. SNV: 1.50 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.93
SNV's Yield on cost (5-Year) is ranked lower than
73% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.53 vs. SNV: 1.93 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SNV' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.51  Med: 2.75 Max: 24.7
Current: 1.93
1.51
24.7
3-Year Average Share Buyback Ratio -4.90
SNV's 3-Year Average Share Buyback Ratio is ranked lower than
63% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. SNV: -4.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.5  Med: -2.70 Max: -1.3
Current: -4.9
-33.5
-1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.43
SNV's Price/Tangible Book is ranked lower than
67% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. SNV: 1.43 )
Ranked among companies with meaningful Price/Tangible Book only.
SNV' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.4  Med: 1.53 Max: 3.07
Current: 1.43
0.4
3.07
Price/Projected FCF 0.58
SNV's Price/Projected FCF is ranked higher than
60% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. SNV: 0.58 )
Ranked among companies with meaningful Price/Projected FCF only.
SNV' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.1  Med: 0.51 Max: 4.38
Current: 0.58
0.1
4.38
Price/Median PS Value 1.71
SNV's Price/Median PS Value is ranked lower than
93% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. SNV: 1.71 )
Ranked among companies with meaningful Price/Median PS Value only.
SNV' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.22  Med: 0.92 Max: 2.71
Current: 1.71
0.22
2.71
Price/Graham Number 1.11
SNV's Price/Graham Number is ranked lower than
73% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. SNV: 1.11 )
Ranked among companies with meaningful Price/Graham Number only.
SNV' s Price/Graham Number Range Over the Past 10 Years
Min: 0.31  Med: 0.93 Max: 1.54
Current: 1.11
0.31
1.54
Earnings Yield (Greenblatt) (%) 6.81
SNV's Earnings Yield (Greenblatt) (%) is ranked lower than
51% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.12 vs. SNV: 6.81 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNV' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 7.00 Max: 15.9
Current: 6.81
1
15.9
Forward Rate of Return (Yacktman) (%) 31.68
SNV's Forward Rate of Return (Yacktman) (%) is ranked higher than
83% of the 861 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. SNV: 31.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNV' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 6.4  Med: 31.60 Max: 138.5
Current: 31.68
6.4
138.5

More Statistics

Revenue (TTM) (Mil) $1,107
EPS (TTM) $ 1.64
Beta1.07
Short Percentage of Float2.22%
52-Week Range $25.48 - 33.80
Shares Outstanding (Mil)125.50

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 1.87 2.12
EPS without NRI ($) 1.87 2.12
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for SNV

Headlines

Articles On GuruFocus.com
John Keeley's Portfolio Acquires Stock in Media General in Second Quarter Sep 07 2015 
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 
Credit Recovery On Track At Synovus Financial Sep 10 2010 
Synovus Financial Corp. Reports Operating Results (10-Q) Aug 09 2010 

More From Other Websites
Synovus Launches “Here Matters” Community Outreach Program May 18 2016
SYNOVUS FINANCIAL CORP Financials May 12 2016
SYNOVUS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report May 05 2016
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 27 2016
Synovus Financial Corp. :SNV-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 22 2016
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Material... Apr 21 2016
Synovus downgraded by Raymond James Apr 20 2016
What's Ahead for Synovus After Quarterly Earnings Miss Apr 19 2016
Edited Transcript of SNV earnings conference call or presentation 19-Apr-16 12:30pm GMT Apr 19 2016
SYNOVUS FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Apr 19 2016
Q1 2016 Synovus Financial Corp Earnings Release - Before Market Open Apr 19 2016
Synovus Announces Earnings for the First Quarter Apr 19 2016
Synovus misses Street 1Q forecasts Apr 19 2016
Synovus misses Street 1Q forecasts Apr 19 2016
Synovus Announces Earnings for the First Quarter Apr 19 2016
Are the banks cheap now? Apr 12 2016
Synovus Financial Corp. breached its 50 day moving average in a Bearish Manner : SNV-US : April 8,... Apr 08 2016
Synovus Announces Quarterly Dividend for Series C Preferred Stock Apr 01 2016
Synovus Announces Quarterly Dividend for Series C Preferred Stock Apr 01 2016
Steady-Eddy strategies Mar 30 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)