Business Description
Southern Michigan Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US84336P1030
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Traded in other countries / regions
SOMC.USA Description
Southern Michigan Bancorp Inc is a United States-based financial holding company. It is engaged in the business activity of the ownership and management of its wholly-owned subsidiary bank. The Bank offers individuals, businesses, institutions, and government agencies a full range of commercial banking services. The customer base is located primarily in the southwest Michigan communities in which the Bank has branches, and in areas immediately surrounding these communities. The Bank makes commercial and consumer loans to customers. The majority of loans are secured by business assets, commercial and residential real estate, and consumer assets. The bank operates in a single segment: commercial banking.
Financial Strength
| Name | Current | Vs Industry | Vs History |
|---|
Growth Rank
| Name | Current | Vs Industry | Vs History |
|---|
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 70 | |||||
| 9-Day RSI | 52.92 | |||||
| 14-Day RSI | 48.43 | |||||
| 6-1 Month Momentum % | 4.46 | |||||
| 12-1 Month Momentum % | -4.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.17 | |||||
| Dividend Payout Ratio | 0.25 | |||||
| Forward Dividend Yield % | 3.33 | |||||
| 5-Year Yield-on-Cost % | 3.17 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| FCF Margin % | 34.32 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.25 | |||||
| PE Ratio without NRI | 10.25 | |||||
| EV-to-Revenue | 2.59 | |||||
| FCF Yield % | 13.24 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
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Annualized Return % Â
Total Annual Return % Â
Southern Michigan Bancorp Inc Executives
DetailsGF Value
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 31.217 | ||
| EPS (TTM) ($) | 1.755 | ||
| Beta | 0.06 | ||
| Volatility % | 17.63 | ||
| 14-Day RSI | 48.43 | ||
| 14-Day ATR ($) | 0.136364 | ||
| 20-Day SMA ($) | 16.936625 | ||
| 12-1 Month Momentum % | -4.18 | ||
| 52-Week Range ($) | 15.15 - 20.5 | ||
| Shares Outstanding (Mil) | 4.5 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 0 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Southern Michigan Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Southern Michigan Bancorp Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Southern Michigan Bancorp Inc Frequently Asked Questions
What is Southern Michigan Bancorp Inc(SOMC)'s stock price today?
The current price of SOMC is $17.99. The 52 week high of SOMC is $20.50 and 52 week low is $15.15.
When is next earnings date of Southern Michigan Bancorp Inc(SOMC)?
The next earnings date of Southern Michigan Bancorp Inc(SOMC) is 2024-07-23 Est..
Does Southern Michigan Bancorp Inc(SOMC) pay dividends? If so, how much?
The Dividend Yield %  of Southern Michigan Bancorp Inc(SOMC) is 3.17% (As of Today), Highest Dividend Payout Ratio of Southern Michigan Bancorp Inc(SOMC) was 0.25. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Southern Michigan Bancorp Inc(SOMC) is 3.33%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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