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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

» STEL's 10-Y Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

STEL Guru Trades in

Q3 2013

STEL Guru Trades in Q3 2013

Jim Simons 21,900 sh (New)
» More
Q4 2013

STEL Guru Trades in Q4 2013

Jim Simons 76,600 sh (+249.77%)
» More
Q1 2014

STEL Guru Trades in Q1 2014

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with STEL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )



Dividend & Buy Back

Dividend Yield 1.58
STEL's Dividend Yield is ranked lower than
69% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. STEL: 1.58 )
STEL' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 1.58

Dividend Payout 0.38
STEL's Dividend Payout is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. STEL: 0.38 )
STEL' s 10-Year Dividend Payout Range
Min: 0   Max: 0
Current: 0.38

Yield on cost (5-Year) 1.58
STEL's Yield on cost (5-Year) is ranked lower than
68% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. STEL: 1.58 )
STEL' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 1.58

Valuation & Return


Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
StellarOne Corporation is a Virginia bank holding company. The company's sole banking subsidiary is StellarOne Bank. The company's subsidiary bank is community-oriented and offers services customarily provided by full-service banks, including individual and commercial demand and time deposit accounts, commercial and consumer loans, residential mortgages, credit card services and deposit services. In addition, the company's subsidiary bank offers internet banking access for banking services, and online bill payment for both consumers and commercial customers. Lending is focused on individuals and small and middle-market businesses in the local market of the company's subsidiary bank. The bank, through its trust division, provides a variety of wealth management and personal trust services including estate administration, employee benefit plan administration and planning specifically addressing the investment and financial management needs of its customers. Utilizing a 'super-community' banking strategy, the subsidiary is run autonomously as a community bank, with the holding company providing common services such as corporate finance, information technology, marketing, human resources, compliance, audit and loan review. New products and services are designed to build on existing businesses and expand into complementary products and services through strategic initiatives. The company's largest core lending business is its commercial and residential real estate loan operation, which offers variable-rate loans and lines of credit secured by real estate properties. These loans are generally made on local properties or to local customers within its markets. The company is regulated under federal and state law.

Personalized Checklist

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Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
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