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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 34.07
TBBK's Cash to Debt is ranked higher than
85% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. TBBK: 34.07 )
TBBK' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 34.07

Equity to Asset 0.09
TBBK's Equity to Asset is ranked higher than
69% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. TBBK: 0.09 )
TBBK' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.19
Current: 0.09

0.05
0.19
Interest Coverage 3.62
TBBK's Interest Coverage is ranked higher than
86% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. TBBK: 3.62 )
TBBK' s 10-Year Interest Coverage Range
Min: 0.15   Max: 3.62
Current: 3.62

0.15
3.62
F-Score: 2
Z-Score: 0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 21.73
TBBK's Operating margin (%) is ranked higher than
63% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. TBBK: 21.73 )
TBBK' s 10-Year Operating margin (%) Range
Min: -639.25   Max: 42.24
Current: 21.73

-639.25
42.24
Net-margin (%) 14.01
TBBK's Net-margin (%) is ranked higher than
60% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. TBBK: 14.01 )
TBBK' s 10-Year Net-margin (%) Range
Min: -331.02   Max: 25.35
Current: 14.01

-331.02
25.35
ROE (%) 6.98
TBBK's ROE (%) is ranked higher than
70% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. TBBK: 6.98 )
TBBK' s 10-Year ROE (%) Range
Min: -25.41   Max: 8.39
Current: 6.98

-25.41
8.39
ROA (%) 0.53
TBBK's ROA (%) is ranked higher than
64% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. TBBK: 0.53 )
TBBK' s 10-Year ROA (%) Range
Min: -2.36   Max: 0.94
Current: 0.53

-2.36
0.94
ROC (Joel Greenblatt) (%) 248.64
TBBK's ROC (Joel Greenblatt) (%) is ranked higher than
92% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. TBBK: 248.64 )
TBBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -764.25   Max: 248.64
Current: 248.64

-764.25
248.64
Revenue Growth (%) 11.50
TBBK's Revenue Growth (%) is ranked higher than
92% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. TBBK: 11.50 )
TBBK' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 30
Current: 11.5

0
30
EBITDA Growth (%) 37.50
TBBK's EBITDA Growth (%) is ranked higher than
94% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. TBBK: 37.50 )
TBBK' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 75.2
Current: 37.5

0
75.2
» TBBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

TBBK Guru Trades in Q3 2013

Jim Simons 112,587 sh (+137.53%)
Michael Price 324,900 sh (unchged)
Yacktman Focused Fund Sold Out
Chuck Royce 155,395 sh (-48.08%)
Donald Yacktman 814,442 sh (-66.1%)
Yacktman Fund 66,288 sh (-91.28%)
» More
Q4 2013

TBBK Guru Trades in Q4 2013

Yacktman Fund Sold Out
Chuck Royce Sold Out
Michael Price 315,000 sh (-3.05%)
Donald Yacktman 529,745 sh (-34.96%)
Jim Simons 45,800 sh (-59.32%)
» More
Q1 2014

TBBK Guru Trades in Q1 2014

Jim Simons 75,848 sh (+65.61%)
Michael Price 250,000 sh (-20.63%)
Donald Yacktman 194,450 sh (-63.29%)
» More
Q2 2014

TBBK Guru Trades in Q2 2014

Richard Snow 27,864 sh (New)
Paul Tudor Jones 37,200 sh (New)
Michael Price 650,000 sh (+160%)
Jim Simons Sold Out
Donald Yacktman 161,050 sh (-17.18%)
» More
» Details

Insider Trades

Latest Guru Trades with TBBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-06-30 Add 160%0.58%$11.37 - $19.54 $ 10.01-36%650000
Michael Price 2014-03-31 Reduce -20.63%0.15%$17.47 - $20.05 $ 10.01-47%250000
Donald Yacktman 2014-03-31 Reduce -63.29%0.02%$17.47 - $20.05 $ 10.01-47%194450
Donald Yacktman 2013-12-31 Reduce -34.96%0.02%$16.14 - $18.88 $ 10.01-43%529745
Yacktman Fund 2013-12-31 Sold Out 0.01%$16.14 - $18.88 $ 10.01-43%0
Yacktman Fund 2013-09-30 Reduce -91.28%0.11%$14.83 - $18.26 $ 10.01-38%66288
Donald Yacktman 2013-09-30 Reduce -66.1%0.11%$14.83 - $18.26 $ 10.01-38%814442
Yacktman Focused Fund 2013-09-30 Sold Out 0.06%$14.83 - $18.26 $ 10.01-38%0
Yacktman Focused Fund 2013-03-31 Reduce -55.79%0.07%$10.45 - $13.98 $ 10.01-19%336000
Michael Price 2012-12-31 Add 25%0.09%$10.67 - $12.25 $ 10.01-12%300000
Yacktman Focused Fund 2012-12-31 Add 126.19%0.07%$10.67 - $12.25 $ 10.01-12%760000
John Keeley 2012-09-30 Sold Out 0.0043%$9.01 - $10.35 $ 10.015%0
John Keeley 2012-03-31 New Buy$7.3 - $10.15 $ 10.0124%20000
Michael Price 2011-06-30 New Buy0.3%$9.09 - $10.31 $ 10.014%200000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about The Bancorp Inc

Top Insider Buys of the Week all from the Finance Sector
Over the past week there were several companies reporting smaller insider buys along some large insider sells. The following insiders reported the largest insider buys over the past week. These transactions were judged based on the number of insiders buying, transaction amount and the amount of shares being purchased Read more...
Yacktman Focused Fund's Third Quarter Sells
While the Yacktman Fund and the Yacktman Focused Fund mirror each closely, there are some fundamental differences, one being that the Yacktman Focused Fund invests more heavily in health care than technology. With an average annual return of 8.7% since inception and 11% over 10 years, the Yacktman Focused Fund seeks long-term capital appreciation and, to a lesser extent, current income. The fund is non-diversified, mainly investing in common stocks of U.S. companies of any size, some, but not all of which, pay dividends. The Yacktman Fund’s average annual return is 9.8% since inception and 10.6% over 10 years. In a third quarter update, Yacktman Focused Fund lists 37 stocks with one new stock. With a 17% quarter-over-quarter Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 29.10
TBBK's P/E(ttm) is ranked higher than
55% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. TBBK: 29.10 )
TBBK' s 10-Year P/E(ttm) Range
Min: 11.21   Max: 166.22
Current: 29.1

11.21
166.22
P/B 1.00
TBBK's P/B is ranked higher than
74% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. TBBK: 1.00 )
TBBK' s 10-Year P/B Range
Min: 0.23   Max: 2.74
Current: 1

0.23
2.74
P/S 2.00
TBBK's P/S is ranked higher than
82% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. TBBK: 2.00 )
TBBK' s 10-Year P/S Range
Min: 0.69   Max: 14.33
Current: 2

0.69
14.33
EV-to-EBIT -22.15
TBBK's EV-to-EBIT is ranked lower than
56% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. TBBK: -22.15 )
TBBK' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 135.7
Current: -22.15

0.1
135.7
PEG 1.17
TBBK's PEG is ranked higher than
87% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. TBBK: 1.17 )
TBBK' s 10-Year PEG Range
Min: 0   Max: 65.18
Current: 1.17

0
65.18

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.03
TBBK's Price/Tangible Book is ranked higher than
82% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. TBBK: 1.03 )
TBBK' s 10-Year Price/Tangible Book Range
Min: 0.42   Max: 2.8
Current: 1.03

0.42
2.8
Price/DCF (Projected) 0.89
TBBK's Price/DCF (Projected) is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. TBBK: 0.89 )
TBBK' s 10-Year Price/DCF (Projected) Range
Min: 0.37   Max: 2.38
Current: 0.89

0.37
2.38
Price/Median PS Value 0.68
TBBK's Price/Median PS Value is ranked higher than
95% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. TBBK: 0.68 )
TBBK' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 4.77
Current: 0.68

0.4
4.77
Price/Graham Number 1.17
TBBK's Price/Graham Number is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. TBBK: 1.17 )
TBBK' s 10-Year Price/Graham Number Range
Min: 0.92   Max: 3.37
Current: 1.17

0.92
3.37
Earnings Yield (Greenblatt) 7.80
TBBK's Earnings Yield (Greenblatt) is ranked higher than
73% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. TBBK: 7.80 )
TBBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 1461.6
Current: 7.8

0.7
1461.6
Forward Rate of Return (Yacktman) 7.03
TBBK's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. TBBK: 7.03 )
TBBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.3   Max: 15.5
Current: 7.03

4.3
15.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Bancorp, Inc., is a Delaware corporation. It's a bank holding company with a wholly owned subsidiary, The Bancorp Bank. It provides commercial and retail banking services and related other banking services. It provides its services to organizations with a pre-existing customer base .that could use one or more selected banking services tailored to support or complement the services provided by these organizations to their customers. These services include private label banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators; and prepaid debit cards, also known as stored value cards, for insurers, incentive plans, large retail chains and consumer service organizations. It offers its depositors a wide range of products and services, including: checking accounts, featuring no required minimum balance, no service fees, competitive interest rates, rebates on automated teller machine fees, free debit Visa check card and overdraft protection plans; premium checking accounts have free online bill paying, an enhanced debit Visa check card or an automated teller machine (ATM) card; savings accounts; health savings accounts; money market accounts; individual retirement accounts, including Roth and education IRAs as well as traditional IRAs; commercial accounts, including general commercial checking, small business checking, business savings and business money market accounts; certificates of deposit; and stored value and payroll cards. It makes loans to businesses to finance fixed assets, acquisitions and other long-term needs of its business customers. It makes loans to businesses to finance the acquisition of, or to refinance, income-producing real property. It also makes construction loans on industrial properties that later require permanent financing. It provides loans to consumers to finance personal residences, automobiles, home improvements and other personal items. The majority of its consumer loans are secured by either the borrower's residence, typically in a first or second lien position, or the borrower's securities portfolio. Its main competitors are mid-Atlantic regional banks. It also faces competition from Internet-based banks, and from bank divisions, that provide Internet banking services as part of their overall banking environment. The Company is extensively regulated under both federal and state banking law.
» More Articles for TBBK

Headlines

Articles On GuruFocus.com
Top Insider Buys of the Week all from the Finance Sector Jun 20 2014 
Yacktman Focused Fund's Third Quarter Sells Oct 17 2013 
The Bancorp (TBBK) High Cash Stock Review Jun 11 2010 
The Bancorp Inc (TBBK) CEO Betsy Z Cohen buys 25,000 Shares Nov 18 2009 
The Bancorp, Inc. Reports Fourth Quarter and Fiscal 2008 Results Jan 30 2009 

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