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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 86.20
TBBK's Cash to Debt is ranked higher than
62% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. TBBK: 86.20 )
Ranked among companies with meaningful Cash to Debt only.
TBBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 30.18 Max: No Debt
Current: 86.2
Equity to Asset 0.07
TBBK's Equity to Asset is ranked lower than
79% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TBBK: 0.07 )
Ranked among companies with meaningful Equity to Asset only.
TBBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.10 Max: 0.21
Current: 0.07
0.05
0.21
Interest Coverage 0.66
TBBK's Interest Coverage is ranked lower than
75% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. TBBK: 0.66 )
Ranked among companies with meaningful Interest Coverage only.
TBBK' s Interest Coverage Range Over the Past 10 Years
Min: 0.4  Med: 0.61 Max: 1.88
Current: 0.66
0.4
1.88
F-Score: 4
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 4.10
TBBK's Operating margin (%) is ranked lower than
91% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. TBBK: 4.10 )
Ranked among companies with meaningful Operating margin (%) only.
TBBK' s Operating margin (%) Range Over the Past 10 Years
Min: -135.73  Med: 10.55 Max: 42.24
Current: 4.1
-135.73
42.24
Net-margin (%) 7.01
TBBK's Net-margin (%) is ranked lower than
88% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. TBBK: 7.01 )
Ranked among companies with meaningful Net-margin (%) only.
TBBK' s Net-margin (%) Range Over the Past 10 Years
Min: -90.91  Med: 7.11 Max: 39.53
Current: 7.01
-90.91
39.53
ROE (%) 4.52
TBBK's ROE (%) is ranked lower than
76% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. TBBK: 4.52 )
Ranked among companies with meaningful ROE (%) only.
TBBK' s ROE (%) Range Over the Past 10 Years
Min: -23.9  Med: 1.98 Max: 20.17
Current: 4.52
-23.9
20.17
ROA (%) 0.30
TBBK's ROA (%) is ranked lower than
83% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. TBBK: 0.30 )
Ranked among companies with meaningful ROA (%) only.
TBBK' s ROA (%) Range Over the Past 10 Years
Min: -2.52  Med: 0.29 Max: 1.19
Current: 0.3
-2.52
1.19
Revenue Growth (3Y)(%) 4.00
TBBK's Revenue Growth (3Y)(%) is ranked lower than
97% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. TBBK: 4.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TBBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -1.20 Max: 30
Current: 4
0
30
EBITDA Growth (3Y)(%) -14.30
TBBK's EBITDA Growth (3Y)(%) is ranked lower than
97% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. TBBK: -14.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
TBBK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -22.50 Max: 75.2
Current: -14.3
0
75.2
EPS Growth (3Y)(%) 26.90
TBBK's EPS Growth (3Y)(%) is ranked lower than
97% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. TBBK: 26.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
TBBK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -22.75 Max: 142.9
Current: 26.9
0
142.9
» TBBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

TBBK Guru Trades in Q1 2015

Arnold Schneider 184,220 sh (+210.24%)
Richard Snow 476,280 sh (+34.24%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 152,050 sh (-3.18%)
» More
Q2 2015

TBBK Guru Trades in Q2 2015

Jim Simons 22,000 sh (New)
Richard Snow 783,441 sh (+64.49%)
Arnold Schneider 229,479 sh (+24.57%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 131,350 sh (-13.61%)
» More
Q3 2015

TBBK Guru Trades in Q3 2015

Arnold Schneider 270,479 sh (+17.87%)
Richard Snow 836,332 sh (+6.75%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 130,000 sh (-1.03%)
Jim Simons 12,200 sh (-44.55%)
» More
Q4 2015

TBBK Guru Trades in Q4 2015

Jim Simons 69,800 sh (+472.13%)
Arnold Schneider 384,363 sh (+42.10%)
Richard Snow 1,007,527 sh (+20.47%)
Donald Yacktman 109,000 sh (-16.15%)
» More
» Details

Insider Trades

Latest Guru Trades with TBBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 11.60
TBBK's P/E(ttm) is ranked lower than
52% of the 2255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. TBBK: 11.60 )
Ranked among companies with meaningful P/E(ttm) only.
TBBK' s P/E(ttm) Range Over the Past 10 Years
Min: 5.68  Med: 27.93 Max: 374
Current: 11.6
5.68
374
P/B 0.52
TBBK's P/B is ranked higher than
80% of the 2306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. TBBK: 0.52 )
Ranked among companies with meaningful P/B only.
TBBK' s P/B Range Over the Past 10 Years
Min: 0.23  Med: 1.17 Max: 2.97
Current: 0.52
0.23
2.97
P/S 1.14
TBBK's P/S is ranked higher than
86% of the 2512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.48 vs. TBBK: 1.14 )
Ranked among companies with meaningful P/S only.
TBBK' s P/S Range Over the Past 10 Years
Min: 0.69  Med: 2.71 Max: 8.63
Current: 1.14
0.69
8.63
EV-to-EBIT 32.04
TBBK's EV-to-EBIT is ranked lower than
99.99% of the 2210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.37 vs. TBBK: 32.04 )
Ranked among companies with meaningful EV-to-EBIT only.
TBBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -117.1  Med: 9.45 Max: 369
Current: 32.04
-117.1
369
EV-to-EBITDA 41.70
TBBK's EV-to-EBITDA is ranked lower than
99.99% of the 2214 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.19 vs. TBBK: 41.70 )
Ranked among companies with meaningful EV-to-EBITDA only.
TBBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1528.3  Med: -1.20 Max: 162.2
Current: 41.7
-1528.3
162.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.53
TBBK's Price/Tangible Book is ranked higher than
82% of the 2217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. TBBK: 0.53 )
Ranked among companies with meaningful Price/Tangible Book only.
TBBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.42  Med: 1.31 Max: 2.81
Current: 0.53
0.42
2.81
Price/Median PS Value 0.42
TBBK's Price/Median PS Value is ranked higher than
95% of the 2134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. TBBK: 0.42 )
Ranked among companies with meaningful Price/Median PS Value only.
TBBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.43  Med: 1.03 Max: 3.17
Current: 0.42
0.43
3.17
Earnings Yield (Greenblatt) (%) 3.10
TBBK's Earnings Yield (Greenblatt) (%) is ranked lower than
96% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. TBBK: 3.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
TBBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 4.10 Max: 158.7
Current: 3.1
0.3
158.7

More Statistics

Revenue(Mil) $205
EPS $ 0.37
Beta1.18
Short Percentage of Float4.64%
52-Week Range $3.88 - 10.62
Shares Outstanding(Mil)37.76

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
The Bancorp Inc is a Delaware corporation and a registered financial holding company. Its primary subsidiary is a wholly owned subsidiary bank, The Bancorp Bank. The Bank is a Delaware chartered commercial bank located in Wilmington, Delaware and is a Federal Deposit Insurance Corporation (FDIC) insured institution. The Company through its subsidiary provides commercial and retail banking services and related other banking services. The Company provides services in the areas of Philadelphia-Wilmington metropolitan area, consisting of the 12 counties surrounding Philadelphia, Pennsylvania and Wilmington, Delaware including Philadelphia, Delaware, Chester, Montgomery, Bucks and Lehigh Counties in Pennsylvania, New Castle County in Delaware and Mercer, Burlington, Camden, Ocean and Cape May Counties in New Jersey. It provides its services to organizations with a pre-existing customer base that could use one or more selected banking services tailored to support or complement the services provided by these organizations to their customers. The Affinity Banking services include private label banking including institutional banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators; and prepaid cards, also known as stored value cards, for general purpose card sponsors, insurers, incentive plans, large retail chains, consumer service organizations and others. The Company's Commercial banking operations offers Deposit Products and Services including; checking accounts, savings accounts, healthcare accounts, money market accounts, commercial accounts, certificates of deposit; and prepaid and payroll cards. The Company also engaged in lending activities including; commercial term lending, commercial mortgage lending and also provides loan including; constriction loan, 1-4 Family Construction Loans, Commercial Construction, Acquisition and Development, Consumer loans; and also provides Direct Lease Financing. The Company faces competition from Internet-based banks, and from banks, such as Capital One 360 and E-Trade Bank, that provide Internet banking services as part of their overall banking environment. It's Competitors for loans and regional deposits are mid-Atlantic regional banks such as Citizens Bank, Sovereign Bank, TD Bank, M&T Bank and Republic Bank. The Company is subject to governmental rules and regulations.
» More Articles for TBBK

Headlines

Articles On GuruFocus.com
Top Insider Buys of the Week all from the Finance Sector Jun 20 2014 
Yacktman Focused Fund's Third Quarter Sells Oct 17 2013 
The Bancorp (TBBK) High Cash Stock Review Jun 11 2010 
The Bancorp Inc (TBBK) CEO Betsy Z Cohen buys 25,000 Shares Nov 18 2009 

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