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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 39.71
TBBK's Cash to Debt is ranked higher than
68% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. TBBK: 39.71 )
Ranked among companies with meaningful Cash to Debt only.
TBBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 33.45 Max: No Debt
Current: 39.71
Equity to Asset 0.07
TBBK's Equity to Asset is ranked lower than
79% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TBBK: 0.07 )
Ranked among companies with meaningful Equity to Asset only.
TBBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.19
Current: 0.07
0.05
0.19
F-Score: 2
M-Score: -2.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) -14.17
TBBK's Operating margin (%) is ranked lower than
95% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. TBBK: -14.17 )
Ranked among companies with meaningful Operating margin (%) only.
TBBK' s Operating margin (%) Range Over the Past 10 Years
Min: -135.73  Med: 8.59 Max: 42.24
Current: -14.17
-135.73
42.24
Net-margin (%) -15.10
TBBK's Net-margin (%) is ranked lower than
95% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. TBBK: -15.10 )
Ranked among companies with meaningful Net-margin (%) only.
TBBK' s Net-margin (%) Range Over the Past 10 Years
Min: -90.91  Med: 6.25 Max: 39.53
Current: -15.1
-90.91
39.53
ROE (%) -9.40
TBBK's ROE (%) is ranked lower than
96% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. TBBK: -9.40 )
Ranked among companies with meaningful ROE (%) only.
TBBK' s ROE (%) Range Over the Past 10 Years
Min: -23.9  Med: 1.98 Max: 20.17
Current: -9.4
-23.9
20.17
ROA (%) -0.64
TBBK's ROA (%) is ranked lower than
95% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. TBBK: -0.64 )
Ranked among companies with meaningful ROA (%) only.
TBBK' s ROA (%) Range Over the Past 10 Years
Min: -2.52  Med: 0.26 Max: 1.19
Current: -0.64
-2.52
1.19
Revenue Growth (3Y)(%) 31.70
TBBK's Revenue Growth (3Y)(%) is ranked higher than
96% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. TBBK: 31.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TBBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0.15 Max: 31.7
Current: 31.7
0
31.7
» TBBK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-29)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

TBBK Guru Trades in Q3 2015

Arnold Schneider 270,479 sh (+17.87%)
Richard Snow 836,332 sh (+6.75%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 130,000 sh (-1.03%)
Jim Simons 12,200 sh (-44.55%)
» More
Q4 2015

TBBK Guru Trades in Q4 2015

Jim Simons 69,800 sh (+472.13%)
Arnold Schneider 384,363 sh (+42.10%)
Richard Snow 1,007,527 sh (+20.47%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 109,000 sh (-16.15%)
» More
Q1 2016

TBBK Guru Trades in Q1 2016

HOTCHKIS & WILEY 10,453 sh (New)
Jim Simons 163,300 sh (+133.95%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 109,000 sh (unchged)
Richard Snow 928,668 sh (-7.83%)
Arnold Schneider 319,952 sh (-16.76%)
» More
Q2 2016

TBBK Guru Trades in Q2 2016

Donald Yacktman 109,000 sh (unchged)
Michael Price 407,500 sh (unchged)
HOTCHKIS & WILEY Sold Out
Jim Simons 162,800 sh (-0.31%)
Richard Snow 915,475 sh (-1.42%)
Arnold Schneider 239,823 sh (-25.04%)
» More
» Details

Insider Trades

Latest Guru Trades with TBBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:AMNB, NAS:ANCX, OTCPK:ALRS, NAS:CCBG, NAS:OSBC, NAS:MBVT, NAS:BLMT, NAS:FFKT, NAS:FNLC, NAS:MNRK, NAS:FMBH, OTCPK:ISBA, AMEX:BHB, NAS:CNBKA, NAS:NKSH, NAS:OLBK, NAS:YCB, NAS:PWOD, NAS:BSRR, NAS:AVNU » details
The Bancorp Inc through its holdings provides retail and commercial & private label banking, institutional banking, health savings accounts & prepaid debit cards & prepaid card issuing services.

The Bancorp Inc is a Delaware corporation and a registered financial holding company. Its primary subsidiary is a wholly owned subsidiary bank, The Bancorp Bank. The Bank is a Delaware chartered commercial bank located in Wilmington, Delaware and is a Federal Deposit Insurance Corporation (FDIC) insured institution. The Company through its subsidiary provides commercial and retail banking services and related other banking services. The Company provides services in the areas of Philadelphia-Wilmington metropolitan area, consisting of the 12 counties surrounding Philadelphia, Pennsylvania and Wilmington, Delaware including Philadelphia, Delaware, Chester, Montgomery, Bucks and Lehigh Counties in Pennsylvania, New Castle County in Delaware and Mercer, Burlington, Camden, Ocean and Cape May Counties in New Jersey. It provides its services to organizations with a pre-existing customer base that could use one or more selected banking services tailored to support or complement the services provided by these organizations to their customers. The Affinity Banking services include private label banking including institutional banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators; and prepaid cards, also known as stored value cards, for general purpose card sponsors, insurers, incentive plans, large retail chains, consumer service organizations and others. The Company's Commercial banking operations offers Deposit Products and Services including; checking accounts, savings accounts, healthcare accounts, money market accounts, commercial accounts, certificates of deposit; and prepaid and payroll cards. The Company also engaged in lending activities including; commercial term lending, commercial mortgage lending and also provides loan including; constriction loan, 1-4 Family Construction Loans, Commercial Construction, Acquisition and Development, Consumer loans; and also provides Direct Lease Financing. The Company faces competition from Internet-based banks, and from banks, such as Capital One 360 and E-Trade Bank, that provide Internet banking services as part of their overall banking environment. It's Competitors for loans and regional deposits are mid-Atlantic regional banks such as Citizens Bank, Sovereign Bank, TD Bank, M&T Bank and Republic Bank. The Company is subject to governmental rules and regulations.

Ratios

vs
industry
vs
history
Price/Owner Earnings (ttm) 378.75
TBBK's Price/Owner Earnings (ttm) is ranked lower than
99% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. TBBK: 378.75 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
TBBK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.76  Med: 21.14 Max: 1328.75
Current: 378.75
2.76
1328.75
P/B 0.79
TBBK's P/B is ranked higher than
70% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. TBBK: 0.79 )
Ranked among companies with meaningful P/B only.
TBBK' s P/B Range Over the Past 10 Years
Min: 0.23  Med: 1.13 Max: 2.97
Current: 0.79
0.23
2.97
P/S 1.19
TBBK's P/S is ranked higher than
88% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. TBBK: 1.19 )
Ranked among companies with meaningful P/S only.
TBBK' s P/S Range Over the Past 10 Years
Min: 0.69  Med: 2.65 Max: 9.55
Current: 1.19
0.69
9.55
EV-to-EBIT 10.53
TBBK's EV-to-EBIT is ranked higher than
60% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. TBBK: 10.53 )
Ranked among companies with meaningful EV-to-EBIT only.
TBBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -144.3  Med: -0.4 Max: 369
Current: 10.53
-144.3
369
EV-to-EBITDA 13.53
TBBK's EV-to-EBITDA is ranked lower than
59% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. TBBK: 13.53 )
Ranked among companies with meaningful EV-to-EBITDA only.
TBBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1528.3  Med: -2 Max: 162.2
Current: 13.53
-1528.3
162.2

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.50
TBBK's 3-Year Average Share Buyback Ratio is ranked higher than
65% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. TBBK: -0.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TBBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -87.6  Med: -9.7 Max: 0
Current: -0.5
-87.6
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.81
TBBK's Price/Tangible Book is ranked higher than
71% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. TBBK: 0.81 )
Ranked among companies with meaningful Price/Tangible Book only.
TBBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.42  Med: 1.24 Max: 2.81
Current: 0.81
0.42
2.81
Price/Median PS Value 0.44
TBBK's Price/Median PS Value is ranked higher than
96% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. TBBK: 0.44 )
Ranked among companies with meaningful Price/Median PS Value only.
TBBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.4  Med: 1.09 Max: 5.21
Current: 0.44
0.4
5.21
Earnings Yield (Greenblatt) (%) 9.50
TBBK's Earnings Yield (Greenblatt) (%) is ranked higher than
68% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. TBBK: 9.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
TBBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 4.2 Max: 158.7
Current: 9.5
0.3
158.7

More Statistics

Revenue (TTM) (Mil) $193.6
EPS (TTM) $ -0.78
Beta1.35
Short Percentage of Float3.09%
52-Week Range $3.88 - 9.00
Shares Outstanding (Mil)37.95
» More Articles for TBBK

Headlines

Articles On GuruFocus.com
Top Insider Buys of the Week all from the Finance Sector Jun 20 2014 
Yacktman Focused Fund's Third Quarter Sells Oct 17 2013 
The Bancorp (TBBK) High Cash Stock Review Jun 11 2010 
The Bancorp Inc (TBBK) CEO Betsy Z Cohen buys 25,000 Shares Nov 18 2009 

More From Other Websites
BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 26 2016
HealthEquity Nears Buy Point As Big Banks Sell HSA Assets Aug 26 2016
Can This 2014 IPO Stay Healthy In A Weakening Market? Aug 25 2016
What Does HealthEquity Know That Wells Fargo, JPMorgan Don't? Aug 25 2016
The Bancorp (TBBK) in Focus: Stock Adds 8% in Session Aug 24 2016
The Bancorp, Inc. Announces Sale of $65 Million of Discontinued Commercial Loans Aug 24 2016
BANCORP, INC. Financials Aug 19 2016
New Strong Sell Stocks for August 18th Aug 18 2016
The Bancorp upgraded by Raymond James Aug 09 2016
The Bancorp, Inc. Announces a $74 Million Capital Raise Aug 08 2016
BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Unregistered Sale of... Aug 08 2016
The Bancorp, Inc. Announces a $74 Million Capital Raise Aug 08 2016
The Bancorp, Inc. (Delaware) :TBBK-US: Earnings Analysis: Q2, 2016 By the Numbers : August 5, 2016 Aug 05 2016
Second Curve’s Bets on Small-Caps Lead to Huge Losses Aug 05 2016
The Bancorp Announces New Chief Operating Officer and Chief Administrative Officer Aug 04 2016
The Bancorp Announces New Chief Operating Officer and Chief Administrative Officer Aug 04 2016
Edited Transcript of TBBK earnings conference call or presentation 29-Jul-16 12:00pm GMT Jul 29 2016
The Bancorp reports 2Q loss Jul 29 2016
The Bancorp reports 2Q loss Jul 29 2016
BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Change in Directors... Jul 29 2016

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