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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 32.84
TBBK's Cash to Debt is ranked higher than
85% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 32.84 )
Ranked among companies with meaningful Cash to Debt only.
TBBK' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 32.84

Equity to Asset 0.08
TBBK's Equity to Asset is ranked higher than
57% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.07 vs. TBBK: 0.08 )
Ranked among companies with meaningful Equity to Asset only.
TBBK' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.19
Current: 0.08

0.05
0.19
Interest Coverage 3.62
TBBK's Interest Coverage is ranked higher than
84% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. TBBK: 3.62 )
Ranked among companies with meaningful Interest Coverage only.
TBBK' s 10-Year Interest Coverage Range
Min: 0.15   Max: 3.62
Current: 3.62

0.15
3.62
F-Score: 5
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -0.56
TBBK's Operating margin (%) is ranked lower than
59% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.01 vs. TBBK: -0.56 )
Ranked among companies with meaningful Operating margin (%) only.
TBBK' s 10-Year Operating margin (%) Range
Min: -639.25   Max: 42.24
Current: -0.56

-639.25
42.24
Net-margin (%) -10.71
TBBK's Net-margin (%) is ranked lower than
61% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. TBBK: -10.71 )
Ranked among companies with meaningful Net-margin (%) only.
TBBK' s 10-Year Net-margin (%) Range
Min: -331.02   Max: 25.35
Current: -10.71

-331.02
25.35
ROE (%) -5.07
TBBK's ROE (%) is ranked lower than
61% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.08 vs. TBBK: -5.07 )
Ranked among companies with meaningful ROE (%) only.
TBBK' s 10-Year ROE (%) Range
Min: -23.76   Max: 8.82
Current: -5.07

-23.76
8.82
ROA (%) -0.40
TBBK's ROA (%) is ranked lower than
60% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.35 vs. TBBK: -0.40 )
Ranked among companies with meaningful ROA (%) only.
TBBK' s 10-Year ROA (%) Range
Min: -2.52   Max: 1.11
Current: -0.4

-2.52
1.11
ROC (Joel Greenblatt) (%) -5.84
TBBK's ROC (Joel Greenblatt) (%) is ranked lower than
58% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.53 vs. TBBK: -5.84 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
TBBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -199.08   Max: 299.19
Current: -5.84

-199.08
299.19
Revenue Growth (3Y)(%) 11.50
TBBK's Revenue Growth (3Y)(%) is ranked higher than
90% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -21.50 vs. TBBK: 11.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TBBK' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 30
Current: 11.5

0
30
EBITDA Growth (3Y)(%) 37.50
TBBK's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 37.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
TBBK' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 75.2
Current: 37.5

0
75.2
» TBBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

TBBK Guru Trades in Q2 2014

Richard Snow 27,864 sh (New)
Paul Tudor Jones 37,200 sh (New)
Michael Price 650,000 sh (+160.00%)
Jim Simons Sold Out
Donald Yacktman 161,050 sh (-17.18%)
» More
Q3 2014

TBBK Guru Trades in Q3 2014

Richard Snow 204,145 sh (+632.65%)
Michael Price 750,000 sh (+15.38%)
Donald Yacktman 161,050 sh (unchged)
Paul Tudor Jones 16,800 sh (-54.84%)
» More
Q4 2014

TBBK Guru Trades in Q4 2014

Arnold Schneider 59,379 sh (New)
Richard Snow 354,790 sh (+73.79%)
Paul Tudor Jones Sold Out
Donald Yacktman 157,050 sh (-2.48%)
Michael Price 407,500 sh (-45.67%)
» More
Q1 2015

TBBK Guru Trades in Q1 2015

Arnold Schneider 184,220 sh (+210.24%)
Richard Snow 476,280 sh (+34.24%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 152,050 sh (-3.18%)
» More
» Details

Insider Trades

Latest Guru Trades with TBBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about The Bancorp Inc

Top Insider Buys of the Week all from the Finance Sector
Over the past week there were several companies reporting smaller insider buys along some large insider sells. The following insiders reported the largest insider buys over the past week. These transactions were judged based on the number of insiders buying, transaction amount and the amount of shares being purchased Read more...

Ratios

vs
industry
vs
history
Forward P/E 14.58
TBBK's Forward P/E is ranked higher than
53% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 14.58 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 39.10
TBBK's PE(NRI) is ranked lower than
53% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 27.40 vs. TBBK: 39.10 )
Ranked among companies with meaningful PE(NRI) only.
TBBK' s 10-Year PE(NRI) Range
Min: 11.22   Max: 361
Current: 39.1

11.22
361
P/B 1.00
TBBK's P/B is ranked higher than
61% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. TBBK: 1.00 )
Ranked among companies with meaningful P/B only.
TBBK' s 10-Year P/B Range
Min: 0.23   Max: 2.74
Current: 1

0.23
2.74
P/S 1.80
TBBK's P/S is ranked higher than
79% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 1.80 )
Ranked among companies with meaningful P/S only.
TBBK' s 10-Year P/S Range
Min: 0.69   Max: 14.33
Current: 1.8

0.69
14.33
PFCF 6.70
TBBK's PFCF is ranked higher than
80% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.00 vs. TBBK: 6.70 )
Ranked among companies with meaningful PFCF only.
TBBK' s 10-Year PFCF Range
Min: 2.45   Max: 169.5
Current: 6.7

2.45
169.5
POCF 5.86
TBBK's POCF is ranked higher than
84% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 5.86 )
Ranked among companies with meaningful POCF only.
TBBK' s 10-Year POCF Range
Min: 2.08   Max: 48.43
Current: 5.86

2.08
48.43
Days Sales Outstanding 23.95
TBBK's Days Sales Outstanding is ranked higher than
90% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 23.95 )
Ranked among companies with meaningful Days Sales Outstanding only.
TBBK' s 10-Year Days Sales Outstanding Range
Min: 22.4   Max: 63.19
Current: 23.95

22.4
63.19

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
TBBK's Price/Tangible Book is ranked higher than
76% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 1.00 )
Ranked among companies with meaningful Price/Tangible Book only.
TBBK' s 10-Year Price/Tangible Book Range
Min: 0.42   Max: 2.8
Current: 1

0.42
2.8
Price/DCF (Projected) 0.60
TBBK's Price/DCF (Projected) is ranked higher than
82% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 0.60 )
Ranked among companies with meaningful Price/DCF (Projected) only.
TBBK' s 10-Year Price/DCF (Projected) Range
Min: 0.37   Max: 2.36
Current: 0.6

0.37
2.36
Price/Median PS Value 0.60
TBBK's Price/Median PS Value is ranked higher than
96% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 0.60 )
Ranked among companies with meaningful Price/Median PS Value only.
TBBK' s 10-Year Price/Median PS Value Range
Min: 0.43   Max: 5.06
Current: 0.6

0.43
5.06
Price/Peter Lynch Fair Value 1.60
TBBK's Price/Peter Lynch Fair Value is ranked higher than
79% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 1.60 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
TBBK' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.41   Max: 16.33
Current: 1.6

1.41
16.33
Price/Graham Number 1.00
TBBK's Price/Graham Number is ranked higher than
59% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. TBBK: 1.00 )
Ranked among companies with meaningful Price/Graham Number only.
TBBK' s 10-Year Price/Graham Number Range
Min: 0.88   Max: 2.01
Current: 1

0.88
2.01
Earnings Yield (Greenblatt) -47.00
TBBK's Earnings Yield (Greenblatt) is ranked lower than
70% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.00 vs. TBBK: -47.00 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
TBBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: -47.6   Max: 2187.3
Current: -47

-47.6
2187.3
Forward Rate of Return (Yacktman) 33.16
TBBK's Forward Rate of Return (Yacktman) is ranked higher than
91% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. TBBK: 33.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
TBBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.2   Max: 34.6
Current: 33.16

1.2
34.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
The Bancorp Inc is a Delaware corporation and a registered financial holding company. Its primary subsidiary is a wholly owned subsidiary bank, The Bancorp Bank. The Bank is a Delaware chartered commercial bank located in Wilmington, Delaware and is a Federal Deposit Insurance Corporation (FDIC) insured institution. The Company through its subsidiary provides commercial and retail banking services and related other banking services. The Company provides services in the areas of Philadelphia-Wilmington metropolitan area, consisting of the 12 counties surrounding Philadelphia, Pennsylvania and Wilmington, Delaware including Philadelphia, Delaware, Chester, Montgomery, Bucks and Lehigh Counties in Pennsylvania, New Castle County in Delaware and Mercer, Burlington, Camden, Ocean and Cape May Counties in New Jersey. It provides its services to organizations with a pre-existing customer base that could use one or more selected banking services tailored to support or complement the services provided by these organizations to their customers. The Affinity Banking services include private label banking including institutional banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators; and prepaid cards, also known as stored value cards, for general purpose card sponsors, insurers, incentive plans, large retail chains, consumer service organizations and others. The Company's Commercial banking operations offers Deposit Products and Services including; checking accounts, savings accounts, healthcare accounts, money market accounts, commercial accounts, certificates of deposit; and prepaid and payroll cards. The Company also engaged in lending activities including; commercial term lending, commercial mortgage lending and also provides loan including; constriction loan, 1-4 Family Construction Loans, Commercial Construction, Acquisition and Development, Consumer loans; and also provides Direct Lease Financing. The Company faces competition from Internet-based banks, and from banks, such as Capital One 360 and E-Trade Bank, that provide Internet banking services as part of their overall banking environment. It's Competitors for loans and regional deposits are mid-Atlantic regional banks such as Citizens Bank, Sovereign Bank, TD Bank, M&T Bank and Republic Bank. The Company and the Bank are subject to regulation by certain state and federal agencies and, accordingly, they are examined periodically by those regulatory authorities.
» More Articles for TBBK

Headlines

Articles On GuruFocus.com
Top Insider Buys of the Week all from the Finance Sector Jun 20 2014 
Yacktman Focused Fund's Third Quarter Sells Oct 17 2013 
The Bancorp (TBBK) High Cash Stock Review Jun 11 2010 
The Bancorp Inc (TBBK) CEO Betsy Z Cohen buys 25,000 Shares Nov 18 2009 
The Bancorp, Inc. Reports Fourth Quarter and Fiscal 2008 Results Jan 30 2009 

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