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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 3.47
TBBK's Cash-to-Debt is ranked higher than
59% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. TBBK: 3.47 )
Ranked among companies with meaningful Cash-to-Debt only.
TBBK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15  Med: 4.09 Max: No Debt
Current: 3.47
Equity-to-Asset 0.06
TBBK's Equity-to-Asset is ranked lower than
85% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TBBK: 0.06 )
Ranked among companies with meaningful Equity-to-Asset only.
TBBK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.73
Current: 0.06
0.05
0.73
Beneish M-Score: -8.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % -52.46
TBBK's Operating Margin % is ranked lower than
97% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. TBBK: -52.46 )
Ranked among companies with meaningful Operating Margin % only.
TBBK' s Operating Margin % Range Over the Past 10 Years
Min: -135.73  Med: 6.75 Max: 39.28
Current: -52.46
-135.73
39.28
Net Margin % -72.93
TBBK's Net Margin % is ranked lower than
98% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. TBBK: -72.93 )
Ranked among companies with meaningful Net Margin % only.
TBBK' s Net Margin % Range Over the Past 10 Years
Min: -90.91  Med: 5.67 Max: 39.53
Current: -72.93
-90.91
39.53
ROE % -30.88
TBBK's ROE % is ranked lower than
99% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. TBBK: -30.88 )
Ranked among companies with meaningful ROE % only.
TBBK' s ROE % Range Over the Past 10 Years
Min: -31.18  Med: -0.15 Max: 20.17
Current: -30.88
-31.18
20.17
ROA % -2.13
TBBK's ROA % is ranked lower than
97% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. TBBK: -2.13 )
Ranked among companies with meaningful ROA % only.
TBBK' s ROA % Range Over the Past 10 Years
Min: -2.52  Med: 0.23 Max: 1.19
Current: -2.13
-2.52
1.19
3-Year Revenue Growth Rate -3.20
TBBK's 3-Year Revenue Growth Rate is ranked lower than
80% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. TBBK: -3.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TBBK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -1.2 Max: 31.7
Current: -3.2
0
31.7
GuruFocus has detected 2 Warning Signs with The Bancorp Inc $TBBK.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TBBK's 10-Y Financials

Financials (Next Earnings Date: 2017-05-09 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

TBBK Guru Trades in Q1 2016

HOTCHKIS & WILEY 10,453 sh (New)
Jim Simons 163,300 sh (+133.95%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 109,000 sh (unchged)
Richard Snow 928,668 sh (-7.83%)
Arnold Schneider 319,952 sh (-16.76%)
» More
Q2 2016

TBBK Guru Trades in Q2 2016

Michael Price 407,500 sh (unchged)
Donald Yacktman 109,000 sh (unchged)
HOTCHKIS & WILEY Sold Out
Jim Simons 162,800 sh (-0.31%)
Richard Snow 915,475 sh (-1.42%)
Arnold Schneider 239,823 sh (-25.04%)
» More
Q3 2016

TBBK Guru Trades in Q3 2016

HOTCHKIS & WILEY 10,274 sh (New)
Arnold Schneider 356,011 sh (+48.45%)
Michael Price 407,500 sh (unchged)
Donald Yacktman 109,000 sh (unchged)
Richard Snow 884,681 sh (-3.36%)
Jim Simons 92,600 sh (-43.12%)
» More
Q4 2016

TBBK Guru Trades in Q4 2016

Jim Simons 165,800 sh (+79.05%)
Arnold Schneider 481,551 sh (+35.26%)
Michael Price 407,500 sh (unchged)
HOTCHKIS & WILEY 10,274 sh (unchged)
Richard Snow 773,436 sh (-12.57%)
Donald Yacktman 83,000 sh (-23.85%)
» More
» Details

Insider Trades

Latest Guru Trades with TBBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:BCBP, OTCPK:BERK, NAS:BMRC, NAS:BOCH, NAS:BKSC, AMEX:BHB, NAS:BANF, NAS:BANR, NYSE:BXS, NYSE:BOH, NAS:OZRK, NYSE:BBT » details
The Bancorp Inc through its holdings provides retail and commercial & private label banking, institutional banking, health savings accounts & prepaid debit cards & prepaid card issuing services.

The Bancorp Inc is a Delaware corporation and a registered financial holding company. Its primary subsidiary is a wholly owned subsidiary bank, The Bancorp Bank. The Bank is a Delaware chartered commercial bank located in Wilmington, Delaware and is a Federal Deposit Insurance Corporation (FDIC) insured institution. The Company through its subsidiary provides commercial and retail banking services and related other banking services. The Company provides services in the areas of Philadelphia-Wilmington metropolitan area, consisting of the 12 counties surrounding Philadelphia, Pennsylvania and Wilmington, Delaware including Philadelphia, Delaware, Chester, Montgomery, Bucks and Lehigh Counties in Pennsylvania, New Castle County in Delaware and Mercer, Burlington, Camden, Ocean and Cape May Counties in New Jersey. It provides its services to organizations with a pre-existing customer base that could use one or more selected banking services tailored to support or complement the services provided by these organizations to their customers. The Affinity Banking services include private label banking including institutional banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators; and prepaid cards, also known as stored value cards, for general purpose card sponsors, insurers, incentive plans, large retail chains, consumer service organizations and others. The Company's Commercial banking operations offers Deposit Products and Services including; checking accounts, savings accounts, healthcare accounts, money market accounts, commercial accounts, certificates of deposit; and prepaid and payroll cards. The Company also engaged in lending activities including; commercial term lending, commercial mortgage lending and also provides loan including; constriction loan, 1-4 Family Construction Loans, Commercial Construction, Acquisition and Development, Consumer loans; and also provides Direct Lease Financing. The Company faces competition from Internet-based banks, and from banks, such as Capital One 360 and E-Trade Bank, that provide Internet banking services as part of their overall banking environment. It's Competitors for loans and regional deposits are mid-Atlantic regional banks such as Citizens Bank, Sovereign Bank, TD Bank, M&T Bank and Republic Bank. The Company is subject to governmental rules and regulations.

Ratios

vs
industry
vs
history
PB Ratio 0.93
TBBK's PB Ratio is ranked higher than
66% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. TBBK: 0.93 )
Ranked among companies with meaningful PB Ratio only.
TBBK' s PB Ratio Range Over the Past 10 Years
Min: 0.23  Med: 1.1 Max: 2.97
Current: 0.93
0.23
2.97
PS Ratio 1.54
TBBK's PS Ratio is ranked higher than
84% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. TBBK: 1.54 )
Ranked among companies with meaningful PS Ratio only.
TBBK' s PS Ratio Range Over the Past 10 Years
Min: 0.69  Med: 2.56 Max: 8.57
Current: 1.54
0.69
8.57
EV-to-EBIT 5.88
TBBK's EV-to-EBIT is ranked higher than
70% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. TBBK: 5.88 )
Ranked among companies with meaningful EV-to-EBIT only.
TBBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -144.3  Med: -0.85 Max: 369
Current: 5.88
-144.3
369
EV-to-EBITDA 6.45
TBBK's EV-to-EBITDA is ranked higher than
66% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. TBBK: 6.45 )
Ranked among companies with meaningful EV-to-EBITDA only.
TBBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1528.3  Med: -2.9 Max: 162.2
Current: 6.45
-1528.3
162.2

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -13.70
TBBK's 3-Year Average Share Buyback Ratio is ranked lower than
83% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. TBBK: -13.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TBBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -87.6  Med: -12.4 Max: 0
Current: -13.7
-87.6
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.94
TBBK's Price-to-Tangible-Book is ranked higher than
67% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. TBBK: 0.94 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TBBK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.42  Med: 1.4 Max: 2.81
Current: 0.94
0.42
2.81
Price-to-Median-PS-Value 0.61
TBBK's Price-to-Median-PS-Value is ranked higher than
94% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. TBBK: 0.61 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TBBK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.46  Med: 1.18 Max: 3.36
Current: 0.61
0.46
3.36
Earnings Yield (Greenblatt) % 17.04
TBBK's Earnings Yield (Greenblatt) % is ranked higher than
77% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. TBBK: 17.04 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TBBK' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.3  Med: 4.4 Max: 158.7
Current: 17.04
0.3
158.7

More Statistics

Revenue (TTM) (Mil) $132.5
EPS (TTM) $ -2.18
Beta1.64
Short Percentage of Float8.61%
52-Week Range $4.41 - 8.20
Shares Outstanding (Mil)55.65
» More Articles for TBBK

Headlines

Articles On GuruFocus.com
Top Insider Buys of the Week all from the Finance Sector Jun 20 2014 
Yacktman Focused Fund's Third Quarter Sells Oct 17 2013 
The Bancorp (TBBK) High Cash Stock Review Jun 11 2010 
The Bancorp Inc (TBBK) CEO Betsy Z Cohen buys 25,000 Shares Nov 18 2009 

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