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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 1.53
TCBI's Cash-to-Debt is ranked lower than
61% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. TCBI: 1.53 )
Ranked among companies with meaningful Cash-to-Debt only.
TCBI' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.62 Max: N/A
Current: 1.53
Equity-to-Asset 0.10
TCBI's Equity-to-Asset is ranked lower than
63% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TCBI: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
TCBI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.13
Current: 0.1
0.07
0.13
Interest Coverage 3.87
TCBI's Interest Coverage is ranked higher than
73% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. TCBI: 3.87 )
Ranked among companies with meaningful Interest Coverage only.
TCBI' s Interest Coverage Range Over the Past 10 Years
Min: 0.32  Med: 4.32 Max: 8.74
Current: 3.87
0.32
8.74
Beneish M-Score: -2.28
WACC vs ROIC
9.65%
16.53%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 36.87
TCBI's Operating Margin % is ranked higher than
58% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. TCBI: 36.87 )
Ranked among companies with meaningful Operating Margin % only.
TCBI' s Operating Margin % Range Over the Past 10 Years
Min: 16.33  Med: 34.89 Max: 44.9
Current: 36.87
16.33
44.9
Net Margin % 23.80
TCBI's Net Margin % is ranked lower than
52% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. TCBI: 23.80 )
Ranked among companies with meaningful Net Margin % only.
TCBI' s Net Margin % Range Over the Past 10 Years
Min: 10.69  Med: 22.41 Max: 28.74
Current: 23.8
10.69
28.74
ROE % 8.93
TCBI's ROE % is ranked lower than
52% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. TCBI: 8.93 )
Ranked among companies with meaningful ROE % only.
TCBI' s ROE % Range Over the Past 10 Years
Min: 4.32  Med: 9.25 Max: 16.61
Current: 8.93
4.32
16.61
ROA % 0.81
TCBI's ROA % is ranked lower than
61% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. TCBI: 0.81 )
Ranked among companies with meaningful ROA % only.
TCBI' s ROA % Range Over the Past 10 Years
Min: 0.45  Med: 0.8 Max: 1.29
Current: 0.81
0.45
1.29
3-Year Revenue Growth Rate 10.50
TCBI's 3-Year Revenue Growth Rate is ranked higher than
77% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. TCBI: 10.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TCBI' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 6.9  Med: 15.4 Max: 86.3
Current: 10.5
6.9
86.3
3-Year EBITDA Growth Rate 5.60
TCBI's 3-Year EBITDA Growth Rate is ranked lower than
52% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. TCBI: 5.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
TCBI' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.1  Med: 15.5 Max: 55.9
Current: 5.6
-12.1
55.9
3-Year EPS without NRI Growth Rate 4.60
TCBI's 3-Year EPS without NRI Growth Rate is ranked lower than
58% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. TCBI: 4.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
TCBI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -20.6  Med: 15.8 Max: 76
Current: 4.6
-20.6
76
GuruFocus has detected 3 Warning Signs with Texas Capital Bancshares Inc $TCBI.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TCBI's 10-Y Financials

Financials (Next Earnings Date: 2017-07-19 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

TCBI Guru Trades in Q1 2016

Joel Greenblatt 6,875 sh (New)
David Dreman 238 sh (New)
Mariko Gordon 1,108,798 sh (+4.62%)
Paul Tudor Jones Sold Out
Keeley Asset Management Corp Sold Out
Ken Fisher 710,415 sh (-0.69%)
Barrow, Hanley, Mewhinney & Strauss 1,657,919 sh (-3.31%)
» More
Q2 2016

TCBI Guru Trades in Q2 2016

David Dreman 238 sh (unchged)
Joel Greenblatt Sold Out
Ken Fisher 710,212 sh (-0.03%)
Barrow, Hanley, Mewhinney & Strauss 1,639,439 sh (-1.11%)
Mariko Gordon 1,095,472 sh (-1.20%)
» More
Q3 2016

TCBI Guru Trades in Q3 2016

Ken Fisher 724,241 sh (+1.98%)
David Dreman 238 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 1,629,891 sh (-0.58%)
Mariko Gordon 1,056,455 sh (-3.56%)
» More
Q4 2016

TCBI Guru Trades in Q4 2016

NWQ Managers 168,389 sh (New)
David Dreman 238 sh (unchged)
Ken Fisher 705,425 sh (-2.60%)
Barrow, Hanley, Mewhinney & Strauss 1,585,191 sh (-2.74%)
Mariko Gordon 953,905 sh (-9.71%)
» More
» Details

Insider Trades

Latest Guru Trades with TCBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Texas Capital Bancshares Inc

SymbolPriceYieldDescription
TCBIP25.606.34Non Cum Perp Pfd Shs Series -A-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NYSE:ASB, NAS:UMBF, NAS:CHFC, NAS:WTFC, NAS:MBFI, NYSE:BOH, NAS:HOMB, OTCPK:FCNCB, NAS:UMPQ, NAS:HBHC, NAS:UBSI, NYSE:BKU, NAS:IBKC, NAS:PNFP, NAS:FHB, NYSE:STL, NAS:BPOP, NYSE:FNB, NYSE:VLY, NAS:FULT » details
Traded in other countries:TCA.Germany,
Headquarter Location:USA
Texas Capital Bancshares Inc is a registered bank holding and a financial holding company. The Company offers personalized financial services to businesses and individual clients.

Texas Capital is a $10 billion asset bank that caters to middle-market companies and wealthy people in the Lone Star State. Business loans are the biggest portfolio in the $6 billion loan book, with almost 60% share, followed by commercial real estate at 30%. Construction, consumer, and leasing credits make up the balance. The bank operates in Texas' main metropolitan areas, like Dallas-Fort Worth, Houston, Austin, and San Antonio.

Guru Investment Theses on Texas Capital Bancshares Inc

Keeley All-Cap Value Fund Comments on Texas Capital Bancshares - Sep 17, 2015

The best performing position during the quarter was Texas Capital Bancshares (NASDAQ:TCBI) which climbed over 27 percent and added 40 basis points of performance to the Fund. The regional bank posted results that were in-line with expectations and displayed impressive growth in loans and deposits during the quarter. Prior to the performance this quarter, the company had been hindered due to its perceived reliance on the energy market (due in large part to its Texas base) and shares were under pressure as oil declined.



From the Keeley All-Cap Value Fund Second Quarter 2015 Commentary.



Check out John Keeley latest stock trades

Ratios

vs
industry
vs
history
PE Ratio 22.64
TCBI's PE Ratio is ranked lower than
86% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. TCBI: 22.64 )
Ranked among companies with meaningful PE Ratio only.
TCBI' s PE Ratio Range Over the Past 10 Years
Min: 9.51  Med: 18.26 Max: 35.94
Current: 22.64
9.51
35.94
Forward PE Ratio 19.69
TCBI's Forward PE Ratio is ranked lower than
93% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. TCBI: 19.69 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 22.64
TCBI's PE Ratio without NRI is ranked lower than
86% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. TCBI: 22.64 )
Ranked among companies with meaningful PE Ratio without NRI only.
TCBI' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.13  Med: 18.17 Max: 35.53
Current: 22.64
9.13
35.53
Price-to-Owner-Earnings 20.69
TCBI's Price-to-Owner-Earnings is ranked lower than
91% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. TCBI: 20.69 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TCBI' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.46  Med: 21.95 Max: 68.92
Current: 20.69
3.46
68.92
PB Ratio 2.04
TCBI's PB Ratio is ranked lower than
89% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. TCBI: 2.04 )
Ranked among companies with meaningful PB Ratio only.
TCBI' s PB Ratio Range Over the Past 10 Years
Min: 0.54  Med: 1.8 Max: 2.74
Current: 2.04
0.54
2.74
PS Ratio 5.07
TCBI's PS Ratio is ranked lower than
81% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. TCBI: 5.07 )
Ranked among companies with meaningful PS Ratio only.
TCBI' s PS Ratio Range Over the Past 10 Years
Min: 1.09  Med: 3.81 Max: 5.91
Current: 5.07
1.09
5.91
EV-to-EBIT 12.47
TCBI's EV-to-EBIT is ranked lower than
63% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. TCBI: 12.47 )
Ranked among companies with meaningful EV-to-EBIT only.
TCBI' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.9  Med: 16.3 Max: 46.2
Current: 12.47
4.9
46.2
EV-to-EBITDA 11.48
TCBI's EV-to-EBITDA is ranked lower than
63% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. TCBI: 11.48 )
Ranked among companies with meaningful EV-to-EBITDA only.
TCBI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.4  Med: 14.6 Max: 37.8
Current: 11.48
4.4
37.8
PEG Ratio 2.64
TCBI's PEG Ratio is ranked lower than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. TCBI: 2.64 )
Ranked among companies with meaningful PEG Ratio only.
TCBI' s PEG Ratio Range Over the Past 10 Years
Min: 0.36  Med: 0.93 Max: 32.17
Current: 2.64
0.36
32.17
Shiller PE Ratio 35.55
TCBI's Shiller PE Ratio is ranked lower than
86% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. TCBI: 35.55 )
Ranked among companies with meaningful Shiller PE Ratio only.
TCBI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.32  Med: 31.15 Max: 42.01
Current: 35.55
17.32
42.01

Buy Back

vs
industry
vs
history
5-Year Yield-on-Cost % 1.82
TCBI's 5-Year Yield-on-Cost % is ranked lower than
76% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. TCBI: 1.82 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TCBI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.71  Med: 1.64 Max: 2.31
Current: 1.82
0.71
2.31
3-Year Average Share Buyback Ratio -6.40
TCBI's 3-Year Average Share Buyback Ratio is ranked lower than
70% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. TCBI: -6.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TCBI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -41.9  Med: -6.7 Max: -1.2
Current: -6.4
-41.9
-1.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.12
TCBI's Price-to-Tangible-Book is ranked lower than
84% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. TCBI: 2.12 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TCBI' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.89  Med: 2.07 Max: 2.95
Current: 2.12
0.89
2.95
Price-to-Intrinsic-Value-Projected-FCF 5.25
TCBI's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
96% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. TCBI: 5.25 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
TCBI' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 1  Med: 2.96 Max: 320
Current: 5.25
1
320
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.02
TCBI's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
71% of the 139 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. TCBI: 1.02 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.33
TCBI's Price-to-Median-PS-Value is ranked lower than
77% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. TCBI: 1.33 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TCBI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.47  Med: 1.05 Max: 1.81
Current: 1.33
0.47
1.81
Price-to-Graham-Number 1.46
TCBI's Price-to-Graham-Number is ranked lower than
89% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. TCBI: 1.46 )
Ranked among companies with meaningful Price-to-Graham-Number only.
TCBI' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.76  Med: 1.27 Max: 1.89
Current: 1.46
0.76
1.89
Earnings Yield (Greenblatt) % 8.03
TCBI's Earnings Yield (Greenblatt) % is ranked higher than
52% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. TCBI: 8.03 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TCBI' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.2  Med: 6.15 Max: 20.6
Current: 8.03
2.2
20.6
Forward Rate of Return (Yacktman) % 4.12
TCBI's Forward Rate of Return (Yacktman) % is ranked lower than
59% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. TCBI: 4.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
TCBI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -45.7  Med: 4.2 Max: 39.3
Current: 4.12
-45.7
39.3

More Statistics

Revenue (TTM) (Mil) $725.0
EPS (TTM) $ 3.42
Beta1.91
Short Percentage of Float7.80%
52-Week Range $41.47 - 93.35
Shares Outstanding (Mil)49.56

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 795 911 1,057
EPS ($) 3.87 4.67 5.55
EPS without NRI ($) 3.87 4.67 5.55
EPS Growth Rate
(Future 3Y To 5Y Estimate)
12.00%
Dividends per Share ($)
» More Articles for TCBI

Headlines

Articles On GuruFocus.com
Texas Capital Bancshares Insider Invests in Company Apr 24 2017 
Texas Capital Bancshares, Inc. Announces Quarterly Dividend for Preferred Stock Apr 24 2017 
Weekly CEO Buys Highlights Apr 24 2017 
Texas Capital Bank Unveils New Mobile Banking Center With Eye Toward Financial Education and Disaste Apr 20 2017 
Texas Capital Bancshares, Inc. Announces Date for Q1 2017 Results Apr 03 2017 
Keeley All-Cap Value Fund Comments on Texas Capital Bancshares Sep 17 2015 
Keeley All-Cap Value Fund Second Quarter 2015 Commentary Sep 16 2015 
Mariko Gordon's Highest-Performing Stocks Jul 28 2015 
Mariko Gordon's Trades In Q1 2015 Jun 12 2015 
John Keeley Adds Four New Positions During 1Q2015 May 15 2015 

More From Other Websites
Texas Capital Bancshares, Inc. :TCBI-US: Earnings Analysis: Q1, 2017 By the Numbers : April 24, 2017 Apr 24 2017
Texas Capital Bancshares, Inc. Announces Quarterly Dividend for Preferred Stock Apr 24 2017
Edited Transcript of TCBI earnings conference call or presentation 19-Apr-17 9:00pm GMT Apr 20 2017
Texas Capital Bank Unveils New Mobile Banking Center With Eye Toward Financial Education and... Apr 20 2017
Texas Capital (TCBI) Q1 Earnings Lag Estimates, Costs Rise Apr 20 2017
Texas Capital misses Street 1Q forecasts Apr 19 2017
Texas Capital Bancshares, Inc. Announces Operating Results for Q1 2017 Apr 19 2017
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