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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.20
TCBI's Cash to Debt is ranked higher than
56% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. TCBI: 0.20 )
TCBI' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 0.2

Equity to Asset 0.09
TCBI's Equity to Asset is ranked higher than
65% of the 1753 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. TCBI: 0.09 )
TCBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.09

0.07
0.13
Interest Coverage 7.48
TCBI's Interest Coverage is ranked higher than
95% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. TCBI: 7.48 )
TCBI' s 10-Year Interest Coverage Range
Min: 0.32   Max: 8.74
Current: 7.48

0.32
8.74
F-Score: 3
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 40.31
TCBI's Operating margin (%) is ranked higher than
87% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.81 vs. TCBI: 40.31 )
TCBI' s 10-Year Operating margin (%) Range
Min: -487.98   Max: 44.91
Current: 40.31

-487.98
44.91
Net-margin (%) 25.80
TCBI's Net-margin (%) is ranked higher than
83% of the 1783 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.59 vs. TCBI: 25.80 )
TCBI' s 10-Year Net-margin (%) Range
Min: -305.35   Max: 49.76
Current: 25.8

-305.35
49.76
ROE (%) 11.03
TCBI's ROE (%) is ranked higher than
85% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. TCBI: 11.03 )
TCBI' s 10-Year ROE (%) Range
Min: -20.74   Max: 16.61
Current: 11.03

-20.74
16.61
ROA (%) 1.06
TCBI's ROA (%) is ranked higher than
84% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. TCBI: 1.06 )
TCBI' s 10-Year ROA (%) Range
Min: -2.51   Max: 1.29
Current: 1.06

-2.51
1.29
ROC (Joel Greenblatt) (%) 39.60
TCBI's ROC (Joel Greenblatt) (%) is ranked higher than
65% of the 1757 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. TCBI: 39.60 )
TCBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -1086.6   Max: 1646.8
Current: 39.6

-1086.6
1646.8
Revenue Growth (%) 14.70
TCBI's Revenue Growth (%) is ranked higher than
95% of the 1555 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. TCBI: 14.70 )
TCBI' s 10-Year Revenue Growth (%) Range
Min: 7   Max: 86.9
Current: 14.7

7
86.9
EBITDA Growth (%) 40.80
TCBI's EBITDA Growth (%) is ranked higher than
95% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. TCBI: 40.80 )
TCBI' s 10-Year EBITDA Growth (%) Range
Min: -12   Max: 55.9
Current: 40.8

-12
55.9
EPS Growth (%) 39.60
TCBI's EPS Growth (%) is ranked higher than
94% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. TCBI: 39.60 )
TCBI' s 10-Year EPS Growth (%) Range
Min: -20.6   Max: 76.2
Current: 39.6

-20.6
76.2
» TCBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

TCBI Guru Trades in Q3 2013

Ken Fisher 790,910 sh (+17.22%)
Mariko Gordon 1,162,162 sh (+15.94%)
NWQ Managers 701,143 sh (+3.96%)
Joel Greenblatt 7,297 sh (+0.12%)
Jim Simons 167,100 sh (-44.36%)
» More
Q4 2013

TCBI Guru Trades in Q4 2013

Mariko Gordon 1,226,899 sh (+5.57%)
NWQ Managers 708,289 sh (+1.02%)
Ken Fisher 770,725 sh (-2.55%)
Joel Greenblatt 4,403 sh (-39.66%)
Jim Simons 6,100 sh (-96.35%)
» More
Q1 2014

TCBI Guru Trades in Q1 2014

NWQ Managers 790,699 sh (+11.64%)
Jim Simons Sold Out
Ken Fisher 763,825 sh (-0.9%)
Mariko Gordon 1,104,259 sh (-10%)
Joel Greenblatt 3,514 sh (-20.19%)
» More
Q2 2014

TCBI Guru Trades in Q2 2014

Jim Simons 240,600 sh (New)
Mariko Gordon 1,209,423 sh (+9.52%)
NWQ Managers 845,798 sh (+6.97%)
Ken Fisher 791,330 sh (+3.6%)
Joel Greenblatt Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with TCBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Mariko Gordon 2014-06-30 Add 9.52%0.23%$51.2 - $66.26 $ 54.68-2%1209423
Joel Greenblatt 2014-06-30 Sold Out $51.2 - $66.26 $ 54.68-2%0
Mariko Gordon 2014-03-31 Reduce -10%0.32%$57.03 - $66.85 $ 54.68-12%1104259
Joel Greenblatt 2014-03-31 Reduce -20.19%$57.03 - $66.85 $ 54.68-12%3514
Mariko Gordon 2013-12-31 Add 5.57%0.17%$44.75 - $61.65 $ 54.683%1226899
Joel Greenblatt 2013-12-31 Reduce -39.66%$44.75 - $61.65 $ 54.683%4403
Mariko Gordon 2013-09-30 Add 15.94%0.33%$43.87 - $49.66 $ 54.6819%1162162
Mariko Gordon 2013-06-30 New Buy2.2%$38.64 - $45.17 $ 54.6828%1002349
Joel Greenblatt 2013-03-31 New Buy0.01%$40.06 - $47.32 $ 54.6826%6236
Ken Fisher 2012-06-30 New Buy0.07%$33.06 - $41.45 $ 54.6848%597315
NWQ Managers 2012-03-31 Reduce -32.28%0.07%$31.5 - $36.14 $ 54.6875%698706
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Texas Capital Bancshares Inc

SymbolPriceYieldDescription
TCBIP24.786.56

Ratios

vs
industry
vs
history
P/E(ttm) 20.10
TCBI's P/E(ttm) is ranked higher than
65% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.50 vs. TCBI: 20.10 )
TCBI' s 10-Year P/E(ttm) Range
Min: 9.4   Max: 35.83
Current: 20.1

9.4
35.83
P/B 2.12
TCBI's P/B is ranked higher than
56% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. TCBI: 2.12 )
TCBI' s 10-Year P/B Range
Min: 0.54   Max: 3.11
Current: 2.12

0.54
3.11
P/S 4.80
TCBI's P/S is ranked higher than
59% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. TCBI: 4.80 )
TCBI' s 10-Year P/S Range
Min: 1.12   Max: 7.73
Current: 4.8

1.12
7.73
PFCF 24.75
TCBI's PFCF is ranked higher than
72% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 98.89 vs. TCBI: 24.75 )
TCBI' s 10-Year PFCF Range
Min: 1.04   Max: 70.97
Current: 24.75

1.04
70.97
EV-to-EBIT 20.14
TCBI's EV-to-EBIT is ranked higher than
69% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.23 vs. TCBI: 20.14 )
TCBI' s 10-Year EV-to-EBIT Range
Min: 9   Max: 48.1
Current: 20.14

9
48.1
PEG 0.45
TCBI's PEG is ranked higher than
95% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. TCBI: 0.45 )
TCBI' s 10-Year PEG Range
Min: 0.32   Max: 18.54
Current: 0.45

0.32
18.54
Shiller P/E 28.65
TCBI's Shiller P/E is ranked higher than
75% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 27.04 vs. TCBI: 28.65 )
TCBI' s 10-Year Shiller P/E Range
Min: 7.23   Max: 76.91
Current: 28.65

7.23
76.91

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.16
TCBI's Price/Tangible Book is ranked higher than
59% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. TCBI: 2.16 )
TCBI' s 10-Year Price/Tangible Book Range
Min: 0.89   Max: 2.96
Current: 2.16

0.89
2.96
Price/Median PS Value 1.20
TCBI's Price/Median PS Value is ranked higher than
66% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. TCBI: 1.20 )
TCBI' s 10-Year Price/Median PS Value Range
Min: 0.45   Max: 1.74
Current: 1.2

0.45
1.74
Price/Peter Lynch Fair Value 0.81
TCBI's Price/Peter Lynch Fair Value is ranked higher than
93% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. TCBI: 0.81 )
TCBI' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.52   Max: 4.7
Current: 0.81

0.52
4.7
Price/Graham Number 1.26
TCBI's Price/Graham Number is ranked higher than
65% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. TCBI: 1.26 )
TCBI' s 10-Year Price/Graham Number Range
Min: 0.71   Max: 1.85
Current: 1.26

0.71
1.85
Earnings Yield (Greenblatt) 5.00
TCBI's Earnings Yield (Greenblatt) is ranked higher than
64% of the 1692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. TCBI: 5.00 )
TCBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 11.2
Current: 5

2.1
11.2
Forward Rate of Return (Yacktman) 30.05
TCBI's Forward Rate of Return (Yacktman) is ranked higher than
85% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. TCBI: 30.05 )
TCBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -22.6   Max: 30
Current: 30.05

-22.6
30

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:TCA.Germany
Texas Capital Bancshares, Inc., a financial holding company, is the parent of Texas Capital Bank, National Association, a Texas-based bank in Dallas, with banking offices in Dallas, Houston, Fort Worth, Austin and San Antonio, the state's five largest metropolitan areas. All of the Company's business activities are conducted through its bank subsidiary. Its market focus is commercial businesses and high net worth individuals, and it offers a variety of banking products and services to its customers. The Company has focused on organic growth, maintenance of credit quality and bankers with strong personal and professional relationships in their communities. The Bank offers a variety of loan, deposit account and other financial products and services to its customers. It offers a full range of products and services oriented to the needs of its business customers, including: commercial loans for general corporate purposes including financing for working capital, internal growth, acquisitions and financing for business insurance premiums; real estate term and construction loans; equipment leasing; cash management services; trust and escrow services; and letters of credit. It also provides complete banking services for its individual customers, including: personal trust and wealth management services; certificates of deposit; interest bearing and non-interest bearing checking accounts with optional features such as Visa debit/ATM cards and overdraft protection; traditional money market and savings accounts; consumer loans, both secured and unsecured; branded Visa credit card accounts, including gold-status accounts; and internet banking. The Bank targets its lending to middle market businesses and high net worth individuals that meet its credit standards. It offers a variety of deposit products to its core customers at interest rates that are competitive with other banks. Its trust services include investment management, personal trust and estate services, custodial services, retirement accounts and related services. Current banking laws contain numerous provisions affecting various aspects of the Company's business. The bank is subject to federal banking laws and regulations that impose specific requirements on and provide regulatory oversight of virtually all aspects of its operations.

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