Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 1.18
TCBI's Cash-to-Debt is ranked lower than
59% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. TCBI: 1.18 )
Ranked among companies with meaningful Cash-to-Debt only.
TCBI' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.85 Max: 3.28
Current: 1.18
0.08
3.28
Equity-to-Asset 0.09
TCBI's Equity-to-Asset is ranked lower than
61% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TCBI: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
TCBI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.18
Current: 0.09
0.07
0.18
Interest Coverage 3.79
TCBI's Interest Coverage is ranked higher than
73% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. TCBI: 3.79 )
Ranked among companies with meaningful Interest Coverage only.
TCBI' s Interest Coverage Range Over the Past 10 Years
Min: 0.32  Med: 4.32 Max: 8.74
Current: 3.79
0.32
8.74
Beneish M-Score: -2.16
WACC vs ROIC
11.54%
13.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 34.43
TCBI's Operating Margin % is ranked higher than
60% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. TCBI: 34.43 )
Ranked among companies with meaningful Operating Margin % only.
TCBI' s Operating Margin % Range Over the Past 10 Years
Min: 16.33  Med: 34.89 Max: 44.9
Current: 34.43
16.33
44.9
Net Margin % 22.14
TCBI's Net Margin % is ranked higher than
51% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. TCBI: 22.14 )
Ranked among companies with meaningful Net Margin % only.
TCBI' s Net Margin % Range Over the Past 10 Years
Min: 10.69  Med: 22.41 Max: 28.74
Current: 22.14
10.69
28.74
ROE % 8.36
TCBI's ROE % is ranked higher than
51% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. TCBI: 8.36 )
Ranked among companies with meaningful ROE % only.
TCBI' s ROE % Range Over the Past 10 Years
Min: 4.32  Med: 9.25 Max: 16.61
Current: 8.36
4.32
16.61
ROA % 0.74
TCBI's ROA % is ranked lower than
59% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. TCBI: 0.74 )
Ranked among companies with meaningful ROA % only.
TCBI' s ROA % Range Over the Past 10 Years
Min: 0.45  Med: 0.8 Max: 1.29
Current: 0.74
0.45
1.29
3-Year Revenue Growth Rate 10.50
TCBI's 3-Year Revenue Growth Rate is ranked higher than
78% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. TCBI: 10.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TCBI' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 6.9  Med: 15.4 Max: 86.3
Current: 10.5
6.9
86.3
3-Year EBITDA Growth Rate 5.60
TCBI's 3-Year EBITDA Growth Rate is ranked lower than
52% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. TCBI: 5.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
TCBI' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.1  Med: 15.5 Max: 55.9
Current: 5.6
-12.1
55.9
3-Year EPS without NRI Growth Rate 4.60
TCBI's 3-Year EPS without NRI Growth Rate is ranked lower than
58% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. TCBI: 4.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
TCBI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -20.6  Med: 15.8 Max: 76
Current: 4.6
-20.6
76
GuruFocus has detected 3 Warning Signs with Texas Capital Bancshares Inc $TCBI.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TCBI's 10-Y Financials

Financials (Next Earnings Date: 2017-04-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

TCBI Guru Trades in Q1 2016

Joel Greenblatt 6,875 sh (New)
David Dreman 238 sh (New)
Mariko Gordon 1,108,798 sh (+4.62%)
Paul Tudor Jones Sold Out
Keeley Asset Management Corp Sold Out
Ken Fisher 710,415 sh (-0.69%)
Barrow, Hanley, Mewhinney & Strauss 1,657,919 sh (-3.31%)
» More
Q2 2016

TCBI Guru Trades in Q2 2016

David Dreman 238 sh (unchged)
Joel Greenblatt Sold Out
Ken Fisher 710,212 sh (-0.03%)
Barrow, Hanley, Mewhinney & Strauss 1,639,439 sh (-1.11%)
Mariko Gordon 1,095,472 sh (-1.20%)
» More
Q3 2016

TCBI Guru Trades in Q3 2016

Ken Fisher 724,241 sh (+1.98%)
David Dreman 238 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 1,629,891 sh (-0.58%)
Mariko Gordon 1,056,455 sh (-3.56%)
» More
Q4 2016

TCBI Guru Trades in Q4 2016

NWQ Managers 168,389 sh (New)
David Dreman 238 sh (unchged)
Ken Fisher 705,425 sh (-2.60%)
Barrow, Hanley, Mewhinney & Strauss 1,585,191 sh (-2.74%)
Mariko Gordon 953,905 sh (-9.71%)
» More
» Details

Insider Trades

Latest Guru Trades with TCBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Texas Capital Bancshares Inc

SymbolPriceYieldDescription
TCBIP25.636.35Non Cum Perp Pfd Shs Series -A-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NYSE:BOH, NYSE:BXS, NAS:OZRK, NAS:BANR, NAS:BANF, AMEX:BHB, NAS:BMRC, NAS:BCBP, OTCPK:BERK, NAS:BOCH, NAS:BKSC, NYSE:BBT » details
Traded in other countries:TCA.Germany,
Texas Capital Bancshares Inc is a registered bank holding company and a financial holding company. It provides commercial banking services to its customers in Texas.

Texas Capital is a $10 billion asset bank that caters to middle-market companies and wealthy people in the Lone Star State. Business loans are the biggest portfolio in the $6 billion loan book, with almost 60% share, followed by commercial real estate at 30%. Construction, consumer, and leasing credits make up the balance. The bank operates in Texas' main metropolitan areas, like Dallas-Fort Worth, Houston, Austin, and San Antonio.

Guru Investment Theses on Texas Capital Bancshares Inc

Keeley All-Cap Value Fund Comments on Texas Capital Bancshares - Sep 17, 2015

The best performing position during the quarter was Texas Capital Bancshares (NASDAQ:TCBI) which climbed over 27 percent and added 40 basis points of performance to the Fund. The regional bank posted results that were in-line with expectations and displayed impressive growth in loans and deposits during the quarter. Prior to the performance this quarter, the company had been hindered due to its perceived reliance on the energy market (due in large part to its Texas base) and shares were under pressure as oil declined.



From the Keeley All-Cap Value Fund Second Quarter 2015 Commentary.



Check out John Keeley latest stock trades

Ratios

vs
industry
vs
history
PE Ratio 25.73
TCBI's PE Ratio is ranked lower than
87% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. TCBI: 25.73 )
Ranked among companies with meaningful PE Ratio only.
TCBI' s PE Ratio Range Over the Past 10 Years
Min: 9.51  Med: 18.29 Max: 35.94
Current: 25.73
9.51
35.94
Forward PE Ratio 20.41
TCBI's Forward PE Ratio is ranked lower than
91% of the 526 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.33 vs. TCBI: 20.41 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 25.73
TCBI's PE Ratio without NRI is ranked lower than
86% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. TCBI: 25.73 )
Ranked among companies with meaningful PE Ratio without NRI only.
TCBI' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.13  Med: 18.21 Max: 35.53
Current: 25.73
9.13
35.53
Price-to-Owner-Earnings 34.47
TCBI's Price-to-Owner-Earnings is ranked lower than
90% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. TCBI: 34.47 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TCBI' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.46  Med: 22.13 Max: 68.92
Current: 34.47
3.46
68.92
PB Ratio 2.13
TCBI's PB Ratio is ranked lower than
88% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. TCBI: 2.13 )
Ranked among companies with meaningful PB Ratio only.
TCBI' s PB Ratio Range Over the Past 10 Years
Min: 0.54  Med: 1.81 Max: 2.79
Current: 2.13
0.54
2.79
PS Ratio 5.30
TCBI's PS Ratio is ranked lower than
82% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. TCBI: 5.30 )
Ranked among companies with meaningful PS Ratio only.
TCBI' s PS Ratio Range Over the Past 10 Years
Min: 1.09  Med: 3.81 Max: 5.99
Current: 5.3
1.09
5.99
EV-to-EBIT 15.31
TCBI's EV-to-EBIT is ranked lower than
66% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. TCBI: 15.31 )
Ranked among companies with meaningful EV-to-EBIT only.
TCBI' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.9  Med: 16.25 Max: 46.2
Current: 15.31
4.9
46.2
EV-to-EBITDA 14.04
TCBI's EV-to-EBITDA is ranked lower than
66% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. TCBI: 14.04 )
Ranked among companies with meaningful EV-to-EBITDA only.
TCBI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.4  Med: 14.6 Max: 37.8
Current: 14.04
4.4
37.8
PEG Ratio 3.04
TCBI's PEG Ratio is ranked lower than
75% of the 780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. TCBI: 3.04 )
Ranked among companies with meaningful PEG Ratio only.
TCBI' s PEG Ratio Range Over the Past 10 Years
Min: 0.36  Med: 0.92 Max: 32.17
Current: 3.04
0.36
32.17
Shiller PE Ratio 37.96
TCBI's Shiller PE Ratio is ranked lower than
85% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. TCBI: 37.96 )
Ranked among companies with meaningful Shiller PE Ratio only.
TCBI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.32  Med: 31.1 Max: 42.75
Current: 37.96
17.32
42.75

Buy Back

vs
industry
vs
history
5-Year Yield-on-Cost % 1.82
TCBI's 5-Year Yield-on-Cost % is ranked lower than
75% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. TCBI: 1.82 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TCBI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.71  Med: 1.64 Max: 2.31
Current: 1.82
0.71
2.31
3-Year Average Share Buyback Ratio -6.40
TCBI's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. TCBI: -6.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TCBI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -41.9  Med: -6.7 Max: -1.2
Current: -6.4
-41.9
-1.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.19
TCBI's Price-to-Tangible-Book is ranked lower than
84% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. TCBI: 2.19 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TCBI' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.06  Med: 2.03 Max: 2.83
Current: 2.19
1.06
2.83
Price-to-Intrinsic-Value-Projected-FCF 3.08
TCBI's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
95% of the 1104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. TCBI: 3.08 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
TCBI' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 1.38  Med: 2.68 Max: 55.54
Current: 3.08
1.38
55.54
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.15
TCBI's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
72% of the 170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. TCBI: 1.15 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.40
TCBI's Price-to-Median-PS-Value is ranked lower than
74% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. TCBI: 1.40 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TCBI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55  Med: 1.07 Max: 1.81
Current: 1.4
0.55
1.81
Price-to-Peter-Lynch-Fair-Value 4.71
TCBI's Price-to-Peter-Lynch-Fair-Value is ranked lower than
98% of the 533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. TCBI: 4.71 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
TCBI' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.6  Med: 0.91 Max: 4.73
Current: 4.71
0.6
4.73
Price-to-Graham-Number 1.58
TCBI's Price-to-Graham-Number is ranked lower than
90% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. TCBI: 1.58 )
Ranked among companies with meaningful Price-to-Graham-Number only.
TCBI' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.85  Med: 1.24 Max: 1.89
Current: 1.58
0.85
1.89
Earnings Yield (Greenblatt) % 6.53
TCBI's Earnings Yield (Greenblatt) % is ranked higher than
50% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. TCBI: 6.53 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TCBI' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.2  Med: 6.2 Max: 20.6
Current: 6.53
2.2
20.6
Forward Rate of Return (Yacktman) % 9.12
TCBI's Forward Rate of Return (Yacktman) % is ranked lower than
58% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. TCBI: 9.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
TCBI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -45.7  Med: 4.2 Max: 39.3
Current: 9.12
-45.7
39.3

More Statistics

Revenue (TTM) (Mil) $700.6
EPS (TTM) $ 3.11
Beta1.91
Short Percentage of Float8.35%
52-Week Range $34.54 - 93.35
Shares Outstanding (Mil)49.56

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 826 920
EPS ($) 3.96 4.71
EPS without NRI ($) 3.96 4.71
EPS Growth Rate
(Future 3Y To 5Y Estimate)
12.00%
Dividends per Share ($)
» More Articles for TCBI

Headlines

Articles On GuruFocus.com
Keeley All-Cap Value Fund Comments on Texas Capital Bancshares Sep 17 2015 
Keeley All-Cap Value Fund Second Quarter 2015 Commentary Sep 16 2015 
Mariko Gordon's Highest-Performing Stocks Jul 28 2015 
Mariko Gordon's Trades In Q1 2015 Jun 12 2015 
John Keeley Adds Four New Positions During 1Q2015 May 15 2015 
Weekly CEO Buys Highlight: OPK, TCBI, SWN, EGBN, AZZ Jan 28 2015 
James Barrow Wheels and Deals in Third Quarter Nov 13 2014 
Who Is Mariko Gordon? A Guru to Follow Aug 30 2013 
Texas Capital Bancshares Inc. (TCBI) CEO George F Jr Jones sells 16,255 Shares Feb 03 2011 
Texas Capital Bancshares Inc. (TCBI) CEO George F Jr Jones sells 10,000 Shares Oct 26 2010 

More From Other Websites
Texas Capital Bancshares and The Michael Companies Set to Join S&P MidCap 400; DSW and WisdomTree... Mar 24 2017
Texas Capital Bancshares, Inc. breached its 50 day moving average in a Bearish Manner : TCBI-US :... Mar 21 2017
Leverage the Momentum of These 4 Hot Stocks Mar 17 2017
Top Ranked Momentum Stocks to Buy for March 16th Mar 16 2017
Texas Capital downgraded by Raymond James Mar 16 2017
Texas Capital Bancshares, Inc. :TCBI-US: Earnings Analysis: Q4, 2016 By the Numbers : March 10, 2017 Mar 10 2017
Why Texas Capital (TCBI) is an Attractive Pick Right Now? Mar 09 2017
Why It's Worth Holding on to Capital One (COF) Stock Mar 08 2017
Moody's: Energy exposed US regional banks steady amid efforts to pare energy-lending concentrations Mar 07 2017
TEXAS CAPITAL BANCSHARES INC/TX Financials Feb 23 2017
Prosperity Bancshares or Texas Capital: Which Is Better? Feb 22 2017
TEXAS CAPITAL BANCSHARES INC/TX Files SEC form 10-K, Annual Report Feb 17 2017
ETFs with exposure to Texas Capital Bancshares, Inc. : February 2, 2017 Feb 02 2017
Texas Capital Bancshares, Inc. :TCBI-US: Earnings Analysis: 2016 By the Numbers : January 30, 2017 Jan 30 2017
Texas Capital Bancshares, Inc. Announces Quarterly Dividend for Preferred Stock Jan 30 2017
Texas Capital (TCBI) Q4 Earnings Beat on Higher Revenues Jan 26 2017
Edited Transcript of TCBI earnings conference call or presentation 25-Jan-17 10:00pm GMT Jan 26 2017
Texas Capital tops Street 4Q forecasts Jan 25 2017
Texas Capital tops Street 4Q forecasts Jan 25 2017
TEXAS CAPITAL BANCSHARES INC/TX Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 25 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)