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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.05
TRV's Cash to Debt is ranked higher than
50% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.64 vs. TRV: 0.05 )
TRV' s 10-Year Cash to Debt Range
Min: 0.03   Max: 0.17
Current: 0.05

0.03
0.17
Equity to Asset 0.24
TRV's Equity to Asset is ranked higher than
70% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. TRV: 0.24 )
TRV' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.25
Current: 0.24

0.13
0.25
Interest Coverage 13.70
TRV's Interest Coverage is ranked higher than
66% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 27.44 vs. TRV: 13.70 )
TRV' s 10-Year Interest Coverage Range
Min: 3.5   Max: 18.67
Current: 13.7

3.5
18.67
F-Score: 6
Z-Score: 0.98
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 18.88
TRV's Operating margin (%) is ranked higher than
88% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.62 vs. TRV: 18.88 )
TRV' s 10-Year Operating margin (%) Range
Min: 5.24   Max: 24.11
Current: 18.88

5.24
24.11
Net-margin (%) 14.02
TRV's Net-margin (%) is ranked higher than
85% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. TRV: 14.02 )
TRV' s 10-Year Net-margin (%) Range
Min: -0.19   Max: 17.68
Current: 14.02

-0.19
17.68
ROE (%) 14.81
TRV's ROE (%) is ranked higher than
88% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. TRV: 14.81 )
TRV' s 10-Year ROE (%) Range
Min: -0.27   Max: 18.3
Current: 14.81

-0.27
18.3
ROA (%) 3.54
TRV's ROA (%) is ranked higher than
81% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.69 vs. TRV: 3.54 )
TRV' s 10-Year ROA (%) Range
Min: -0.07   Max: 3.99
Current: 3.54

-0.07
3.99
Revenue Growth (%) 10.40
TRV's Revenue Growth (%) is ranked higher than
80% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. TRV: 10.40 )
TRV' s 10-Year Revenue Growth (%) Range
Min: -7.7   Max: 15
Current: 10.4

-7.7
15
EBITDA Growth (%) 13.10
TRV's EBITDA Growth (%) is ranked higher than
81% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. TRV: 13.10 )
TRV' s 10-Year EBITDA Growth (%) Range
Min: -10   Max: 147
Current: 13.1

-10
147
EPS Growth (%) 13.70
TRV's EPS Growth (%) is ranked higher than
81% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. TRV: 13.70 )
TRV' s 10-Year EPS Growth (%) Range
Min: -44.2   Max: 78.3
Current: 13.7

-44.2
78.3
» TRV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

TRV Guru Trades in Q3 2013

Joel Greenblatt 3,503 sh (New)
Ken Fisher 2,598 sh (New)
Pioneer Investments 1,192,081 sh (+2.82%)
John Keeley 4,200 sh (unchged)
Irving Kahn Sold Out
Paul Tudor Jones Sold Out
Jeff Auxier 88,716 sh (-0.07%)
Bill Frels 657,495 sh (-0.08%)
Dodge & Cox 286,125 sh (-2.7%)
Mason Hawkins 13,243,290 sh (-7.47%)
Jeremy Grantham 256,089 sh (-7.67%)
James Barrow 918,010 sh (-11.17%)
Ray Dalio 11,880 sh (-20.7%)
Steven Cohen 13,973 sh (-28.65%)
Jim Simons 154,872 sh (-81.97%)
» More
Q4 2013

TRV Guru Trades in Q4 2013

Paul Tudor Jones 3,000 sh (New)
David Dreman 2,458 sh (New)
Joel Greenblatt 3,851 sh (+9.93%)
James Barrow 953,510 sh (+3.87%)
Ray Dalio Sold Out
Steven Cohen Sold Out
Ken Fisher Sold Out
Jim Simons Sold Out
Jeff Auxier 88,570 sh (-0.16%)
Bill Frels 656,361 sh (-0.17%)
Dodge & Cox 280,950 sh (-1.81%)
Pioneer Investments 1,073,756 sh (-9.93%)
John Keeley 3,700 sh (-11.9%)
Mason Hawkins 9,622,959 sh (-27.34%)
Jeremy Grantham 180,774 sh (-29.41%)
» More
Q1 2014

TRV Guru Trades in Q1 2014

Ray Dalio 18,780 sh (New)
Tom Gayner 61,000 sh (New)
Jim Simons 106,271 sh (New)
John Buckingham 13,533 sh (New)
Steven Cohen 47,444 sh (New)
Paul Tudor Jones 9,400 sh (+213.33%)
Mason Hawkins 9,734,635 sh (+1.16%)
David Dreman 2,477 sh (+0.77%)
John Keeley 3,700 sh (unchged)
Jeff Auxier 88,426 sh (-0.16%)
Bill Frels 649,156 sh (-1.1%)
James Barrow 927,210 sh (-2.76%)
Dodge & Cox 267,050 sh (-4.95%)
Pioneer Investments 937,561 sh (-12.68%)
Joel Greenblatt 2,561 sh (-33.5%)
Jeremy Grantham 113,970 sh (-36.95%)
» More
Q2 2014

TRV Guru Trades in Q2 2014

Ken Fisher 2,424 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with TRV

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Tom Gayner 2014-03-31 New Buy0.16%$80.26 - $90.54 $ 92.19%61000
Ray Dalio 2014-03-31 New Buy0.01%$80.26 - $90.54 $ 92.19%18780
Joel Greenblatt 2014-03-31 Reduce -33.5%$80.26 - $90.54 $ 92.19%2561
Mason Hawkins 2013-12-31 Reduce -27.34%1.53%$82.35 - $90.99 $ 92.15%9622959
David Dreman 2013-12-31 New Buy0.02%$82.35 - $90.99 $ 92.15%2458
Ray Dalio 2013-12-31 Sold Out 0.01%$82.35 - $90.99 $ 92.15%0
Mason Hawkins 2013-09-30 Reduce -7.47%0.42%$79.42 - $86.9 $ 92.111%13243290
Joel Greenblatt 2013-09-30 New Buy0.01%$79.42 - $86.9 $ 92.111%3503
Ray Dalio 2013-09-30 Reduce -20.7%$79.42 - $86.9 $ 92.111%11880
Mason Hawkins 2013-06-30 Reduce -4.18%0.24%$77.85 - $87.9 $ 92.110%14312849
James Barrow 2013-06-30 Reduce -25.09%0.05%$77.85 - $87.9 $ 92.110%1033395
Ray Dalio 2013-06-30 New Buy0.01%$77.85 - $87.9 $ 92.110%14981
Charles Brandes 2012-09-30 Sold Out 0.07%$60.91 - $68.61 $ 92.143%0
John Keeley 2012-09-30 Add 27.03%$60.91 - $68.61 $ 92.143%4700
Charles Brandes 2012-06-30 Reduce -35.22%0.03%$58.01 - $64.88 $ 92.148%113073
Mason Hawkins 2012-03-31 Add 22.27%1%$56.87 - $61.59 $ 92.166%22096600
Dodge & Cox 2012-03-31 Reduce -41.49%0.03%$56.87 - $61.59 $ 92.166%429581
Dodge & Cox 2011-12-31 Reduce -92.7%0.67%$46.8 - $59.68 $ 92.166%734263
Mason Hawkins 2011-12-31 Add 10.49%0.46%$46.8 - $59.68 $ 92.166%18071400
George Soros 2011-12-31 Sold Out 0.04%$46.8 - $59.68 $ 92.166%0
James Barrow 2011-12-31 Add 21.47%0.03%$46.8 - $59.68 $ 92.166%1487400
John Keeley 2011-12-31 Reduce -21.28%$46.8 - $59.68 $ 92.166%3700
Mason Hawkins 2011-09-30 Add 9.3%0.32%$47.12 - $58.9 $ 92.176%16355100
Mason Hawkins 2011-06-30 Add 15.37%0.46%$56.68 - $64.05 $ 92.152%14964000
Leon Cooperman 2011-06-30 Sold Out 0.1221%$56.68 - $64.05 $ 92.152%0
George Soros 2011-06-30 Reduce -23.11%0.01%$56.68 - $64.05 $ 92.152%52900
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Travelers Companies Inc

Morning Coffee: S&P Stocks with Buybacks and Earnings Increases
This morning I performed a scan of the S&P 500 with the GuruFocus All-In-One Guru Screener to find stocks that have a history of share buybacks and growth. A company’s stock can increase at a faster rate if its increase in earnings and revenue is combined with a reduction in share count. I used the following criteria in the screen: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 9.30
TRV's P/E(ttm) is ranked higher than
91% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.70 vs. TRV: 9.30 )
TRV' s 10-Year P/E(ttm) Range
Min: 6   Max: 46.35
Current: 9.3

6
46.35
P/B 1.22
TRV's P/B is ranked higher than
74% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. TRV: 1.22 )
TRV' s 10-Year P/B Range
Min: 0.72   Max: 1.49
Current: 1.22

0.72
1.49
P/S 1.24
TRV's P/S is ranked higher than
71% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.24 vs. TRV: 1.24 )
TRV' s 10-Year P/S Range
Min: 0.75   Max: 1.59
Current: 1.24

0.75
1.59
PFCF 8.59
TRV's PFCF is ranked higher than
79% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.14 vs. TRV: 8.59 )
TRV' s 10-Year PFCF Range
Min: 3.74   Max: 11.94
Current: 8.59

3.74
11.94
EV-to-EBIT 6.80
TRV's EV-to-EBIT is ranked higher than
85% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.15 vs. TRV: 6.80 )
TRV' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 28.4
Current: 6.8

4.5
28.4
PEG 0.96
TRV's PEG is ranked higher than
87% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.94 vs. TRV: 0.96 )
TRV' s 10-Year PEG Range
Min: 0.13   Max: 602
Current: 0.96

0.13
602
Shiller P/E 13.36
TRV's Shiller P/E is ranked higher than
88% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.71 vs. TRV: 13.36 )
TRV' s 10-Year Shiller P/E Range
Min: 6.96   Max: 22.51
Current: 13.36

6.96
22.51

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.23
TRV's Dividend Yield is ranked lower than
56% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.41 vs. TRV: 2.23 )
TRV' s 10-Year Dividend Yield Range
Min: 1.83   Max: 3.87
Current: 2.23

1.83
3.87
Dividend Payout 0.28
TRV's Dividend Payout is ranked higher than
86% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. TRV: 0.28 )
TRV' s 10-Year Dividend Payout Range
Min: 0.12   Max: 1.58
Current: 0.28

0.12
1.58
Dividend growth (3y) 11.60
TRV's Dividend growth (3y) is ranked higher than
83% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. TRV: 11.60 )
TRV' s 10-Year Dividend growth (3y) Range
Min: -7.8   Max: 13.3
Current: 11.6

-7.8
13.3
Yield on cost (5-Year) 3.95
TRV's Yield on cost (5-Year) is ranked higher than
67% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.08 vs. TRV: 3.95 )
TRV' s 10-Year Yield on cost (5-Year) Range
Min: 3.28   Max: 6.94
Current: 3.95

3.28
6.94
Share Buyback Rate 8.10
TRV's Share Buyback Rate is ranked higher than
95% of the 155 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. TRV: 8.10 )
TRV' s 10-Year Share Buyback Rate Range
Min: 11.8   Max: -36.4
Current: 8.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.45
TRV's Price/Tangible Book is ranked higher than
74% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.60 vs. TRV: 1.45 )
TRV' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 3.48
Current: 1.45

0.85
3.48
Price/DCF (Projected) 0.53
TRV's Price/DCF (Projected) is ranked higher than
80% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. TRV: 0.53 )
TRV' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 4.7
Current: 0.53

0.32
4.7
Price/Median PS Value 1.06
TRV's Price/Median PS Value is ranked higher than
76% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.13 vs. TRV: 1.06 )
TRV' s 10-Year Price/Median PS Value Range
Min: 0.59   Max: 1.4
Current: 1.06

0.59
1.4
Price/Peter Lynch Fair Value 0.86
TRV's Price/Peter Lynch Fair Value is ranked higher than
92% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. TRV: 0.86 )
TRV' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.29   Max: 11.56
Current: 0.86

0.29
11.56
Price/Graham Number 0.75
TRV's Price/Graham Number is ranked higher than
85% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.97 vs. TRV: 0.75 )
TRV' s 10-Year Price/Graham Number Range
Min: 0.43   Max: 5.5
Current: 0.75

0.43
5.5
Earnings Yield (Greenblatt) 14.70
TRV's Earnings Yield (Greenblatt) is ranked higher than
83% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. TRV: 14.70 )
TRV' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.5   Max: 22.2
Current: 14.7

3.5
22.2
Forward Rate of Return (Yacktman) 16.67
TRV's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.88 vs. TRV: 16.67 )
TRV' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.6   Max: 73.6
Current: 16.67

1.6
73.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, MBI, QBIEY, TKOMY, ALL » details
Traded in other countries:PA9.Germany
Travelers Companies is a holding company principally engaged, through its subsidiaries, in providing a range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is organized into three reportable business segments: Business Insurance; Financial, Professional & International Insurance; and Personal Insurance. The Business Insurance segment offers an array of property and casualty insurance and insurance-related services to its clients primarily in the United States. Business Insurance is organized into the six groups, which comprises of Select Accounts, Commercial Accounts, National Accounts, Industry-Focused Underwriting, Target Risk Underwriting, and Specialized Distribution. Business Insurance also includes the Special Liability Group, which manages the Company's asbestos and environmental liabilities, and the assumed reinsurance and certain international and other runoff operations. The Financial, Professional & International Insurance segment includes surety and financial liability coverages, which use credit-based underwriting processes, as well as property and casualty products that are marketed on a domestic basis in the United Kingdom, Canada and the Republic of Ireland, and on an international basis through Lloyd's. The segment includes the following groups: Bond & Financial Products; and International. Personal Insurance segment writes a range of property and casualty insurance covering individuals' personal risks. The main coverages in Personal Insurance are automobile and homeowners insurance sold to individuals. The Company markets its insurance products mainly through independent agents and brokers. The property and casualty insurance industry is competitive in the areas of price, service, product offerings, agent relationships and method of distribution. Distribution methods include the use of independent agents, exclusive agents, direct marketing and/or salaried employees. The Company competes with both domestic and foreign insurers, a number of which are experiencing financial difficulties. The Company's insurance subsidiaries are subject to state laws and regulations regarding rate and policy form approvals.
» More Articles for TRV

Headlines

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