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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.05
TRV's Cash to Debt is ranked higher than
50% of the 245 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. TRV: 0.05 )
TRV' s 10-Year Cash to Debt Range
Min: 0.03   Max: 0.17
Current: 0.05

0.03
0.17
Equity to Asset 0.24
TRV's Equity to Asset is ranked higher than
67% of the 244 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. TRV: 0.24 )
TRV' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.25
Current: 0.24

0.13
0.25
Interest Coverage 13.79
TRV's Interest Coverage is ranked higher than
68% of the 205 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 23.53 vs. TRV: 13.79 )
TRV' s 10-Year Interest Coverage Range
Min: 3.5   Max: 17.97
Current: 13.79

3.5
17.97
F-Score: 4
Z-Score: 1.07
WACC vs ROIC
8.43%
12.93%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 17.60
TRV's Operating margin (%) is ranked higher than
86% of the 245 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.40 vs. TRV: 17.60 )
TRV' s 10-Year Operating margin (%) Range
Min: -16.04   Max: 23.89
Current: 17.6

-16.04
23.89
Net-margin (%) 12.82
TRV's Net-margin (%) is ranked higher than
84% of the 245 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.80 vs. TRV: 12.82 )
TRV' s 10-Year Net-margin (%) Range
Min: -12.2   Max: 17.68
Current: 12.82

-12.2
17.68
ROE (%) 13.79
TRV's ROE (%) is ranked higher than
84% of the 244 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.38 vs. TRV: 13.79 )
TRV' s 10-Year ROE (%) Range
Min: -17.63   Max: 19.13
Current: 13.79

-17.63
19.13
ROA (%) 3.34
TRV's ROA (%) is ranked higher than
78% of the 245 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.05 vs. TRV: 3.34 )
TRV' s 10-Year ROA (%) Range
Min: -2.95   Max: 3.99
Current: 3.34

-2.95
3.99
Revenue Growth (3Y)(%) 9.40
TRV's Revenue Growth (3Y)(%) is ranked higher than
82% of the 221 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. TRV: 9.40 )
TRV' s 10-Year Revenue Growth (3Y)(%) Range
Min: -17.8   Max: 22.5
Current: 9.4

-17.8
22.5
EBITDA Growth (3Y)(%) 45.10
TRV's EBITDA Growth (3Y)(%) is ranked higher than
88% of the 181 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.30 vs. TRV: 45.10 )
TRV' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 62.2
Current: 45.1

0
62.2
EPS Growth (3Y)(%) 47.10
TRV's EPS Growth (3Y)(%) is ranked higher than
86% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.80 vs. TRV: 47.10 )
TRV' s 10-Year EPS Growth (3Y)(%) Range
Min: -51.7   Max: 65.3
Current: 47.1

-51.7
65.3
» TRV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

TRV Guru Trades in Q1 2014

Steven Cohen 47,444 sh (New)
Jim Simons 106,271 sh (New)
John Buckingham 13,533 sh (New)
Ray Dalio 18,780 sh (New)
Tom Gayner 61,000 sh (New)
Paul Tudor Jones 9,400 sh (+213.33%)
Mason Hawkins 9,734,635 sh (+1.16%)
David Dreman 2,477 sh (+0.77%)
John Keeley 3,700 sh (unchged)
Jeff Auxier 88,426 sh (-0.16%)
Bill Frels 649,156 sh (-1.10%)
James Barrow 927,210 sh (-2.76%)
Dodge & Cox 267,050 sh (-4.95%)
Pioneer Investments 937,561 sh (-12.68%)
Joel Greenblatt 2,561 sh (-33.50%)
Jeremy Grantham 113,970 sh (-36.95%)
» More
Q2 2014

TRV Guru Trades in Q2 2014

Ken Fisher 2,424 sh (New)
Tom Gayner 170,000 sh (+178.69%)
David Dreman 3,400 sh (+37.26%)
John Buckingham 13,984 sh (+3.33%)
Joel Greenblatt 2,566 sh (+0.20%)
Jeff Auxier 88,426 sh (unchged)
Ray Dalio Sold Out
Jim Simons Sold Out
Pioneer Investments 931,696 sh (-0.63%)
James Barrow 918,810 sh (-0.91%)
Bill Frels 639,802 sh (-1.44%)
Mason Hawkins 9,266,741 sh (-4.81%)
Dodge & Cox 247,350 sh (-7.38%)
John Keeley 3,200 sh (-13.51%)
Jeremy Grantham 73,408 sh (-35.59%)
Paul Tudor Jones 2,900 sh (-69.15%)
» More
Q3 2014

TRV Guru Trades in Q3 2014

Robert Olstein 38,000 sh (New)
Ruane Cunniff 2,262 sh (New)
Ray Dalio 6,780 sh (New)
Steven Cohen 101,600 sh (New)
Jeremy Grantham 107,800 sh (+46.85%)
Joel Greenblatt 3,647 sh (+42.13%)
Tom Gayner 214,000 sh (+25.88%)
John Buckingham 14,583 sh (+4.28%)
Pioneer Investments 915,822 sh (unchged)
John Keeley 3,200 sh (unchged)
Ken Fisher Sold Out
Paul Tudor Jones Sold Out
Jeff Auxier 88,368 sh (-0.07%)
Bill Frels 637,071 sh (-0.43%)
James Barrow 911,160 sh (-0.83%)
Mason Hawkins 9,037,948 sh (-2.47%)
Dodge & Cox 240,340 sh (-2.83%)
David Dreman 3,276 sh (-3.65%)
» More
Q4 2014

TRV Guru Trades in Q4 2014

Ken Fisher 2,716 sh (New)
Paul Tudor Jones 5,636 sh (New)
Robert Olstein 56,000 sh (+47.37%)
Pioneer Investments 1,061,538 sh (+15.91%)
Tom Gayner 244,000 sh (+14.02%)
Joel Greenblatt 3,723 sh (+2.08%)
John Buckingham 14,677 sh (+0.64%)
Bill Frels 637,197 sh (+0.02%)
John Keeley 3,200 sh (unchged)
Ruane Cunniff Sold Out
Ray Dalio Sold Out
Steven Cohen Sold Out
Jeff Auxier 87,821 sh (-0.62%)
James Barrow 900,942 sh (-1.12%)
Dodge & Cox 233,380 sh (-2.90%)
David Dreman 3,036 sh (-7.33%)
Jeremy Grantham 87,000 sh (-19.29%)
Mason Hawkins 3,677,258 sh (-59.31%)
» More
» Details

Insider Trades

Latest Guru Trades with TRV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about Travelers Companies Inc

Morning Coffee: S&P Stocks with Buybacks and Earnings Increases
This morning I performed a scan of the S&P 500 with the GuruFocus All-In-One Guru Screener to find stocks that have a history of share buybacks and growth. A company’s stock can increase at a faster rate if its increase in earnings and revenue is combined with a reduction in share count. I used the following criteria in the screen: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 10.00
TRV's P/E(ttm) is ranked higher than
87% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.20 vs. TRV: 10.00 )
TRV' s 10-Year P/E(ttm) Range
Min: 6   Max: 46.18
Current: 10

6
46.18
Forward P/E 10.98
TRV's Forward P/E is ranked higher than
98% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.31 vs. TRV: 10.98 )
N/A
PE(NRI) 10.00
TRV's PE(NRI) is ranked higher than
90% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.80 vs. TRV: 10.00 )
TRV' s 10-Year PE(NRI) Range
Min: 6   Max: 21.62
Current: 10

6
21.62
P/B 1.30
TRV's P/B is ranked higher than
72% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.45 vs. TRV: 1.30 )
TRV' s 10-Year P/B Range
Min: 0.72   Max: 1.49
Current: 1.3

0.72
1.49
P/S 1.29
TRV's P/S is ranked higher than
59% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.31 vs. TRV: 1.29 )
TRV' s 10-Year P/S Range
Min: 0.65   Max: 1.59
Current: 1.29

0.65
1.59
POCF 10.97
TRV's POCF is ranked higher than
77% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.63 vs. TRV: 10.97 )
TRV' s 10-Year POCF Range
Min: 2.69   Max: 11.94
Current: 10.97

2.69
11.94
EV-to-EBIT 7.30
TRV's EV-to-EBIT is ranked higher than
87% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.85 vs. TRV: 7.30 )
TRV' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 30.2
Current: 7.3

4.5
30.2
PEG 0.71
TRV's PEG is ranked higher than
91% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. TRV: 0.71 )
TRV' s 10-Year PEG Range
Min: 0.12   Max: 64
Current: 0.71

0.12
64
Shiller P/E 13.50
TRV's Shiller P/E is ranked higher than
90% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 23.78 vs. TRV: 13.50 )
TRV' s 10-Year Shiller P/E Range
Min: 6.67   Max: 38.62
Current: 13.5

6.67
38.62
Days Sales Outstanding 147.24
TRV's Days Sales Outstanding is ranked higher than
77% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 257.26 vs. TRV: 147.24 )
TRV' s 10-Year Days Sales Outstanding Range
Min: 61.64   Max: 191.53
Current: 147.24

61.64
191.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.12
TRV's Dividend Yield is ranked lower than
60% of the 212 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.73 vs. TRV: 2.12 )
TRV' s 10-Year Dividend Yield Range
Min: 1.83   Max: 3.87
Current: 2.12

1.83
3.87
Dividend Payout 0.21
TRV's Dividend Payout is ranked higher than
92% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.61 vs. TRV: 0.21 )
TRV' s 10-Year Dividend Payout Range
Min: 0.14   Max: 1.44
Current: 0.21

0.14
1.44
Dividend growth (3y) 10.60
TRV's Dividend growth (3y) is ranked higher than
82% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. TRV: 10.60 )
TRV' s 10-Year Dividend growth (3y) Range
Min: -7.8   Max: 13.3
Current: 10.6

-7.8
13.3
Yield on cost (5-Year) 3.67
TRV's Yield on cost (5-Year) is ranked higher than
56% of the 214 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.49 vs. TRV: 3.67 )
TRV' s 10-Year Yield on cost (5-Year) Range
Min: 3.2   Max: 6.76
Current: 3.67

3.2
6.76
Share Buyback Rate 6.60
TRV's Share Buyback Rate is ranked higher than
95% of the 194 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. TRV: 6.60 )
TRV' s 10-Year Share Buyback Rate Range
Min: 11.8   Max: -46.4
Current: 6.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
TRV's Price/Tangible Book is ranked higher than
72% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.80 vs. TRV: 1.60 )
TRV' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 1.95
Current: 1.6

0.85
1.95
Price/DCF (Projected) 1.70
TRV's Price/DCF (Projected) is ranked higher than
67% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. TRV: 1.70 )
TRV' s 10-Year Price/DCF (Projected) Range
Min: 0.58   Max: 2.95
Current: 1.7

0.58
2.95
Price/Median PS Value 1.10
TRV's Price/Median PS Value is ranked higher than
76% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. TRV: 1.10 )
TRV' s 10-Year Price/Median PS Value Range
Min: 0.57   Max: 1.4
Current: 1.1

0.57
1.4
Price/Peter Lynch Fair Value 0.60
TRV's Price/Peter Lynch Fair Value is ranked higher than
92% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. TRV: 0.60 )
TRV' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.27   Max: 11.56
Current: 0.6

0.27
11.56
Price/Graham Number 0.80
TRV's Price/Graham Number is ranked higher than
82% of the 278 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. TRV: 0.80 )
TRV' s 10-Year Price/Graham Number Range
Min: 0.43   Max: 1.94
Current: 0.8

0.43
1.94
Earnings Yield (Greenblatt) 13.70
TRV's Earnings Yield (Greenblatt) is ranked higher than
81% of the 245 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.30 vs. TRV: 13.70 )
TRV' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.3   Max: 22.1
Current: 13.7

3.3
22.1
Forward Rate of Return (Yacktman) 17.09
TRV's Forward Rate of Return (Yacktman) is ranked higher than
79% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.86 vs. TRV: 17.09 )
TRV' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -5.5   Max: 86.5
Current: 17.09

-5.5
86.5

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, MBI, QBIEY, TKOMY, ALL » details
Traded in other countries:PA9.Germany, TRV.Mexico, TRVV.Argentina, TRV.Chile,
Travelers Companies Inc was incorporated in 1853. The Company through its subsidiaries provides commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company's business segments are Business and International Insurance, Bond & Specialty Insurance and Personal Insurance. The International, through its operations in Canada, the United Kingdom and the Republic of Ireland, offers property and casualty insurance and risk management services to several customer groups, including, among others, those in the technology, public services, and financial and professional services industry sectors. The Bond & Specialty Insurance segment provides surety, crime, management and professional liability coverages and related risk management services to a wide range of primarily domestic customers, utilizing various degrees of financially-based underwriting approaches. The range of coverages includes performance, payment and commercial surety and fidelity bonds for construction and general commercial enterprises; management liability coverages for losses caused by the actual or alleged negligence or misconduct of directors and officers or employee dishonesty; employment practices liability coverages and fiduciary coverages for public corporations, private companies and not-for-profit organizations; professional liability coverage for actual or alleged errors and omissions committed in the course of professional conduct or practice for a variety of professionals including, among others, lawyers and design professionals; and professional and management liability, property, workers' compensation, auto and general liability and fidelity insurance for financial institutions. The Personal Insurance segment writes a broad range of property and casualty insurance covering individuals' personal risks. The primary products of automobile and homeowners insurance are complemented by a broad suite of related coverages. Automobile policies provide coverage for liability to others for both bodily injury and property damage, uninsured motorist protection, and for physical damage to an insured's own vehicle from collision, fire, flood, hail and theft. The Company competes with both domestic and foreign insurers, a number of which are experiencing financial difficulties. The Company's insurance subsidiaries are subject to state laws and regulations regarding rate and policy form approvals.
» More Articles for TRV

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Travelers Down on Earnings Miss Jul 23 2014 


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