Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.05
TRV's Cash to Debt is ranked higher than
51% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.53 vs. TRV: 0.05 )
TRV' s 10-Year Cash to Debt Range
Min: 0.01   Max: 0.17
Current: 0.05

0.01
0.17
Equity to Asset 0.24
TRV's Equity to Asset is ranked higher than
70% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.24 vs. TRV: 0.24 )
TRV' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.25
Current: 0.24

0.13
0.25
Interest Coverage 8.38
TRV's Interest Coverage is ranked higher than
59% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. TRV: 8.38 )
TRV' s 10-Year Interest Coverage Range
Min: 3.5   Max: 18.97
Current: 8.38

3.5
18.97
F-Score: 6
Z-Score: 0.98
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 12.30
TRV's Operating margin (%) is ranked higher than
77% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.10 vs. TRV: 12.30 )
TRV' s 10-Year Operating margin (%) Range
Min: -16   Max: 25.22
Current: 12.3

-16
25.22
Net-margin (%) 9.61
TRV's Net-margin (%) is ranked higher than
76% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. TRV: 9.61 )
TRV' s 10-Year Net-margin (%) Range
Min: -12.17   Max: 17.68
Current: 9.61

-12.17
17.68
ROE (%) 9.73
TRV's ROE (%) is ranked higher than
75% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.73 vs. TRV: 9.73 )
TRV' s 10-Year ROE (%) Range
Min: -21.27   Max: 17.29
Current: 9.73

-21.27
17.29
ROA (%) 2.36
TRV's ROA (%) is ranked higher than
70% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.65 vs. TRV: 2.36 )
TRV' s 10-Year ROA (%) Range
Min: -2.84   Max: 3.99
Current: 2.36

-2.84
3.99
ROC (Joel Greenblatt) (%) 1172.59
TRV's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 152 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 184.44 vs. TRV: 1172.59 )
TRV' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -294.44   Max: 3992.37
Current: 1172.59

-294.44
3992.37
Revenue Growth (%) 15.00
TRV's Revenue Growth (%) is ranked higher than
90% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. TRV: 15.00 )
TRV' s 10-Year Revenue Growth (%) Range
Min: -22.5   Max: 33
Current: 15

-22.5
33
EBITDA Growth (%) 2.70
TRV's EBITDA Growth (%) is ranked higher than
63% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.80 vs. TRV: 2.70 )
TRV' s 10-Year EBITDA Growth (%) Range
Min: -54.7   Max: 180.2
Current: 2.7

-54.7
180.2
EPS Growth (%) -0.20
TRV's EPS Growth (%) is ranked higher than
64% of the 168 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. TRV: -0.20 )
TRV' s 10-Year EPS Growth (%) Range
Min: -44.2   Max: 78.3
Current: -0.2

-44.2
78.3
» TRV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

TRV Guru Trades in Q3 2013

Joel Greenblatt 3,503 sh (New)
Ken Fisher 2,598 sh (New)
Pioneer Investments 1,192,081 sh (+2.82%)
John Keeley 4,200 sh (unchged)
Paul Tudor Jones Sold Out
Irving Kahn Sold Out
Jeff Auxier 88,716 sh (-0.07%)
Bill Frels 657,495 sh (-0.08%)
Dodge & Cox 286,125 sh (-2.7%)
Mason Hawkins 13,243,290 sh (-7.47%)
Jeremy Grantham 256,089 sh (-7.67%)
James Barrow 918,010 sh (-11.17%)
Ray Dalio 11,880 sh (-20.7%)
Steven Cohen 13,973 sh (-28.65%)
Jim Simons 154,872 sh (-81.97%)
» More
Q4 2013

TRV Guru Trades in Q4 2013

David Dreman 2,458 sh (New)
Paul Tudor Jones 3,000 sh (New)
Joel Greenblatt 3,851 sh (+9.93%)
James Barrow 953,510 sh (+3.87%)
Steven Cohen Sold Out
Ken Fisher Sold Out
Jim Simons Sold Out
Ray Dalio Sold Out
Jeff Auxier 88,570 sh (-0.16%)
Bill Frels 656,361 sh (-0.17%)
Dodge & Cox 280,950 sh (-1.81%)
Pioneer Investments 1,073,756 sh (-9.93%)
John Keeley 3,700 sh (-11.9%)
Mason Hawkins 9,622,959 sh (-27.34%)
Jeremy Grantham 180,774 sh (-29.41%)
» More
Q1 2014

TRV Guru Trades in Q1 2014

John Buckingham 13,533 sh (New)
Tom Gayner 61,000 sh (New)
Ray Dalio 18,780 sh (New)
Jim Simons 106,271 sh (New)
Steven Cohen 47,444 sh (New)
Paul Tudor Jones 9,400 sh (+213.33%)
Mason Hawkins 9,734,635 sh (+1.16%)
David Dreman 2,477 sh (+0.77%)
John Keeley 3,700 sh (unchged)
Jeff Auxier 88,426 sh (-0.16%)
Bill Frels 649,156 sh (-1.1%)
James Barrow 927,210 sh (-2.76%)
Dodge & Cox 267,050 sh (-4.95%)
Pioneer Investments 937,561 sh (-12.68%)
Joel Greenblatt 2,561 sh (-33.5%)
Jeremy Grantham 113,970 sh (-36.95%)
» More
Q2 2014

TRV Guru Trades in Q2 2014

Ken Fisher 2,424 sh (New)
Tom Gayner 170,000 sh (+178.69%)
David Dreman 3,400 sh (+37.26%)
John Buckingham 13,984 sh (+3.33%)
Joel Greenblatt 2,566 sh (+0.2%)
Jeff Auxier 88,426 sh (unchged)
Ray Dalio Sold Out
Jim Simons Sold Out
Pioneer Investments 931,696 sh (-0.63%)
James Barrow 918,810 sh (-0.91%)
Bill Frels 639,802 sh (-1.44%)
Mason Hawkins 9,266,741 sh (-4.81%)
Dodge & Cox 247,350 sh (-7.38%)
John Keeley 3,200 sh (-13.51%)
Jeremy Grantham 73,408 sh (-35.59%)
Paul Tudor Jones 2,900 sh (-69.15%)
» More
» Details

Insider Trades

Latest Guru Trades with TRV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Tom Gayner 2014-06-30 Add 178.69%0.29%$84.39 - $95.6 $ 94.23%170000
Mason Hawkins 2014-06-30 Reduce -4.81%0.22%$84.39 - $95.6 $ 94.23%9266741
Ray Dalio 2014-06-30 Sold Out 0.01%$84.39 - $95.6 $ 94.23%0
David Dreman 2014-06-30 Add 37.26%0.01%$84.39 - $95.6 $ 94.23%3400
Tom Gayner 2014-03-31 New Buy0.16%$80.26 - $90.54 $ 94.212%61000
Ray Dalio 2014-03-31 New Buy0.01%$80.26 - $90.54 $ 94.212%18780
Joel Greenblatt 2014-03-31 Reduce -33.5%$80.26 - $90.54 $ 94.212%2561
Mason Hawkins 2013-12-31 Reduce -27.34%1.53%$82.35 - $90.99 $ 94.28%9622959
David Dreman 2013-12-31 New Buy0.02%$82.35 - $90.99 $ 94.28%2458
Ray Dalio 2013-12-31 Sold Out 0.01%$82.35 - $90.99 $ 94.28%0
Mason Hawkins 2013-09-30 Reduce -7.47%0.42%$79.42 - $86.9 $ 94.214%13243290
Joel Greenblatt 2013-09-30 New Buy0.01%$79.42 - $86.9 $ 94.214%3503
Ray Dalio 2013-09-30 Reduce -20.7%$79.42 - $86.9 $ 94.214%11880
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Travelers Companies Inc

Morning Coffee: S&P Stocks with Buybacks and Earnings Increases
This morning I performed a scan of the S&P 500 with the GuruFocus All-In-One Guru Screener to find stocks that have a history of share buybacks and growth. A company’s stock can increase at a faster rate if its increase in earnings and revenue is combined with a reduction in share count. I used the following criteria in the screen: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 9.50
TRV's P/E(ttm) is ranked higher than
90% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.90 vs. TRV: 9.50 )
TRV' s 10-Year P/E(ttm) Range
Min: 6   Max: 46.35
Current: 9.5

6
46.35
P/B 1.25
TRV's P/B is ranked higher than
74% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.28 vs. TRV: 1.25 )
TRV' s 10-Year P/B Range
Min: 0.72   Max: 1.6
Current: 1.25

0.72
1.6
P/S 1.27
TRV's P/S is ranked higher than
72% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.27 vs. TRV: 1.27 )
TRV' s 10-Year P/S Range
Min: 0.75   Max: 2.4
Current: 1.27

0.75
2.4
PFCF 8.79
TRV's PFCF is ranked higher than
81% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.27 vs. TRV: 8.79 )
TRV' s 10-Year PFCF Range
Min: 4.21   Max: 720.33
Current: 8.79

4.21
720.33
EV-to-EBIT 7.72
TRV's EV-to-EBIT is ranked higher than
84% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.91 vs. TRV: 7.72 )
TRV' s 10-Year EV-to-EBIT Range
Min: 5.2   Max: 47.5
Current: 7.72

5.2
47.5
PEG 8.55
TRV's PEG is ranked higher than
80% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. TRV: 8.55 )
TRV' s 10-Year PEG Range
Min: 0.1   Max: 9.05
Current: 8.55

0.1
9.05
Shiller P/E 13.65
TRV's Shiller P/E is ranked higher than
89% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.43 vs. TRV: 13.65 )
TRV' s 10-Year Shiller P/E Range
Min: 6.95   Max: 22.51
Current: 13.65

6.95
22.51

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.20
TRV's Dividend Yield is ranked lower than
56% of the 159 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.42 vs. TRV: 2.20 )
TRV' s 10-Year Dividend Yield Range
Min: 1.83   Max: 3.87
Current: 2.2

1.83
3.87
Dividend Payout 0.21
TRV's Dividend Payout is ranked higher than
84% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.46 vs. TRV: 0.21 )
TRV' s 10-Year Dividend Payout Range
Min: 0.12   Max: 1.58
Current: 0.21

0.12
1.58
Dividend growth (3y) 13.30
TRV's Dividend growth (3y) is ranked higher than
89% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.80 vs. TRV: 13.30 )
TRV' s 10-Year Dividend growth (3y) Range
Min: -7.8   Max: 13.3
Current: 13.3

-7.8
13.3
Yield on cost (5-Year) 3.76
TRV's Yield on cost (5-Year) is ranked higher than
65% of the 161 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.07 vs. TRV: 3.76 )
TRV' s 10-Year Yield on cost (5-Year) Range
Min: 3.13   Max: 6.61
Current: 3.76

3.13
6.61
Share Buyback Rate 11.80
TRV's Share Buyback Rate is ranked higher than
97% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. TRV: 11.80 )
TRV' s 10-Year Share Buyback Rate Range
Min: 11.8   Max: -36.4
Current: 11.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.48
TRV's Price/Tangible Book is ranked higher than
73% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.52 vs. TRV: 1.48 )
TRV' s 10-Year Price/Tangible Book Range
Min: 0.89   Max: 3.49
Current: 1.48

0.89
3.49
Price/DCF (Projected) 0.54
TRV's Price/DCF (Projected) is ranked higher than
78% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.76 vs. TRV: 0.54 )
TRV' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 11.43
Current: 0.54

0.32
11.43
Price/Median PS Value 1.07
TRV's Price/Median PS Value is ranked higher than
74% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.13 vs. TRV: 1.07 )
TRV' s 10-Year Price/Median PS Value Range
Min: 0.68   Max: 1.96
Current: 1.07

0.68
1.96
Price/Peter Lynch Fair Value 0.88
TRV's Price/Peter Lynch Fair Value is ranked higher than
93% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. TRV: 0.88 )
TRV' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.27   Max: 11.56
Current: 0.88

0.27
11.56
Price/Graham Number 0.76
TRV's Price/Graham Number is ranked higher than
84% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.01 vs. TRV: 0.76 )
TRV' s 10-Year Price/Graham Number Range
Min: 0.55   Max: 7.77
Current: 0.76

0.55
7.77
Earnings Yield (Greenblatt) 13.00
TRV's Earnings Yield (Greenblatt) is ranked higher than
81% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. TRV: 13.00 )
TRV' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 19.1
Current: 13

2.1
19.1
Forward Rate of Return (Yacktman) 16.66
TRV's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.37 vs. TRV: 16.66 )
TRV' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -3.2   Max: 70.6
Current: 16.66

-3.2
70.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, MBI, QBIEY, TKOMY, ALL » details
Traded in other countries:PA9.Germany
Travelers Companies is a holding company principally engaged, through its subsidiaries, in providing a range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is organized into three reportable business segments: Business Insurance; Financial, Professional & International Insurance; and Personal Insurance. The Business Insurance segment offers an array of property and casualty insurance and insurance-related services to its clients primarily in the United States. Business Insurance is organized into the six groups, which comprises of Select Accounts, Commercial Accounts, National Accounts, Industry-Focused Underwriting, Target Risk Underwriting, and Specialized Distribution. Business Insurance also includes the Special Liability Group, which manages the Company's asbestos and environmental liabilities, and the assumed reinsurance and certain international and other runoff operations. The Financial, Professional & International Insurance segment includes surety and financial liability coverages, which use credit-based underwriting processes, as well as property and casualty products that are marketed on a domestic basis in the United Kingdom, Canada and the Republic of Ireland, and on an international basis through Lloyd's. The segment includes the following groups: Bond & Financial Products; and International. Personal Insurance segment writes a range of property and casualty insurance covering individuals' personal risks. The main coverages in Personal Insurance are automobile and homeowners insurance sold to individuals. The Company markets its insurance products mainly through independent agents and brokers. The property and casualty insurance industry is competitive in the areas of price, service, product offerings, agent relationships and method of distribution. Distribution methods include the use of independent agents, exclusive agents, direct marketing and/or salaried employees. The Company competes with both domestic and foreign insurers, a number of which are experiencing financial difficulties. The Company's insurance subsidiaries are subject to state laws and regulations regarding rate and policy form approvals.
» More Articles for TRV

Headlines

Articles On GuruFocus.com
Markel CIO Tom Gayner Buys Deere, Unilever, Chubb, Sells Capital One Financial, Chevron, Loews Aug 12 2014 
Travelers Down on Earnings Miss Jul 23 2014 
It’s Time To Buy Insurance For Your Portfolio Jun 21 2014 
Weekly CFO Sells Highlight: Travelers Companies, Carnival PLC, Skyworks Solutions Inc. Jun 16 2014 
Morning Coffee: S&P Stocks with Buybacks and Earnings Increases Jun 05 2014 
Weekly Insider Sells Highlight: CVX, TRV, GD, TQNT May 12 2014 
Weekly CFO Sells Highlight: Travelers Companies, Facebook, Hologic May 12 2014 
8 Stocks Not Missing Their Opportunity to Raise Dividends Apr 28 2014 
Chubb: After the Hurricane Comes the Sun? Apr 23 2014 
Cincinnati Financial Corp. Dividend Stock Analysis Mar 14 2014 

More From Other Websites
[$$] Insurance Sector Could Use a Rainy Day Aug 25 2014
Travelers Victory, Topps, IMS Health: Intellectual Property Aug 24 2014
Quake to Cost Insurers Up to $1 Billion, Eqecat Says Aug 24 2014
The 4 Stocks That Drove the Market Aug 21 2014
With Rates Low, Insurance ETFs Try to Climb Higher Aug 19 2014
USF&G Capital I -- Moody's affirms Travelers' ratings (senior debt at A2); outlook stable Aug 14 2014
Allstate (ALL) Reaches 52-Week High on Mixed Q2 Results Aug 13 2014
AmTrust Financial Gains on Q2 Earnings Beat, Revenues Rise Aug 12 2014
Markel CIO Tom Gayner Buys Deere, Unilever, Chubb, Sells Capital One Financial, Chevron, Loews Aug 12 2014
Infinity Property Q2 Earnings Miss, Gains on Y/Y Rise Aug 12 2014
TRAVELERS COMPANIES, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in... Aug 11 2014
Taking AIG From 'Sucks' to 'Rocks' Aug 07 2014
Whether You Go With Aetna, Allstate, AIG Or Another, Avoid The Four Big Insurance Traps Aug 06 2014
ProAssurance Q2 Earnings in Line, Down Y/Y on High Expenses Aug 06 2014
Montpelier Misses Q2 Earnings on Weak Underwriting Results Jul 29 2014
TRAVELERS COMPANIES, INC. Financials Jul 26 2014
Danger Lurks for Dow ETF Jul 25 2014
[$$] Beneath the Surface, Dow Doesn't Look So Healthy Jul 23 2014
Company News for July 23, 2014 Jul 23 2014
Is the Travelers Selloff an Opportunity Buy or a Value Trap? Jul 22 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK