Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.06
TRV's Cash to Debt is ranked higher than
53% of the 213 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. TRV: 0.06 )
TRV' s 10-Year Cash to Debt Range
Min: 0.02   Max: 0.17
Current: 0.06

0.02
0.17
Equity to Asset 0.24
TRV's Equity to Asset is ranked higher than
69% of the 212 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.26 vs. TRV: 0.24 )
TRV' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.25
Current: 0.24

0.13
0.25
Interest Coverage 13.70
TRV's Interest Coverage is ranked higher than
66% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 25.59 vs. TRV: 13.70 )
TRV' s 10-Year Interest Coverage Range
Min: 1.12   Max: 18.67
Current: 13.7

1.12
18.67
F-Score: 6
Z-Score: 1.04
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 18.44
TRV's Operating margin (%) is ranked higher than
86% of the 213 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.36 vs. TRV: 18.44 )
TRV' s 10-Year Operating margin (%) Range
Min: -11.7   Max: 24.11
Current: 18.44

-11.7
24.11
Net-margin (%) 13.43
TRV's Net-margin (%) is ranked higher than
84% of the 213 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.16 vs. TRV: 13.43 )
TRV' s 10-Year Net-margin (%) Range
Min: -0.19   Max: 17.68
Current: 13.43

-0.19
17.68
ROE (%) 14.47
TRV's ROE (%) is ranked higher than
83% of the 212 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.84 vs. TRV: 14.47 )
TRV' s 10-Year ROE (%) Range
Min: -0.26   Max: 18.95
Current: 14.47

-0.26
18.95
ROA (%) 3.50
TRV's ROA (%) is ranked higher than
78% of the 213 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.39 vs. TRV: 3.50 )
TRV' s 10-Year ROA (%) Range
Min: -0.06   Max: 3.99
Current: 3.5

-0.06
3.99
Revenue Growth (%) 10.40
TRV's Revenue Growth (%) is ranked higher than
80% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. TRV: 10.40 )
TRV' s 10-Year Revenue Growth (%) Range
Min: -18.2   Max: 28.8
Current: 10.4

-18.2
28.8
EBITDA Growth (%) 13.10
TRV's EBITDA Growth (%) is ranked higher than
81% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. TRV: 13.10 )
TRV' s 10-Year EBITDA Growth (%) Range
Min: -55.2   Max: 42.6
Current: 13.1

-55.2
42.6
EPS Growth (%) 13.70
TRV's EPS Growth (%) is ranked higher than
81% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.70 vs. TRV: 13.70 )
TRV' s 10-Year EPS Growth (%) Range
Min: -51.7   Max: 64.9
Current: 13.7

-51.7
64.9
» TRV's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

TRV Guru Trades in Q4 2013

Paul Tudor Jones 3,000 sh (New)
David Dreman 2,458 sh (New)
Joel Greenblatt 3,851 sh (+9.93%)
James Barrow 953,510 sh (+3.87%)
Ken Fisher Sold Out
Ray Dalio Sold Out
Jim Simons Sold Out
Steven Cohen Sold Out
Jeff Auxier 88,570 sh (-0.16%)
Bill Frels 656,361 sh (-0.17%)
Dodge & Cox 280,950 sh (-1.81%)
Pioneer Investments 1,073,756 sh (-9.93%)
John Keeley 3,700 sh (-11.9%)
Mason Hawkins 9,622,959 sh (-27.34%)
Jeremy Grantham 180,774 sh (-29.41%)
» More
Q1 2014

TRV Guru Trades in Q1 2014

Steven Cohen 47,444 sh (New)
Tom Gayner 61,000 sh (New)
Ray Dalio 18,780 sh (New)
John Buckingham 13,533 sh (New)
Jim Simons 106,271 sh (New)
Paul Tudor Jones 9,400 sh (+213.33%)
Mason Hawkins 9,734,635 sh (+1.16%)
David Dreman 2,477 sh (+0.77%)
John Keeley 3,700 sh (unchged)
Jeff Auxier 88,426 sh (-0.16%)
Bill Frels 649,156 sh (-1.1%)
James Barrow 927,210 sh (-2.76%)
Dodge & Cox 267,050 sh (-4.95%)
Pioneer Investments 937,561 sh (-12.68%)
Joel Greenblatt 2,561 sh (-33.5%)
Jeremy Grantham 113,970 sh (-36.95%)
» More
Q2 2014

TRV Guru Trades in Q2 2014

Ken Fisher 2,424 sh (New)
Tom Gayner 170,000 sh (+178.69%)
David Dreman 3,400 sh (+37.26%)
John Buckingham 13,984 sh (+3.33%)
Joel Greenblatt 2,566 sh (+0.2%)
Jeff Auxier 88,426 sh (unchged)
Jim Simons Sold Out
Ray Dalio Sold Out
Pioneer Investments 931,696 sh (-0.63%)
James Barrow 918,810 sh (-0.91%)
Bill Frels 639,802 sh (-1.44%)
Mason Hawkins 9,266,741 sh (-4.81%)
Dodge & Cox 247,350 sh (-7.38%)
John Keeley 3,200 sh (-13.51%)
Jeremy Grantham 73,408 sh (-35.59%)
Paul Tudor Jones 2,900 sh (-69.15%)
» More
Q3 2014

TRV Guru Trades in Q3 2014

Ray Dalio 6,780 sh (New)
Robert Olstein 38,000 sh (New)
Steven Cohen 101,600 sh (New)
Ruane Cunniff 2,262 sh (New)
Jeremy Grantham 107,800 sh (+46.85%)
Joel Greenblatt 3,647 sh (+42.13%)
Tom Gayner 214,000 sh (+25.88%)
John Buckingham 14,583 sh (+4.28%)
John Keeley 3,200 sh (unchged)
Ken Fisher Sold Out
Paul Tudor Jones Sold Out
Jeff Auxier 88,368 sh (-0.07%)
Bill Frels 637,071 sh (-0.43%)
James Barrow 911,160 sh (-0.83%)
Pioneer Investments 915,822 sh (-1.7%)
Mason Hawkins 9,037,948 sh (-2.47%)
Dodge & Cox 240,340 sh (-2.83%)
David Dreman 3,276 sh (-3.65%)
» More
» Details

Insider Trades

Latest Guru Trades with TRV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Robert Olstein 2014-09-30 New Buy0.46%$89.12 - $95.95 $ 103.4311%38000
Tom Gayner 2014-09-30 Add 25.88%0.12%$89.12 - $95.95 $ 103.4311%214000
Mason Hawkins 2014-09-30 Reduce -2.47%0.11%$89.12 - $95.95 $ 103.4311%9037948
Ray Dalio 2014-09-30 New Buy0.01%$89.12 - $95.95 $ 103.4311%6780
Ruane Cunniff 2014-09-30 New Buy$89.12 - $95.95 $ 103.4311%2262
Joel Greenblatt 2014-09-30 Add 42.13%$89.12 - $95.95 $ 103.4311%3647
Ken Fisher 2014-09-30 Sold Out $89.12 - $95.95 $ 103.4311%0
Tom Gayner 2014-06-30 Add 178.69%0.29%$84.39 - $95.6 $ 103.4314%170000
Mason Hawkins 2014-06-30 Reduce -4.81%0.22%$84.39 - $95.6 $ 103.4314%9266741
Ray Dalio 2014-06-30 Sold Out 0.01%$84.39 - $95.6 $ 103.4314%0
David Dreman 2014-06-30 Add 37.26%0.01%$84.39 - $95.6 $ 103.4314%3400
Ken Fisher 2014-06-30 New Buy$84.39 - $95.6 $ 103.4314%2424
Tom Gayner 2014-03-31 New Buy0.16%$80.26 - $90.54 $ 103.4323%61000
Ray Dalio 2014-03-31 New Buy0.01%$80.26 - $90.54 $ 103.4323%18780
Joel Greenblatt 2014-03-31 Reduce -33.5%$80.26 - $90.54 $ 103.4323%2561
Mason Hawkins 2013-12-31 Reduce -27.34%1.53%$82.35 - $90.99 $ 103.4318%9622959
David Dreman 2013-12-31 New Buy0.02%$82.35 - $90.99 $ 103.4318%2458
Ray Dalio 2013-12-31 Sold Out 0.01%$82.35 - $90.99 $ 103.4318%0
Ken Fisher 2013-12-31 Sold Out $82.35 - $90.99 $ 103.4318%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Travelers Companies Inc

Morning Coffee: S&P Stocks with Buybacks and Earnings Increases
This morning I performed a scan of the S&P 500 with the GuruFocus All-In-One Guru Screener to find stocks that have a history of share buybacks and growth. A company’s stock can increase at a faster rate if its increase in earnings and revenue is combined with a reduction in share count. I used the following criteria in the screen: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 10.00
TRV's P/E(ttm) is ranked higher than
85% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. TRV: 10.00 )
TRV' s 10-Year P/E(ttm) Range
Min: 6.01   Max: 46.35
Current: 10

6.01
46.35
P/B 1.35
TRV's P/B is ranked higher than
70% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.32 vs. TRV: 1.35 )
TRV' s 10-Year P/B Range
Min: 0.72   Max: 1.49
Current: 1.35

0.72
1.49
P/S 1.34
TRV's P/S is ranked higher than
70% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.19 vs. TRV: 1.34 )
TRV' s 10-Year P/S Range
Min: 0.6   Max: 1.59
Current: 1.34

0.6
1.59
EV-to-EBIT 7.04
TRV's EV-to-EBIT is ranked higher than
85% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.79 vs. TRV: 7.04 )
TRV' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 28.4
Current: 7.04

4.5
28.4
PEG 1.04
TRV's PEG is ranked higher than
88% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. TRV: 1.04 )
TRV' s 10-Year PEG Range
Min: 0.17   Max: 29.77
Current: 1.04

0.17
29.77
Shiller P/E 14.25
TRV's Shiller P/E is ranked higher than
87% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.39 vs. TRV: 14.25 )
TRV' s 10-Year Shiller P/E Range
Min: 7.09   Max: 45.22
Current: 14.25

7.09
45.22

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.03
TRV's Dividend Yield is ranked lower than
60% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.56 vs. TRV: 2.03 )
TRV' s 10-Year Dividend Yield Range
Min: 1.83   Max: 3.87
Current: 2.03

1.83
3.87
Dividend Payout 0.20
TRV's Dividend Payout is ranked higher than
92% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.50 vs. TRV: 0.20 )
TRV' s 10-Year Dividend Payout Range
Min: 0.14   Max: 1.54
Current: 0.2

0.14
1.54
Dividend growth (3y) 11.60
TRV's Dividend growth (3y) is ranked higher than
88% of the 146 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.80 vs. TRV: 11.60 )
TRV' s 10-Year Dividend growth (3y) Range
Min: -7.8   Max: 13.3
Current: 11.6

-7.8
13.3
Yield on cost (5-Year) 3.59
TRV's Yield on cost (5-Year) is ranked higher than
57% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.41 vs. TRV: 3.59 )
TRV' s 10-Year Yield on cost (5-Year) Range
Min: 3.28   Max: 6.94
Current: 3.59

3.28
6.94
Share Buyback Rate 8.10
TRV's Share Buyback Rate is ranked higher than
96% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. TRV: 8.10 )
TRV' s 10-Year Share Buyback Rate Range
Min: 11.8   Max: -46.2
Current: 8.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
TRV's Price/Tangible Book is ranked higher than
73% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.55 vs. TRV: 1.60 )
TRV' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 2.24
Current: 1.6

0.85
2.24
Price/DCF (Projected) 1.73
TRV's Price/DCF (Projected) is ranked higher than
64% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.86 vs. TRV: 1.73 )
TRV' s 10-Year Price/DCF (Projected) Range
Min: 0.35   Max: 1.66
Current: 1.73

0.35
1.66
Price/Median PS Value 1.17
TRV's Price/Median PS Value is ranked higher than
72% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. TRV: 1.17 )
TRV' s 10-Year Price/Median PS Value Range
Min: 0.42   Max: 1.43
Current: 1.17

0.42
1.43
Price/Peter Lynch Fair Value 0.82
TRV's Price/Peter Lynch Fair Value is ranked higher than
90% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. TRV: 0.82 )
TRV' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.29   Max: 11.56
Current: 0.82

0.29
11.56
Price/Graham Number 0.82
TRV's Price/Graham Number is ranked higher than
80% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.93 vs. TRV: 0.82 )
TRV' s 10-Year Price/Graham Number Range
Min: 0.43   Max: 2.92
Current: 0.82

0.43
2.92
Earnings Yield (Greenblatt) 14.20
TRV's Earnings Yield (Greenblatt) is ranked higher than
85% of the 211 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.40 vs. TRV: 14.20 )
TRV' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.5   Max: 22.1
Current: 14.2

3.5
22.1
Forward Rate of Return (Yacktman) 15.56
TRV's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.25 vs. TRV: 15.56 )
TRV' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.9   Max: 40.2
Current: 15.56

0.9
40.2

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, MBI, QBIEY, TKOMY, ALL » details
Traded in other countries:PA9.Germany, TRV.Mexico, TRVV.Argentina
Travelers Companies is a holding company principally engaged. It provides commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is organized into three reportable business segments: Business Insurance; Financial, Professional & International Insurance; and Personal Insurance. The Business Insurance segment offers an array of property and casualty insurance and insurance-related services to its clients primarily in the United States. Business Insurance is organized into the six groups, which comprises of Select Accounts, Commercial Accounts, National Accounts, Industry-Focused Underwriting, Target Risk Underwriting, and Specialized Distribution. Business Insurance also includes the Special Liability Group, which manages the Company's asbestos and environmental liabilities, and the assumed reinsurance and certain international and other runoff operations. The Financial, Professional & International Insurance segment includes surety and financial liability coverages, which use credit-based underwriting processes, as well as property and casualty products that are marketed on a domestic basis in the United Kingdom, Canada and the Republic of Ireland, and on an international basis through Lloyd's. The segment includes the following groups: Bond & Financial Products; and International. Personal Insurance segment writes property and casualty insurance covering individuals' personal risks. The coverages in Personal Insurance are automobile and homeowners insurance sold to individuals. The Company markets its insurance products through the independent agents and brokers. The property and casualty insurance industry is competitive in the areas of price, service, product offerings, agent relationships and method of distribution. Distribution methods include the use of independent agents, exclusive agents, direct marketing and/or salaried employees. The Company competes with both domestic and foreign insurers, a number of which are experiencing financial difficulties. The Company's insurance subsidiaries are subject to state laws and regulations regarding rate and policy form approvals.
» More Articles for TRV

Headlines

Articles On GuruFocus.com
The Travelers Companies: Should Investors Buy It? Nov 24 2014 
Why I Am Buying IBM Oct 29 2014 
Two Insurance Stocks On My Radar Sep 17 2014 
Markel CIO Tom Gayner Buys Deere, Unilever, Chubb, Sells Capital One Financial, Chevron, Loews Aug 12 2014 
Travelers Down on Earnings Miss Jul 23 2014 
It’s Time To Buy Insurance For Your Portfolio Jun 21 2014 
Weekly CFO Sells Highlight: Travelers Companies, Carnival PLC, Skyworks Solutions Inc. Jun 16 2014 
Morning Coffee: S&P Stocks with Buybacks and Earnings Increases Jun 05 2014 
Weekly Insider Sells Highlight: CVX, TRV, GD, TQNT May 12 2014 
Weekly CFO Sells Highlight: Travelers Companies, Facebook, Hologic May 12 2014 


More From Other Websites
Most Sectors Represent in Today's Lg Cap All-Time Highs... Nov 24 2014
The Travelers Companies: Should Investors Buy It? Nov 24 2014
Travelers Companies' Inorganic Growth Looks Promising Nov 24 2014
The Travelers Institute Chooses the Dulles Region for Next Small Business – Big Opportunity℠... Nov 24 2014
Consumer Retail/Spending top the Lg Cap List... Nov 20 2014
Travelers Warns of 5 Types of Theft to Watch for this Holiday Season Nov 20 2014
The Travelers Institute Chooses Austin for Next Insurance Education Symposium Nov 20 2014
The 4 DJIA Stocks That Weighed Down Friday’s Market Nov 14 2014
The Travelers Institute Hosts Insurance Education Series in St. Paul Nov 14 2014
[$$] Travelers Cos CEO Hit by Muscular Ailment Nov 13 2014
Travelers Chief Fishman Discloses Neuromuscular Condition Nov 13 2014
Travelers Chairman and CEO Sends Message to Employees Nov 13 2014
Travelers Named to G.I. Jobs' 2015 List of Top 100 Military Friendly Employers® Nov 11 2014
ProAssurance Q3 Earnings Miss Estimates, Down Y/Y Nov 06 2014
RenaissanceRe Misses on Q3 Earnings as Revenues Decline Nov 05 2014
AmTrust Financial Beats on Q3 Earnings as Revenues Rise Nov 04 2014
Today's Water-Logged And Getting Wetter Stock: Travelers Companies (TRV) Oct 30 2014
CNO Financial's Q3 Earnings Beat Estimates, Improve Y/Y Oct 29 2014
Virginia Association of Community Banks Selects Travelers as Endorsed Provider for State’s... Oct 28 2014
PartnerRe Earnings Top Estimates, Tank Y/Y on High Expense Oct 28 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK