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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.10
VLY's Cash to Debt is ranked lower than
53% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. VLY: 0.10 )
VLY' s 10-Year Cash to Debt Range
Min: 0.06   Max: 44.33
Current: 0.1

0.06
44.33
Equity to Asset 0.10
VLY's Equity to Asset is ranked higher than
71% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. VLY: 0.10 )
VLY' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.1
Current: 0.1

0.06
0.1
Interest Coverage 1.06
VLY's Interest Coverage is ranked higher than
63% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. VLY: 1.06 )
VLY' s 10-Year Interest Coverage Range
Min: 0.36   Max: 1.57
Current: 1.06

0.36
1.57
F-Score: 4
Z-Score: 0.13
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 31.05
VLY's Operating margin (%) is ranked higher than
76% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. VLY: 31.05 )
VLY' s 10-Year Operating margin (%) Range
Min: 26.06   Max: 52.38
Current: 31.05

26.06
52.38
Net-margin (%) 22.90
VLY's Net-margin (%) is ranked higher than
78% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. VLY: 22.90 )
VLY' s 10-Year Net-margin (%) Range
Min: 22.07   Max: 35.68
Current: 22.9

22.07
35.68
ROE (%) 8.56
VLY's ROE (%) is ranked higher than
77% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. VLY: 8.56 )
VLY' s 10-Year ROE (%) Range
Min: 6.86   Max: 24.47
Current: 8.56

6.86
24.47
ROA (%) 0.82
VLY's ROA (%) is ranked higher than
75% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. VLY: 0.82 )
VLY' s 10-Year ROA (%) Range
Min: 0.64   Max: 1.76
Current: 0.82

0.64
1.76
ROC (Joel Greenblatt) (%) 66.24
VLY's ROC (Joel Greenblatt) (%) is ranked higher than
73% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. VLY: 66.24 )
VLY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 33.91   Max: 211.68
Current: 66.24

33.91
211.68
Revenue Growth (%) -2.50
VLY's Revenue Growth (%) is ranked higher than
65% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. VLY: -2.50 )
VLY' s 10-Year Revenue Growth (%) Range
Min: -4.5   Max: 17.6
Current: -2.5

-4.5
17.6
EBITDA Growth (%) -4.40
VLY's EBITDA Growth (%) is ranked higher than
60% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. VLY: -4.40 )
VLY' s 10-Year EBITDA Growth (%) Range
Min: -21.4   Max: 18.6
Current: -4.4

-21.4
18.6
EPS Growth (%) -3.30
VLY's EPS Growth (%) is ranked higher than
61% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. VLY: -3.30 )
VLY' s 10-Year EPS Growth (%) Range
Min: -18.2   Max: 17.6
Current: -3.3

-18.2
17.6
» VLY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

VLY Guru Trades in Q3 2013

Steven Cohen 10,693 sh (New)
Paul Tudor Jones 25,500 sh (New)
Columbia Wanger 6,829,499 sh (unchged)
Richard Snow 12,758 sh (unchged)
Jim Simons Sold Out
Chuck Royce 687,468 sh (-0.72%)
Third Avenue Management 1,383,246 sh (-5.42%)
Joel Greenblatt 25,879 sh (-7.91%)
» More
Q4 2013

VLY Guru Trades in Q4 2013

Richard Snow 12,758 sh (unchged)
Joel Greenblatt Sold Out
Steven Cohen Sold Out
Columbia Wanger 6,817,250 sh (-0.18%)
Third Avenue Management 1,379,621 sh (-0.26%)
Paul Tudor Jones 24,456 sh (-4.09%)
Chuck Royce 533,468 sh (-22.4%)
» More
Q1 2014

VLY Guru Trades in Q1 2014

Jim Simons 646,235 sh (New)
Steven Cohen 27,563 sh (New)
Third Avenue Management 1,384,409 sh (+0.35%)
Columbia Wanger 6,817,250 sh (unchged)
Chuck Royce 533,468 sh (unchged)
Richard Snow 12,758 sh (unchged)
Paul Tudor Jones 15,800 sh (-35.39%)
» More
Q2 2014

VLY Guru Trades in Q2 2014

Paul Tudor Jones 47,600 sh (+201.27%)
Chuck Royce 565,468 sh (+6%)
Richard Snow 12,758 sh (unchged)
Jim Simons Sold Out
Columbia Wanger 4,574,250 sh (-32.9%)
Third Avenue Management 866,857 sh (-37.38%)
» More
» Details

Insider Trades

Latest Guru Trades with VLY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2013-12-31 Sold Out 0.01%$9.7 - $10.51 $ 100%0
Joel Greenblatt 2013-06-30 Add 65.37%$8.85 - $10.05 $ 107%28102
John Keeley 2013-06-30 Sold Out $8.85 - $10.05 $ 107%0
Joel Greenblatt 2013-03-31 New Buy0.01%$9.3 - $10.43 $ 100%16993
John Keeley 2012-03-31 New Buy$11.92 - $13.22 $ 10-16%10003
Mario Gabelli 2011-12-31 Sold Out 0.0033%$10.14 - $12.69 $ 10-14%0
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.20
VLY's P/E(ttm) is ranked higher than
69% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. VLY: 15.20 )
VLY' s 10-Year P/E(ttm) Range
Min: 12.02   Max: 32.54
Current: 15.2

12.02
32.54
P/B 1.27
VLY's P/B is ranked higher than
66% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. VLY: 1.27 )
VLY' s 10-Year P/B Range
Min: 1.11   Max: 4.36
Current: 1.27

1.11
4.36
P/S 3.60
VLY's P/S is ranked lower than
52% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. VLY: 3.60 )
VLY' s 10-Year P/S Range
Min: 2.68   Max: 7.23
Current: 3.6

2.68
7.23
PFCF 10.53
VLY's PFCF is ranked higher than
72% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. VLY: 10.53 )
VLY' s 10-Year PFCF Range
Min: 1.49   Max: 39.04
Current: 10.53

1.49
39.04
EV-to-EBIT 30.14
VLY's EV-to-EBIT is ranked higher than
63% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. VLY: 30.14 )
VLY' s 10-Year EV-to-EBIT Range
Min: 18.1   Max: 56.2
Current: 30.14

18.1
56.2
Shiller P/E 14.62
VLY's Shiller P/E is ranked higher than
86% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. VLY: 14.62 )
VLY' s 10-Year Shiller P/E Range
Min: 7.26   Max: 20.59
Current: 14.62

7.26
20.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.93
VLY's Dividend Yield is ranked higher than
89% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. VLY: 4.93 )
VLY' s 10-Year Dividend Yield Range
Min: 2.96   Max: 8.91
Current: 4.93

2.96
8.91
Dividend Payout 0.76
VLY's Dividend Payout is ranked higher than
56% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.49 vs. VLY: 0.76 )
VLY' s 10-Year Dividend Payout Range
Min: 0.34   Max: 6.35
Current: 0.76

0.34
6.35
Dividend growth (3y) -2.90
VLY's Dividend growth (3y) is ranked higher than
65% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. VLY: -2.90 )
VLY' s 10-Year Dividend growth (3y) Range
Min: -2.9   Max: 12.3
Current: -2.9

-2.9
12.3
Yield on cost (5-Year) 4.54
VLY's Yield on cost (5-Year) is ranked higher than
74% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. VLY: 4.54 )
VLY' s 10-Year Yield on cost (5-Year) Range
Min: 2.69   Max: 8.1
Current: 4.54

2.69
8.1
Share Buyback Rate -3.90
VLY's Share Buyback Rate is ranked higher than
66% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. VLY: -3.90 )
VLY' s 10-Year Share Buyback Rate Range
Min: 3.1   Max: -6.1
Current: -3.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
VLY's Price/Tangible Book is ranked higher than
54% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. VLY: 1.80 )
VLY' s 10-Year Price/Tangible Book Range
Min: 1.77   Max: 5.03
Current: 1.8

1.77
5.03
Price/DCF (Projected) 0.61
VLY's Price/DCF (Projected) is ranked higher than
83% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. VLY: 0.61 )
VLY' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 1.87
Current: 0.61

0.32
1.87
Price/Median PS Value 0.80
VLY's Price/Median PS Value is ranked higher than
90% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. VLY: 0.80 )
VLY' s 10-Year Price/Median PS Value Range
Min: 0.67   Max: 1.77
Current: 0.8

0.67
1.77
Price/Graham Number 1.11
VLY's Price/Graham Number is ranked higher than
60% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. VLY: 1.11 )
VLY' s 10-Year Price/Graham Number Range
Min: 0.96   Max: 2.51
Current: 1.11

0.96
2.51
Earnings Yield (Greenblatt) 3.30
VLY's Earnings Yield (Greenblatt) is ranked lower than
52% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. VLY: 3.30 )
VLY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.8   Max: 5.5
Current: 3.3

1.8
5.5
Forward Rate of Return (Yacktman) 8.96
VLY's Forward Rate of Return (Yacktman) is ranked higher than
65% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. VLY: 8.96 )
VLY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.5   Max: 36.2
Current: 8.96

3.5
36.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:VNB.Germany
Valley National Bancorp is a New Jersey corporation organized in 1983. It is a bank holding company of which main wholly-owned subsidiary is Valley National Bank, 'the Bank'. It is a national banking association providing a full range of commercial, retail and trust and investment services through its branch and ATM network throughout northern and central New Jersey and New York City. The Bank also lends to borrowers outside its branch network. The Bank has four business segments it monitors and reports on to manage its business operations. These segments are consumer lending, commercial lending, investment management, and corporate and other adjustments. The consumer lending segment is mainly comprised of residential mortgages, home equity loans and automobile loans. The duration of the loan portfolio is subject to movements in the market level of interest rates and forecasted residential mortgage prepayment speeds. The commercial lending segment is mainly comprised of floating rate and adjustable rate commercial loans, as well as fixed rate owner occupied and commercial mortgage loans. The investment management segment is mainly comprised of fixed rate investments, trading securities and, depending on its liquid cash position, federal funds sold. The fixed rate investments are one of Valley's least sensitive assets to changes in market interest rates. The corporate and other adjustments segment represents income and expense items. The market for banking and bank-related services is highly competitive and it faces substantial competition in all phases of its operations. The Company competes with other providers of financial services such as other bank holding companies, commercial banks, savings institutions, credit unions, mutual funds, mortgage companies, title agencies, asset managers, insurance companies and a list of other local, regional and national institutions which offer financial services. The Company is supervised by the Board of Governors of the Federal Reserve System.
» More Articles for VLY

Headlines

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5-year lows: Realogy Holdings Corp, International Game Technology, Valley National Bancorp, and Mack May 12 2014 
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Always Use Normal Numbers Dec 14 2012 
Shares of Valley Nat Oct 10 2011 
Bank Valuation Made Easy Aug 17 2011 
Bank Valuation Made Simple Aug 16 2011 
Weekly CFO Buys Highlight: CHCR, VLY, ANCI, ROHI Dec 26 2010 
Valley National Bancorp (VLY) CFO Alan D Eskow buys 8,500 Shares Dec 17 2010 

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Valley National Bancorp Sets Record And Payment Date For Common Stock Cash Dividend Aug 20 2014
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Valley National Bancorp To Announce Second Quarter 2014 Earnings May 23 2014
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[video] Valley National Bank acquires Florida bank May 12 2014
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