Founded in 1978, Banco Santander Chile is part of the Santander group and majority controlled by Santander Spain. Banco Santander is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-sized companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country LATAM Chile.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.47
Equity-to-Asset	0.07
Debt-to-Equity	2.39
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.82	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.1
	3-Year EPS without NRI Growth Rate	-0.1
	3-Year Book Growth Rate	12.8
	Future 3-5Y EPS without NRI Growth Rate	29.8
	Future 3-5Y Total Revenue Growth Rate	15.43

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Dividend Growth Rate	43.1
	Shareholder Yield %	23.41

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	30.31
	FCF Margin %	62.47
	ROE %	12.97
	ROA %	0.83
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	14.13
	Forward PE Ratio	9.23
	PE Ratio without NRI	14.36
	Shiller PE Ratio	10.76
	Price-to-Owner-Earnings	6.75
	PEG Ratio	1.29
	PS Ratio	4.28
	PB Ratio	1.58
	Price-to-Tangible-Book	1.61
	Price-to-Free-Cash-Flow	6.85
	Price-to-Operating-Cash-Flow	6.22
	EV-to-Revenue	7.83
	EV-to-FCF	12.53
	Price-to-Projected-FCF	1.25
	Price-to-DCF (FCF Based)	0.29
	Price-to-Median-PS-Value	1.11
	Price-to-Peter-Lynch-Fair-Value	2.08
	FCF Yield %	14.59
	Forward Rate of Return (Yacktman) %	8.35

Financials (Next Earnings Date:2024-04-26 Est.)

Annual Quarterly TTM

XSGO:BSANTAN-SD's 30-Y Financials

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Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

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Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Banco Santander Chile Executives

Details

GF Value: CLP16.86

XSGO:BSANTAN-SD

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with BSANTAN-SD. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil CLP)	1,911,623
	EPS (TTM) (CLP)	0
	Beta	0
	Volatility %	0
	14-Day RSI	0
	14-Day ATR (CLP)	0
	20-Day SMA (CLP)	0
	12-1 Month Momentum %	0
	52-Week Range (CLP)	19.78 - 19.78
	Shares Outstanding (Mil)	188,446.13

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banco Santander Chile Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banco Santander Chile Stock Events

Financials Calendars

	Event	Date	Price(CLP)
No Event Data

Banco Santander Chile Frequently Asked Questions

What is Banco Santander Chile(XSGO:BSANTAN-SD)'s stock price today?

The current price of XSGO:BSANTAN-SD is CLP19.78. The 52 week high of XSGO:BSANTAN-SD is CLP19.78 and 52 week low is CLP19.78.

When is next earnings date of Banco Santander Chile(XSGO:BSANTAN-SD)?

The next earnings date of Banco Santander Chile(XSGO:BSANTAN-SD) is 2024-04-26 Est..

Does Banco Santander Chile(XSGO:BSANTAN-SD) pay dividends? If so, how much?

Banco Santander Chile(XSGO:BSANTAN-SD) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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