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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.37
NYSE:HTH's Cash-to-Debt is ranked lower than
78% of the 1366 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.88 vs. NYSE:HTH: 0.37 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:HTH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.37  Med: N/A Max: N/A
Current: 0.37
Equity-to-Asset 0.15
NYSE:HTH's Equity-to-Asset is ranked higher than
87% of the 1372 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. NYSE:HTH: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:HTH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15  Med: 0.32 Max: 0.76
Current: 0.15
0.15
0.76
Interest Coverage 3.94
NYSE:HTH's Interest Coverage is ranked higher than
75% of the 1606 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.67 vs. NYSE:HTH: 3.94 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:HTH' s Interest Coverage Range Over the Past 10 Years
Min: 3.94  Med: 5002.73 Max: N/A
Current: 3.94
Piotroski F-Score: 2
Beneish M-Score: -2.29
WACC vs ROIC
7.36%
5.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 13.74
NYSE:HTH's Operating Margin % is ranked lower than
84% of the 1383 Companies
in the Global Specialty Finance industry.

( Industry Median: 30.69 vs. NYSE:HTH: 13.74 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:HTH' s Operating Margin % Range Over the Past 10 Years
Min: -41.1  Med: 6.28 Max: 19.25
Current: 13.74
-41.1
19.25
Net Margin % 8.66
NYSE:HTH's Net Margin % is ranked lower than
85% of the 1381 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.17 vs. NYSE:HTH: 8.66 )
Ranked among companies with meaningful Net Margin % only.
NYSE:HTH' s Net Margin % Range Over the Past 10 Years
Min: -22.02  Med: 4.13 Max: 223.36
Current: 8.66
-22.02
223.36
ROE % 8.09
NYSE:HTH's ROE % is ranked lower than
52% of the 1380 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.35 vs. NYSE:HTH: 8.09 )
Ranked among companies with meaningful ROE % only.
NYSE:HTH' s ROE % Range Over the Past 10 Years
Min: -4.07  Med: 3.48 Max: 45.51
Current: 8.09
-4.07
45.51
ROA % 1.18
NYSE:HTH's ROA % is ranked higher than
73% of the 1387 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.87 vs. NYSE:HTH: 1.18 )
Ranked among companies with meaningful ROA % only.
NYSE:HTH' s ROA % Range Over the Past 10 Years
Min: -2.12  Med: 0.57 Max: 22.31
Current: 1.18
-2.12
22.31
3-Year Revenue Growth Rate 10.40
NYSE:HTH's 3-Year Revenue Growth Rate is ranked higher than
78% of the 1247 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.90 vs. NYSE:HTH: 10.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:HTH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -81.6  Med: 17.3 Max: 291
Current: 10.4
-81.6
291
3-Year EBITDA Growth Rate 0.80
NYSE:HTH's 3-Year EBITDA Growth Rate is ranked lower than
64% of the 1158 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.00 vs. NYSE:HTH: 0.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:HTH' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -79.8  Med: -28.2 Max: 785.9
Current: 0.8
-79.8
785.9
3-Year EPS without NRI Growth Rate 1.90
NYSE:HTH's 3-Year EPS without NRI Growth Rate is ranked lower than
66% of the 1132 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.20 vs. NYSE:HTH: 1.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:HTH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -43.7  Med: -13.4 Max: 18.7
Current: 1.9
-43.7
18.7
GuruFocus has detected 5 Warning Signs with Hilltop Holdings Inc $NYSE:HTH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:HTH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

HTH Guru Trades in Q1 2016

Keeley Asset Management Corp 289,203 sh (New)
David Dreman 663 sh (New)
Paul Tudor Jones Sold Out
Mario Gabelli 271,750 sh (-0.59%)
Murray Stahl 27,031 sh (-10.89%)
Jim Simons 24,084 sh (-78.61%)
» More
Q2 2016

HTH Guru Trades in Q2 2016

Joel Greenblatt 148,175 sh (New)
Keeley Asset Management Corp 2,107,803 sh (+628.83%)
Jim Simons 25,800 sh (+7.13%)
David Dreman 663 sh (unchged)
Mario Gabelli 230,150 sh (-15.31%)
Murray Stahl 20,264 sh (-25.03%)
» More
Q3 2016

HTH Guru Trades in Q3 2016

David Dreman 663 sh (unchged)
Jim Simons Sold Out
Joel Greenblatt Sold Out
Murray Stahl 18,586 sh (-8.28%)
Keeley Asset Management Corp 1,896,363 sh (-10.03%)
Mario Gabelli 200,150 sh (-13.03%)
» More
Q4 2016

HTH Guru Trades in Q4 2016

NWQ Managers 571,745 sh (New)
Paul Tudor Jones 11,831 sh (New)
David Dreman 663 sh (unchged)
Keeley Asset Management Corp 1,647,348 sh (-13.13%)
Murray Stahl 14,164 sh (-23.79%)
Mario Gabelli 140,150 sh (-29.98%)
» More
» Details

Insider Trades

Latest Guru Trades with HTH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Specialty Finance    NAICS: 522298    SIC: 6159
Compare:OTCPK:FNMA, OTCPK:FMCC, NYSE:NSM, NAS:TREE, OTCPK:HMCBF, NYSE:HTGC, NYSE:WD, OTCPK:EQGPF, NYSE:OCN, NYSE:EFC, NYSE:AI, NAS:ATAX, NAS:MRLN, NYSE:SC, OTCPK:AMIVF, NAS:MRCC, OTCPK:MAMTF, OTCPK:FCMGF, AMEX:IMH, OTCPK:CXSNF » details
Traded in other countries:WXF.Germany,
Hilltop Holdings Inc is a financial holding company. The Company operates as the holding company for PlainsCapital Bank that provides business and consumer banking services in Texas.

Hilltop Holdings Inc., was formed in 1998 as a Maryland corporation. The Company's main line of business is its wholly owned bank subsidiary, PlainsCapital Bank (the "Bank"). The Bank provides business and consumer banking services from offices located throughout central, north and west Texas. The Bank allows the company to provide financial products and services such as mortgage origination and financial advisory services. Its organizational structure is comprised of two main operating business units, NLASCO, Inc. (insurance) and PlainsCapital Corporation (financial services and products). The Company operates in four business segments: banking, broker-dealer, mortgage origination, and insurance. Its business banking customers consist of agribusiness, energy, health care, institutions of higher education, real estate (including construction and land development) and wholesale/retail trade companies. Its services include: Internet banking, business check cards and other add-on services as determined on a customer-by-customer basis. The Bank offers construction financing for (i) commercial, retail, office, industrial, warehouse and multi-family developments, (ii) residential developments and (iii) single family residential properties. It also provides personal banking customers with different add-on features such as check cards, safe deposit boxes, Internet banking, bill pay, overdraft privilege services, gift cards and access to automated teller machine (ATM) facilities throughout the United States. The Company competes with commercial banks, savings banks, savings and loan associations, credit unions, finance companies, pension trusts, mutual funds, insurance companies, mortgage bankers and brokers, brokerage and investment banking firms, asset-based non-bank lenders, government agencies and certain other non-financial institutions.

Ratios

vs
industry
vs
history
PE Ratio 18.99
HTH's PE Ratio is ranked lower than
68% of the 1316 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.29 vs. HTH: 18.99 )
Ranked among companies with meaningful PE Ratio only.
HTH' s PE Ratio Range Over the Past 10 Years
Min: 2.05  Med: 15.51 Max: 57.21
Current: 18.99
2.05
57.21
Forward PE Ratio 16.31
HTH's Forward PE Ratio is ranked lower than
51% of the 388 Companies
in the Global Specialty Finance industry.

( Industry Median: 16.18 vs. HTH: 16.31 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 18.99
HTH's PE Ratio without NRI is ranked lower than
67% of the 1296 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.49 vs. HTH: 18.99 )
Ranked among companies with meaningful PE Ratio without NRI only.
HTH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.2  Med: 16.72 Max: 141.5
Current: 18.99
7.2
141.5
Price-to-Owner-Earnings 23.76
HTH's Price-to-Owner-Earnings is ranked lower than
78% of the 826 Companies
in the Global Specialty Finance industry.

( Industry Median: 15.11 vs. HTH: 23.76 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
HTH' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.2  Med: 13.82 Max: 1800
Current: 23.76
3.2
1800
PB Ratio 1.50
HTH's PB Ratio is ranked lower than
67% of the 1391 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.17 vs. HTH: 1.50 )
Ranked among companies with meaningful PB Ratio only.
HTH' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.09 Max: 1.91
Current: 1.5
0.63
1.91
PS Ratio 1.67
HTH's PS Ratio is ranked higher than
82% of the 1383 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.34 vs. HTH: 1.67 )
Ranked among companies with meaningful PS Ratio only.
HTH' s PS Ratio Range Over the Past 10 Years
Min: 0.92  Med: 3.94 Max: 45
Current: 1.67
0.92
45
EV-to-EBIT 16.97
HTH's EV-to-EBIT is ranked lower than
63% of the 1066 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.64 vs. HTH: 16.97 )
Ranked among companies with meaningful EV-to-EBIT only.
HTH' s EV-to-EBIT Range Over the Past 10 Years
Min: -5676.4  Med: 11.15 Max: 705.9
Current: 16.97
-5676.4
705.9
EV-to-EBITDA 13.97
HTH's EV-to-EBITDA is ranked lower than
58% of the 1072 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.46 vs. HTH: 13.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
HTH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -762.5  Med: 9.2 Max: 3035.3
Current: 13.97
-762.5
3035.3
Shiller PE Ratio 26.12
HTH's Shiller PE Ratio is ranked lower than
60% of the 490 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.81 vs. HTH: 26.12 )
Ranked among companies with meaningful Shiller PE Ratio only.
HTH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.9  Med: 26.19 Max: 295.57
Current: 26.12
17.9
295.57

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.43
HTH's Dividend Yield % is ranked lower than
97% of the 2324 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.67 vs. HTH: 0.43 )
Ranked among companies with meaningful Dividend Yield % only.
HTH' s Dividend Yield % Range Over the Past 10 Years
Min: 0.2  Med: 1.76 Max: 2.09
Current: 0.43
0.2
2.09
Dividend Payout Ratio 0.04
HTH's Dividend Payout Ratio is ranked higher than
98% of the 1297 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.33 vs. HTH: 0.04 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HTH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.04 Max: 0.04
Current: 0.04
Forward Dividend Yield % 0.86
HTH's Forward Dividend Yield % is ranked lower than
93% of the 2258 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.84 vs. HTH: 0.86 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.43
HTH's 5-Year Yield-on-Cost % is ranked lower than
97% of the 2647 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.35 vs. HTH: 0.43 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HTH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2  Med: 1.76 Max: 2.09
Current: 0.43
0.2
2.09
3-Year Average Share Buyback Ratio -3.00
HTH's 3-Year Average Share Buyback Ratio is ranked lower than
57% of the 977 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.70 vs. HTH: -3.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HTH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -70.3  Med: -13.9 Max: 0
Current: -3
-70.3
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.77
HTH's Price-to-Tangible-Book is ranked lower than
71% of the 1384 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.25 vs. HTH: 1.77 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HTH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.77  Med: 1.05 Max: 2.44
Current: 1.77
0.77
2.44
Price-to-Intrinsic-Value-Projected-FCF 1.60
HTH's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
86% of the 869 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.83 vs. HTH: 1.60 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
HTH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.76  Med: 0.92 Max: 2.2
Current: 1.6
0.76
2.2
Price-to-Median-PS-Value 0.42
HTH's Price-to-Median-PS-Value is ranked higher than
98% of the 1288 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.19 vs. HTH: 0.42 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HTH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.3  Med: 1.04 Max: 7.5
Current: 0.42
0.3
7.5
Price-to-Graham-Number 1.22
HTH's Price-to-Graham-Number is ranked lower than
69% of the 1224 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.94 vs. HTH: 1.22 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HTH' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.74  Med: 1.29 Max: 2.37
Current: 1.22
0.74
2.37
Earnings Yield (Greenblatt) % 5.87
HTH's Earnings Yield (Greenblatt) % is ranked higher than
52% of the 1405 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.60 vs. HTH: 5.87 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HTH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.1  Med: 5.9 Max: 17.1
Current: 5.87
0.1
17.1

More Statistics

Revenue (TTM) (Mil) $1,685
EPS (TTM) $ 1.49
Beta1.01
Short Percentage of Float3.46%
52-Week Range $14.99 - 30.60
Shares Outstanding (Mil)98.57

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.72 2.19
EPS without NRI ($) 1.72 2.19
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for HTH

Headlines

Articles On GuruFocus.com
KEELEY Small Cap Value Fund 4th Quarter Commentary Jan 27 2017 
Weekly CEO Buys Highlight: KMI, JMP, CVA, TCO, HTH Mar 21 2015 
Top 5 Insider Buys Reported Over the Past Week Aug 20 2013 
Weekly CEO Buys Highlight: AMH, HTH, ARCP, KYN, HK Aug 12 2013 
Weekly CFO Buys Highlight: UNTK, PTEK, HTH, KINS, GFN Dec 31 2012 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Nov 04 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Aug 05 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) May 03 2010 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Nov 06 2009 
Hilltop Holdings Inc. Reports Operating Results (10-Q) Aug 07 2009 

More From Other Websites
HILLTOP HOLDINGS INC. Financials Feb 22 2017
HILLTOP HOLDINGS INC. Files SEC form 10-K, Annual Report Feb 16 2017
PrimeLending Named as One of Best Workplaces in Texas Feb 06 2017
ETFs with exposure to Hilltop Holdings, Inc. : February 2, 2017 Feb 02 2017
HILLTOP HOLDINGS INC. Files SEC form 8-K, Other Events Feb 01 2017
Hilltop Holdings, Inc. :HTH-US: Earnings Analysis: 2016 By the Numbers : January 31, 2017 Jan 31 2017
Hilltop Holdings (HTH) Misses on Q4 Earnings, Stock Down Jan 30 2017
Hilltop Holdings, Inc. :HTH-US: Earnings Analysis: Q4, 2016 By the Numbers : January 30, 2017 Jan 30 2017
Edited Transcript of HTH earnings conference call or presentation 27-Jan-17 2:00pm GMT Jan 27 2017
Hilltop Holdings misses Street 4Q forecasts Jan 26 2017
Hilltop Holdings misses Street 4Q forecasts Jan 26 2017
Hilltop Holdings Inc. Announces Financial Results for Fourth Quarter and Full Year 2016 Jan 26 2017
HILLTOP HOLDINGS INC. Files SEC form 8-K, Results of Operations and Financial Condition, Other... Jan 26 2017
Q4 2016 Hilltop Holdings Inc Earnings Release - After Market Close Jan 26 2017
PrimeLending Announces Opening of New Branch in Evansville, IL Jan 23 2017
ETFs with exposure to Hilltop Holdings, Inc. : January 17, 2017 Jan 17 2017
PrimeLending Welcomes Amanda Dorley (NMLS 865245) to its Music City Branch Jan 16 2017
Hilltop Holdings, Inc. breached its 50 day moving average in a Bearish Manner : HTH-US : January 16,... Jan 16 2017
Hilltop Holdings Inc. Announces Fourth Quarter 2016 Earnings Conference Call and Webcast Jan 06 2017
Hilltop Holdings Inc. Announces Fourth Quarter 2016 Earnings Conference Call and Webcast Jan 06 2017

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