Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The principal mortgage insurance customers are originators of residential mortgage loans who determine which mortgage insurer or insurers they will use for the placement of mortgage insurance written on loans they originate. The company is engaged in the business of writing and assuming residential mortgage guaranty insurance.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.83
Equity-to-Asset	0.75
Debt-to-Equity	0.16
Debt-to-EBITDA	0.83
Interest Coverage	17.42
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.42	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1.6
	3-Year EBITDA Growth Rate	22.8
	3-Year EPS without NRI Growth Rate	22.5
	3-Year FCF Growth Rate	-3.3
	3-Year Book Growth Rate	6.8
	Future 3-5Y Total Revenue Growth Rate	5.82

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	57.32
	9-Day RSI	51.35
	14-Day RSI	52.28
	6-1 Month Momentum %	13.52
	12-1 Month Momentum %	27.92

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.15
	Dividend Payout Ratio	0.15
	Forward Dividend Yield %	2.15
	5-Year Yield-on-Cost %	2.15
	3-Year Average Share Buyback Ratio	0.7
	Shareholder Yield %	3.93

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	57.69
	FCF Margin %	54.78
	ROE %	15.22
	ROA %	11.22
	ROIC %	13.26
	Years of Profitability over Past 10-Year	5

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.27
	Forward PE Ratio	7.98
	PE Ratio without NRI	7.15
	PS Ratio	4.22
	PB Ratio	1.03
	Price-to-Tangible-Book	1.03
	Price-to-Free-Cash-Flow	7.7
	Price-to-Operating-Cash-Flow	7.7
	EV-to-EBIT	5.39
	EV-to-EBITDA	5.39
	EV-to-Revenue	4.22
	EV-to-Forward-Revenue	4.05
	EV-to-FCF	7.7
	Price-to-Graham-Number	0.57
	Price-to-Net-Cash	1.1
	Earnings Yield (Greenblatt) %	18.55
	FCF Yield %	13.36

GF Value

ACT

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