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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.09
AEL's Cash to Debt is ranked higher than
75% of the 159 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.36 vs. AEL: 1.09 )
AEL' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 1.09

Equity to Asset 0.05
AEL's Equity to Asset is ranked higher than
70% of the 169 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. AEL: 0.05 )
AEL' s 10-Year Equity to Asset Range
Min: 0   Max: 0.05
Current: 0.05

0
0.05
Interest Coverage 7.64
AEL's Interest Coverage is ranked higher than
75% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.17 vs. AEL: 7.64 )
AEL' s 10-Year Interest Coverage Range
Min: 0.08   Max: 15.73
Current: 7.64

0.08
15.73
F-Score: 5
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 9.20
AEL's Operating margin (%) is ranked higher than
82% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.25 vs. AEL: 9.20 )
AEL' s 10-Year Operating margin (%) Range
Min: 5.08   Max: 41.53
Current: 9.2

5.08
41.53
Net-margin (%) 5.97
AEL's Net-margin (%) is ranked higher than
82% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.93 vs. AEL: 5.97 )
AEL' s 10-Year Net-margin (%) Range
Min: 0.48   Max: 9.7
Current: 5.97

0.48
9.7
ROE (%) 8.76
AEL's ROE (%) is ranked higher than
76% of the 170 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.72 vs. AEL: 8.76 )
AEL' s 10-Year ROE (%) Range
Min: 1.72   Max: 23.67
Current: 8.76

1.72
23.67
ROA (%) 0.36
AEL's ROA (%) is ranked higher than
70% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.70 vs. AEL: 0.36 )
AEL' s 10-Year ROA (%) Range
Min: 0.02   Max: 0.68
Current: 0.36

0.02
0.68
Revenue Growth (%) 20.40
AEL's Revenue Growth (%) is ranked higher than
95% of the 150 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.70 vs. AEL: 20.40 )
AEL' s 10-Year Revenue Growth (%) Range
Min: -25.5   Max: 58.6
Current: 20.4

-25.5
58.6
EBITDA Growth (%) -22.10
AEL's EBITDA Growth (%) is ranked higher than
64% of the 142 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. AEL: -22.10 )
AEL' s 10-Year EBITDA Growth (%) Range
Min: -38.3   Max: 72.1
Current: -22.1

-38.3
72.1
EPS Growth (%) 72.40
AEL's EPS Growth (%) is ranked higher than
99% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.00 vs. AEL: 72.40 )
AEL' s 10-Year EPS Growth (%) Range
Min: -36.4   Max: 148.8
Current: 72.4

-36.4
148.8
» AEL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

AEL Guru Trades in Q4 2013

Chuck Royce 6,600 sh (New)
Joel Greenblatt 19,989 sh (New)
John Keeley 2,054,629 sh (+3.56%)
Ken Fisher 2,358,540 sh (+1.94%)
Steven Cohen Sold Out
Paul Tudor Jones Sold Out
Diamond Hill Capital 1,276,240 sh (-0.52%)
Jeremy Grantham 17,213 sh (-1.41%)
Richard Pzena 1,330,127 sh (-15.49%)
Jim Simons 232,400 sh (-24.64%)
» More
Q1 2014

AEL Guru Trades in Q1 2014

Ken Fisher 3,009,815 sh (+27.61%)
John Keeley 2,165,829 sh (+5.41%)
Diamond Hill Capital 1,317,198 sh (+3.21%)
Chuck Royce 6,600 sh (unchged)
Jeremy Grantham Sold Out
Jim Simons Sold Out
Richard Pzena 1,252,453 sh (-5.84%)
Joel Greenblatt 12,055 sh (-39.69%)
» More
Q2 2014

AEL Guru Trades in Q2 2014

Chuck Royce 18,200 sh (+175.76%)
Diamond Hill Capital 1,445,803 sh (+9.76%)
Joel Greenblatt 12,071 sh (+0.13%)
Ken Fisher 2,947,520 sh (-2.07%)
Richard Pzena 1,211,573 sh (-3.26%)
John Keeley 1,995,059 sh (-7.88%)
» More
Q3 2014

AEL Guru Trades in Q3 2014

Chuck Royce 27,130 sh (+49.07%)
Diamond Hill Capital 1,538,273 sh (+6.4%)
Joel Greenblatt Sold Out
Ken Fisher 2,944,905 sh (-0.09%)
Richard Pzena 1,203,123 sh (-0.7%)
John Keeley 1,917,109 sh (-3.91%)
» More
» Details

Insider Trades

Latest Guru Trades with AEL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-09-30 Sold Out $21.99 - $25.11 $ 28.8923%0
Ken Fisher 2014-03-31 Add 27.61%0.03%$20.43 - $26.38 $ 28.8925%3009815
Joel Greenblatt 2014-03-31 Reduce -39.69%0.01%$20.43 - $26.38 $ 28.8925%12055
Joel Greenblatt 2013-12-31 New Buy0.01%$20.28 - $26.08 $ 28.8927%19989
John Keeley 2013-09-30 New Buy0.77%$15.72 - $21.23 $ 28.8951%1983959
Ken Fisher 2013-09-30 New Buy0.12%$15.72 - $21.23 $ 28.8951%2313750
Arnold Schneider 2013-03-31 Sold Out 0.03%$12.21 - $14.99 $ 28.89109%0
Arnold Schneider 2012-12-31 Reduce -53.71%0.03%$10.65 - $12.33 $ 28.89150%25860
Arnold Schneider 2012-09-30 Reduce -21.17%0.02%$10.72 - $12.36 $ 28.89152%55860
George Soros 2011-12-31 Sold Out 0.0029%$8.17 - $11.58 $ 28.89175%0
Arnold Schneider 2011-09-30 Add 62.86%0.02%$8.22 - $13.12 $ 28.89174%83140
George Soros 2011-09-30 Add 36.36%$8.22 - $13.12 $ 28.89174%19500
Premium More recent guru trades are included for Premium Members only!!
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Guru Investment Theses on American Equity Investment Life Holding Co

Diamond Hill Capital Comments on American Equity Investment Life Holding Co - Jun 26, 2014

Life insurer American Equity Investment Life Holding Co. (AEL) reported disappointing results due to a mismatch in their hedge position. We believe the company will continue to benefit from the growing demand for indexed annuities and from any increase in long-term rates.



From Diamond Hill Capital's Small Cap Fund Commentary – First Quarter 2014.



Check out Diamond Hill Capital latest stock trades

Top Ranked Articles about American Equity Investment Life Holding Co

Diamond Hill Capital Comments on American Equity Investment Life Holding Co
Life insurer American Equity Investment Life Holding Co. (AEL) reported disappointing results due to a mismatch in their hedge position. We believe the company will continue to benefit from the growing demand for indexed annuities and from any increase in long-term rates. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 16.20
AEL's P/E(ttm) is ranked higher than
82% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.00 vs. AEL: 16.20 )
AEL' s 10-Year P/E(ttm) Range
Min: 5.95   Max: 57.84
Current: 16.2

5.95
57.84
P/B 1.10
AEL's P/B is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. AEL: 1.10 )
AEL' s 10-Year P/B Range
Min: 0.33   Max: 1.63
Current: 1.1

0.33
1.63
P/S 0.90
AEL's P/S is ranked higher than
79% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. AEL: 0.90 )
AEL' s 10-Year P/S Range
Min: 0.35   Max: 1.81
Current: 0.9

0.35
1.81
PFCF 3.10
AEL's PFCF is ranked higher than
92% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.01 vs. AEL: 3.10 )
AEL' s 10-Year PFCF Range
Min: 0.7   Max: 185.14
Current: 3.1

0.7
185.14
EV-to-EBIT 9.29
AEL's EV-to-EBIT is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.24 vs. AEL: 9.29 )
AEL' s 10-Year EV-to-EBIT Range
Min: -12.5   Max: 30.3
Current: 9.29

-12.5
30.3
Shiller P/E 20.70
AEL's Shiller P/E is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 25.77 vs. AEL: 20.70 )
AEL' s 10-Year Shiller P/E Range
Min: 3.43   Max: 21.56
Current: 20.7

3.43
21.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
AEL's Dividend Yield is ranked lower than
89% of the 156 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.25 vs. AEL: 0.70 )
AEL' s 10-Year Dividend Yield Range
Min: 0.08   Max: 2.19
Current: 0.7

0.08
2.19
Dividend Payout 0.10
AEL's Dividend Payout is ranked higher than
95% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. AEL: 0.10 )
AEL' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.79
Current: 0.1

0.03
0.79
Dividend growth (3y) 21.60
AEL's Dividend growth (3y) is ranked higher than
91% of the 118 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.60 vs. AEL: 21.60 )
AEL' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 71
Current: 21.6

0
71
Yield on cost (5-Year) 1.93
AEL's Yield on cost (5-Year) is ranked lower than
58% of the 157 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.26 vs. AEL: 1.93 )
AEL' s 10-Year Yield on cost (5-Year) Range
Min: 0.22   Max: 6.04
Current: 1.93

0.22
6.04
Share Buyback Rate -5.10
AEL's Share Buyback Rate is ranked higher than
68% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.70 vs. AEL: -5.10 )
AEL' s 10-Year Share Buyback Rate Range
Min: 0.8   Max: -42.2
Current: -5.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.10
AEL's Price/Tangible Book is ranked higher than
90% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.02 vs. AEL: 1.10 )
AEL' s 10-Year Price/Tangible Book Range
Min: 0.37   Max: 1.63
Current: 1.1

0.37
1.63
Price/DCF (Projected) 0.30
AEL's Price/DCF (Projected) is ranked higher than
93% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. AEL: 0.30 )
AEL' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 3.19
Current: 0.3

0.1
3.19
Price/Median PS Value 1.40
AEL's Price/Median PS Value is ranked higher than
70% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.06 vs. AEL: 1.40 )
AEL' s 10-Year Price/Median PS Value Range
Min: 0.54   Max: 2.01
Current: 1.4

0.54
2.01
Price/Graham Number 0.80
AEL's Price/Graham Number is ranked higher than
87% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.18 vs. AEL: 0.80 )
AEL' s 10-Year Price/Graham Number Range
Min: 0.36   Max: 1.43
Current: 0.8

0.36
1.43
Earnings Yield (Greenblatt) 10.70
AEL's Earnings Yield (Greenblatt) is ranked higher than
85% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. AEL: 10.70 )
AEL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.3   Max: 4146.8
Current: 10.7

3.3
4146.8
Forward Rate of Return (Yacktman) 5.08
AEL's Forward Rate of Return (Yacktman) is ranked higher than
71% of the 139 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.80 vs. AEL: 5.08 )
AEL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.6   Max: 104.8
Current: 5.08

3.6
104.8

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:AM5.Germany,
American Equity Investment Life Holding Company was incorporated in the state of Iowa on December 15, 1995. The Company is engaged in the development and sale of fixed index and fixed rate annuity products. It is a full service underwriter of fixed annuity and life insurance products through its wholly-owned life insurance subsidiaries, American Equity Investment Life Insurance Company, American Equity Investment Life Insurance Company of New York and Eagle Life Insurance Company. Its target market includes the group of individuals ages 45-75 who are seeking to accumulate tax-deferred savings. The Company is currently licensed to sell its products in 50 states and the District of Columbia. The Company markets its products through a variable cost brokerage distribution network of approximately 45 national marketing organizations and, through them, approximately 27,000 independent agents. The Company competes with Allianz Life Insurance Company of North America; Security Benefit Life; Great American Life Insurance Company; Athene USA Corp; EquiTrust Life Insurance Company; Midland National Life Insurance Company; North American Company for Life and Health Insurance and among others. The Company is subject to extensive laws and regulations that are administered and enforced by a number of different regulatory authorities including state insurance regulators, the NAIC, the SEC and the New York Stock Exchange.
» More Articles for AEL

Headlines

Articles On GuruFocus.com
Diamond Hill Capital Comments on American Equity Investment Life Holding Co Jun 26 2014 
Ken Fisher’s Top 5 Stock Buys Oct 23 2013 
3 Financial Dividend Stocks with a Big Short-Selling Army Jun 10 2013 
My 4 Top Dividend Growth Stocks From Last Week Nov 18 2012 
6 Dividend Challengers Under Book Value with 'Buy' or Better Rating Jan 18 2012 
4 Stocks with Double-Digit Dividend Growth from Last Week to Consider Nov 29 2011 
American Equity Investment Life Holding Reports Operating Results (10-K) Mar 10 2011 
American Equity Investment Life Holding Reports Operating Results (10-Q) Aug 06 2010 
American Equity Investment Life Holding Reports Operating Results (10-Q) May 10 2010 
American Equity Reports Second Quarter 2009 Operating Earnings of $21.6 Million or $0.38 Per Diluted Aug 04 2009 

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