Business Description
Primerica Inc
NAICS : 524113
SIC : 6311
ISIN : US74164M1080
Compare
Compare
Traded in other countries / regions
PRI.USAPI7.Germany IPO Date
2010-04-01Description
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has four segments Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.3 | |||||
| Equity-to-Asset | 0.14 | |||||
| Debt-to-Equity | 0.99 | |||||
| Debt-to-EBITDA | 2.53 | |||||
| Interest Coverage | 29.12 | |||||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.47 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -10.9 | |||||
| 3-Year EBITDA Growth Rate | -6.5 | |||||
| 3-Year EPS without NRI Growth Rate | 18.9 | |||||
| 3-Year FCF Growth Rate | -15.8 | |||||
| 3-Year Book Growth Rate | 8.1 | |||||
| Future 3-5Y Total Revenue Growth Rate | 5.14 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 31.78 | |||||
| 9-Day RSI | 31.1 | |||||
| 14-Day RSI | 32.09 | |||||
| 6-1 Month Momentum % | 28.23 | |||||
| 12-1 Month Momentum % | 43.32 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.26 | |||||
| Dividend Payout Ratio | 0.16 | |||||
| 3-Year Dividend Growth Rate | 17.6 | |||||
| Forward Dividend Yield % | 1.41 | |||||
| 5-Year Yield-on-Cost % | 3.14 | |||||
| 3-Year Average Share Buyback Ratio | 3.8 | |||||
| Shareholder Yield % | 6.03 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 20.37 | |||||
| FCF Margin % | 23.39 | |||||
| ROE % | 27.72 | |||||
| ROA % | 3.89 | |||||
| ROIC % | 4.4 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.44 | |||||
| PE Ratio without NRI | 13.47 | |||||
| Shiller PE Ratio | 22.64 | |||||
| Price-to-Owner-Earnings | 8.08 | |||||
| PS Ratio | 2.75 | |||||
| PB Ratio | 3.62 | |||||
| Price-to-Tangible-Book | 4.24 | |||||
| Price-to-Free-Cash-Flow | 11.81 | |||||
| Price-to-Operating-Cash-Flow | 11.24 | |||||
| EV-to-EBIT | 11.64 | |||||
| EV-to-EBITDA | 11.18 | |||||
| EV-to-Revenue | 3.2 | |||||
| EV-to-Forward-Revenue | 2.76 | |||||
| EV-to-FCF | 13.69 | |||||
| Price-to-Projected-FCF | 0.71 | |||||
| Price-to-Median-PS-Value | 1.16 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.85 | |||||
| Price-to-Graham-Number | 1.59 | |||||
| Earnings Yield (Greenblatt) % | 8.59 | |||||
| FCF Yield % | 8.89 | |||||
| Forward Rate of Return (Yacktman) % | 23.2 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers