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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.73
CIB's Cash to Debt is ranked lower than
58% of the 984 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.36 vs. CIB: 0.73 )
Ranked among companies with meaningful Cash to Debt only.
CIB' s 10-Year Cash to Debt Range
Min: 0.15  Med: 0.47 Max: N/A
Current: 0.73
Equity to Asset 0.11
CIB's Equity to Asset is ranked higher than
63% of the 1355 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. CIB: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
CIB' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.11 Max: 0.15
Current: 0.11
0.08
0.15
Interest Coverage 0.67
CIB's Interest Coverage is ranked lower than
73% of the 1272 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.60 vs. CIB: 0.67 )
Ranked among companies with meaningful Interest Coverage only.
CIB' s 10-Year Interest Coverage Range
Min: 0.36  Med: 0.70 Max: 1.4
Current: 0.67
0.36
1.4
F-Score: 2
WACC vs ROIC
7.35%
7.28%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 25.31
CIB's Operating margin (%) is ranked lower than
63% of the 1425 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 30.25 vs. CIB: 25.31 )
Ranked among companies with meaningful Operating margin (%) only.
CIB' s 10-Year Operating margin (%) Range
Min: -26.29  Med: 28.56 Max: 41.87
Current: 25.31
-26.29
41.87
Net-margin (%) 22.98
CIB's Net-margin (%) is ranked higher than
54% of the 1425 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.01 vs. CIB: 22.98 )
Ranked among companies with meaningful Net-margin (%) only.
CIB' s 10-Year Net-margin (%) Range
Min: -30.03  Med: 22.81 Max: 29.55
Current: 22.98
-30.03
29.55
ROE (%) 14.10
CIB's ROE (%) is ranked higher than
79% of the 1427 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.44 vs. CIB: 14.10 )
Ranked among companies with meaningful ROE (%) only.
CIB' s 10-Year ROE (%) Range
Min: -28.73  Med: 18.98 Max: 36.43
Current: 14.1
-28.73
36.43
ROA (%) 1.63
CIB's ROA (%) is ranked higher than
82% of the 1436 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.87 vs. CIB: 1.63 )
Ranked among companies with meaningful ROA (%) only.
CIB' s 10-Year ROA (%) Range
Min: -2.74  Med: 1.99 Max: 4.11
Current: 1.63
-2.74
4.11
Revenue Growth (3Y)(%) 6.20
CIB's Revenue Growth (3Y)(%) is ranked higher than
67% of the 1215 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.10 vs. CIB: 6.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CIB' s 10-Year Revenue Growth (3Y)(%) Range
Min: -22.5  Med: 16.05 Max: 34.7
Current: 6.2
-22.5
34.7
EBITDA Growth (3Y)(%) 5.50
CIB's EBITDA Growth (3Y)(%) is ranked lower than
57% of the 1072 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.60 vs. CIB: 5.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CIB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 2.2  Med: 14.30 Max: 244.8
Current: 5.5
2.2
244.8
EPS Growth (3Y)(%) -4.00
CIB's EPS Growth (3Y)(%) is ranked lower than
78% of the 1070 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9.60 vs. CIB: -4.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CIB' s 10-Year EPS Growth (3Y)(%) Range
Min: -4  Med: 15.10 Max: 55.3
Current: -4
-4
55.3
» CIB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

CIB Guru Trades in Q3 2014

Jim Simons 20,900 sh (New)
RS Investment Management 87,513 sh (New)
» More
Q4 2014

CIB Guru Trades in Q4 2014

Jim Simons 133,200 sh (+537.32%)
RS Investment Management Sold Out
» More
Q1 2015

CIB Guru Trades in Q1 2015

Jim Simons 239,400 sh (+79.73%)
» More
Q2 2015

CIB Guru Trades in Q2 2015

Jim Simons 29,200 sh (-87.80%)
» More
» Details

Insider Trades

Latest Guru Trades with CIB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 7.21
CIB's P/E(ttm) is ranked higher than
84% of the 1293 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.10 vs. CIB: 7.21 )
Ranked among companies with meaningful P/E(ttm) only.
CIB' s 10-Year P/E(ttm) Range
Min: 4.56  Med: 12.98 Max: 24.02
Current: 7.21
4.56
24.02
Forward P/E 33.90
CIB's Forward P/E is ranked lower than
98% of the 714 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.85 vs. CIB: 33.90 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 7.20
CIB's PE(NRI) is ranked higher than
84% of the 1291 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.20 vs. CIB: 7.20 )
Ranked among companies with meaningful PE(NRI) only.
CIB' s 10-Year PE(NRI) Range
Min: 4.56  Med: 12.98 Max: 24.01
Current: 7.2
4.56
24.01
P/B 1.14
CIB's P/B is ranked lower than
58% of the 1370 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.06 vs. CIB: 1.14 )
Ranked among companies with meaningful P/B only.
CIB' s 10-Year P/B Range
Min: 0.97  Med: 2.41 Max: 1537.25
Current: 1.14
0.97
1537.25
P/S 2.30
CIB's P/S is ranked higher than
80% of the 1409 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.86 vs. CIB: 2.30 )
Ranked among companies with meaningful P/S only.
CIB' s 10-Year P/S Range
Min: 1.07  Med: 2.88 Max: 10.64
Current: 2.3
1.07
10.64
EV-to-EBIT 7.87
CIB's EV-to-EBIT is ranked higher than
80% of the 1284 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.41 vs. CIB: 7.87 )
Ranked among companies with meaningful EV-to-EBIT only.
CIB' s 10-Year EV-to-EBIT Range
Min: 2.8  Med: 13.85 Max: 25977.9
Current: 7.87
2.8
25977.9
PEG 0.81
CIB's PEG is ranked higher than
59% of the 619 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. CIB: 0.81 )
Ranked among companies with meaningful PEG only.
CIB' s 10-Year PEG Range
Min: 0.15  Med: 0.52 Max: 17.44
Current: 0.81
0.15
17.44
Shiller P/E 7.66
CIB's Shiller P/E is ranked higher than
86% of the 786 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.81 vs. CIB: 7.66 )
Ranked among companies with meaningful Shiller P/E only.
CIB' s 10-Year Shiller P/E Range
Min: 7.08  Med: 17.95 Max: 373.33
Current: 7.66
7.08
373.33
Days Sales Outstanding 21.25
CIB's Days Sales Outstanding is ranked higher than
77% of the 795 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 34.20 vs. CIB: 21.25 )
Ranked among companies with meaningful Days Sales Outstanding only.
CIB' s 10-Year Days Sales Outstanding Range
Min: 22.45  Med: 58.62 Max: 136.24
Current: 21.25
22.45
136.24

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.01
CIB's Dividend Yield is ranked higher than
72% of the 2258 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.76 vs. CIB: 4.01 )
Ranked among companies with meaningful Dividend Yield only.
CIB' s 10-Year Dividend Yield Range
Min: 1.07  Med: 2.53 Max: 7.33
Current: 4.01
1.07
7.33
Dividend Payout 0.42
CIB's Dividend Payout is ranked lower than
63% of the 1330 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.33 vs. CIB: 0.42 )
Ranked among companies with meaningful Dividend Payout only.
CIB' s 10-Year Dividend Payout Range
Min: 0.1  Med: 0.33 Max: 203.89
Current: 0.42
0.1
203.89
Dividend growth (3y) 13.50
CIB's Dividend growth (3y) is ranked higher than
66% of the 674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.40 vs. CIB: 13.50 )
Ranked among companies with meaningful Dividend growth (3y) only.
CIB' s 10-Year Dividend growth (3y) Range
Min: -62.4  Med: 15.00 Max: 126.4
Current: 13.5
-62.4
126.4
Yield on cost (5-Year) 5.91
CIB's Yield on cost (5-Year) is ranked higher than
79% of the 2253 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.23 vs. CIB: 5.91 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CIB' s 10-Year Yield on cost (5-Year) Range
Min: 1.6  Med: 3.79 Max: 10.97
Current: 5.91
1.6
10.97
Share Buyback Rate -6.10
CIB's Share Buyback Rate is ranked lower than
69% of the 1013 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -1.90 vs. CIB: -6.10 )
Ranked among companies with meaningful Share Buyback Rate only.
CIB' s 10-Year Share Buyback Rate Range
Min: 0.2  Med: -2.85 Max: -37.9
Current: -6.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.59
CIB's Price/Tangible Book is ranked lower than
73% of the 1347 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.13 vs. CIB: 1.59 )
Ranked among companies with meaningful Price/Tangible Book only.
CIB' s 10-Year Price/Tangible Book Range
Min: 0.46  Med: 2.08 Max: 1253.25
Current: 1.59
0.46
1253.25
Price/DCF (Earnings Based) 0.45
CIB's Price/DCF (Earnings Based) is ranked higher than
70% of the 57 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.70 vs. CIB: 0.45 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.58
CIB's Price/Median PS Value is ranked higher than
93% of the 1310 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.04 vs. CIB: 0.58 )
Ranked among companies with meaningful Price/Median PS Value only.
CIB' s 10-Year Price/Median PS Value Range
Min: 0.13  Med: 0.86 Max: 3.69
Current: 0.58
0.13
3.69
Price/Graham Number 0.69
CIB's Price/Graham Number is ranked higher than
66% of the 1181 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.82 vs. CIB: 0.69 )
Ranked among companies with meaningful Price/Graham Number only.
CIB' s 10-Year Price/Graham Number Range
Min: 0.22  Med: 1.11 Max: 716.14
Current: 0.69
0.22
716.14
Earnings Yield (Greenblatt) (%) 12.77
CIB's Earnings Yield (Greenblatt) (%) is ranked higher than
82% of the 1408 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.80 vs. CIB: 12.77 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CIB' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.6  Med: 7.30 Max: 35.5
Current: 12.77
2.6
35.5
Forward Rate of Return (Yacktman) (%) -12.72
CIB's Forward Rate of Return (Yacktman) (%) is ranked lower than
88% of the 792 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.82 vs. CIB: -12.72 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CIB' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -5.6  Med: 23.20 Max: 48.2
Current: -12.72
-5.6
48.2

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 5,356 6,172
EPS($) 1.25 1.46
EPS without NRI($) 1.25 1.46

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY » details
Traded in other countries:BCOLOMBIA.Columbia, PFBCOLOM.Columbia, BXK.Germany,
BanColombia SA is a private commercial bank incorporated under Colombian law on January 24, 1945 and is incorporated until 2044. On April 3, 1998, Banco Industrial Colombiano S.A. ("BIC") merged with Banco de Colombia S.A. and the surviving entity was renamed Bancolombia S.A. The Bank is a financial institution with a presence in other jurisdictions such as Panama, El Salvador, Puerto Rico, Guatemala, the Cayman Islands, and Peru, providing financial products and services to a diversified individual, corporate, and government customer base throughout Colombia, Latin America and the Caribbean region. The Bank grants loans to customers in the following segments: residential mortgage, consumer, commercial, financial leases and small business loans. The Bank manages its business through ten main operating segments: Banking Colombia, Banking Panama, Banking El Salvador, Leasing, Trust, Investment Banking, Brokerage, Insurance, Off Shore, and All other. The Banking Colombia segment provides retail and corporate banking products and services to individuals, companies and national and local governments in Colombia. The Banking El Salvador segment provides retail and commercial banking products and services to individuals, companies and national and local governments in El Salvador. The Leasing segment provides financial and operational leases, including cross-border and international leasing services to clients in Colombia, Central America, Mexico and Brazil. The Trust segment provides trust services and asset management to clients in Colombia and Peru through Fiduciaria Bancolombia and FiduPerú S.A. Sociedad Fiduciaria. The main products offered by this segment include money market accounts, mutual and pension funds, private equity funds, payment trust, custody services, and corporate trust. The Investment Banking segment provides corporate and project finance advisory, underwriting, capital markets services and private equity management through Banca de Inversion Bancolombia S.A. Its customers include private and publicly-held corporations as well as Government institutions. The Brokerage segment provides brokerage, investment advisory and private banking services to individuals and institutions through Valores Bancolombia S.A. Comisionista de Bolsa, Valores Bancolombia Panama S.A. and Suvalor Panama Fondo de Inversión S.A. It sells and distributes equities, futures, foreign currencies, fixed income securities, mutual funds and structured products. The Off Shore segment provides a complete line of offshore banking services to Colombian and Salvadorian customers through Bancolombia Panama S.A., Bancolombia Cayman S.A., and Bancolombia Puerto Rico International, Inc. It offers loans to private sector companies, trade financing, lease financing, financing for industrial projects as well as a complete portfolio of cash management products, such as checking accounts, international collections and payments. The Insurance segment commenced
» More Articles for CIB

Headlines

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Billionaires Hold Latin American Banks Dec 16 2013 
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comment on CIB May 23 2013 
comment on CIB Apr 03 2012 
The Best Dividends on March 27, 2012 Mar 26 2012 
Bancolombia S.A. Announces Unconsolidated Results for the Month of November 2008 Dec 11 2008 

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