Grupo CibestCIB +0.68%82 PB Ratio is 1.91 as of Jun. 29, 2026, which is 68% above its 10-year median of 1.14. GuruFocus rates CIB with a GF Score™ of 82/100 and a GF Value™ of $63.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, Grupo Cibest ranks worse than 85.06% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Grupo Cibest's share price is $79.81. Grupo Cibest's Book Value per Share for the quarter that ended in Mar. 2026 was $41.71. Hence, Grupo Cibest's PB Ratio of today is 1.91.
Warning Sign:
Grupo Cibest SA stock PB Ratio (=1.75) is close to 10-year high of 1.84.
The historical rank and industry rank for Grupo Cibest's PB Ratio or its related term are showing as below:
CIB'
s PB Ratio Range Over the Past 10 Years
Min: 0.67 Med: 1.14 Max: 1.84
Current: 1.76
During the past 13 years, Grupo Cibest's highest PB Ratio was 1.84. The lowest was 0.67. And the median was 1.14.
CIB's PB Ratio is ranked worse than 85.06% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs CIB: 1.76
During the past 12 months, Grupo Cibest's average Book Value Per Share Growth Rate was -9.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Grupo Cibest was 36.10% per year. The lowest was -20.40% per year. And the median was 13.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Grupo Cibest PB Ratio Related Terms
Grupo Cibest PB Ratio Historical Data
* Premium members only.
The historical data trend for Grupo Cibest's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Cibest's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Cibest PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Cibest's PB Ratio distribution charts can be found below:
* The bar in red indicates where Grupo Cibest's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Grupo Cibest's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Grupo Cibest (CIB) has a PB Ratio of 1.91 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Cibest and its competitors. This is 68% above median its historical median of 1.14. Over the past decade, Grupo Cibest's PB Ratio has ranged from 0.67 to 1.84. According to the industry distribution chart, Grupo Cibest ranks #1292 out of 1519 companies in the Banks industry, placing it in the top 85.1%.
Is Grupo Cibest's PB Ratio too high?
Grupo Cibest's current PB Ratio of 1.91 is 68% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.84. The Banks industry median PB Ratio is 1.09. Grupo Cibest's value of 1.91 is 75.2% above this industry median. Based on the distribution chart, Grupo Cibest ranks #1292 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Cibest has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Cibest ranks #1292 out of 1519 companies for PB Ratio. This places Grupo Cibest in the lower half of its industry. The industry median PB Ratio is 1.09. Grupo Cibest's value of 1.91 is 75.2% above this benchmark. Historically, Grupo Cibest's own PB Ratio has ranged from 0.67 to 1.84 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.09, Grupo Cibest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current PB Ratio of 1.91 is 75.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Cibest and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current PB Ratio is 1.91, which is 68% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (CIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.75, compared to a current price of $79.81 — trading 25.2% above its estimated fair value. The current PB Ratio is 1.91, which is 68% above median its 10-year median of 1.14 and 75.2% above the Banks industry median of 1.09. Grupo Cibest's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Grupo Cibest (CIB), the current PB Ratio is 1.91 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Cibest (CIB) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued.
The current stock price of $79.81 is trading 25.2% above its estimated GF Value™ of $63.75.
GuruFocus considers Grupo Cibest to be Modestly Overvalued.
Key valuation signals for CIB:
PB Ratio: 1.91 (68% above median its 10-year median of 1.14)
GF Value™: $63.75 vs. price of $79.81 (25.2% above fair value)
Industry Position: 75.2% above the Banks median (#1292 of 1519)
No single metric tells the full story. See the CIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
82GF Score
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