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Q4 2021 Dave Inc Earnings Call Transcript
Greetings, and welcome to Dave's Fourth Quarter 2021 Earnings Call. (Operator Instructions) As a reminder, this conference is being recorded. This afternoon, Dave issued a press release announcing results for the fourth quarter and the fiscal year that ended on December 31, 2021, which can be found on investors.dave.com.
We would like to remind you that during this conference call, management will be making forward-looking statements, including statements regarding expectations related to financial guidance, outlook for the sector and company and the expected investment and growth initiatives. Please note these forward-looking statements are based on current expectations and assumptions, which are subject to risks and uncertainties. These statements reflect the company's views only as of today, should not be relied upon as representative of views as of any subsequent date and Dave undertakes no obligation to revise or publicly release the results of any revision to these forward-looking statements in light of new information or future events.
These statements are subject to a variety of
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