Business Description
SpareBank 1 SMN
ISIN : NO0006390301
Share Class Description:
FRA:SJI: Ordinary SharesCompare
Compare
Traded in other countries / regions
MING.Norway0IVM.UKSJI.GermanySRMGF.USA IPO Date
2017-10-10Description
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. A key element of the bank's is to maintain a variety of office solutions in municipal and administrative centers where the bank's customers are drawn. The bank is also making a push into digital banking channels via the Internet and mobile banking. The bank's credit is heavily exposed to the real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries, as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.02 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 1.74 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.14 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.8 | |||||
| 3-Year EPS without NRI Growth Rate | 20.5 | |||||
| 3-Year FCF Growth Rate | -2.7 | |||||
| 3-Year Book Growth Rate | 7 | |||||
| Future 3-5Y Total Revenue Growth Rate | 2.67 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 44.31 | |||||
| 9-Day RSI | 45 | |||||
| 14-Day RSI | 44.85 | |||||
| 6-1 Month Momentum % | 4.41 | |||||
| 12-1 Month Momentum % | 2.93 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.64 | |||||
| Dividend Payout Ratio | 0.4 | |||||
| 3-Year Dividend Growth Rate | 9.1 | |||||
| Forward Dividend Yield % | 8.64 | |||||
| 5-Year Yield-on-Cost % | 13.23 | |||||
| 3-Year Average Share Buyback Ratio | -3.7 | |||||
| Shareholder Yield % | -15.59 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 50.08 | |||||
| FCF Margin % | 71.41 | |||||
| ROE % | 14.19 | |||||
| ROA % | 1.54 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.45 | |||||
| Forward PE Ratio | 8.7 | |||||
| PE Ratio without NRI | 8.53 | |||||
| Shiller PE Ratio | 11.43 | |||||
| Price-to-Owner-Earnings | 6.01 | |||||
| PEG Ratio | 1.25 | |||||
| PS Ratio | 2.7 | |||||
| PB Ratio | 0.73 | |||||
| Price-to-Tangible-Book | 0.77 | |||||
| Price-to-Free-Cash-Flow | 3.9 | |||||
| Price-to-Operating-Cash-Flow | 3.78 | |||||
| EV-to-Revenue | 9.48 | |||||
| EV-to-Forward-Revenue | 8.4 | |||||
| EV-to-FCF | 13.41 | |||||
| Price-to-Projected-FCF | 1.01 | |||||
| Price-to-DCF (Earnings Based) | 0.66 | |||||
| Price-to-DCF (FCF Based) | 0.3 | |||||
| Price-to-Median-PS-Value | 1.15 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.33 | |||||
| Price-to-Graham-Number | 0.54 | |||||
| FCF Yield % | 24.84 | |||||
| Forward Rate of Return (Yacktman) % | 9.94 |
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