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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 2.36
HCI's Cash to Debt is ranked higher than
76% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.36 vs. HCI: 2.36 )
HCI' s 10-Year Cash to Debt Range
Min: 2.31   Max: No Debt
Current: 2.36

Equity to Asset 0.29
HCI's Equity to Asset is ranked higher than
80% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. HCI: 0.29 )
HCI' s 10-Year Equity to Asset Range
Min: 0.27   Max: 0.42
Current: 0.29

0.27
0.42
Interest Coverage 29.51
HCI's Interest Coverage is ranked higher than
74% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.94 vs. HCI: 29.51 )
HCI' s 10-Year Interest Coverage Range
Min: 29.51   Max: 9999.99
Current: 29.51

29.51
9999.99
F-Score: 3
Z-Score: 2.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 39.93
HCI's Operating margin (%) is ranked higher than
96% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.16 vs. HCI: 39.93 )
HCI' s 10-Year Operating margin (%) Range
Min: 12.51   Max: 44.16
Current: 39.93

12.51
44.16
Net-margin (%) 24.77
HCI's Net-margin (%) is ranked higher than
94% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.49 vs. HCI: 24.77 )
HCI' s 10-Year Net-margin (%) Range
Min: 7.9   Max: 27.19
Current: 24.77

7.9
27.19
ROE (%) 38.16
HCI's ROE (%) is ranked higher than
99% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.28 vs. HCI: 38.16 )
HCI' s 10-Year ROE (%) Range
Min: 11.79   Max: 48.93
Current: 38.16

11.79
48.93
ROA (%) 12.09
HCI's ROA (%) is ranked higher than
99% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.19 vs. HCI: 12.09 )
HCI' s 10-Year ROA (%) Range
Min: 3.89   Max: 15.17
Current: 12.09

3.89
15.17
ROC (Joel Greenblatt) (%) 782.78
HCI's ROC (Joel Greenblatt) (%) is ranked higher than
87% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 328.68 vs. HCI: 782.78 )
HCI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 179.74   Max: 15576.78
Current: 782.78

179.74
15576.78
Revenue Growth (%) 25.00
HCI's Revenue Growth (%) is ranked higher than
97% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.10 vs. HCI: 25.00 )
HCI' s 10-Year Revenue Growth (%) Range
Min: 20.5   Max: 71
Current: 25

20.5
71
EBITDA Growth (%) 92.20
HCI's EBITDA Growth (%) is ranked higher than
98% of the 168 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. HCI: 92.20 )
HCI' s 10-Year EBITDA Growth (%) Range
Min: -6.9   Max: 92.2
Current: 92.2

-6.9
92.2
EPS Growth (%) 88.50
HCI's EPS Growth (%) is ranked higher than
99% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. HCI: 88.50 )
HCI' s 10-Year EPS Growth (%) Range
Min: -10.5   Max: 88.5
Current: 88.5

-10.5
88.5
» HCI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

HCI Guru Trades in Q3 2013

Chuck Royce 7,100 sh (New)
Paul Tudor Jones Sold Out
Jim Simons 88,500 sh (-44.96%)
» More
Q4 2013

HCI Guru Trades in Q4 2013

Chuck Royce 13,800 sh (+94.37%)
Jim Simons Sold Out
» More
Q1 2014

HCI Guru Trades in Q1 2014

Steven Cohen 11,551 sh (New)
Paul Tudor Jones 18,300 sh (New)
Chuck Royce 13,800 sh (unchged)
» More
Q2 2014

HCI Guru Trades in Q2 2014

Jim Simons 38,196 sh (New)
Chuck Royce 20,300 sh (+47.1%)
Paul Tudor Jones 5,011 sh (-72.62%)
» More
» Details

Insider Trades

Latest Guru Trades with HCI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of HCI Group Inc

SymbolPriceYieldDescription
HCIIP10.106.40

Ratios

vs
industry
vs
history
P/E(ttm) 9.40
HCI's P/E(ttm) is ranked higher than
87% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.40 vs. HCI: 9.40 )
HCI' s 10-Year P/E(ttm) Range
Min: 2.1   Max: 12.6
Current: 9.4

2.1
12.6
P/B 3.06
HCI's P/B is ranked higher than
52% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.29 vs. HCI: 3.06 )
HCI' s 10-Year P/B Range
Min: 0.65   Max: 3.58
Current: 3.06

0.65
3.58
P/S 2.29
HCI's P/S is ranked higher than
57% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. HCI: 2.29 )
HCI' s 10-Year P/S Range
Min: 0.51   Max: 2.42
Current: 2.29

0.51
2.42
PFCF 8.28
HCI's PFCF is ranked higher than
86% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.75 vs. HCI: 8.28 )
HCI' s 10-Year PFCF Range
Min: 0.59   Max: 30.73
Current: 8.28

0.59
30.73
EV-to-EBIT 3.78
HCI's EV-to-EBIT is ranked higher than
96% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.67 vs. HCI: 3.78 )
HCI' s 10-Year EV-to-EBIT Range
Min: -7.7   Max: 4
Current: 3.78

-7.7
4
PEG 0.18
HCI's PEG is ranked higher than
100% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. HCI: 0.18 )
HCI' s 10-Year PEG Range
Min: 0.11   Max: 0.78
Current: 0.18

0.11
0.78
Shiller P/E 17.87
HCI's Shiller P/E is ranked higher than
82% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.23 vs. HCI: 17.87 )
HCI' s 10-Year Shiller P/E Range
Min: 12.87   Max: 21.1
Current: 17.87

12.87
21.1

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.21
HCI's Dividend Yield is ranked lower than
56% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.42 vs. HCI: 2.21 )
HCI' s 10-Year Dividend Yield Range
Min: 1.18   Max: 6.38
Current: 2.21

1.18
6.38
Dividend Payout 0.19
HCI's Dividend Payout is ranked higher than
94% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.46 vs. HCI: 0.19 )
HCI' s 10-Year Dividend Payout Range
Min: 0.12   Max: 0.83
Current: 0.19

0.12
0.83
Dividend growth (3y) 111.80
HCI's Dividend growth (3y) is ranked higher than
99% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.80 vs. HCI: 111.80 )
HCI' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 111.8
Current: 111.8

0
111.8
Yield on cost (5-Year) 2.20
HCI's Yield on cost (5-Year) is ranked lower than
67% of the 165 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.20 vs. HCI: 2.20 )
HCI' s 10-Year Yield on cost (5-Year) Range
Min: 1.18   Max: 6.38
Current: 2.2

1.18
6.38
Share Buyback Rate -21.60
HCI's Share Buyback Rate is ranked higher than
52% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. HCI: -21.60 )
HCI' s 10-Year Share Buyback Rate Range
Min: -0.3   Max: -21.6
Current: -21.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.05
HCI's Price/Tangible Book is ranked higher than
57% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.55 vs. HCI: 3.05 )
HCI' s 10-Year Price/Tangible Book Range
Min: 0.67   Max: 3.65
Current: 3.05

0.67
3.65
Price/DCF (Projected) 0.64
HCI's Price/DCF (Projected) is ranked higher than
81% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.99 vs. HCI: 0.64 )
HCI' s 10-Year Price/DCF (Projected) Range
Min: 0.42   Max: 0.79
Current: 0.64

0.42
0.79
Price/Median PS Value 2.87
HCI's Price/Median PS Value is ranked higher than
51% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. HCI: 2.87 )
HCI' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 3.09
Current: 2.87

0.66
3.09
Price/Peter Lynch Fair Value 0.38
HCI's Price/Peter Lynch Fair Value is ranked higher than
100% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. HCI: 0.38 )
HCI' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.26   Max: 0.99
Current: 0.38

0.26
0.99
Price/Graham Number 1.08
HCI's Price/Graham Number is ranked higher than
67% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. HCI: 1.08 )
HCI' s 10-Year Price/Graham Number Range
Min: 0.28   Max: 1.2
Current: 1.08

0.28
1.2
Earnings Yield (Greenblatt) 26.50
HCI's Earnings Yield (Greenblatt) is ranked higher than
96% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.60 vs. HCI: 26.50 )
HCI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 24.8   Max: 12615.8
Current: 26.5

24.8
12615.8
Forward Rate of Return (Yacktman) 71.56
HCI's Forward Rate of Return (Yacktman) is ranked higher than
97% of the 181 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.52 vs. HCI: 71.56 )
HCI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 18.1   Max: 77.6
Current: 71.56

18.1
77.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:HCIIP.USA, 0H5.Germany
HCI Group Inc through its subsidiaries provides property and casualty homeowners insurance, condominium-owners insurance, and tenants insurance to individuals owning property in Florida.
» More Articles for HCI

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