Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 2.11
HCI's Cash to Debt is ranked higher than
50% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.11 vs. HCI: 2.11 )
Ranked among companies with meaningful Cash to Debt only.
HCI' s Cash to Debt Range Over the Past 10 Years
Min: 2.07  Med: No Debt Max: No Debt
Current: 2.11
Equity to Asset 0.36
HCI's Equity to Asset is ranked higher than
73% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. HCI: 0.36 )
Ranked among companies with meaningful Equity to Asset only.
HCI' s Equity to Asset Range Over the Past 10 Years
Min: 0.27  Med: 0.33 Max: 0.42
Current: 0.36
0.27
0.42
Interest Coverage 5.41
HCI's Interest Coverage is ranked lower than
84% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 31.42 vs. HCI: 5.41 )
Ranked among companies with meaningful Interest Coverage only.
HCI' s Interest Coverage Range Over the Past 10 Years
Min: 5.41  Med: No Debt Max: No Debt
Current: 5.41
F-Score: 3
M-Score: -2.63
WACC vs ROIC
12.84%
48.66%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 22.93
HCI's Operating margin (%) is ranked higher than
85% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.84 vs. HCI: 22.93 )
Ranked among companies with meaningful Operating margin (%) only.
HCI' s Operating margin (%) Range Over the Past 10 Years
Min: 12.51  Med: 30.41 Max: 44.16
Current: 22.93
12.51
44.16
Net-margin (%) 13.90
HCI's Net-margin (%) is ranked higher than
78% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.32 vs. HCI: 13.90 )
Ranked among companies with meaningful Net-margin (%) only.
HCI' s Net-margin (%) Range Over the Past 10 Years
Min: 7.9  Med: 18.49 Max: 27.19
Current: 13.9
7.9
27.19
ROE (%) 14.36
HCI's ROE (%) is ranked higher than
78% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.61 vs. HCI: 14.36 )
Ranked among companies with meaningful ROE (%) only.
HCI' s ROE (%) Range Over the Past 10 Years
Min: 7.09  Med: 29.72 Max: 48.93
Current: 14.36
7.09
48.93
ROA (%) 5.34
HCI's ROA (%) is ranked higher than
90% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.36 vs. HCI: 5.34 )
Ranked among companies with meaningful ROA (%) only.
HCI' s ROA (%) Range Over the Past 10 Years
Min: 2.54  Med: 10.66 Max: 15.17
Current: 5.34
2.54
15.17
Revenue Growth (3Y)(%) 14.90
HCI's Revenue Growth (3Y)(%) is ranked higher than
80% of the 117 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.50 vs. HCI: 14.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
HCI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 14.9  Med: 21.1 Max: 66.6
Current: 14.9
14.9
66.6
EBITDA Growth (3Y)(%) 27.30
HCI's EBITDA Growth (3Y)(%) is ranked higher than
79% of the 102 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. HCI: 27.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
HCI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -12.7  Med: 34.3 Max: 97.5
Current: 27.3
-12.7
97.5
EPS Growth (3Y)(%) 25.00
HCI's EPS Growth (3Y)(%) is ranked higher than
71% of the 101 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. HCI: 25.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
HCI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.6  Med: 33.25 Max: 90.8
Current: 25
-13.6
90.8
GuruFocus has detected 7 Warning Signs with HCI Group Inc $HCI.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» HCI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

HCI Guru Trades in Q4 2015

Paul Tudor Jones 18,100 sh (New)
Jim Simons 56,300 sh (New)
Chuck Royce 39,500 sh (unchged)
» More
Q1 2016

HCI Guru Trades in Q1 2016

Chuck Royce 39,500 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons 20,300 sh (-63.94%)
» More
Q2 2016

HCI Guru Trades in Q2 2016

Paul Tudor Jones 10,100 sh (New)
Jeremy Grantham 20,200 sh (New)
Jim Simons 56,600 sh (+178.82%)
Chuck Royce 39,500 sh (unchged)
» More
Q3 2016

HCI Guru Trades in Q3 2016

Jim Simons 141,800 sh (+150.53%)
Chuck Royce 39,500 sh (unchged)
Paul Tudor Jones Sold Out
Jeremy Grantham Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with HCI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of HCI Group Inc

SymbolPriceYieldDescription
HCIIP9.980.007 % Cum Red Pfd Shs A

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6331
Compare:NAS:DGICB, NAS:BWINB, NAS:UIHC, NYSE:HRTG, NAS:FNHC, NAS:GBLI, NAS:SNC, NAS:HALL, NAS:AFH, NAS:NMIH, NAS:EMCI, NAS:NATL, NAS:KNSL, NYSE:KFS, OTCPK:EGFHF, NAS:UNAM, NAS:CNFR, NAS:PIH, NAS:NSEC, NYSE:UVE » details
Traded in other countries:0H5.Germany,
HCI Group Inc through its subsidiaries provides property and casualty insurance. The Company operates in Property & casualty insurance, Reinsurance, Information technology and Real estate.

HCI Group Inc, formerly known as Homeowners Choice, Inc., was incorporated in 2006. The Company, through its subsidiaries provides property and casualty insurance. Its principal operating subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc. (HCPCI), was incorporated and began operations in 2007 and provides property and casualty homeowners' insurance, condominium-owners' insurance, tenants' insurance, and dwelling fire insurance to individuals owning or occupying property in Florida under its Homeowners Choice brand. Its operations are supported by Company's wholly-owned subsidiaries such as Homeowners Choice Managers, Inc. which acts as managing general agent and provides marketing, underwriting, claims settlement, accounting and financial services to HCPCI; and Southern Administration, Inc. which provides policy administration services to HCPCI. The Company faces competition from national, regional and residual market insurance companies. Its insurance business is seasonal as hurricanes and tropical storms typically occur during the period from June 1 through November 30 each year. The Company is subject to the laws and regulations in Alabama and Florida. The Company has a Bermuda-based wholly-owned reinsurance subsidiary, Claddaugh Casualty Insurance Company Ltd., which participates in HCPCI's reinsurance program under the Claddaugh brand.

Top Ranked Articles about HCI Group Inc

7 Stocks With High Yield and Strong Returns High and growing yield for these high-return stocks
Thanks to GuruFocus’ All-In-One Screener, I want to highlight stocks that have a growing dividend yield with sustainable payout ratio. This sustainability is confirmed to long-term company profitability and a very strong financial situation: Read more...
Guru Stocks With High Yield and Profitability Companies with strong returns over the past 10 years
Thanks to GuruFocus’ All-In-One Screener, I want to highlight stocks that have a growing dividend yield with sustainable payout ratio. This sustainability is confirmed by long-term profitability and a very strong financial situation. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 11.32
HCI's P/E(ttm) is ranked higher than
71% of the 116 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.39 vs. HCI: 11.32 )
Ranked among companies with meaningful P/E(ttm) only.
HCI' s P/E(ttm) Range Over the Past 10 Years
Min: 2.05  Med: 7.36 Max: 12.48
Current: 11.32
2.05
12.48
PE(NRI) 11.32
HCI's PE(NRI) is ranked higher than
72% of the 117 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.39 vs. HCI: 11.32 )
Ranked among companies with meaningful PE(NRI) only.
HCI' s PE(NRI) Range Over the Past 10 Years
Min: 2.05  Med: 7.36 Max: 12.48
Current: 11.32
2.05
12.48
Price/Owner Earnings (ttm) 16.91
HCI's Price/Owner Earnings (ttm) is ranked lower than
74% of the 77 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.85 vs. HCI: 16.91 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
HCI' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.17  Med: 5.07 Max: 17.19
Current: 16.91
1.17
17.19
P/B 1.55
HCI's P/B is ranked lower than
63% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.31 vs. HCI: 1.55 )
Ranked among companies with meaningful P/B only.
HCI' s P/B Range Over the Past 10 Years
Min: 0.65  Med: 1.3 Max: 3.58
Current: 1.55
0.65
3.58
P/S 1.64
HCI's P/S is ranked lower than
72% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. HCI: 1.64 )
Ranked among companies with meaningful P/S only.
HCI' s P/S Range Over the Past 10 Years
Min: 0.49  Med: 1.2 Max: 2.41
Current: 1.64
0.49
2.41
PFCF 11.92
HCI's PFCF is ranked lower than
63% of the 80 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.75 vs. HCI: 11.92 )
Ranked among companies with meaningful PFCF only.
HCI' s PFCF Range Over the Past 10 Years
Min: 1.1  Med: 6.15 Max: 22.64
Current: 11.92
1.1
22.64
POCF 11.64
HCI's POCF is ranked lower than
63% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.84 vs. HCI: 11.64 )
Ranked among companies with meaningful POCF only.
HCI' s POCF Range Over the Past 10 Years
Min: 0.39  Med: 4.45 Max: 56.56
Current: 11.64
0.39
56.56
EV-to-EBIT 3.53
HCI's EV-to-EBIT is ranked higher than
94% of the 115 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.68 vs. HCI: 3.53 )
Ranked among companies with meaningful EV-to-EBIT only.
HCI' s EV-to-EBIT Range Over the Past 10 Years
Min: -7.7  Med: 1.2 Max: 3.9
Current: 3.53
-7.7
3.9
EV-to-EBITDA 3.29
HCI's EV-to-EBITDA is ranked higher than
94% of the 116 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.43 vs. HCI: 3.29 )
Ranked among companies with meaningful EV-to-EBITDA only.
HCI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -7.5  Med: 1.1 Max: 3.7
Current: 3.29
-7.5
3.7
PEG 0.20
HCI's PEG is ranked higher than
96% of the 55 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.88 vs. HCI: 0.20 )
Ranked among companies with meaningful PEG only.
HCI' s PEG Range Over the Past 10 Years
Min: 0.08  Med: 0.17 Max: 1.11
Current: 0.2
0.08
1.11

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.06
HCI's Dividend Yield is ranked higher than
52% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.98 vs. HCI: 3.06 )
Ranked among companies with meaningful Dividend Yield only.
HCI' s Dividend Yield Range Over the Past 10 Years
Min: 1.18  Med: 2.95 Max: 6.38
Current: 3.06
1.18
6.38
Dividend Payout 0.35
HCI's Dividend Payout is ranked higher than
59% of the 140 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.34 vs. HCI: 0.35 )
Ranked among companies with meaningful Dividend Payout only.
HCI' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.2 Max: 0.35
Current: 0.35
0.12
0.35
Dividend Growth (3y) 15.70
HCI's Dividend Growth (3y) is ranked higher than
65% of the 77 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.30 vs. HCI: 15.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
HCI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 7.85 Max: 111.8
Current: 15.7
0
111.8
Forward Dividend Yield 3.05
HCI's Forward Dividend Yield is ranked higher than
54% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.98 vs. HCI: 3.05 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 27.91
HCI's Yield on cost (5-Year) is ranked higher than
98% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.83 vs. HCI: 27.91 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
HCI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 10.76  Med: 26.91 Max: 58.19
Current: 27.91
10.76
58.19
3-Year Average Share Buyback Ratio 1.80
HCI's 3-Year Average Share Buyback Ratio is ranked higher than
80% of the 79 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. HCI: 1.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HCI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -21.6  Med: -18.5 Max: 3.5
Current: 1.8
-21.6
3.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.56
HCI's Price/Tangible Book is ranked lower than
54% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.52 vs. HCI: 1.56 )
Ranked among companies with meaningful Price/Tangible Book only.
HCI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.67  Med: 1.28 Max: 3.65
Current: 1.56
0.67
3.65
Price/Projected FCF 0.34
HCI's Price/Projected FCF is ranked higher than
86% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. HCI: 0.34 )
Ranked among companies with meaningful Price/Projected FCF only.
HCI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.25  Med: 0.47 Max: 0.74
Current: 0.34
0.25
0.74
Price/Median PS Value 1.36
HCI's Price/Median PS Value is ranked lower than
78% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. HCI: 1.36 )
Ranked among companies with meaningful Price/Median PS Value only.
HCI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.42  Med: 0.99 Max: 2.05
Current: 1.36
0.42
2.05
Price/Peter Lynch Fair Value 0.45
HCI's Price/Peter Lynch Fair Value is ranked higher than
81% of the 31 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.92 vs. HCI: 0.45 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
HCI' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.24  Med: 0.32 Max: 0.99
Current: 0.45
0.24
0.99
Price/Graham Number 0.89
HCI's Price/Graham Number is ranked higher than
63% of the 108 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.01 vs. HCI: 0.89 )
Ranked among companies with meaningful Price/Graham Number only.
HCI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.29  Med: 0.69 Max: 1.24
Current: 0.89
0.29
1.24
Earnings Yield (Greenblatt) (%) 28.44
HCI's Earnings Yield (Greenblatt) (%) is ranked higher than
95% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.44 vs. HCI: 28.44 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
HCI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 25.5  Med: 42.9 Max: 20538.3
Current: 28.44
25.5
20538.3
Forward Rate of Return (Yacktman) (%) 48.19
HCI's Forward Rate of Return (Yacktman) (%) is ranked higher than
85% of the 74 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.81 vs. HCI: 48.19 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
HCI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 19.8  Med: 63.7 Max: 94
Current: 48.19
19.8
94

More Statistics

Revenue (TTM) (Mil) $255.5
EPS (TTM) $ 3.47
Beta1.72
Short Percentage of Float16.31%
52-Week Range $24.35 - 40.98
Shares Outstanding (Mil)10.19

Analyst Estimate

Dec16
Revenue (Mil $)
EPS ($) 4.79
EPS w/o NRI ($) 4.79
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 1.40
» More Articles for HCI

Headlines

Articles On GuruFocus.com
7 Stocks With High Yield and Strong Returns Jul 18 2016 
American Railcar and HCI Group May Be Undiscovered Gems Apr 21 2016 
Chevron and Cal-Maine Have Dividend Appeal Oct 14 2015 
Paul Tudor Jones' growing stocks trading at low P/E Apr 23 2015 
Paul Tudor Jones' Growing Stocks trading at low P/E Apr 27 2015 
Growing and Undervalued : HCI Group Inc Mar 18 2015 
3 Strong ROC Stocks to Buy. Part 2 Jan 14 2015 
3 Financial Dividend Stocks with a Big Short-Selling Army Jun 10 2013 

More From Other Websites
8:06 am HCI Group increases quarterly dividend to $0.35/share from $0.30/share Jan 17 2017
HCI Group Increases Quarterly Cash Dividend 16.7% to 35 Cents Jan 17 2017
HCI Group, Inc. : HCI-US: Dividend Analysis : November 18th, 2016 (record date) : By the numbers :... Jan 13 2017
HCI GROUP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement Jan 11 2017
NIVEUS PLAN GETS TONGUES WAGGING Jan 06 2017
Monthly Return of Equity Issuer on Movements in Securities For the month ended 31 December 2016 Jan 03 2017
Tampa insurer cuts bonus for CEO Jan 03 2017
HCI GROUP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement Dec 30 2016
Next Day Disclosure Return - Share Buyback Dec 27 2016
Next Day Disclosure Return - Share Buyback Dec 27 2016
Next Day Disclosure Return - Share Buyback Dec 27 2016
HCI Group Announces $20 Million Share Repurchase Program Dec 22 2016
HCI Group Authorizes $20 Million Stock Repurchase Program for 2017 Dec 21 2016
HCI Group Authorizes $20 Million Stock Repurchase Program for 2017 Dec 21 2016
HCI Group Appoints Mark Harmsworth as Senior Vice President of Finance Dec 15 2016
Homeowners Choice Inc (HCI): Are Hedge Funds Right About This Stock? Dec 14 2016
Next Day Disclosure Return - Share Buyback Dec 01 2016
Next Day Disclosure Return - Share Buyback Nov 15 2016
TREMATON TO SELL WEST COAST LEISURE STAKE TO TSOGO SUN FOR R190m Nov 15 2016
TSOGO SUN SET TO TRANSFER THREE HOTELS INTO SUBSIDIARY Nov 15 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)