HCI GroupHCI -1.80%69 Market Cap is $2,193.2 Mil as of Jun. 25, 2026. GuruFocus rates HCI with a GF Score™ of 69/100 and a GF Value™ of $248.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 519 Insurance companies, HCI Group ranks better than 65.7% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). HCI Group's share price for the quarter that ended in Mar. 2026 was $154.61. HCI Group's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 12.9 Mil. Therefore, HCI Group's market cap for the quarter that ended in Mar. 2026 was $1,994.6 Mil.
HCI Group's quarterly market cap
increased
from Sep. 2025 ($2,487.2 Mil) to Dec. 2025 ($2,490.4 Mil) but then
declined
from Dec. 2025 ($2,490.4 Mil) to Mar. 2026 ($1,994.6 Mil).
HCI Group's annual market cap
increased
from Dec. 2023 ($851.1 Mil) to Dec. 2024 ($1,254.7 Mil) and
increased
from Dec. 2024 ($1,254.7 Mil) to Dec. 2025 ($2,490.4 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. HCI Group's Enterprise Value for Today is $1,335.6 Mil.
HCI Group (NYSE:HCI) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
HCI Group Market Cap Related Terms
HCI Group Market Cap Historical Data
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The historical data trend for HCI Group's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, HCI Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HCI Group Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, HCI Group's Market Cap distribution charts can be found below:
* The bar in red indicates where HCI Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
HCI Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCI Group (HCI) has a Market Cap of $2,193.2 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on HCI Group and its competitors. According to the industry distribution chart, HCI Group ranks #178 out of 519 companies in the Insurance industry, placing it in the top 34.3%.
Is HCI Group's Market Cap too high?
HCI Group's current Market Cap is $2,193.2 Mil. The Insurance industry median Market Cap is 667.83. HCI Group's value of $2,193.2 Mil is 228.4% above this industry median. Based on the distribution chart, HCI Group ranks #178 out of 519 companies in the Insurance industry, which is above the industry midpoint. Overall, HCI Group has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HCI Group's Market Cap compare to STC and SLDE?
According to the Insurance industry distribution chart, HCI Group ranks #178 out of 519 companies for Market Cap. This puts HCI Group in the upper half of its industry. The industry median Market Cap is 667.83. HCI Group's value of $2,193.2 Mil is 228.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 667.83, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HCI Group's current Market Cap of $2,193.2 Mil is 228.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on HCI Group and its competitors. For the Insurance industry, the median Market Cap is 667.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HCI Group's current Market Cap is $2,193.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCI Group stock overvalued right now?
Based on GuruFocus' analysis, HCI Group (HCI) is currently considered Significantly Undervalued. The stock's GF Value™ is $248.48, compared to a current price of $171.82 — trading 30.9% below its estimated fair value. The current Market Cap is $2,193.2 Mil and 228.4% above the Insurance industry median of 667.83. HCI Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For HCI Group (HCI), the current Market Cap is $2,193.2 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HCI Group (HCI) Overvalued in 2026?
Based on GuruFocus' analysis, HCI Group stock appears to be undervalued.
The current stock price of $171.82 is trading 30.9% below its estimated GF Value™ of $248.48.
GuruFocus considers HCI Group to be Significantly Undervalued.
Key valuation signals for HCI:
Market Cap: $2,193.2 Mil
GF Value™: $248.48 vs. price of $171.82 (30.9% below fair value)
Industry Position: 228.4% above the Insurance median (#178 of 519)
No single metric tells the full story. See the HCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
69GF Score
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