Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.12
KMPR's Cash to Debt is ranked lower than
96% of the 137 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1984.20 vs. KMPR: 0.12 )
Ranked among companies with meaningful Cash to Debt only.
KMPR' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.12 Max: N/A
Current: 0.12
Equity to Asset 0.27
KMPR's Equity to Asset is ranked higher than
61% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.22 vs. KMPR: 0.27 )
Ranked among companies with meaningful Equity to Asset only.
KMPR' s 10-Year Equity to Asset Range
Min: 0.18  Med: 0.27 Max: 0.34
Current: 0.27
0.18
0.34
Interest Coverage 1.75
KMPR's Interest Coverage is ranked lower than
96% of the 112 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 651.33 vs. KMPR: 1.75 )
Ranked among companies with meaningful Interest Coverage only.
KMPR' s 10-Year Interest Coverage Range
Min: 0.09  Med: 3.13 Max: 9999.99
Current: 1.75
0.09
9999.99
F-Score: 5
WACC vs ROIC
10.12%
3.80%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 5.89
KMPR's Operating margin (%) is ranked lower than
70% of the 137 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.29 vs. KMPR: 5.89 )
Ranked among companies with meaningful Operating margin (%) only.
KMPR' s 10-Year Operating margin (%) Range
Min: -3.28  Med: 8.40 Max: 32.94
Current: 5.89
-3.28
32.94
Net-margin (%) 4.34
KMPR's Net-margin (%) is ranked lower than
64% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.44 vs. KMPR: 4.34 )
Ranked among companies with meaningful Net-margin (%) only.
KMPR' s 10-Year Net-margin (%) Range
Min: -1.08  Med: 7.33 Max: 24.49
Current: 4.34
-1.08
24.49
ROE (%) 4.39
KMPR's ROE (%) is ranked lower than
80% of the 137 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.52 vs. KMPR: 4.39 )
Ranked among companies with meaningful ROE (%) only.
KMPR' s 10-Year ROE (%) Range
Min: -1.5  Med: 8.98 Max: 30.45
Current: 4.39
-1.5
30.45
ROA (%) 1.17
KMPR's ROA (%) is ranked lower than
62% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.98 vs. KMPR: 1.17 )
Ranked among companies with meaningful ROA (%) only.
KMPR' s 10-Year ROA (%) Range
Min: -0.33  Med: 2.19 Max: 9.43
Current: 1.17
-0.33
9.43
Revenue Growth (3Y)(%) -0.50
KMPR's Revenue Growth (3Y)(%) is ranked lower than
69% of the 107 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.30 vs. KMPR: -0.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
KMPR' s 10-Year Revenue Growth (3Y)(%) Range
Min: -4  Med: 3.10 Max: 13.2
Current: -0.5
-4
13.2
EBITDA Growth (3Y)(%) 22.40
KMPR's EBITDA Growth (3Y)(%) is ranked higher than
74% of the 88 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.90 vs. KMPR: 22.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
KMPR' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -4.70 Max: 45.8
Current: 22.4
0
45.8
EPS Growth (3Y)(%) 26.80
KMPR's EPS Growth (3Y)(%) is ranked higher than
77% of the 83 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.50 vs. KMPR: 26.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
KMPR' s 10-Year EPS Growth (3Y)(%) Range
Min: -17.3  Med: 0.40 Max: 52.1
Current: 26.8
-17.3
52.1
» KMPR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

KMPR Guru Trades in Q2 2014

Paul Tudor Jones 14,696 sh (+183.98%)
Jim Simons 179,000 sh (+24.62%)
Joel Greenblatt 5,756 sh (+0.12%)
Michael Price 10,000 sh (unchged)
Chuck Royce 133,800 sh (-46.00%)
» More
Q3 2014

KMPR Guru Trades in Q3 2014

Jim Simons 197,500 sh (+10.34%)
Michael Price 10,000 sh (unchged)
Joel Greenblatt Sold Out
Chuck Royce Sold Out
Paul Tudor Jones Sold Out
» More
Q4 2014

KMPR Guru Trades in Q4 2014

Jim Simons 202,200 sh (+2.38%)
Michael Price 10,000 sh (unchged)
» More
Q1 2015

KMPR Guru Trades in Q1 2015

Michael Price 10,000 sh (unchged)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with KMPR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 21.80
KMPR's P/E(ttm) is ranked lower than
79% of the 114 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. KMPR: 21.80 )
Ranked among companies with meaningful P/E(ttm) only.
KMPR' s 10-Year P/E(ttm) Range
Min: 6.92  Med: 12.88 Max: 27.9
Current: 21.8
6.92
27.9
Forward P/E 7.55
KMPR's Forward P/E is ranked higher than
85% of the 46 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.04 vs. KMPR: 7.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 22.40
KMPR's PE(NRI) is ranked lower than
80% of the 114 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. KMPR: 22.40 )
Ranked among companies with meaningful PE(NRI) only.
KMPR' s 10-Year PE(NRI) Range
Min: 6.95  Med: 13.22 Max: 35.08
Current: 22.4
6.95
35.08
P/B 0.94
KMPR's P/B is ranked higher than
68% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.20 vs. KMPR: 0.94 )
Ranked among companies with meaningful P/B only.
KMPR' s 10-Year P/B Range
Min: 0.33  Med: 0.91 Max: 1.69
Current: 0.94
0.33
1.69
P/S 0.95
KMPR's P/S is ranked higher than
54% of the 136 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.05 vs. KMPR: 0.95 )
Ranked among companies with meaningful P/S only.
KMPR' s 10-Year P/S Range
Min: 0.19  Med: 0.83 Max: 1.29
Current: 0.95
0.19
1.29
PFCF 17.92
KMPR's PFCF is ranked lower than
79% of the 77 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.11 vs. KMPR: 17.92 )
Ranked among companies with meaningful PFCF only.
KMPR' s 10-Year PFCF Range
Min: 10.26  Med: 17.83 Max: 55.09
Current: 17.92
10.26
55.09
POCF 16.26
KMPR's POCF is ranked lower than
75% of the 99 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.87 vs. KMPR: 16.26 )
Ranked among companies with meaningful POCF only.
KMPR' s 10-Year POCF Range
Min: 6.96  Med: 13.85 Max: 181.61
Current: 16.26
6.96
181.61
EV-to-EBIT 10.32
KMPR's EV-to-EBIT is ranked lower than
71% of the 111 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.86 vs. KMPR: 10.32 )
Ranked among companies with meaningful EV-to-EBIT only.
KMPR' s 10-Year EV-to-EBIT Range
Min: -22.5  Med: 10.30 Max: 35.1
Current: 10.32
-22.5
35.1
Shiller P/E 14.63
KMPR's Shiller P/E is ranked lower than
52% of the 56 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.39 vs. KMPR: 14.63 )
Ranked among companies with meaningful Shiller P/E only.
KMPR' s 10-Year Shiller P/E Range
Min: 2.98  Med: 14.17 Max: 20.08
Current: 14.63
2.98
20.08
Days Sales Outstanding 85.40
KMPR's Days Sales Outstanding is ranked lower than
82% of the 22 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 49.58 vs. KMPR: 85.40 )
Ranked among companies with meaningful Days Sales Outstanding only.
KMPR' s 10-Year Days Sales Outstanding Range
Min: 65.96  Med: 87.47 Max: 195.54
Current: 85.4
65.96
195.54

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.49
KMPR's Dividend Yield is ranked lower than
81% of the 223 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.97 vs. KMPR: 2.49 )
Ranked among companies with meaningful Dividend Yield only.
KMPR' s 10-Year Dividend Yield Range
Min: 2.36  Med: 3.51 Max: 22.54
Current: 2.49
2.36
22.54
Dividend Payout 0.56
KMPR's Dividend Payout is ranked lower than
63% of the 113 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.40 vs. KMPR: 0.56 )
Ranked among companies with meaningful Dividend Payout only.
KMPR' s 10-Year Dividend Payout Range
Min: 0.08  Med: 0.51 Max: 15
Current: 0.56
0.08
15
Yield on cost (5-Year) 2.37
KMPR's Yield on cost (5-Year) is ranked lower than
82% of the 222 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.22 vs. KMPR: 2.37 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
KMPR' s 10-Year Yield on cost (5-Year) Range
Min: 2.27  Med: 3.37 Max: 21.65
Current: 2.37
2.27
21.65
Share Buyback Rate 3.70
KMPR's Share Buyback Rate is ranked higher than
84% of the 62 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.50 vs. KMPR: 3.70 )
Ranked among companies with meaningful Share Buyback Rate only.
KMPR' s 10-Year Share Buyback Rate Range
Min: 4.7  Med: 1.70 Max: -0.6
Current: 3.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.12
KMPR's Price/Tangible Book is ranked higher than
66% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.35 vs. KMPR: 1.12 )
Ranked among companies with meaningful Price/Tangible Book only.
KMPR' s 10-Year Price/Tangible Book Range
Min: 0.55  Med: 1.26 Max: 1.9
Current: 1.12
0.55
1.9
Price/Projected FCF 0.93
KMPR's Price/Projected FCF is ranked lower than
63% of the 51 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.66 vs. KMPR: 0.93 )
Ranked among companies with meaningful Price/Projected FCF only.
KMPR' s 10-Year Price/Projected FCF Range
Min: 0.26  Med: 0.85 Max: 1.91
Current: 0.93
0.26
1.91
Price/Median PS Value 1.15
KMPR's Price/Median PS Value is ranked lower than
69% of the 113 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.99 vs. KMPR: 1.15 )
Ranked among companies with meaningful Price/Median PS Value only.
KMPR' s 10-Year Price/Median PS Value Range
Min: 0.34  Med: 1.27 Max: 1.85
Current: 1.15
0.34
1.85
Price/Graham Number 1.04
KMPR's Price/Graham Number is ranked lower than
65% of the 97 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.81 vs. KMPR: 1.04 )
Ranked among companies with meaningful Price/Graham Number only.
KMPR' s 10-Year Price/Graham Number Range
Min: 0.47  Med: 0.90 Max: 2.71
Current: 1.04
0.47
2.71
Earnings Yield (Greenblatt) (%) 9.74
KMPR's Earnings Yield (Greenblatt) (%) is ranked lower than
62% of the 128 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.50 vs. KMPR: 9.74 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
KMPR' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.9  Med: 9.00 Max: 19.3
Current: 9.74
2.9
19.3
Forward Rate of Return (Yacktman) (%) -0.34
KMPR's Forward Rate of Return (Yacktman) (%) is ranked lower than
80% of the 54 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.19 vs. KMPR: -0.34 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
KMPR' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -33.3  Med: -3.90 Max: 71.1
Current: -0.34
-33.3
71.1

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details
Kemper Corp was incorporated in Delaware in 1990 The Company, through its subsidiaries, serves the basic financial needs of individuals, families and small businesses by providing property and casualty insurance, life and health insurance, and automobile finance services. The Company conducts its continuing operations through four operating segments: Kemper Preferred (Preferred), Kemper Specialty (Specialty), Kemper Direct (Direct) and Life and Health Insurance. Fireside Bank, reported in discontinued operations, is in the final stages of voluntary liquidation. The Company's operations are conducted solely in the United States. The Company's property and casualty insurance business operations are conducted through the Preferred, Specialty, and Direct segments. In addition, the Life and Health Insurance segment's career agents also sell property insurance to its customers. Collectively, these segments provide automobile, homeowners, renters, fire, and other types of property and casualty insurance to individuals and commercial automobile insurance to businesses. Property insurance indemnifies an insured with an interest in physical property for loss of, or damage to, such property or the loss of its income-producing abilities. Casualty insurance covers liability for damage to property of, or injury to, a person or entity other than the insured. The Company's Preferred segments sells preferred and standard risk automobile and homeowners insurance. Specialty, based in Dallas, Texas, conducts business in 21 states, principally in the southwest and western United States. Specialty provides personal and commercial automobile insurance to value-minded consumers who have had difficulty obtaining standard or preferred risk insurance, usually because of their driving records, claims experience or premium payment history. The Company's Direct segments, based in Chicago, Illinois, markets personal automobile, homeowners and renters insurance through a variety of direct-to-consumer websites, including its own websites, marketing partners, employer and other affinity-sponsored relationships.
» More Articles for KMPR

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
Kemper downgraded by Sandler O'Neill Jul 20 2015
Kemper Corporation Rises on Rating Affirmation from A.M. Best - Analyst Blog Jul 17 2015
A.M. Best Affirms Ratings of Kemper Corporation, Its Affiliates and Subsidiaries Jul 15 2015
Kemper’s Life Business Named Ward’s 50 Top Performer for Fifth Consecutive Year Jul 14 2015
Kemper’s Life Business Named Ward’s 50 Top Performer for Fifth Consecutive Year Jul 14 2015
Kemper Corporation Announces Schedule for Second Quarter Earnings Call Jul 09 2015
Kemper Corporation Announces Schedule for Second Quarter Earnings Call Jul 09 2015
10-Q for Kemper Corp. May 09 2015
Kemper misses Street 1Q forecasts May 07 2015
Kemper misses Street 1Q forecasts May 07 2015
Kemper Corporation Reports First Quarter 2015 Earnings May 07 2015
Kemper Corporation Reports First Quarter 2015 Earnings May 07 2015
Donald G. Southwell, Kemper Corporation’s Chairman, President and Chief Executive Officer,... May 07 2015
Donald G. Southwell, Kemper Corporation’s Chairman, President and Chief Executive Officer,... May 07 2015
Q1 2015 Kemper Corp Earnings Release - After Market Close May 07 2015
Kemper Announces Quarterly Dividend May 06 2015
Kemper Corporation Appoints C. Thomas Evans, Jr. as General Counsel; Promotes John M. Boschelli to... May 06 2015
Kemper Corporation Appoints C. Thomas Evans, Jr. as General Counsel; Promotes John M. Boschelli to... May 06 2015
Kemper Announces Quarterly Dividend May 06 2015
Kemper Corporation Completes Acquisition of Alliance United Group May 01 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK