Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.60
NYSE:LNC's Cash to Debt is ranked lower than
82% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.23 vs. NYSE:LNC: 0.60 )
Ranked among companies with meaningful Cash to Debt only.
NYSE:LNC' s Cash to Debt Range Over the Past 10 Years
Min: 0.19  Med: 0.73 Max: 4.7
Current: 0.6
0.19
4.7
Equity to Asset 0.06
NYSE:LNC's Equity to Asset is ranked lower than
61% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. NYSE:LNC: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
NYSE:LNC' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.06 Max: 0.08
Current: 0.06
0.04
0.08
Interest Coverage 5.97
NYSE:LNC's Interest Coverage is ranked lower than
80% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 80.41 vs. NYSE:LNC: 5.97 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:LNC' s Interest Coverage Range Over the Past 10 Years
Min: 2.04  Med: 5.95 Max: 7.94
Current: 5.97
2.04
7.94
F-Score: 6
M-Score: -2.51
WACC vs ROIC
13.04%
7.50%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 12.18
NYSE:LNC's Operating margin (%) is ranked higher than
64% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.58 vs. NYSE:LNC: 12.18 )
Ranked among companies with meaningful Operating margin (%) only.
NYSE:LNC' s Operating margin (%) Range Over the Past 10 Years
Min: -6.13  Med: 12.73 Max: 19.84
Current: 12.18
-6.13
19.84
Net-margin (%) 9.69
NYSE:LNC's Net-margin (%) is ranked higher than
69% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.43 vs. NYSE:LNC: 9.69 )
Ranked among companies with meaningful Net-margin (%) only.
NYSE:LNC' s Net-margin (%) Range Over the Past 10 Years
Min: -5.71  Med: 9.91 Max: 14.68
Current: 9.69
-5.71
14.68
ROE (%) 8.56
NYSE:LNC's ROE (%) is ranked lower than
54% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.19 vs. NYSE:LNC: 8.56 )
Ranked among companies with meaningful ROE (%) only.
NYSE:LNC' s ROE (%) Range Over the Past 10 Years
Min: -5.29  Med: 8.31 Max: 14.16
Current: 8.56
-5.29
14.16
ROA (%) 0.50
NYSE:LNC's ROA (%) is ranked lower than
58% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.66 vs. NYSE:LNC: 0.50 )
Ranked among companies with meaningful ROA (%) only.
NYSE:LNC' s ROA (%) Range Over the Past 10 Years
Min: -0.28  Med: 0.54 Max: 0.87
Current: 0.5
-0.28
0.87
Revenue Growth (3Y)(%) 9.90
NYSE:LNC's Revenue Growth (3Y)(%) is ranked higher than
74% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.30 vs. NYSE:LNC: 9.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NYSE:LNC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.1  Med: 5.9 Max: 33.2
Current: 9.9
-27.1
33.2
EBITDA Growth (3Y)(%) 1.40
NYSE:LNC's EBITDA Growth (3Y)(%) is ranked lower than
61% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.90 vs. NYSE:LNC: 1.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NYSE:LNC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -49.6  Med: 7.8 Max: 124.9
Current: 1.4
-49.6
124.9
EPS Growth (3Y)(%) 0.30
NYSE:LNC's EPS Growth (3Y)(%) is ranked lower than
67% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.30 vs. NYSE:LNC: 0.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NYSE:LNC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -51.6  Med: 10.8 Max: 206.7
Current: 0.3
-51.6
206.7
» NYSE:LNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

LNC Guru Trades in Q4 2015

David Dreman Sold Out
Joel Greenblatt Sold Out
Ray Dalio Sold Out
Ken Fisher 19,119 sh (-0.14%)
Pioneer Investments 1,476,047 sh (-0.25%)
Jeremy Grantham 657,688 sh (-4.50%)
Keeley Asset Management Corp 20,907 sh (-5.43%)
Paul Tudor Jones 18,426 sh (-11.34%)
Jim Simons 211,974 sh (-13.09%)
» More
Q1 2016

LNC Guru Trades in Q1 2016

Ray Dalio 201,026 sh (New)
David Dreman 7,310 sh (New)
Keeley Asset Management Corp 40,647 sh (+94.42%)
Paul Tudor Jones 22,249 sh (+20.75%)
Jeremy Grantham 675,918 sh (+2.77%)
Ken Fisher Sold Out
Jim Simons Sold Out
Pioneer Investments 1,262,399 sh (-14.47%)
» More
Q2 2016

LNC Guru Trades in Q2 2016

Ray Dalio 282,200 sh (+40.38%)
Keeley Asset Management Corp 44,390 sh (+9.21%)
Jeremy Grantham 642,381 sh (-4.96%)
David Dreman 6,381 sh (-12.71%)
Pioneer Investments 1,093,064 sh (-13.41%)
Paul Tudor Jones 6,700 sh (-69.89%)
» More
Q3 2016

LNC Guru Trades in Q3 2016

David Dreman 6,381 sh (unchged)
Ray Dalio Sold Out
Paul Tudor Jones Sold Out
Pioneer Investments 1,072,432 sh (-1.89%)
Keeley Asset Management Corp 40,827 sh (-8.03%)
Jeremy Grantham 81,515 sh (-87.31%)
» More
» Details

Insider Trades

Latest Guru Trades with LNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:NYSE:PFG, OTCPK:LGGNY, OTCPK:POFNF, NYSE:UNM, OTCPK:SLLDY, OTCPK:SLFPF, NYSE:TMK, OTCPK:TDHOY, OTCPK:STJPF, OTCPK:GWLIF, NYSE:PRI, NYSE:CNO, OTCPK:DLLLF, OTCPK:MMHDF, NYSE:FFG, NYSE:AEL, NAS:NWLI, NYSE:CIA, OTCPK:KCLI, NYSE:IHC » details
Traded in other countries:LCO.Germany,
Lincoln National Corp is a holding company. The Company through its subsidiaries operates multiple insurance and retirement businesses.

Lincoln National Corp was organized under the laws of the state of Indiana in 1968. The Company is a holding company operating multiple insurance and retirement businesses through subsidiary companies. Through its business segments the Company sells wealth protection, accumulation and retirement income products and solutions. Its products include fixed and indexed annuities, variable annuities, universal life insurance, variable universal life insurance, linked-benefit UL, term life insurance, indexed universal life insurance, employer-sponsored retirement plans and services, and group life, disability and dental. The Company provides products and services through four segments as follow: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Company's Annuities segment provides tax-deferred investment growth and lifetime income opportunities for its clients by offering fixed (including indexed) and variable annuities. The Company's Retirement Plan Services segment provides employers with retirement plan products and services, mainly in the defined contribution retirement plan marketplace. The Company's Life Insurance segment is engaged in the creation and protection of wealth for its clients by providing life insurance products, including term insurance, a linked-benefit product, indexed UL, and both single and survivorship versions of UL and VUL products. The Company's Protection segment offers group non-medical insurance products, including term life, disability and dental, to the employer marketplace through various forms of contributory and noncontributory plans. The Company faces competition from insurers, broker-dealers, financial advisors, asset managers, hedge funds and other financial institutions. The Company's business is subject to regulation and supervision by the states, territories and countries in which it is licensed to do business.

Ratios

vs
industry
vs
history
P/E(ttm) 12.24
LNC's P/E(ttm) is ranked higher than
66% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. LNC: 12.24 )
Ranked among companies with meaningful P/E(ttm) only.
LNC' s P/E(ttm) Range Over the Past 10 Years
Min: 2.46  Med: 11.24 Max: 100.5
Current: 12.24
2.46
100.5
Forward P/E 9.43
LNC's Forward P/E is ranked higher than
84% of the 25 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.49 vs. LNC: 9.43 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.24
LNC's PE(NRI) is ranked higher than
69% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.13 vs. LNC: 12.24 )
Ranked among companies with meaningful PE(NRI) only.
LNC' s PE(NRI) Range Over the Past 10 Years
Min: 2.16  Med: 11.28 Max: 182.73
Current: 12.24
2.16
182.73
Price/Owner Earnings (ttm) 18.89
LNC's Price/Owner Earnings (ttm) is ranked lower than
78% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.37 vs. LNC: 18.89 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
LNC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 13.19  Med: 14.38 Max: 18.94
Current: 18.89
13.19
18.94
P/B 0.93
LNC's P/B is ranked higher than
61% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.18 vs. LNC: 0.93 )
Ranked among companies with meaningful P/B only.
LNC' s P/B Range Over the Past 10 Years
Min: 0.17  Med: 0.81 Max: 2.54
Current: 0.93
0.17
2.54
P/S 1.19
LNC's P/S is ranked lower than
57% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.96 vs. LNC: 1.19 )
Ranked among companies with meaningful P/S only.
LNC' s P/S Range Over the Past 10 Years
Min: 0.15  Med: 0.94 Max: 2
Current: 1.19
0.15
2
POCF 11.28
LNC's POCF is ranked lower than
72% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.54 vs. LNC: 11.28 )
Ranked among companies with meaningful POCF only.
LNC' s POCF Range Over the Past 10 Years
Min: 1.59  Med: 6.21 Max: 22.04
Current: 11.28
1.59
22.04
EV-to-EBIT 9.12
LNC's EV-to-EBIT is ranked higher than
54% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. LNC: 9.12 )
Ranked among companies with meaningful EV-to-EBIT only.
LNC' s EV-to-EBIT Range Over the Past 10 Years
Min: -29.5  Med: 7.6 Max: 15.4
Current: 9.12
-29.5
15.4
EV-to-EBITDA 9.12
LNC's EV-to-EBITDA is ranked lower than
52% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.67 vs. LNC: 9.12 )
Ranked among companies with meaningful EV-to-EBITDA only.
LNC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -39.5  Med: 7.5 Max: 13.9
Current: 9.12
-39.5
13.9
PEG 0.80
LNC's PEG is ranked higher than
72% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.42 vs. LNC: 0.80 )
Ranked among companies with meaningful PEG only.
LNC' s PEG Range Over the Past 10 Years
Min: 0.2  Med: 0.48 Max: 2.73
Current: 0.8
0.2
2.73
Shiller P/E 20.44
LNC's Shiller P/E is ranked lower than
64% of the 42 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.56 vs. LNC: 20.44 )
Ranked among companies with meaningful Shiller P/E only.
LNC' s Shiller P/E Range Over the Past 10 Years
Min: 1.73  Med: 12.52 Max: 20.8
Current: 20.44
1.73
20.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.51
LNC's Dividend Yield is ranked lower than
99.99% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.48 vs. LNC: 1.51 )
Ranked among companies with meaningful Dividend Yield only.
LNC' s Dividend Yield Range Over the Past 10 Years
Min: 0.12  Med: 1.34 Max: 27.13
Current: 1.51
0.12
27.13
Dividend Payout 0.19
LNC's Dividend Payout is ranked higher than
80% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.37 vs. LNC: 0.19 )
Ranked among companies with meaningful Dividend Payout only.
LNC' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.32 Max: 2.91
Current: 0.19
0.01
2.91
Dividend Growth (3y) 63.60
LNC's Dividend Growth (3y) is ranked higher than
96% of the 53 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.60 vs. LNC: 63.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
LNC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -67.3  Med: 5 Max: 81.7
Current: 63.6
-67.3
81.7
Forward Dividend Yield 1.78
LNC's Forward Dividend Yield is ranked lower than
100% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.49 vs. LNC: 1.78 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 16.28
LNC's Yield on cost (5-Year) is ranked higher than
93% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.74 vs. LNC: 16.28 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
LNC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.29  Med: 14.45 Max: 292.57
Current: 16.28
1.29
292.57
3-Year Average Share Buyback Ratio 3.50
LNC's 3-Year Average Share Buyback Ratio is ranked higher than
90% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. LNC: 3.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
LNC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.6  Med: 2.1 Max: 5.9
Current: 3.5
-16.6
5.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.51
LNC's Price/Tangible Book is ranked lower than
74% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.44 vs. LNC: 2.51 )
Ranked among companies with meaningful Price/Tangible Book only.
LNC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.43  Med: 2.1 Max: 11.85
Current: 2.51
0.43
11.85
Price/Projected FCF 0.49
LNC's Price/Projected FCF is ranked lower than
56% of the 45 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.45 vs. LNC: 0.49 )
Ranked among companies with meaningful Price/Projected FCF only.
LNC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.09  Med: 0.48 Max: 1.86
Current: 0.49
0.09
1.86
Price/Median PS Value 1.30
LNC's Price/Median PS Value is ranked lower than
78% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.04 vs. LNC: 1.30 )
Ranked among companies with meaningful Price/Median PS Value only.
LNC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.2  Med: 1.27 Max: 2
Current: 1.3
0.2
2
Price/Peter Lynch Fair Value 0.65
LNC's Price/Peter Lynch Fair Value is ranked higher than
64% of the 25 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. LNC: 0.65 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
LNC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.44  Med: 0.75 Max: 8.09
Current: 0.65
0.44
8.09
Price/Graham Number 1.18
LNC's Price/Graham Number is ranked lower than
56% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.04 vs. LNC: 1.18 )
Ranked among companies with meaningful Price/Graham Number only.
LNC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.38  Med: 1.19 Max: 5.64
Current: 1.18
0.38
5.64
Earnings Yield (Greenblatt) (%) 11.02
LNC's Earnings Yield (Greenblatt) (%) is ranked higher than
63% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.80 vs. LNC: 11.02 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
LNC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 6.5  Med: 12.9 Max: 93.2
Current: 11.02
6.5
93.2
Forward Rate of Return (Yacktman) (%) 19.25
LNC's Forward Rate of Return (Yacktman) (%) is ranked higher than
53% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.14 vs. LNC: 19.25 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
LNC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -8.5  Med: 20.1 Max: 55.4
Current: 19.25
-8.5
55.4

More Statistics

Revenue (TTM) (Mil) $13,247
EPS (TTM) $ 5.31
Beta1.88
Short Percentage of Float2.43%
52-Week Range $30.39 - 66.61
Shares Outstanding (Mil)228.56

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 13,788 14,135 14,594
EPS ($) 6.27 6.73 7.55
EPS w/o NRI ($) 6.27 6.73 7.55
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 1.00 1.12 1.26
» More Articles for NYSE:LNC

Headlines

Articles On GuruFocus.com
5 Undervalued Stocks for Value Investors With a High Beta Dec 06 2016 
Keeley Asset Management Comments on Lincoln National Corp Oct 24 2016 
KEELEY Mid-Cap Dividend Value Fund 2nd Quarter Commentary Oct 24 2016 
6 Bargain Stocks Trading Below the Peter Lynch Value Oct 18 2016 
10 Low PE Stock Picks for the Enterprising Investor - September Sep 05 2016 
Best Stocks Below The Graham Number - August Aug 28 2016 
10 Undervalued Stocks for the Enterprising Investor Aug 26 2016 
10 Low PE Stock Picks for the Enterprising Investor - August Aug 21 2016 
5 Undervalued Stocks With High Betas Aug 12 2016 
10 Most Undervalued Companies for the Enterprising Investor - July Jul 28 2016 

More From Other Websites
Why its Time to Add Lincoln National (LNC) to Your Portfolio? Dec 05 2016
LINCOLN NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 05 2016
Lincoln Financial Group Announces Cash Tender Offers for Certain Outstanding Debt Securities Dec 05 2016
Lincoln Financial Group to Participate in the Goldman Sachs U.S. Financial Services Conference Nov 30 2016
The Financial Gift That Keeps Giving: A Well-Structured Plan Nov 29 2016
Is Lincoln National Corporation (LNC) A Good Stock To Buy? Nov 27 2016
Lincoln National Hits 52-Week High on Solid Q3 & Dividend Nov 22 2016
Lincoln Financial Group Named Robert Klaczak Senior Vice President of Distribution Information... Nov 17 2016
Lincoln Financial Network Names Scott Witeby Senior Vice President and Head of Finance Nov 15 2016
Lincoln Financial Network Names Scott Witeby Senior Vice President and Head of Finance Nov 15 2016
Lincoln Financial Group’s Retirement Plan Services Business Launches New Online Participant... Nov 14 2016
[$$] UBS Likes Johnson Controls Nov 12 2016
Lincoln National Corp (LNC) President & CEO Dennis R Glass Sold $18.2 million of Shares Nov 09 2016
LINCOLN NATIONAL CORP Financials Nov 09 2016
Lincoln National: FBR Picked a Bad Day For a Downgrade Nov 09 2016
Lincoln National downgraded by FBR & Co. Nov 09 2016
ETF’s with exposure to Lincoln National Corp. : November 7, 2016 Nov 07 2016
Cisco, Allergan, Facebook: Doug Kass' Views Nov 07 2016
Lincoln National Corp. :LNC-US: Earnings Analysis: Q3, 2016 By the Numbers : November 4, 2016 Nov 04 2016
[$$] Life Insurers: Go Big or Go Home Nov 03 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)