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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.71
LNC's Cash to Debt is ranked higher than
64% of the 160 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.36 vs. LNC: 0.71 )
LNC' s 10-Year Cash to Debt Range
Min: 0.32   Max: 4.7
Current: 0.71

0.32
4.7
Equity to Asset 0.06
LNC's Equity to Asset is ranked higher than
73% of the 172 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. LNC: 0.06 )
LNC' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.07
Current: 0.06

0.04
0.07
Interest Coverage 7.48
LNC's Interest Coverage is ranked higher than
72% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.64 vs. LNC: 7.48 )
LNC' s 10-Year Interest Coverage Range
Min: 1.38   Max: 13.36
Current: 7.48

1.38
13.36
F-Score: 7
Z-Score: 0.15
WACC vs ROIC
13.48%
8.75%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 14.74
LNC's Operating margin (%) is ranked higher than
94% of the 172 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.60 vs. LNC: 14.74 )
LNC' s 10-Year Operating margin (%) Range
Min: -6.13   Max: 21.63
Current: 14.74

-6.13
21.63
Net-margin (%) 11.18
LNC's Net-margin (%) is ranked higher than
93% of the 172 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.85 vs. LNC: 11.18 )
LNC' s 10-Year Net-margin (%) Range
Min: -5.71   Max: 19.07
Current: 11.18

-5.71
19.07
ROE (%) 10.16
LNC's ROE (%) is ranked higher than
82% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.68 vs. LNC: 10.16 )
LNC' s 10-Year ROE (%) Range
Min: -4.93   Max: 19.76
Current: 10.16

-4.93
19.76
ROA (%) 0.62
LNC's ROA (%) is ranked higher than
76% of the 173 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.66 vs. LNC: 0.62 )
LNC' s 10-Year ROA (%) Range
Min: -0.28   Max: 1.25
Current: 0.62

-0.28
1.25
Revenue Growth (3Y)(%) 14.40
LNC's Revenue Growth (3Y)(%) is ranked higher than
86% of the 152 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.30 vs. LNC: 14.40 )
LNC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -10   Max: 14.9
Current: 14.4

-10
14.9
EBITDA Growth (3Y)(%) 49.50
LNC's EBITDA Growth (3Y)(%) is ranked higher than
89% of the 151 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.70 vs. LNC: 49.50 )
LNC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -56.1   Max: 82
Current: 49.5

-56.1
82
EPS Growth (3Y)(%) 99.00
LNC's EPS Growth (3Y)(%) is ranked higher than
94% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.80 vs. LNC: 99.00 )
LNC' s 10-Year EPS Growth (3Y)(%) Range
Min: -40.3   Max: 202
Current: 99

-40.3
202
» LNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

LNC Guru Trades in Q1 2014

Chuck Royce 4,000 sh (New)
George Soros 36,000 sh (New)
Ray Dalio 21,718 sh (New)
Paul Tudor Jones 8,737 sh (+71.31%)
David Dreman 5,193 sh (+64.6%)
Louis Moore Bacon 550,000 sh (+37.5%)
Pioneer Investments 1,380,090 sh (+22.07%)
Joel Greenblatt 6,834 sh (+6.07%)
Ronald Muhlenkamp 307,990 sh (+0.23%)
Bruce Berkowitz 44,400 sh (unchged)
Bill Frels 20,000 sh (unchged)
John Keeley 15,757 sh (unchged)
Brian Rogers Sold Out
Jeremy Grantham 190,673 sh (-46.56%)
Steven Cohen 14,663 sh (-93.51%)
» More
Q2 2014

LNC Guru Trades in Q2 2014

Ray Dalio 29,792 sh (+37.18%)
David Dreman 5,993 sh (+15.41%)
Pioneer Investments 1,404,354 sh (+1.76%)
Ronald Muhlenkamp 308,235 sh (+0.08%)
Bruce Berkowitz 44,400 sh (unchged)
Bill Frels 20,000 sh (unchged)
John Keeley 15,757 sh (unchged)
Louis Moore Bacon Sold Out
George Soros Sold Out
Joel Greenblatt Sold Out
Chuck Royce Sold Out
Paul Tudor Jones 7,316 sh (-16.26%)
Jeremy Grantham 55,300 sh (-71%)
» More
Q3 2014

LNC Guru Trades in Q3 2014

Jeremy Grantham 79,800 sh (+44.3%)
Ray Dalio 32,492 sh (+9.06%)
David Dreman 6,146 sh (+2.55%)
Bill Frels 20,000 sh (unchged)
John Keeley 15,757 sh (unchged)
Bruce Berkowitz 44,400 sh (unchged)
Pioneer Investments 1,481,688 sh (unchged)
Ronald Muhlenkamp 308,235 sh (unchged)
Paul Tudor Jones 5,832 sh (-20.28%)
» More
Q4 2014

LNC Guru Trades in Q4 2014

Steven Cohen 118,700 sh (New)
Joel Greenblatt 4,746 sh (New)
John Keeley 22,657 sh (+43.79%)
Paul Tudor Jones 6,473 sh (+10.99%)
David Dreman 6,308 sh (+2.64%)
Ronald Muhlenkamp 308,235 sh (unchged)
Bill Frels 20,000 sh (unchged)
Bruce Berkowitz Sold Out
Ray Dalio 31,492 sh (-3.08%)
Pioneer Investments 1,386,040 sh (-6.46%)
Jeremy Grantham 66,800 sh (-16.29%)
» More
» Details

Insider Trades

Latest Guru Trades with LNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Bruce Berkowitz 2014-12-31 Sold Out 0.03%$46.47 - $58.8 $ 57.646%0
John Keeley 2014-12-31 Add 43.79%0.01%$46.47 - $58.8 $ 57.646%22657
Joel Greenblatt 2014-12-31 New Buy$46.47 - $58.8 $ 57.646%4746
George Soros 2014-06-30 Sold Out 0.02%$45.67 - $52.61 $ 57.6417%0
Joel Greenblatt 2014-06-30 Sold Out 0.01%$45.67 - $52.61 $ 57.6417%0
Ray Dalio 2014-06-30 Add 37.18%$45.67 - $52.61 $ 57.6417%29792
Brian Rogers 2014-03-31 Sold Out 0.56%$45.78 - $52.92 $ 57.6415%0
George Soros 2014-03-31 New Buy0.02%$45.78 - $52.92 $ 57.6415%36000
David Dreman 2014-03-31 Add 64.6%0.01%$45.78 - $52.92 $ 57.6415%5193
Ray Dalio 2014-03-31 New Buy0.01%$45.78 - $52.92 $ 57.6415%21718
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.20
LNC's P/E(ttm) is ranked higher than
94% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.10 vs. LNC: 10.20 )
LNC' s 10-Year P/E(ttm) Range
Min: 2.47   Max: 109.84
Current: 10.2

2.47
109.84
Forward P/E 8.47
LNC's Forward P/E is ranked higher than
93% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.74 vs. LNC: 8.47 )
N/A
PE(NRI) 10.20
LNC's PE(NRI) is ranked higher than
94% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.20 vs. LNC: 10.20 )
LNC' s 10-Year PE(NRI) Range
Min: 2.16   Max: 223.33
Current: 10.2

2.16
223.33
P/B 0.95
LNC's P/B is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.81 vs. LNC: 0.95 )
LNC' s 10-Year P/B Range
Min: 0.17   Max: 2.61
Current: 0.95

0.17
2.61
P/S 1.14
LNC's P/S is ranked higher than
76% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.85 vs. LNC: 1.14 )
LNC' s 10-Year P/S Range
Min: 0.15   Max: 2.05
Current: 1.14

0.15
2.05
POCF 6.07
LNC's POCF is ranked higher than
75% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.95 vs. LNC: 6.07 )
LNC' s 10-Year POCF Range
Min: 2.56   Max: 22.14
Current: 6.07

2.56
22.14
EV-to-EBIT 7.51
LNC's EV-to-EBIT is ranked higher than
86% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.21 vs. LNC: 7.51 )
LNC' s 10-Year EV-to-EBIT Range
Min: -43.5   Max: 24.2
Current: 7.51

-43.5
24.2
Shiller P/E 22.64
LNC's Shiller P/E is ranked higher than
79% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 29.02 vs. LNC: 22.64 )
LNC' s 10-Year Shiller P/E Range
Min: 1.47   Max: 34.22
Current: 22.64

1.47
34.22
Days Sales Outstanding 12.74
LNC's Days Sales Outstanding is ranked higher than
96% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.00 vs. LNC: 12.74 )
LNC' s 10-Year Days Sales Outstanding Range
Min: 11.74   Max: 541.52
Current: 12.74

11.74
541.52

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.18
LNC's Dividend Yield is ranked lower than
70% of the 157 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.18 vs. LNC: 1.18 )
LNC' s 10-Year Dividend Yield Range
Min: 0.12   Max: 27.13
Current: 1.18

0.12
27.13
Dividend Payout 0.11
LNC's Dividend Payout is ranked higher than
95% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. LNC: 0.11 )
LNC' s 10-Year Dividend Payout Range
Min: 0.04   Max: 8.5
Current: 0.11

0.04
8.5
Dividend growth (3y) 40.70
LNC's Dividend growth (3y) is ranked higher than
97% of the 119 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. LNC: 40.70 )
LNC' s 10-Year Dividend growth (3y) Range
Min: -67.3   Max: 81.7
Current: 40.7

-67.3
81.7
Yield on cost (5-Year) 24.97
LNC's Yield on cost (5-Year) is ranked higher than
99% of the 158 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.12 vs. LNC: 24.97 )
LNC' s 10-Year Yield on cost (5-Year) Range
Min: 2.5   Max: 564.46
Current: 24.97

2.5
564.46
Share Buyback Rate 5.20
LNC's Share Buyback Rate is ranked higher than
96% of the 137 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.70 vs. LNC: 5.20 )
LNC' s 10-Year Share Buyback Rate Range
Min: 5.2   Max: -15.2
Current: 5.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
LNC's Price/Tangible Book is ranked higher than
75% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.87 vs. LNC: 1.11 )
LNC' s 10-Year Price/Tangible Book Range
Min: 0.43   Max: 11.78
Current: 1.11

0.43
11.78
Earnings Yield (Greenblatt) 13.30
LNC's Earnings Yield (Greenblatt) is ranked higher than
85% of the 173 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. LNC: 13.30 )
LNC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.1   Max: 30.4
Current: 13.3

4.1
30.4
Forward Rate of Return (Yacktman) 23.43
LNC's Forward Rate of Return (Yacktman) is ranked higher than
65% of the 144 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.50 vs. LNC: 23.43 )
LNC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10   Max: 50.6
Current: 23.43

-10
50.6

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:LCO.Germany,
Lincoln National Corp was organized under the laws of the state of Indiana in 1968. The Company is a holding company operating multiple insurance and retirement businesses through subsidiary companies. Through its business segments the Company sells wealth protection, accumulation and retirement income products and solutions. Its products include fixed and indexed annuities, variable annuities, universal life insurance, variable universal life insurance , linked-benefit UL, term life insurance, indexed universal life insurance, employer-sponsored retirement plans and services, and group life, disability and dental. The Company provides products and services through four segments as follow: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities segment provides tax-deferred investment growth and lifetime income opportunities for its clients by offering fixed (including indexed) and variable annuities. The Retirement Plan Services segment provides employers with retirement plan products and services, mainly in the defined contribution retirement plan marketplace. The Life Insurance segment is engaged in the creation and protection of wealth for its clients by providing life insurance products, including term insurance, a linked-benefit product, indexed UL, and both single and survivorship versions of UL and VUL products. The Group Protection segment offers group non-medical insurance products, principally term life, disability and dental, to the employer marketplace through various forms of contributory and noncontributory plans. Its Our insurance subsidiaries is subject to regulation and supervision by the states, territories and countries in which they are licensed to do business.
» More Articles for LNC

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