Business Description
Mechanics Bank
NAICS : 522110
SIC : 6022
ISIN : US5836141029
Description
Mechanics Bank operates as a community bank in California. The bank provides personal banking, business banking, trust, and estate services, brokerage, and wealth management services. The bank operates a network of retail banking branches, as well as regional commercial lending and wealth management offices throughout the state of California. The bank also engages in indirect automobile lending activities including origination, securitization, and servicing of new and pre-owned retail automobile sales contracts from both franchised and independent automobile dealerships.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.16 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.26 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 0.3 | |||||
| 3-Year EPS without NRI Growth Rate | 32.9 | |||||
| 3-Year FCF Growth Rate | -26.8 | |||||
| 3-Year Book Growth Rate | -16.7 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 99.43 | |||||
| 9-Day RSI | 94.29 | |||||
| 14-Day RSI | 87.68 | |||||
| 6-1 Month Momentum % | 7.76 | |||||
| 12-1 Month Momentum % | 18.99 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.63 | |||||
| Dividend Payout Ratio | 1.09 | |||||
| Forward Dividend Yield % | 10.23 | |||||
| 5-Year Yield-on-Cost % | 6.63 | |||||
| 3-Year Average Share Buyback Ratio | -17.1 | |||||
| Shareholder Yield % | -9.43 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 31.16 | |||||
| FCF Margin % | 44.42 | |||||
| ROE % | 9.59 | |||||
| ROA % | 1.15 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.71 | |||||
| PE Ratio without NRI | 7.71 | |||||
| Shiller PE Ratio | 13.15 | |||||
| Price-to-Owner-Earnings | 7.5 | |||||
| PEG Ratio | 2.86 | |||||
| PS Ratio | 2.39 | |||||
| PB Ratio | 0.78 | |||||
| Price-to-Tangible-Book | 1.37 | |||||
| Price-to-Free-Cash-Flow | 5.39 | |||||
| Price-to-Operating-Cash-Flow | 5.23 | |||||
| EV-to-Revenue | 2.4 | |||||
| EV-to-FCF | 5.41 | |||||
| Price-to-Projected-FCF | 0.52 | |||||
| Price-to-Median-PS-Value | 0.79 | |||||
| Price-to-Graham-Number | 0.69 | |||||
| FCF Yield % | 18.49 | |||||
| Forward Rate of Return (Yacktman) % | 24.47 |
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