Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.13
NFBK's Cash to Debt is ranked higher than
53% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.37 vs. NFBK: 0.13 )
NFBK' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.13

Equity to Asset 0.20
NFBK's Equity to Asset is ranked higher than
96% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. NFBK: 0.20 )
NFBK' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.27
Current: 0.2

0.09
0.27
Interest Coverage 2.09
NFBK's Interest Coverage is ranked higher than
73% of the 1874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.39 vs. NFBK: 2.09 )
NFBK' s 10-Year Interest Coverage Range
Min: 0.31   Max: 9999.99
Current: 2.09

0.31
9999.99
F-Score: 6
Z-Score: 0.37
WACC vs ROIC
1.99%
2.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 37.88
NFBK's Operating margin (%) is ranked higher than
85% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.19 vs. NFBK: 37.88 )
NFBK' s 10-Year Operating margin (%) Range
Min: -254.95   Max: 50.7
Current: 37.88

-254.95
50.7
Net-margin (%) 23.90
NFBK's Net-margin (%) is ranked higher than
79% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.03 vs. NFBK: 23.90 )
NFBK' s 10-Year Net-margin (%) Range
Min: 19.48   Max: 282.41
Current: 23.9

19.48
282.41
ROE (%) 3.11
NFBK's ROE (%) is ranked higher than
56% of the 2051 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. NFBK: 3.11 )
NFBK' s 10-Year ROE (%) Range
Min: 3.09   Max: 23.74
Current: 3.11

3.09
23.74
ROA (%) 0.72
NFBK's ROA (%) is ranked higher than
70% of the 2054 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. NFBK: 0.72 )
NFBK' s 10-Year ROA (%) Range
Min: 0.62   Max: 2.23
Current: 0.72

0.62
2.23
ROC (Joel Greenblatt) (%) 116.26
NFBK's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 80.18 vs. NFBK: 116.26 )
NFBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 100.24   Max: 512.52
Current: 116.26

100.24
512.52
Revenue Growth (3Y)(%) 7.70
NFBK's Revenue Growth (3Y)(%) is ranked higher than
91% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NFBK: 7.70 )
NFBK' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 467.7
Current: 7.7

0
467.7
EBITDA Growth (3Y)(%) 17.00
NFBK's EBITDA Growth (3Y)(%) is ranked higher than
88% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. NFBK: 17.00 )
NFBK' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 17.1
Current: 17

0
17.1
EPS Growth (3Y)(%) 11.00
NFBK's EPS Growth (3Y)(%) is ranked higher than
81% of the 1604 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.90 vs. NFBK: 11.00 )
NFBK' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 12.3
Current: 11

0
12.3
» NFBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

NFBK Guru Trades in Q1 2014

Jim Simons 812,918 sh (+26.81%)
Charles Brandes 22,610 sh (+4.22%)
Michael Price 700,000 sh (unchged)
Paul Tudor Jones 30,859 sh (-30.83%)
» More
Q2 2014

NFBK Guru Trades in Q2 2014

Jim Simons 928,568 sh (+14.23%)
Paul Tudor Jones 31,768 sh (+2.95%)
Michael Price 700,000 sh (unchged)
Charles Brandes 22,345 sh (-1.17%)
» More
Q3 2014

NFBK Guru Trades in Q3 2014

Jim Simons 1,052,468 sh (+13.34%)
Charles Brandes 22,365 sh (+0.09%)
Michael Price 700,000 sh (unchged)
Paul Tudor Jones 11,586 sh (-63.53%)
» More
Q4 2014

NFBK Guru Trades in Q4 2014

Jim Simons 1,250,768 sh (+18.84%)
Paul Tudor Jones Sold Out
Charles Brandes 21,760 sh (-2.71%)
Michael Price 500,000 sh (-28.57%)
» More
» Details

Insider Trades

Latest Guru Trades with NFBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-12-31 Reduce -28.57%0.34%$13.04 - $14.81 $ 14.734%500000
John Keeley 2013-09-30 Sold Out 0.13%$11.61 - $12.42 $ 14.7322%0
Charles Brandes 2013-09-30 New Buy$11.61 - $12.42 $ 14.7322%20000
John Keeley 2013-06-30 Reduce -69.32%0.27%$11.23 - $11.83 $ 14.7327%540000
Michael Price 2013-06-30 Add 16.67%0.16%$11.23 - $11.83 $ 14.7327%700000
Michael Price 2013-03-31 New Buy0.89%$11.19 - $15.83 $ 14.7318%600000
John Keeley 2013-03-31 New Buy0.39%$11.19 - $15.83 $ 14.7318%1760000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 35.20
NFBK's P/E(ttm) is ranked higher than
63% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. NFBK: 35.20 )
NFBK' s 10-Year P/E(ttm) Range
Min: 26.21   Max: 61.09
Current: 35.2

26.21
61.09
Forward P/E 27.03
NFBK's Forward P/E is ranked higher than
65% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.08 vs. NFBK: 27.03 )
N/A
PE(NRI) 35.40
NFBK's PE(NRI) is ranked higher than
66% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. NFBK: 35.40 )
NFBK' s 10-Year PE(NRI) Range
Min: 26   Max: 60.19
Current: 35.4

26
60.19
P/B 1.20
NFBK's P/B is ranked higher than
72% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. NFBK: 1.20 )
NFBK' s 10-Year P/B Range
Min: 0.89   Max: 1.65
Current: 1.2

0.89
1.65
P/S 8.60
NFBK's P/S is ranked lower than
57% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.71 vs. NFBK: 8.60 )
NFBK' s 10-Year P/S Range
Min: 6.56   Max: 12.7
Current: 8.6

6.56
12.7
PFCF 29.40
NFBK's PFCF is ranked higher than
72% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 29.40 )
NFBK' s 10-Year PFCF Range
Min: 25.37   Max: 163.57
Current: 29.4

25.37
163.57
POCF 29.16
NFBK's POCF is ranked higher than
73% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 48.59 vs. NFBK: 29.16 )
NFBK' s 10-Year POCF Range
Min: 20.17   Max: 280.5
Current: 29.16

20.17
280.5
EV-to-EBIT 37.59
NFBK's EV-to-EBIT is ranked higher than
63% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.66 vs. NFBK: 37.59 )
NFBK' s 10-Year EV-to-EBIT Range
Min: 23.2   Max: 78.8
Current: 37.59

23.2
78.8
PEG 3.40
NFBK's PEG is ranked higher than
85% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 3.40 )
NFBK' s 10-Year PEG Range
Min: 1.71   Max: 119.5
Current: 3.4

1.71
119.5
Shiller P/E 43.60
NFBK's Shiller P/E is ranked higher than
74% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 43.60 )
NFBK' s 10-Year Shiller P/E Range
Min: 27.41   Max: 49.24
Current: 43.6

27.41
49.24
Days Sales Outstanding 34.49
NFBK's Days Sales Outstanding is ranked higher than
86% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 34.49 )
NFBK' s 10-Year Days Sales Outstanding Range
Min: 34.49   Max: 57.35
Current: 34.49

34.49
57.35

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
NFBK's Dividend Yield is ranked lower than
62% of the 1923 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.36 vs. NFBK: 1.90 )
NFBK' s 10-Year Dividend Yield Range
Min: 0.35   Max: 1.93
Current: 1.9

0.35
1.93
Dividend Payout 0.64
NFBK's Dividend Payout is ranked higher than
64% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. NFBK: 0.64 )
NFBK' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.79
Current: 0.64

0.11
0.79
Dividend growth (3y) 4.20
NFBK's Dividend growth (3y) is ranked higher than
81% of the 1175 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. NFBK: 4.20 )
NFBK' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 79.2
Current: 4.2

0
79.2
Yield on cost (5-Year) 2.70
NFBK's Yield on cost (5-Year) is ranked higher than
86% of the 1933 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. NFBK: 2.70 )
NFBK' s 10-Year Yield on cost (5-Year) Range
Min: 0.5   Max: 2.75
Current: 2.7

0.5
2.75
Share Buyback Rate 4.20
NFBK's Share Buyback Rate is ranked higher than
93% of the 1469 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.20 vs. NFBK: 4.20 )
NFBK' s 10-Year Share Buyback Rate Range
Min: 0   Max: -25.9
Current: 4.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
NFBK's Price/Tangible Book is ranked higher than
75% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. NFBK: 1.20 )
NFBK' s 10-Year Price/Tangible Book Range
Min: 0.91   Max: 1.7
Current: 1.2

0.91
1.7
Price/DCF (Projected) 1.00
NFBK's Price/DCF (Projected) is ranked higher than
80% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 1.00 )
NFBK' s 10-Year Price/DCF (Projected) Range
Min: 1   Max: 3.63
Current: 1

1
3.63
Price/Median PS Value 1.00
NFBK's Price/Median PS Value is ranked higher than
85% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. NFBK: 1.00 )
NFBK' s 10-Year Price/Median PS Value Range
Min: 0.95   Max: 1.19
Current: 1

0.95
1.19
Price/Peter Lynch Fair Value 6.90
NFBK's Price/Peter Lynch Fair Value is ranked lower than
63% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NFBK: 6.90 )
NFBK' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.6   Max: 6.95
Current: 6.9

1.6
6.95
Price/Graham Number 1.40
NFBK's Price/Graham Number is ranked higher than
68% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. NFBK: 1.40 )
NFBK' s 10-Year Price/Graham Number Range
Min: 1.39   Max: 1.86
Current: 1.4

1.39
1.86
Earnings Yield (Greenblatt) 2.70
NFBK's Earnings Yield (Greenblatt) is ranked higher than
55% of the 2041 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. NFBK: 2.70 )
NFBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 4.3
Current: 2.7

1.3
4.3
Forward Rate of Return (Yacktman) 8.04
NFBK's Forward Rate of Return (Yacktman) is ranked higher than
64% of the 1318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. NFBK: 8.04 )
NFBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.7   Max: 24.6
Current: 8.04

1.7
24.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Northfield Bancorp Inc, a Delaware Corporation was organized in June 2010. The Company through its main subsidiary, Northfield Bank, provides various banking services mainly to individuals and corporate customers in Richmond and Kings Counties, in New York, and Union and Middlesex Counties, in New Jersey. The Bank's main business consists of originating multifamily and other commercial real estate loans, purchasing investment securities, including mortgage-backed securities and corporate bonds, and to a lesser extent depositing funds in other financial institutions. It also offers construction and land loans, commercial and industrial loans, one-to-four family residential mortgage loans, and home equity loans and lines of credit. It offers various deposit accounts, including certificates of deposit, passbook, statement, and money market savings accounts, transaction deposit accounts, individual retirement accounts, and to a lesser extent when it is deemed cost effective, brokered deposits. Deposits are the Bank's main source of funds for its lending and investing activities. It also borrows funds, mainly repurchase agreements with brokers and Federal Home Loan Bank of New York advances. The Company competes with other financial institutions, including large money center and regional banks, community banks, credit unions, brokerage firms, mutual funds, and insurance companies. The Company is subject to extensive supervision, regulation, and examination by the Office of the Comptroller of the Currency, the Federal Reserve Board and the Federal Deposit Insurance Corporation.
» More Articles for NFBK

Headlines

Articles On GuruFocus.com
Considering Conversion? Try Winning Sep 20 2013 
comment on NFBK May 22 2013 
Northfield Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2010 
Northfield Bancorp Inc. Reports Operating Results (10-Q) May 10 2010 

More From Other Websites
Judy Calabrese Promoted to Senior Vice President and Director of Human Resources Feb 12 2015
Northfield Bank Declares Cash Dividend and Launches New Checking Product Feb 12 2015
Photo Release -- Northfield Bank Promotes Judy Calabrese to Senior Vice President Feb 12 2015
Photo Release -- Northfield Bank Promotes Judy Calabrese to Senior Vice President Feb 12 2015
Northfield meets 4Q profit forecasts Jan 28 2015
Northfield meets 4Q profit forecasts Jan 28 2015
Northfield Bancorp Announces Fourth Quarter and Year End 2014 Results Jan 28 2015
Northfield Bancorp Announces Fourth Quarter and Year End 2014 Results Jan 28 2015
Citizens Financial Gains on Q4 Earnings Beat, Profits Up - Analyst Blog Jan 27 2015
People's United Q4 Earnings Beat, Loan & Deposits Grow - Analyst Blog Jan 16 2015
Northfield Bancorp (NFBK): Strong Industry, Solid Earnings Estimate Revisions Dec 12 2014
Northfield Bancorp (NFBK) Is Today's Strong And Under The Radar Stock Nov 25 2014
Daniel A. Greene Joins Northfield Bank as Senior Vice President and Commercial Banking Lead Nov 12 2014
Photo Release -- Daniel A. Greene Joins Northfield Bank as Senior Vice President and Commercial... Nov 12 2014
Northfield Bank to Hold Employment Open House in Brooklyn Nov 12 2014
Will Northfield Bancorp (NFBK) Crush Estimates at Its Next Earnings Report? Nov 10 2014
People's United Reports In-Line Q3 Earnings, Revenues Down Oct 17 2014
4 Small Bank CEOs Speak On The Future Of Opportunities In The Sector Oct 15 2014
BNY Mellon to Buy Cutwater Asset Management from MBIA Oct 07 2014
Exclusive: Northfield Bancorp, Inc. Top Executives On Growth, M&A And More Sep 19 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK