NFBK (Northfield Bancorp) Enterprise Value: $1,270.3 Mil (As of Jul. 05, 2026) ***


NFBK Northfield Bancorp Inc NFBK
61 GF Score
Price $14.79
GF Value $13.29
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Northfield Bancorp Enterprise Value?

Northfield Bancorp NFBK -0.74% 61 Enterprise Value is $1,270.3 Mil as of Jul. 05, 2026. GuruFocus rates NFBK with a GF Score™ of 61/100 and a GF Value™ of $13.29 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Northfield Bancorp's Enterprise Value is $1,270.3 Mil. Northfield Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $159.9 Mil. Therefore, Northfield Bancorp's EV-to-Revenue ratio for today is 7.95.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Northfield Bancorp's Enterprise Value is $1,270.3 Mil. Northfield Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $64.1 Mil. Therefore, Northfield Bancorp's EV-to-OCF ratio for today is 19.83.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Northfield Bancorp's Enterprise Value is $1,270.3 Mil. Northfield Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $63.0 Mil. Therefore, Northfield Bancorp's EV-to-FCF ratio for today is 20.17.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Northfield Bancorp  (NAS:NFBK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Northfield Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1270.334/159.878
=7.95

Northfield Bancorp's current Enterprise Value is $1,270.3 Mil.
Northfield Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $159.9 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Northfield Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1270.334/64.052
=19.83

Northfield Bancorp's current Enterprise Value is $1,270.3 Mil.
Northfield Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $64.1 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Northfield Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1270.334/62.972
=20.17

Northfield Bancorp's current Enterprise Value is $1,270.3 Mil.
Northfield Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $63.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Northfield Bancorp Enterprise Value Related Terms


Northfield Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for Northfield Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northfield Bancorp Enterprise Value Chart

Northfield Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,116.69 1,360.11 1,166.81 1,090.85 1,305.36

Northfield Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,166.22 1,306.22 1,332.27 1,305.36 1,218.13

NFBK vs RCBC, NRIM, ACNB: Enterprise Value Comparison

For the Banks - Regional subindustry, Northfield Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northfield Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Northfield Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Northfield Bancorp's Enterprise Value falls into.


NFBK
61GF Score
Northfield Bancorp Inc NFBK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Northfield Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Northfield Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Northfield Bancorp's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $1,270.3 Mil mean?
Northfield Bancorp (NFBK) has a Enterprise Value of $1,270.3 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Northfield Bancorp and its competitors.
Is Northfield Bancorp's Enterprise Value too high?
Northfield Bancorp's current Enterprise Value is $1,270.3 Mil. Overall, Northfield Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northfield Bancorp's Enterprise Value compare to RCBC and NRIM?
Northfield Bancorp's Enterprise Value of $1,270.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Northfield Bancorp and its competitors. Northfield Bancorp's current Enterprise Value is $1,270.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northfield Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Northfield Bancorp (NFBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.29, compared to a current price of $14.79 — trading 11.3% above its estimated fair value. The current Enterprise Value is $1,270.3 Mil. Northfield Bancorp's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Northfield Bancorp (NFBK), the current Enterprise Value is $1,270.3 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northfield Bancorp (NFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Northfield Bancorp stock appears to be overvalued. The current stock price of $14.79 is trading 11.3% above its estimated GF Value™ of $13.29. GuruFocus considers Northfield Bancorp to be Modestly Overvalued.

Key valuation signals for NFBK:

  • Enterprise Value: $1,270.3 Mil
  • GF Value™: $13.29 vs. price of $14.79 (11.3% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the NFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northfield Bancorp Business Description

Address 581 Main Street, Suite 810, Woodbridge, NJ, USA, 07095
Northfield Bancorp Inc is the holding company for Northfield Bank. Its subsidiary provides banking services to individuals and corporate customers in Richmond and Kings Counties in New York, and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. The bank attracts deposits and offers credit and other banking services.
61GF Score

Get the complete analysis for NFBK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.79
Price
$13.29
GF Value