Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four major business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, and others.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.84
Equity-to-Asset	0.08
Debt-to-Equity	0.24
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.33	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.9
	3-Year EPS without NRI Growth Rate	41
	3-Year FCF Growth Rate	-98.4
	3-Year Book Growth Rate	5.1

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	42.65
	9-Day RSI	41.64
	14-Day RSI	41.76
	6-1 Month Momentum %	15.65
	12-1 Month Momentum %	136.99

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.43
	Dividend Payout Ratio	0.03
	Forward Dividend Yield %	0.43
	5-Year Yield-on-Cost %	0.43
	3-Year Average Share Buyback Ratio	-15.6
	Shareholder Yield %	-4.8

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.31
	FCF Margin %	-17.18
	ROE %	16.19
	ROA %	1.2
	Years of Profitability over Past 10-Year	8

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	8.32
	PE Ratio without NRI	8.32
	Shiller PE Ratio	68.02
	PS Ratio	2.44
	PB Ratio	1.27
	Price-to-Tangible-Book	1.07
	EV-to-Revenue	1.31
	EV-to-FCF	-8.71
	Price-to-Projected-FCF	1.28
	Price-to-Graham-Number	0.58
	FCF Yield %	-7.87
	Forward Rate of Return (Yacktman) %	-4.93

Financials

Annual Quarterly TTM

NSE:J&KBANK's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Jammu & Kashmir Bank Ltd Executives

Details

GF Value: ₹46.13

NSE:J&KBANK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with J&KBANK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₹)	60,429.4
	EPS (TTM) (₹)	16.82
	Beta	1.2
	Volatility %	37.18
	14-Day RSI	41.76
	14-Day ATR (₹)	6.671009
	20-Day SMA (₹)	127.4475
	12-1 Month Momentum %	136.99
	52-Week Range (₹)	54.9 - 152.5
	Shares Outstanding (Mil)	1,101.18

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Jammu & Kashmir Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Jammu & Kashmir Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(₹)
No Event Data

Jammu & Kashmir Bank Ltd Frequently Asked Questions

What is Jammu & Kashmir Bank Ltd(NSE:J&KBANK)'s stock price today?

The current price of NSE:J&KBANK is ₹119.45. The 52 week high of NSE:J&KBANK is ₹152.50 and 52 week low is ₹54.90.

When is next earnings date of Jammu & Kashmir Bank Ltd(NSE:J&KBANK)?

The next earnings date of Jammu & Kashmir Bank Ltd(NSE:J&KBANK) is .

Does Jammu & Kashmir Bank Ltd(NSE:J&KBANK) pay dividends? If so, how much?

The Dividend Yield % of Jammu & Kashmir Bank Ltd(NSE:J&KBANK) is 0.43% (As of Today), Highest Dividend Payout Ratio of Jammu & Kashmir Bank Ltd(NSE:J&KBANK) was 0.48. The lowest was 0.03. And the median was 0.25. The Forward Dividend Yield % of Jammu & Kashmir Bank Ltd(NSE:J&KBANK) is 0.43%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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