Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.08
NYSE:ALLY's Cash to Debt is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 0.08 )
NYSE:ALLY' s 10-Year Cash to Debt Range
Min: 0.07   Max: No Debt
Current: 0.08

Equity to Asset 0.10
NYSE:ALLY's Equity to Asset is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 0.10 )
NYSE:ALLY' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.13
Current: 0.1

0.09
0.13
Interest Coverage 0.11
NYSE:ALLY's Interest Coverage is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 0.11 )
NYSE:ALLY' s 10-Year Interest Coverage Range
Min: 0.11   Max: 0.13
Current: 0.11

0.11
0.13
F-Score: 3
Z-Score: 0.11
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 13.73
NYSE:ALLY's Operating margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 13.73 )
NYSE:ALLY' s 10-Year Operating margin (%) Range
Min: -23.91   Max: 14.9
Current: 13.73

-23.91
14.9
Net-margin (%) 11.13
NYSE:ALLY's Net-margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 11.13 )
NYSE:ALLY' s 10-Year Net-margin (%) Range
Min: -3.95   Max: 20.4
Current: 11.13

-3.95
20.4
ROE (%) 4.56
NYSE:ALLY's ROE (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 4.56 )
NYSE:ALLY' s 10-Year ROE (%) Range
Min: -0.79   Max: 6.11
Current: 4.56

-0.79
6.11
ROA (%) 0.50
NYSE:ALLY's ROA (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 0.50 )
NYSE:ALLY' s 10-Year ROA (%) Range
Min: -0.09   Max: 0.65
Current: 0.5

-0.09
0.65
ROC (Joel Greenblatt) (%) 119.76
NYSE:ALLY's ROC (Joel Greenblatt) (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NYSE:ALLY: 119.76 )
NYSE:ALLY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 23.69   Max: 23.69
Current: 119.76

» NYSE:ALLY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

ALLY Guru Trades in

ALLY Guru Trades in

ALLY Guru Trades in

Q2 2014

ALLY Guru Trades in Q2 2014

Michael Price 707,500 sh (New)
John Paulson 2,006,213 sh (New)
Howard Marks 7,993,230 sh (New)
Daniel Loeb 45,595,000 sh (New)
Chuck Royce 53,300 sh (New)
Jeremy Grantham 666,500 sh (New)
George Soros 1,494,450 sh (New)
Richard Snow 2,338,372 sh (New)
Richard Perry 14,270,730 sh (New)
Louis Moore Bacon 50,000 sh (New)
Third Avenue Management 139,500 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with NYSE:ALLY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Daniel Loeb 2014-06-30 New Buy13.4%$23.46 - $25.21 $ 23.74-2%45595000
Richard Perry 2014-06-30 New Buy9.4%$23.46 - $25.21 $ 23.74-2%14270730
Michael Price 2014-06-30 New Buy2.1%$23.46 - $25.21 $ 23.74-2%707500
George Soros 2014-06-30 New Buy0.27%$23.46 - $25.21 $ 23.74-2%1494450
John Paulson 2014-06-30 New Buy0.21%$23.46 - $25.21 $ 23.74-2%2006213
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Ally Financial Inc

SymbolPriceYieldDescription
ALFI1010.006.937 % Perp Pfd Shs Series -G- Reg-S
ALLYPRB0.007.87Fixed to Floating Rate Perp Pfd Shs Series -A-
GMSPZ0.000.007 % Perp Pfd Shs Series -G

Top Ranked Articles about Ally Financial Inc

Daniel Loeb's New Stocks
Dan Loeb is CEO of Third Point LLC, founded in 1995, where he oversees all investment activity. Third Point describes its underlying strategy as “event-driven, value-oriented,” and says it “seeks to identify situations where we anticipate a catalyst will unlock value,” on its website. Read more...
Top Hedge Fund Managers Are Buying Ally Financial
Now that the investment management firms have filed their Form 13Fs with the SEC, we can gain better insight into which securities the investing gurus are buying and selling. The S&P 500 Grid at GuruFocus can be used to find the top buys, sells and net buys based on a number of different categories. Read more...

Ratios

vs
industry
vs
history
P/B 0.80
ALLY's P/B is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 0.80 )
ALLY' s 10-Year P/B Range
Min: 0.81   Max: 1.01
Current: 0.8

0.81
1.01
P/S 1.60
ALLY's P/S is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 1.60 )
ALLY' s 10-Year P/S Range
Min: 1.55   Max: 1.88
Current: 1.6

1.55
1.88
PFCF 19.00
ALLY's PFCF is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 19.00 )
ALLY' s 10-Year PFCF Range
Min: 8.27   Max: 20.15
Current: 19

8.27
20.15
EV-to-EBIT 88.26
ALLY's EV-to-EBIT is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 88.26 )
ALLY' s 10-Year EV-to-EBIT Range
Min: 87.9   Max: 114.9
Current: 88.26

87.9
114.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.83
ALLY's Price/Tangible Book is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 0.83 )
ALLY' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 1.01
Current: 0.83

0.85
1.01
Price/Median PS Value 0.99
ALLY's Price/Median PS Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 0.99 )
ALLY' s 10-Year Price/Median PS Value Range
Min: 1.01   Max: 1.15
Current: 0.99

1.01
1.15
Price/Graham Number 0.72
ALLY's Price/Graham Number is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 0.72 )
ALLY' s 10-Year Price/Graham Number Range
Min: 0.74   Max: 1
Current: 0.72

0.74
1
Earnings Yield (Greenblatt) 1.10
ALLY's Earnings Yield (Greenblatt) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. ALLY: 1.10 )
ALLY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.9   Max: 1.1
Current: 1.1

0.9
1.1

Business Description

Industry: »
Compare: » details
Traded in other countries:ALFI.USA, GMZ.Germany
Ally Financial Inc. is an independent financial services firm which provides financial products and services to automotive dealers and their customers. Its primary banking subsidiary is Ally Bank, which is an indirect wholly owned subsidiary of Ally Financial Inc. Global Automotive Services and Mortgage are its primary lines of business. Its Global Automotive Services offer a wide range of financial services and products to retail automotive consumers, automotive dealerships, and other commercial businesses. Its Global Automotive Services consist of three separate reportable segments — North American Automotive Finance operations, International Automotive Finance operations, and Insurance operations. The products and services offered by its automotive finance services include the purchase of retail installment sales contracts and leases, offering of term loans to dealers, financing of dealer floorplans and other lines of credit to dealers, fleet leasing, and vehicle remarketing services. It also offer vehicle service contracts and selected commercial insurance coverages in the United States and internationally. Its vehicle service contracts offer vehicle owners and lessees mechanical repair protection and roadside assistance for new and used vehicles beyond the manufacturer's new vehicle warranty. Its Mortgage operations engage in the origination, purchase, servicing, sale, and securitization of consumer (i.e., residential) mortgage loans and mortgage-related products.
» More Articles for ALLY

Headlines

Articles On GuruFocus.com
The Top Net Buys Of The Hedge Fund Gurus Sep 12 2014 
Daniel Loeb's New Stocks Aug 25 2014 
Top Hedge Fund Managers Are Buying Ally Financial Aug 15 2014 
Howard Marks' Top Five of the Second Quarter Aug 12 2014 
What to Expect With Ally Financial's Second Quarter Financials Jul 28 2014 
Weekly CEO Buys Highlight: OPK, AMRC, ENBL, ALLY, NEON Apr 21 2014 
The Simple Reason Why You Shouldn't Invest in ALLY Apr 11 2014 
Daniel Loeb Comments on Ally Financial Jan 22 2014 

More From Other Websites
Why Davidson Kempner eliminates position in JPMorgan Chase Sep 22 2014
Must-know: Davidson Kempner sells stake in Omnicom Sep 19 2014
Alibaba IPO Proceeds Lifts U.S. Total To 10-Year High Sep 19 2014
Why Davidson Kempner initiates new position in Newell Rubbermaid Sep 18 2014
Why Davidson Kempner adds new position in WL Ross Holding Sep 18 2014
Why Davidson Kempner adds new position in Ally Financial Sep 18 2014
Auto lenders face tougher US supervision Sep 17 2014
[$$] U.S. to Regulate More Car-Loan Providers Sep 17 2014
U.S. consumer bureau proposes scrutiny of non-bank auto lenders Sep 17 2014
Overview: Davidson Kempner Capital Management’s 2Q14 positions Sep 17 2014
Auto Lenders Face More Scrutiny in Move to End Loan Bias Sep 16 2014
[$$] Ally Financial Upgrades Capital Projection Sep 16 2014
ALLY FINANCIAL INC. Files SEC form 8-K, Regulation FD Disclosure Sep 16 2014
Morgan Stanley Reiterates On Ally Financial Inc Following August Prime Trust Data Sep 16 2014
Moody's assigns provisional ratings to Ally Auto Receivables Trust 2014-2 Sep 15 2014
Treasury Says It Plans Further Sales of Ally Financial Stock Sep 12 2014
[$$] Treasury Pares Ally Financial Stake Sep 12 2014
ALLY FINANCIAL INC. Files SEC form 8-K, Regulation FD Disclosure Sep 09 2014
D. E. Shaw increases its position in Time Warner Cable Sep 05 2014
D. E. Shaw starts a new position in Applied Materials Sep 04 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK