Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Ally Financial's share price for the quarter that ended in Mar. 2026 was $39.23. Ally Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 307 Mil. Therefore, Ally Financial's market cap for the quarter that ended in Mar. 2026 was $12,060 Mil.
Ally Financial's quarterly market cap
increased
from Sep. 2025 ($12,067 Mil) to Dec. 2025 ($13,972 Mil) but then
declined
from Dec. 2025 ($13,972 Mil) to Mar. 2026 ($12,060 Mil).
Ally Financial's annual market cap
increased
from Dec. 2023 ($10,562 Mil) to Dec. 2024 ($10,991 Mil) and
increased
from Dec. 2024 ($10,991 Mil) to Dec. 2025 ($13,972 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Ally Financial's Enterprise Value for Today is $28,047 Mil.
Ally Financial (NYSE:ALLY) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Ally Financial Market Cap Related Terms
Ally Financial Market Cap Historical Data
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The historical data trend for Ally Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ally Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where Ally Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Ally Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial (ALLY) has a Market Cap of $14,171 Mil as of Jul. 06, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #14 out of 552 companies in the Credit Services industry, placing it in the top 2.5%.
Is Ally Financial's Market Cap too high?
Ally Financial's current Market Cap is $14,171 Mil. The Credit Services industry median Market Cap is 44.28. Ally Financial's value of $14,171 Mil is 31900.6% above this industry median. Based on the distribution chart, Ally Financial ranks #14 out of 552 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ally Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Market Cap compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #14 out of 552 companies for Market Cap. This places Ally Financial in the top 3% of its industry — outperforming the majority of peers. The industry median Market Cap is 44.28. Ally Financial's value of $14,171 Mil is 31900.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 44.28, based on 552 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ally Financial's current Market Cap of $14,171 Mil is 31900.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median Market Cap is 44.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current Market Cap is $14,171 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.67, compared to a current price of $46.23 — trading 19.6% above its estimated fair value. The current Market Cap is $14,171 Mil and 31900.6% above the Credit Services industry median of 44.28. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Ally Financial (ALLY), the current Market Cap is $14,171 Mil as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (ALLY) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of $46.23 is trading 19.6% above its estimated GF Value™ of $38.67.
GuruFocus considers Ally Financial to be Modestly Overvalued.
Key valuation signals for ALLY:
Market Cap: $14,171 Mil
GF Value™: $38.67 vs. price of $46.23 (19.6% above fair value)
Industry Position: 31900.6% above the Credit Services median (#14 of 552)
No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score
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