Bank of Commerce is engaged in providing banking solutions and complete services in deposit, commercial loans, credit card services, consumer banking, corporate banking, treasury, asset management, transaction banking, and trust and investments. The Bank's business segments involve the Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and others.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	3.85
Equity-to-Asset	0.14
Debt-to-Equity	0.24
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.5	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.6
	3-Year EPS without NRI Growth Rate	44.8
	3-Year FCF Growth Rate	-35.2
	3-Year Book Growth Rate	20.5

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	49.67
	9-Day RSI	54.84
	14-Day RSI	56.04
	6-1 Month Momentum %	-11.64
	12-1 Month Momentum %	-13.19

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	3.1
	Shareholder Yield %	1.68

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.84
	FCF Margin %	122.61
	ROE %	9.49
	ROA %	1.3
	Years of Profitability over Past 10-Year	9

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.47
	PE Ratio without NRI	4.47
	Shiller PE Ratio	10.14
	Price-to-Owner-Earnings	1.04
	PEG Ratio	0.29
	PS Ratio	1.24
	PB Ratio	0.35
	Price-to-Tangible-Book	0.36
	Price-to-Free-Cash-Flow	0.87
	Price-to-Operating-Cash-Flow	0.84
	EV-to-Revenue	-0.75
	EV-to-FCF	-0.59
	Price-to-Peter-Lynch-Fair-Value	0.29
	Price-to-Graham-Number	0.27
	FCF Yield %	124.09

Financials

Annual Quarterly TTM

PHS:BNCOM's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Bank of Commerce Executives

Details

GF Value

PHS:BNCOM

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Good signs with BNCOM. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₱)	9,910.742
	EPS (TTM) (₱)	1.56
	Beta	0
	Volatility %	30.63
	14-Day RSI	56.04
	14-Day ATR (₱)	0.24758
	20-Day SMA (₱)	6.744
	12-1 Month Momentum %	-13.19
	52-Week Range (₱)	5.5 - 7.8
	Shares Outstanding (Mil)	1,403.01

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Bank of Commerce Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Bank of Commerce Stock Events

Financials Calendars

	Event	Date	Price(₱)
No Event Data

Bank of Commerce Frequently Asked Questions

What is Bank of Commerce(PHS:BNCOM)'s stock price today?

The current price of PHS:BNCOM is ₱6.98. The 52 week high of PHS:BNCOM is ₱7.80 and 52 week low is ₱5.50.

When is next earnings date of Bank of Commerce(PHS:BNCOM)?

The next earnings date of Bank of Commerce(PHS:BNCOM) is .

Does Bank of Commerce(PHS:BNCOM) pay dividends? If so, how much?

Bank of Commerce(PHS:BNCOM) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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