Q4 2022 Bank of the Philippine Islands Earnings Call Transcript
Good afternoon, ladies and gentlemen. Welcome to BPI's Fourth Quarter and Full Year 2022 Earnings Call.
This is Chinky Lukban, Head of BPI's Corporate Strategy team, your moderator for this afternoon's session.
I am pleased to introduce you to our speakers and panelists this afternoon. First off, TG Limcaoco, our President and CEO; Eric Luchangco, our CFO and Chief Sustainability Officer; Juan C. Syquia, Head of our Institutional Banking; Tere Marcial, Head of our Wealth Management; Jojo Ocampo, Head of Mass Retail Products; and Ginbee Go, Head of Consumer Banking.
We also acknowledge the presence of the rest of the BPI leadership team joining us on this call. This afternoon's agenda will begin with opening remarks from our President, TG Limcaoco followed by our CFO, Eric Luchangco, who will walk you through this quarter's macroeconomic updates, performance highlights, digital and sustainability updates.
The floor will then be open to questions from the audience. Just some
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