Penns Woods Bancorp Inc Annual Shareholders Meeting Transcript
Hello, and welcome to the Annual Meeting of Shareholders of Penns Woods Bancorp, Inc. Please note that today's meeting is being recorded. (Operator Instructions) It is now my pleasure to turn today's meeting over to Dick Grafmyre. Mr. Grafmyre, the floor is yours.
Good morning, fellow shareholders and friends. I'm Dick Grafmyre and the CEO of Penns Woods Bancorp. I am pleased to welcome you to the 2022 Annual Meeting of Shareholders. By designation of the Board of Directors, I will serve as Chairman of this meeting, and Michelle Karas will serve as Secretary.
We are conducting our 2022 Annual Meeting as a virtual meeting. Shareholders are able to attend the virtual meeting via the web portal information that was distributed previously. As in the past, we will conduct the business portion of the meeting first and then respond to any general questions or comments at the end of the meeting.
Shareholders can submit questions or comments by typing the question or comment in the designated field on the
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