Q1 2019 Financial Institutions Inc Earnings Call Transcript
Hello, and welcome to Financial Institutions Inc. First Quarter 2019 Earnings Call. (Operator Instructions) Please note this event is being recorded.
Now I'd like to turn the conference over to your host today, Shelly Doran, Director of Investors and External Relations. Please go ahead, ma'am.
Thank you for joining us for today's call. Providing prepared comments will be President and Chief Executive Officer, Marty Birmingham; and Chief Financial Officer, Justin Bigham. During the question-and-answer portion of the call, they will be joined by Chief Banking and Revenue Officer, Bill Kreienberg; and Chief Accounting Officer, Mike Grover.
Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to this morning's earnings release and our historical SEC filings, which are
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